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        <title>Lowyat.NET: Latest topics by Holocene</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 18 Jun 2026 15:36:44 +0800</lastBuildDate>
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        <item>
            <title>Hnnnnghhh</title>
            <link>http://forum.lowyat.net/topic/4727692</link>
            <description>Collection day...&lt;br /&gt;&lt;br /&gt;[attachmentid=10169967]&lt;br /&gt;&lt;br /&gt;[attachmentid=10169968]&lt;br /&gt;&lt;br /&gt;[attachmentid=10169981]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Enjoys</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 24 Jan 2019 08:59:04 +0800</pubDate>
        </item>
        <item>
            <title>Just received house keys like the other TS</title>
            <link>http://forum.lowyat.net/topic/4712234</link>
            <description>Come come... Write your name down who want come open house..&lt;br /&gt;&lt;br /&gt;I try to invite if remember</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 22 Dec 2018 20:13:27 +0800</pubDate>
        </item>
        <item>
            <title>How intimate are you guys?</title>
            <link>http://forum.lowyat.net/topic/4708589</link>
            <description>&lt;br /&gt;[YOUTUBE]4cid7n2sy-k[/YOUTUBE] &lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:wub:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/wub.gif' border='0' style='vertical-align:middle' alt='wub.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 15 Dec 2018 17:39:26 +0800</pubDate>
        </item>
        <item>
            <title>What would you do?</title>
            <link>http://forum.lowyat.net/topic/4654236</link>
            <description>Planning to go to Melbourne next year for a drive... Which car should I try?&lt;br /&gt;&lt;br /&gt;😀</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 10 Sep 2018 19:08:32 +0800</pubDate>
        </item>
        <item>
            <title>Entertaining clients</title>
            <link>http://forum.lowyat.net/topic/4623751</link>
            <description>I am sure there are a few forummer that is in sales and entertaining clients at restaurants/cafes are very common. Where do you guys usually bring your clients assuming you have a budget of RM50/person? Of course these places have to have a comfortable environment which allows you to talk business.&lt;br /&gt;&lt;br /&gt;Myself these are the places I usually go to:&lt;br /&gt;&lt;br /&gt;- Birch @ DC Mall&lt;br /&gt;- Wizards @ Tribeca&lt;br /&gt;- 3 little birds @ Desa Park&lt;br /&gt;- Hameediyah @ Kota Damansara&lt;br /&gt;- Pulp @ Bangsar&lt;br /&gt;&lt;br /&gt;Looking forward to hear some suggestions and potentially expand the list &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Holocene</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 23 Jul 2018 13:04:25 +0800</pubDate>
        </item>
        <item>
            <title>You better jaga diri</title>
            <link>http://forum.lowyat.net/topic/4377101</link>
            <description>&lt;a href='https://www.youtube.com/watch?v=FHfP2vd8Q6Y' target='_blank'&gt;https://www.youtube.com/watch?v=FHfP2vd8Q6Y&lt;/a&gt;</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 02 Aug 2017 22:29:31 +0800</pubDate>
        </item>
        <item>
            <title>Do what you are passionate about</title>
            <link>http://forum.lowyat.net/topic/4166596</link>
            <description>&lt;a href='https://www.facebook.com/NowThisNews/videos/1287646517992136/' target='_blank'&gt;https://www.facebook.com/NowThisNews/videos...87646517992136/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Sorry no youtube video</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 05 Jan 2017 00:27:56 +0800</pubDate>
        </item>
        <item>
            <title>Allianz Life Insurance Malaysia</title>
            <link>http://forum.lowyat.net/topic/4079311</link>
