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        <title>Lowyat.NET: Latest topics by Molytinae</title>
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        <lastBuildDate>Tue, 09 Jun 2026 11:07:53 +0800</lastBuildDate>
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            <title>Need sifuu advise on my 1st Home Loan</title>
            <link>http://forum.lowyat.net/topic/3093153</link>
            <description>Hi all sifusss,&lt;br /&gt;&lt;br /&gt;I m new buyer and getting a new property with price 460k+++,&lt;br /&gt;but i currently just change my employment (started work mid of december 2013)&lt;br /&gt;&lt;br /&gt;Developer got rebate 10% means remaining 420k++...&lt;br /&gt;&lt;br /&gt;Can i joint loan application with my girlfriend to get 100% loan?&lt;br /&gt;&lt;br /&gt;My current salary&lt;br /&gt;basic 2100&lt;br /&gt;allowances 800&lt;br /&gt;commision - based on sales&lt;br /&gt;&lt;br /&gt;My girlfren salary&lt;br /&gt;basic 1500&lt;br /&gt;- her freelance income around 2500&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;seek for advise&amp;#33;&amp;#33;&amp;#33;</description>
            <author>Molytinae</author>
            <category>Property Talk</category>
            <pubDate>Wed, 08 Jan 2014 14:15:51 +0800</pubDate>
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