Lowyat.NET: Latest topics by MarketingDude

Non collateral loans from bank to business

MarketingDude — Wed, 19 Apr 2017 12:13:21 +0800

Hi, anyone has experience in this loan? currently my company is working with banks for this loan.
i am not sure how difficult to get the loan, anyone has experience?

thanks and have a nice day.

Xbox 360 from australia

MarketingDude — Tue, 24 Mar 2015 11:15:40 +0800

Hi all, i got one unit of xbox 360 from Australia, i guess the console is using PAL system, so i cannot play the game that i can find in Malaysia (NTSC).
So any idea idea i can find PAL games in Malaysia? (Garage sell section also no people selling)

Break up chinese new year

MarketingDude — Tue, 24 Feb 2015 09:38:23 +0800

TS met a lot of old friends during chinese new year.
A few of them break up with their partner.

One guy was ten years relationship with his ex-gf, two people go to different area for working then the girl found another guy.

One girl was six years relationship with his ex- bf, the guy is younger than my friend, my fiend is already working while the guy is still a uni student. (rich kid) So the guy flirt around in the uni while my friend is working. So in the end, my friend found out the guy got another gf in the uni and that the end for a six years relationship.

Another guy was four years relationship with his ex- gf, the girl is younger than my friend by 2-3 years. So still very playful, cant stop going to club and pub while my friend is not really a "kaki" and my friend income cannot afford the girl's expenses. So, end up the girl found another richfag bf and dump my friend.

Another guy was 2 years relationship, this one okok la. two years not really stable yet.

Since when relationship between two lovers became so fragile?

STOCK MARKET DISCUSSION V145

MarketingDude — Tue, 29 Apr 2014 10:17:55 +0800

Continue here!
Huat ah!

Fitch ratings downgrade of Malaysia's outlook

MarketingDude — Wed, 31 Jul 2013 14:16:44 +0800

KUALA LUMPUR: As the market reacted anxiously to Fitch Ratings' move to downgrade Malaysia's sovereign credit rating outlook to Negative from Stable, analysts say the decision by the ratings agency came as "no surprise".

According to CIMB Equities Research, it had previously mentioned the risk of the Big 3 rating agencies - Moody's, S&P, Fitch - downgrading Malaysia's sovereign credit rating outlook if there was no clear indications from the government on fiscal reforms regarding subsidies, taxes and government spending after the election.

Unfortunately, there has indeed been none.

The research house pointed to the stasis in the implementation of the GST and the request put in earlier this month in Parliament by the government to add RM12bil to Budget 2013 via supplementary budget, as examples.

The Fitch downgrade on Tuesday, which still maintained the country's existing high investment-grade ratings of "A-" on long-term foreign debt and "A" on long-term local debt, appears to have already spooked the market, with BIMB Securities Research saying it may have triggered a flight of foreign funds out of the country on the very same day.

Before the announcement was made by Fitch on Tuesday, the FBM KLCI closed down 3.7% at 1,795.08 points on profit-taking, while government bond yields climb to their highest level since April 2011 and the ringgit weakened to a three-year low.

At midday on Wednesday, the Malaysia's blue chips came under selling pressure, with fund selling seen in Maybank and CIMB which was sparked by Fitch Rating's downgrade. The KLCI was down 17.88 points to 1,777.20 at midday.

BIMB Securities Research pointed to Malaysia's public finances as its key rating weakness.

Federal Government debt rose to 53.3% of GDP at the end-2012, up from 51.6% at end-2011 and 39.8% at end-2008. The general government budget deficit (Fitch basis) also widened to 4.7% of GDP in 2012 from 3.8% in 2011, led by a 19% rise in spending on public wages in a pre-election year.

Hong Leong Investment Bank Research said while the downgrade came earlier than expected, it was already negative on the fundamental aspect of emerging Asia. The research house said it was hopeful the Fitch downgrade would lead to a revisit of fundamentals in Malaysia.

"Due to high foreign shareholding (of more than 47% in Malaysian government securities and 25.2% in equities), we expect both fixed income and equity markets to experience heightened volatility.

"Nevertheless, we do not expect a crisis as BNM has enhanced banking surveillance; reserves are at all-time high, and government debt is mostly financed domestically," it said.

Meanwhile CIMB Research said the Standard & Poor's team - which had affirmed Malaysia's Stable outlook five days prior to the Fitch downgrade - is reportedly heading to Malaysia in September for ratings review exercise.

Stressing that the government was now under pressure to act, it said it expects Budget 2014 presentation on Oct 25 to provide clarity on fiscal policy issues and direction.

Affin Investment Research pointed out that Fitch had warned that Malaysia's long-term foreign and local currency ratings could also be downgraded in the future, if Malaysia's fiscal performance continued to deteriorate and constrain its sovereign ratings.

"The risk of a downgrade in the country's credit ratings will make it expensive for Malaysia to borrow money from abroad. A lower rating will also dampen investment flow into Malaysia's equity and bond markets, with negative perceptions of the country's deteriorating credit quality," it said

However, it reiterated that Malaysia's economic fundamentals remained sound, with economic outlook improving, current account surpluses sustainable (albeit narrowing), and foreign exchange reserves steadily increasing.

"It is unlikely that other international rating agencies, such as S&P or Moody's, will downgrade Malaysia's sovereign rating outlook to negative in the near term. We believe the government is committed to a lower budget deficit of 4% of GDP in 2013 (4.5% of GDP in 2012), as well as sustaining government debt as well as contingent liabilities.

credit to http://www.thestar.com.my/Business/Busines...alysts-say.aspx

Digital marketing in Lowyat.NET

MarketingDude — Wed, 31 Jul 2013 13:55:08 +0800

Digital marketing is booming globally.

Just in case you do not know what is digital marketing, digital marketing basically means marketing that makes use of electronic devices such as computers, tablets, smartphones, cellphones, digital billboards, and game consoles to engage with consumers and other business partners. i.e : lowyat.net is a form of Digital marketing too.

In order to narrow down the topic, we just discuss about the future prospect/ growth of our local digital media (lowyat.net, lelong and so on)
Is our local user ready for the digital media?

Do you think the growth of international digital media such as Facebook will affect the growth of our local digital media? discuss

Just some creative ads

MarketingDude — Fri, 05 Jul 2013 10:46:10 +0800

TNT Energy Drink scares audience with a dream of teeth falling out.
This advertisement is using "fear" element to convey message (in a creative way).
"If you sleep, you will have a really bad dream! So, don't sleep! Drink TNT energy drink!"
The content may sounds ridiculous but the message regarding the usage of the product has been bring out.

For my friend who are homosexual

Credit to Ads of the world

MAN DIES BANGING BEEHIVE

MarketingDude — Wed, 22 May 2013 10:53:25 +0800

A man in Sweden has died after trying to have sex with a hornet's nest on his farm outside Ystad.

The 35-year-old, known only as Hasse, had 146 sting marks on his body, including 54 to his genitals, News Sweden said.

His body was found by a neighbour, who said Hasse was so swollen he initially mistook him for a whale carcass.

Hasse was unconscious when he was found but died an hour later from the injuries he sustained.

http://m.ibtimes.co.uk/man-sweden-dies-sex...est-467900.html

(WTA)55" led tv

MarketingDude — Fri, 02 Nov 2012 08:43:28 +0800

Hi all, i am planning to get one 55" led tv, prefer sony and samsung but philips is quite affordable and many function too..

i am in the dilemma, please give me some suggestion.

budget would be 6K +

tq