Lowyat.NET: Latest topics by physz.86

My digi plan suddenly change?

physz.86 — Tue, 07 Jun 2016 19:44:26 +0800

Previously I purchased iphone 6s contract 2 yrs with digi. Monthly is 148 = 12gb.

Today i received msg from digi my plan was changed to 15gb? Monthly bill still the same.

I hope this is not technical error which means free gift?

itunes - your payment method was declined

physz.86 — Wed, 25 May 2016 21:25:19 +0800

Recently i just changed my debit card due to expired.
So when i try to update my payment details in itunes setting (using my iphone), i always encounter the mentioned error.

My card number is correct, security code also correct & i have money inside the saving account.
I dont expect any changes in my address as when I replaced to new debit card, officer didnt request the address info from me. Only sign and sign. So i guess no amendment.

Sole proprietary housing

physz.86 — Mon, 18 Apr 2016 20:01:46 +0800

I just would like to share previously I have encountered so called sole proprietary housing problem. I have placed my booking fee & after waiting almost one year suddenly the developer asked me to apply loan from other financing body instead of bank. According to them because of the land type is sole proprietary, BNM had announced new rules recently that purchaser cannot get loan for this type of development.

I'm not really sure what the sole proprietary is... But according to my colleague this is something like developer has not buy the land from land owner until the house is fully completed. Or maybe i'm wrong.

I just want to share this problem as I didnt find this kind of problem during my research.

About MOC/MOT

Thu, 01 Jan 1970 07:30:00 +0800

About MOC/MOT

physz.86 — Tue, 12 Jan 2016 22:10:06 +0800

Recently I made booking for house. In my booking receipt it mentioned below statement:

S&P legal fees & stamp duty borne by developer
MOC legal fees & stamp duty borne by developer
MOT legal fees & stamp duty borne by purchaser

I'm quite blur what is different between moc & mot? As nothing much i can find about these 2 things.
Is it moc is referring to bank loan fees?

Screen discoloration

physz.86 — Fri, 11 Dec 2015 16:52:48 +0800

I notice my new "new 3ds xl" screen has discoloration especially when on black screen. U can refer to pic below; the edge of the screen has white color. It suppose to have full black color. What makes me upset is i just bought it. Is this issue covered under warranty?

Your iphone showcase!

physz.86 — Sun, 08 Nov 2015 20:47:26 +0800

This thread is to show off your iphone.
Let me start first.

Iphone: 6s
Model: 64GB silver
Seller: Digi
Born date: 27 Oct 2015
Outfit: Element Ion - Electric Blue

Please share yours

Fast help needed! About backup & restore

physz.86 — Tue, 03 Nov 2015 22:00:43 +0800

I cannot find in any website so here is my problem.

I have backup my iphone 5 on itunes last week.
Now i'm using ip6s & thinking to restore ip5 data into my ip6s. What shud i do?

A) directly restore ip5 data into my ip6s using itunes. My concern: would it overwrite my ip6s data OR i will have both ip5 & ip6s data later

B) before restore ip5 data into ip6s, backup ip6s data into itunes first. Would this backup will replace ip5 data which was backup last week?

Need advise. Thanks!

Best downloader for buffering video

physz.86 — Wed, 16 Sep 2015 12:35:41 +0800

Hello guys.

Anybody know best downloader for buffering videos at any website?
Fed up to wait the video to complete buffering.
Some videos can be downloaded using IDM, but some website has blocked it. Any method to unblock?

Impact to citizen if country bankrupt

physz.86 — Mon, 11 May 2015 15:55:57 +0800

I wonder what would be happen to Malaysian if this country bankrupt.

What will be happen to our home mortgage, job (for both gov and private sector).

Developer with limited choice of bank

physz.86 — Thu, 02 Apr 2015 20:32:49 +0800

The house size is big, big land size, nice design, reasonable price at hot location, free s&p legal frees & stamp duty and everything is just perfect.

However the developer only allow to use public bank only.
Any idea the reason behind this? If they have deal with PB and absorb the loan legal fees, ok laa but I have to pay loan legal fees & stamp duty!

At least they give 2 or 3 options of bank. Anybody experienced this before?

Housing loan package

physz.86 — Tue, 31 Mar 2015 08:16:32 +0800

Which bank & housing loan package is suits to my requirement?

- i will use Islamic financing
- for the first few years i prefer fixed rate repayment
- after my financial stable, i will change to flexi which i can deposit extra to reduce the interest

Any bank/package that offers this?

1st time home buyer: all about payment & loan

physz.86 — Sun, 29 Mar 2015 19:23:55 +0800

I have registered for new house that will be launched later.
With rm500 registration fee I have signed with 3 conditions as below:

1) s&p legal fees and stamp duty borne by vendor (as i know this developer also has legal firm under the same company)
2) moc legal fees & stamp duty borne by purchaser
3) mot legal fees & stamp duty borne by purchaser

Here are my questions:

1) i hv read mot is total of 1% of first 100k plus 0.7% of next 400k. How about moc?
2) any other upfront payment that i need to ready besides 10% deposit?

