How do I clear off my debts

pedo123 — Mon, 17 Sep 2012 23:07:46 +0800

Debts I've for now..

CC 1 - RM2k
CC 2 - RM4.7k
CC 3 - RM4.1k
CC 4 - RM3.1k
CC BT - RM4k
RHB Easy Loan - monthly RM410, 27 months more, cleared off earlier get reducing balance interest

Currently my debts are around 30k and my monthly income around 4k, which should I focus and clear it off?
Should I focus on clearing 1 CC with extra few hundred each month then remaining CC pay off with minimum amount?
I still need to pay insurance and parents monthly around 500. If paying debts around 1.7k each monthly able to settle around 12-15 months..

Any other advices are better than my planning?

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How do I clear off my debts