http://forum.lowyat.net/ Fri, 19 Jun 2026 09:31:10 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/2609949 hi all sifu, im newbie here... currently my gf is looking a subsale house near penang selling price 520k. Combined monthly net salary of my gf &amp; her sister is 5k. Loan can up to 40 yrs. Few Q need sifu advice...<br /><br />1. possible to buy without settle 10% down payment?<br />2. possible bank can borrow 100% in case need 10% dp?<br />3. how about other fee like s&amp;p, legal, stamp duty, insuranse, roughly how much?<br /><br />i knew is quite hard for this purchase, but she needs this house urgently due to personal reason. Hope all sifu can give some guidance... tq&#33;&#33; ivan188 Property Talk Fri, 30 Nov 2012 22:21:04 +0800