And my 3rd question below is regarding my loan:

3) does Islamic loan is fixed installment & not affected by BLR? Now is called BR. Any difference between these 2 terms or it is just new term.
4) for house under construction, normally when we start to pay the installment. And are we pay full amount of monthly installment during construction?

For 1st time property buyer: BUY or NOT?

physz.86 — Tue, 17 Mar 2015 12:50:41 +0800

Hello all,

I'm in dilemma now whether to buy new house or not.
With current economic situation, do you think it is better to buy house?
The house price keep on rising and I can feel our economy will breakdown in few times ahead.
Furthermore GST will coming soon... Must be suffer to all of us.
I need your advice.

iDiGi

physz.86 — Sun, 08 Feb 2015 18:39:39 +0800

Currently I'm using iphone 5 iDigi RM88 per month. After rebate RM28 per month my bill should be RM60 per month but almost 2 years my bill never rm60 but the average is RM75-RM100. I still dont understand as I talk less and sms less. Only use my internet data. DOnt know why my bill always over than RM60.

I bought my iphone on 28 Feb 2012 so the 2 yrs contract will be ended soon and I guess my bill will be higher as well. And I'm thinking to buy iphone 6.

New thing about Digi iphone 6 is the internet quota is divided by 2. One is for surfing and one is for smart apps like FB, twitter, whatsapp & wechat. How about IG? as I use IG more.

Still thinking should I go for iDigi 78 or iDigi108

Classic PS games in PSN

physz.86 — Thu, 01 May 2014 15:08:55 +0800

Hi,

Im hunting for crash team racing ps1 game so and after google I found the game can be purchased via PSN.
Somehow I cannot find CTR in PSN asia but I believe the game is available in other region.
Is there any way to purchase/access to other region?

Pls help me. This solution also applicable for other wanted classic game.

Backup multiple ios device into one itunes

physz.86 — Tue, 28 Jan 2014 09:25:44 +0800

Hi all,

Im going to take my replacement iphone 5 from digi and last night i backup my ip to my fren's itunes.
Question here is, after i get my new iphone, how does itunes recognizes my iphone? Is it by iphone name? Im wondering as during backup last night itunes didnt ask the apple id & password and it directly backup my iphone. So there are 2 datas inside; A is my fren's backup data and B is mine.
Im afraid i will restore the wrong data to my iphone.

Or can i choose which restore point (A or B)??

A question about restore via iTune

physz.86 — Thu, 05 Dec 2013 21:01:58 +0800

Hello,

Simple question, if i have backup my iphone using itune on 29 nov and on 30 nov i reset my iphone & restore it but then on 2dec i found some data lost (data before date 29 nov) as i have some important data period from 3dec-today, so i do backup one more time on today.

Question is, can i get back my lost data (data before 29 nov).
2ndly, if i backup today, does itune overwrite the previous backup data.
Below is what im thinking.

Backup data on 29 dec:
Message A until message D

Message stored in iphone from 30 nov until today:
Message E until message G

Backup data today:
Message A until message G

OR

Message E until message G only (due to overwrite)

Iphone 5 discoloration at edge of screen

physz.86 — Mon, 25 Nov 2013 18:57:03 +0800

Hi all,

After bought my phone under digi contract in last feb I just noticed my ip5 has discoloration at edge of display screen.
It is something like greenish frame surrounding the screen.
It is obviously when the screen is displaying white/bright color. You can test it by set all white wallpaper.

I've read that some ip5 user also encounter this & apple swapped their ip5 with new one.

Im thinking if digi malaysia will do the same?

Let say no more ip5 stock left, would they replace with iphone 5S??

PSP2000 upgrading to latest CFM

physz.86 — Sat, 19 Oct 2013 13:25:37 +0800

Hi,

I bought my PSP2000 on 2008 and I seldom play my PSP. After found out new game that I feel interesting so I downloaded it but failed to play due to CFM limitation.
My current CFM is 3.90 M33-3 and new game that I downloaded is released on 2013 which I think need to upgrade my CFM.

My simple questions are:

1. What is pro&cons of both CFM 3.90 & 6.60? (need "fastrecover" when restart psp on CFM6.60 is not an issue for me)
2. Is it recommended for me to upgrade to 6.60 since it is far away from my current 3.90. Is it same issue with iOS7 which is irreversible to earlier version of iOS.
3. Do I need to "unjailbreak" my current CFM, update to latest OFFICIAL PSP VERSION, then finally upgrade to latest CFM. OR just upgrade it to latest CFM will do.

Waiting for gentlemen feedback.