            <description>Hi, Jiansheng/Holocene here&amp;#33; If you have clicked into this thread it means that you are either looking for Insurance solution &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Based on my personal experience I truly believe that your insurance agent is someone that you have to feel comfortable working with. As my seniors so eloquently put it, your insurance agent should be seen as your partner in your financial portfolio. &lt;br /&gt;&lt;br /&gt;Allianz MediSafe Infinite:&lt;br /&gt;- Medical coverage up 91 years old&lt;br /&gt;- NO Lifetime Limit&lt;br /&gt;- High Annual Limit – up to RM 1.5 million for MediSafe Infinite and RM 1.8 million for MediSafe Infinite Xtra&lt;br /&gt;- Hassle free admission&lt;br /&gt;- Out-patient Dengue or Enteric Fever treatment&lt;br /&gt;- Alternative treatments&lt;br /&gt;- Second medical opinion&lt;br /&gt;- No claims benefit&lt;br /&gt;&lt;br /&gt;If you would like to get in touch for a solution do drop me a private message in the following format:&lt;br /&gt;1) I am looking for:&lt;br /&gt;2) My budget is:&lt;br /&gt;3) Date of birth, Gender, Smoking status and Occupation&lt;br /&gt;Once all the information is available then we can tailor the best possible solution for you&amp;#33;&lt;br /&gt;&lt;br /&gt;Alternatively you can give me a call at 010 - 2555847 (&lt;span style='color:red'&gt;Appreciate no soliciting or recruitment calls be made&lt;/span&gt;  &lt;!--emo&amp;:idea:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_idea.gif' border='0' style='vertical-align:middle' alt='icon_idea.gif' /&gt;&lt;!--endemo--&gt; )</description>
            <author>Holocene</author>
            <category>Services Noticeboard</category>
            <pubDate>Tue, 11 Oct 2016 13:31:55 +0800</pubDate>
        </item>
        <item>
            <title>My fellow insurance agents</title>
            <link>http://forum.lowyat.net/topic/4077815</link>
            <description>How did you decide which agency to join and which company to join????&lt;br /&gt;&lt;br /&gt;I leh, curious of my friend punya agency so i followed him. Then joined. Gave up my 5.3k salary job.&lt;br /&gt;&lt;br /&gt;Best,&lt;br /&gt;Holocene</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 09 Oct 2016 16:44:12 +0800</pubDate>
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            <title>A girl...</title>
            <link>http://forum.lowyat.net/topic/3913640</link>
            <description>A girl I know always say I have wide shoulders when we meet. Whathe does she mean by that? Trying to hint something?</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 04 Apr 2016 19:14:49 +0800</pubDate>
        </item>
        <item>
            <title>Thinking of switching from Maxis to Celcom</title>
            <link>http://forum.lowyat.net/topic/3907660</link>
            <description>I was hoping somebody here can clarify this for me:&lt;br /&gt;&lt;br /&gt;Can I switch to Celcom First Gold from Maxis without penalty? I currently have a binding contract with Maxis. How does the procedure take place?</description>
            <author>Holocene</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 28 Mar 2016 23:05:49 +0800</pubDate>
        </item>
        <item>
            <title>5% service charge</title>
            <link>http://forum.lowyat.net/topic/3815211</link>
            <description>Is the controversy over? &lt;br /&gt;&lt;br /&gt;Mudah lupa?</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 25 Dec 2015 16:26:59 +0800</pubDate>
        </item>
        <item>
            <title>New car just like that...</title>
            <link>http://forum.lowyat.net/topic/3813732</link>
            <description>Told my parents I need a car yesterday, this morning Myvi semua dah made payment waiting for allocation...</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 23 Dec 2015 18:45:04 +0800</pubDate>
        </item>
        <item>
            <title>Fraud issues</title>
            <link>http://forum.lowyat.net/topic/3791003</link>
            <description>The issues is as follows:&lt;br /&gt;&lt;br /&gt;1 - Long serving (19 years witih Company) staff stole money.&lt;br /&gt;&lt;br /&gt;2 - Got caught due to sloppy handling of the evidence, did not dispose properly.&lt;br /&gt;&lt;br /&gt;3 - Said only started stealing since January 2015.&lt;br /&gt;&lt;br /&gt;4 - Amount traced up to February 2015 approximately RM40k.&lt;br /&gt;&lt;br /&gt;5 - Said money stolen used to help sister to get out of debt.&lt;br /&gt;&lt;br /&gt;6 - Later admit she&amp;#39;s been stealing for 2 - 3 years.&lt;br /&gt;&lt;br /&gt;7 - Plans to sell car and house to pay back debt.&lt;br /&gt;&lt;br /&gt;She is willing to pay back the money but I would like to know how others have handled fraud cases before. If she goes to jail and declare bankruptcy technically we can&amp;#39;t get the monies back right?&lt;br /&gt;&lt;br /&gt;</description>
