Lowyat.NET: Latest topics by Linust70

Finding available route after primary school

Linust70 — Wed, 26 Oct 2022 15:55:36 +0800

Hi all, my son is 11 yo now. He is studying in Kuen Cheng, KL, a chinese SRJK. We communicate using English at home. He is not top student in his class, maybe ranked 10 to 20. Probably his chance of getting into public university is ... i dont know. I wish to send him oversea (SG or AU) to do his first degree providing we have no income problem in the coming years. If we are not able to send him to oversea, the least we are able to send him to local private university like Monash Malaysia. I am not educationalist. I have limited information on where to go after standard six. I am curious also why some Malaysian are able to study in SG at 16 yo, on what scholarship. I wish to get an insight from sifu here or you may share your experience to me. Thank you very much.

External hard disk casing

Linust70 — Mon, 26 Dec 2016 14:20:06 +0800

Item(s):

Package includes: casing

[b]Price:RM25

[b]Warranty:

Dealing method:cod

[b]Location of seller:puchong

[b]Contact method/details:

Age of item:4 months

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[b]Item(s) conditions:

Picture:

[b]Reason for sale:not used

Illegear I7 4700 32GB RAM for sale

Linust70 — Mon, 26 Dec 2016 14:17:10 +0800

Item(s):used laptop 15"

[b]Package includes:laptop and battery

[b]Price:RM1650.00 (Bought RM5657.00. This is my spare laptop)

[b]Warranty:1 month

[b]Dealing method:cod

[b]Location of seller: Puchong

[b]Contact method/details: pm

[b]Age of item: 3 years + 3 months

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[b]Item(s) conditions:8/10

[b]Picture:

[b]Reason for sale:Seldom use

Agent fee if the transaction is terminated

Linust70 — Sat, 05 Nov 2016 17:36:55 +0800

Dear folks,

Just want to check with you all, i sold my house through a real estate agent. The buyer paid the 10% downpayment. I received 8% and 2% goes to the agent. The S&P was signed by both parties and it was stamped. And now it is 2 months after the S&P was stamped. In case the buyer terminate the transaction, can i get the 2% from the agent ? Should i pay the lawyer for the transaction ?

Thank you.

Regards,

Wooi

Trade - In Sofa

Linust70 — Mon, 08 Jul 2013 14:36:44 +0800

Anybody know which shop can trade-in used sofa ? Pls PM me. Thanks.

Housing loan 70%

Linust70 — Sun, 26 May 2013 10:55:37 +0800

TKTTTCC,

which bank can give approval without looking at portfolio of applicant for loan 70% of purchase price ?

I heard Alliance bank wont look at applicant portfolio if applicant can pay up to 30% downpayment, is it true ?

TQ.

Guarantor

Linust70 — Thu, 10 Jan 2013 16:20:06 +0800

Will one reduces his ability to borrow loan if he act as guarantor for other ?

Say, A becomes a guarantor for B's RM2000 car loan, will A's ability for housing loan reduce RM2000 as well ?

IS SHOP HOUSE COMMERCIAL OR RESIDENTIAL PROPERTY ?

Linust70 — Fri, 28 Dec 2012 21:28:40 +0800

Dear all sifu,

is shop house considered commercial or residential property ? It is mentioned in the S&P as "Shop house". Checked with Majlis perbandaran, it is within commercial zone. The property is kind of old premises along main road of old town area, where the premises was initially used as residential and finally being converted to shop. But the buyer took "residential property" loan rate. What is the most deterministic method to confirm the type of property ?

Thanks,

Ralph

Is there a cap for agent Fee ?

Linust70 — Wed, 21 Nov 2012 09:58:53 +0800

As title quoted. Normally the fee is 3%. Say, the property price is 1 mil, then the agent fee is 30k, and it becomes a rolling snow ball depending on property price. Is there a cap for this ?

Medical card that can can pay normal GL

Linust70 — Sun, 04 Nov 2012 17:42:26 +0800

is there any medical card than can claim/pay the normal clinic consultation fee ? ie, fever, cold, flu (normal one). I know there are many employer bring along company med. card to see doctor.

Thank you.