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        <title>Lowyat.NET: Latest topics by shinn_tan</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 17 Jun 2026 23:32:04 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Armata pls kambing</title>
            <link>http://forum.lowyat.net/topic/3853722</link>
            <description>[@Armata]&lt;br /&gt;&lt;br /&gt;[@Armata_kantoi] exposed your fake waifu d...&lt;br /&gt;&lt;br /&gt;so apa lu gonna do?&lt;br /&gt;</description>
            <author>shinn_tan</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 27 Jan 2016 10:33:36 +0800</pubDate>
        </item>
        <item>
            <title>Need some profesional suggestion</title>
            <link>http://forum.lowyat.net/topic/3735356</link>
            <description>Hi guys, this is my 1st post in here and i saw a post somehow related to mine if you wouldnt mind.&lt;br /&gt;&lt;br /&gt;Currently im 24yo coming to 25, having a stable relationship with my GF and i planned to get married after my new house is ready to move in.&lt;br /&gt;&lt;br /&gt;My question is,&lt;br /&gt;&lt;br /&gt;Am I over commitment or very high commitment?&lt;br /&gt;&lt;br /&gt;liabilities and assets which i have as follows:-&lt;br /&gt;&lt;br /&gt;1. 2 Myvis loan repayment around RM750 (both is 2nd hand, 1 already pay half of the loan and close to 4 years to finish the loan. the other 1 under my name but i give my friend drive and he pay me installment+every year insurance)&lt;br /&gt;&lt;br /&gt;2. 3 personal loan in total repayment around RM550&lt;br /&gt;&lt;br /&gt;3. 2 credit cards in total repayment around RM600 (1 i aleady stop using and keep pay more than minimum payment of outstanding amount till fully settled. The other i using for bill repayments and i repay more than i use every month)&lt;br /&gt;&lt;br /&gt;4. unifi bills + rental around RM450&lt;br /&gt;&lt;br /&gt;5. 2 insurance (life + saving plan) in total RM400&lt;br /&gt;&lt;br /&gt;6. new house just recently bought and the completion and ready to move in is around 2018 (currently paying progressive interests only)&lt;br /&gt;&lt;br /&gt;my gross income per month officially is 3.3k (i dont include those unofficial ones cause its not stable)&lt;br /&gt;&lt;br /&gt;so far i still managed to &amp;quot;survive&amp;quot; but no matter how i do it doesnt seems right. my savings sometimes will be &amp;quot;pull up ganti bawah&amp;quot; those kinds&lt;br /&gt;&lt;br /&gt;I hope that pro investors would give me a some advice which might affect (in positive) my current life.</description>
            <author>shinn_tan</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 06 Oct 2015 15:01:59 +0800</pubDate>
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            <title>Car suggestion for future 2/3 years</title>
            <link>http://forum.lowyat.net/topic/3724716</link>
            <description>Hi guys, currently i got 2 myvis which 1 is 1st gen(2006) 1.3 auto &amp;amp; 2nd is 2013 1.5se with enhanced handling &amp;amp; safety.&lt;br /&gt;&lt;br /&gt;I was thinking to sell out my old myvi for a family sedan/mpv car budget around 160k+ and might change depending on my financial situation.&lt;br /&gt;&lt;br /&gt;I already put a few car into my short list which will study in details for me to choose in future.&lt;br /&gt;&lt;br /&gt;Short listed cars:&lt;br /&gt;&lt;br /&gt;1. Ford Focus 1.6 ecoboost year 2016 (i know its in future maybe)&lt;br /&gt;2. Mitsubishi Lancer GTE 2.0 2015&lt;br /&gt;3. All New Nissan Sylphy 1.8&lt;br /&gt;4. Volkswagen Jetta&lt;br /&gt;5. Toyota Wish (recond)&lt;br /&gt;&lt;br /&gt;I would like to listen to you guys for some professional suggestions and advice.&lt;br /&gt;&lt;br /&gt;Main concern to this family car would be&lt;br /&gt;1. Comfort&lt;br /&gt;2. Space&lt;br /&gt;3. Easy to handle&lt;br /&gt;4. Maintenance&lt;br /&gt;5. FC (not really concern about it cause different driving habits giving different results)&lt;br /&gt;&lt;br /&gt;Any suggestion would be appreciated.&lt;br /&gt;&lt;br /&gt;P/S: i didnt use the search function as different people has different opinion and main concern</description>
            <author>shinn_tan</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sat, 26 Sep 2015 21:03:57 +0800</pubDate>
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        <item>
            <title>Yokohama ADvan Neova AD08R review</title>
            <link>http://forum.lowyat.net/topic/3517183</link>
            <description>I&amp;#39;m currently looking for UHP tyres (195/50/15 or 205/50/15) with budget around 300+- and AD08R is in my shortlist.&lt;br /&gt;&lt;br /&gt;Would want to know review from users here about this UHP tyre.&lt;br /&gt;&lt;br /&gt;Thank you very much</description>
            <author>shinn_tan</author>
            <category>Tyre Talk</category>
            <pubDate>Mon, 09 Mar 2015 11:28:09 +0800</pubDate>
        </item>
        <item>
            <title>Worldwide Hotels</title>
            <link>http://forum.lowyat.net/topic/2989082</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt;Hotel Room Reservation&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt;Nett price (tax included)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;Starting from RM50&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;Credit Card, Online Banking etc.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt;Pm me&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.livesasia.com/37032' target='_blank'&gt;Livesasia - Best hotel booking rate&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Best hotel reservation web site with easy access. &lt;br /&gt;&lt;br /&gt;50,000.00 hotels worldwide ready for you when you need it&lt;br /&gt;&lt;br /&gt;Welcome to register a ID by just using your E-mail address and password to start booking. Easy way for you to make your payment by just using your credit card or even just online banking.&lt;br /&gt;&lt;br /&gt;For more details, please feel free to pm me.</description>
            <author>shinn_tan</author>
            <category>Garage Sales Archive</category>
            <pubDate>Wed, 09 Oct 2013 20:51:00 +0800</pubDate>
        </item>
        <item>
            <title>Sedan Cars New/Used</title>
            <link>http://forum.lowyat.net/topic/2663666</link>
            <description>Hi dear sifus,&lt;br /&gt;&lt;br /&gt;I looking for suggestion to buy a new car, with budget of 100k. used car abv year 2009 or new car also can.  &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;Prefer sedan, looking for comfort car with good FC for city drive.&lt;br /&gt;&lt;br /&gt;*Remarks: dont want proton  &lt;!--emo&amp;:hehe:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/brows.gif' border='0' style='vertical-align:middle' alt='brows.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>shinn_tan</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Fri, 11 Jan 2013 10:50:59 +0800</pubDate>
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        <item>
            <title>Reduce Fuel Consumption</title>
            <link>http://forum.lowyat.net/topic/2499419</link>
            <description>Hi, I&amp;#39;m new in here.&lt;br /&gt;&lt;br /&gt;recently i bought a Myvi 1.3EZ 2006 auto and i think there is some problem in the fuel tank.&lt;br /&gt;i pumped RM40 everytime at BhP with RON95 and the indicator shows that every time i pump its almost full.&lt;br /&gt;from what i know Myvi 1.3 fuel tank should be 40L but RM40 only 21L of oil and only driven for 180km to max 230km only.&lt;br /&gt;&lt;br /&gt;i feeling weird about this. anyone can clear my doubt?&lt;br /&gt;any help/suggestion will be appreciated.&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>shinn_tan</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Fri, 07 Sep 2012 11:08:50 +0800</pubDate>
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