            <author>Holocene</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 30 Nov 2015 10:32:02 +0800</pubDate>
        </item>
        <item>
            <title>Repurchase Agreements</title>
            <link>http://forum.lowyat.net/topic/3785357</link>
            <description>Hi, would like to know from fellow sifus on the topic as stated. Are individuals allowed to use this vehicle?</description>
            <author>Holocene</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 24 Nov 2015 16:58:59 +0800</pubDate>
        </item>
        <item>
            <title>Dota 2 weirdo</title>
            <link>http://forum.lowyat.net/topic/3780658</link>
            <description>Was playing Dota 2 and this weirdo was scolding my gf &amp;quot;Fuck you and etc&amp;quot; so I told him to respect her. Then he said he want to drop me because he is MMA fighter. And if he isn&amp;#39;t able to drop me within 10 second he want to change his surname.&lt;br /&gt;&lt;br /&gt;Should I get meet him? He suggest his house backyard because nearer to hospital.</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 19 Nov 2015 23:33:09 +0800</pubDate>
        </item>
        <item>
            <title>Why so many thread bashing Insurance Agent?</title>
            <link>http://forum.lowyat.net/topic/3774415</link>
            <description>Yes, I am going to become insurance agent.&lt;br /&gt;&lt;br /&gt;And u realised from the way the replies are replied, mostly uneducated or low income earner. &lt;br /&gt;&lt;br /&gt;My dad doctor encourage me to go, even ask me to become property agent. My uncle succesful businessman teach me some sales principles. &lt;br /&gt;&lt;br /&gt;Why ah?</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 14 Nov 2015 11:52:38 +0800</pubDate>
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        <item>
            <title>How to calculate....</title>
            <link>http://forum.lowyat.net/topic/3768528</link>
            <description>I know someone who pay property installment about RM26K per month. How do I know the net worth of this individual? He told me he need to pay the installment because none of the property is rented out. I estimate the total value is about RM5.2? He also planning to build a house with budget RM500k.&lt;br /&gt;&lt;br /&gt;How do I estimate this person earn how much?</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 08 Nov 2015 15:51:12 +0800</pubDate>
        </item>
        <item>
            <title>So this happened when I was interning</title>
            <link>http://forum.lowyat.net/topic/2466446</link>
            <description>It was my second day at the company and I was a pretty quite guy. These 2 senior ladies walked to the interns table area and was talking about me in cantonese I guess they thought I couldn&amp;#39;t understand what they were saying. They were saying how good looking I was in front of me. Only after saying what they have said they asked me whether I understood cantonese. I said I did. So yea. Pretty awesome story no? &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 11 Aug 2012 22:59:09 +0800</pubDate>
        </item>
        <item>
            <title>Some pretty intense stuff</title>
            <link>http://forum.lowyat.net/topic/2443018</link>
            <description>I don&amp;#39;t know about you guys but I think this pose is pretty intense..&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.youtube.com/watch?v=kEHOKfGWQK0&amp;feature=youtu.be' target='_blank'&gt;http://www.youtube.com/watch?v=kEHOKfGWQK0&amp;feature=youtu.be&lt;/a&gt;</description>
            <author>Holocene</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 25 Jul 2012 22:04:52 +0800</pubDate>
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