http://forum.lowyat.net/ Mon, 15 Jun 2026 21:19:24 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/2808177 Hi Property Gurus and all who have sold your houses before.<br /><br />Can I ask how the bank derives the redemption sum ?<br />Can you share your experiences if the bank actually charges more than what is owed to them?<br /><br />In my case, I still owe the bank 95k for my home loan<br />It is still within lock-in period..so additional 3% is charged to me..<br /><br />From my calculation... 95k + 3% penalty = RM 97850<br /><br />However, the bank(Public Bank) is requesting for RM 100k redemption sum...<br /><br />Is this bank&#39;s standard operating procedure? wisdomtot Property For Sale Sat, 11 May 2013 15:49:04 +0800