http://forum.lowyat.net/ Sun, 21 Jun 2026 02:08:33 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/2456031 When i first started using CC, i used to bring all cards with me(about 6 cards).<br /><br />Once, i have a minor accident car accident Large group of people gethering around my car, some help me to push the car to road side.<br />Than i remember some of my credit cards were inside the car, <br />So i start searching for the cards before some other poeple saw it and take it.<br />After few minutes searching I couldn&#39;t find the card, panic and so imediatelly made a call to bank to report lost card.<br />Later i found the card in my laptop bag&#33;<br /><br />So now i only carry one card with me when going out.<br /> aiyulow Serious Kopitiam Sat, 04 Aug 2012 12:15:34 +0800 http://forum.lowyat.net/topic/2437793 I apply this loan 12 years ago to buy apartment. <br />This is an Islamic loan.<br />That means the rate is fix and will not follow the base lending rate&#39;s rise or fall.<br /><br />My Monthly payment is RM414 for period of 20 years.<br />Is there a way to reduce the rate?<br />Asked the bank staff before, this bank staff told me the only way to reduce rate is settle the full amount in one lump sum. aiyulow Finance, Business and Investment House Sun, 22 Jul 2012 02:24:33 +0800