<?xml version="1.0" encoding="utf-8"?>
<!-- generator="FeedCreator 1.7.2" -->
<rss version="2.0">
    <channel>
        <title>Lowyat.NET: Latest topics by Nog_1985</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 02 Jul 2026 20:05:49 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Celcom Digi Home Fibre</title>
            <link>http://forum.lowyat.net/topic/5491429</link>
            <description>Morning Ktard, &lt;br /&gt;&lt;br /&gt;Would like to ask those currently under celcom digi home fibre, overall hows the performance of the wifi? Was planning to migrate to Digi One package. Currently I&amp;#39;m using Maxis and contract ended, but maxis never offer any promotion for renewal. Stupid Maxis.</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 29 Oct 2024 10:37:34 +0800</pubDate>
        </item>
        <item>
            <title>(WTA) Travelling to India</title>
            <link>http://forum.lowyat.net/topic/5298625</link>
            <description>Dear Ktard, &lt;br /&gt;&lt;br /&gt;Need some advised. Anyone here travel to India before? Any advised for first timer on what should I take note when travelling there. My family member told me to get a jab to increase antibody. Is it necessary? &lt;br /&gt;&lt;br /&gt;</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 09 Aug 2022 10:58:30 +0800</pubDate>
        </item>
        <item>
            <title>1st time house buyer</title>
            <link>http://forum.lowyat.net/topic/5178798</link>
            <description>Hi Ktard,&lt;br /&gt;&lt;br /&gt;Would like to query all sifus here.&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve purchase a house which is under construction back in 2019.&lt;br /&gt;&lt;br /&gt;Now, the developer already claim in full from the bank and my loan has been fully disbursed to the developer and the loan payment will start this September 2021.&lt;br /&gt;&lt;br /&gt;On the developer site, they have send me the clearance letter and state to collect the house key within 30 days from the date of the letter. But now, when i try to fixed appointment with them for key collection, they told me that the electricity yet to be connected to the unit and the key can only be collected by September and that provided tnb have done their part.&lt;br /&gt;&lt;br /&gt;Under this situation, can the developer claim in full from the bank as the electricity yet to be connected? They even provide to us all the buyer the certificate of completion and compliances. I have visit the construction site and notice there&amp;#39;s some unit yet to be completed. Even the main road to the house being blocked with a drain block. &lt;br /&gt;&lt;br /&gt;</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Thu, 05 Aug 2021 16:02:36 +0800</pubDate>
        </item>
        <item>
            <title>Charges involve for first time property buyer</title>
            <link>http://forum.lowyat.net/topic/4821387</link>
            <description>Morning to all Sifu&amp;#39;s,&lt;br /&gt;&lt;br /&gt;Looking for an advised on regards to charges involve for property buyer.&lt;br /&gt;&lt;br /&gt;How much does it cost for MOT of property value RM180,000? &lt;br /&gt;&lt;br /&gt;The sales agent inform me total amount that I need to fork out +/- will be around RM20k. And this is after 5% discount on the 10% downpayment of the property value.</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Mon, 12 Aug 2019 06:34:43 +0800</pubDate>
        </item>
        <item>
            <title>Housing Loan</title>
            <link>http://forum.lowyat.net/topic/4810627</link>
            <description>Dear K&amp;#39;tards,&lt;br /&gt;&lt;br /&gt;Would like to seek for an advised. &lt;br /&gt;&lt;br /&gt;Currently I have a join loan with my sister and mom for the purchase of my late father house.&lt;br /&gt;&lt;br /&gt;Say if i want to buy my own house now, will this be consider as my first house during loan application?&lt;br /&gt;&lt;br /&gt;The reason why i&amp;#39;m asking is because of the sales person for the property that I plan to buy said he can help me to get a rebate of RM30,000 for first time house buyer.&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve inform him that I have a join loan and he said still can entitle for the rebate.&lt;br /&gt;&lt;br /&gt;Any advice is greatly appreciated.</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 20 Jul 2019 10:33:58 +0800</pubDate>
        </item>
        <item>
            <title>Medical Time Slip</title>
            <link>http://forum.lowyat.net/topic/4757135</link>
            <description>Morning K&amp;#39;tards,&lt;br /&gt;&lt;br /&gt;Seeking for an opinion from all the guru&amp;#39;s here.&lt;br /&gt;&lt;br /&gt;Say for example an employee took time off to go to clinic due to illness from 4PM to 6PM. &lt;br /&gt;&lt;br /&gt;Upon examined by the doctor, the employee were given medical time slip from 4.15PM to 6PM.&lt;br /&gt;&lt;br /&gt;Do the employee need to replace the 15 minutes time off which is not covered in the medical time slip (4PM to 4.15PM)?&lt;br /&gt;&lt;br /&gt;</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 26 Mar 2019 07:50:12 +0800</pubDate>
        </item>
        <item>
            <title>2018 Tax Declaration</title>
            <link>http://forum.lowyat.net/topic/4745734</link>
            <description>Anyone done their Tax Declaration already? &lt;br /&gt;&lt;br /&gt;Mine under the summary page showing RM0 for tax rebate under husband and wife  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Anyone having the same problem as me?</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 01 Mar 2019 08:27:05 +0800</pubDate>
        </item>
        <item>
            <title>Tenda A301 Mini WiFi Extender</title>
            <link>http://forum.lowyat.net/topic/4741931</link>
            <description>Sorry to put in this topic here. Tried to put under Network but no one responded....  &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Need help... Just purchase Tenda A301 Mini WiFi Extender.. I have configured based on the guide provided... Tried to connect but there&amp;#39;s no internet connection... &lt;br /&gt;&lt;br /&gt;I have tried to Google but not able to find any solutions... Hopefully can find help here... I&amp;#39;m on Maxis Fiber 100Mbps and my main router is AC1200. &lt;br /&gt;&lt;br /&gt;Many thanks, appreciate any guide and advised that I can get...&lt;br /&gt;&lt;br /&gt;</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Fri, 22 Feb 2019 08:12:23 +0800</pubDate>
        </item>
        <item>
            <title>Need help about Tenda A301 Mini WiFi Extender</title>
            <link>http://forum.lowyat.net/topic/4741834</link>
            <description>Need help... Just purchase Tenda A301 Mini WiFi Extender..  I have configured based on the guide provided... Tried to connect but there&amp;#39;s no internet connection... I have tried to Google but not able to find any solutions... Hopefully can find help here... I&amp;#39;m on Maxis Fiber 100Mbps. Many thanks, appreciate any guide and advised that I can get...</description>
            <author>Nog_1985</author>
            <category>Networks and Broadband</category>
            <pubDate>Thu, 21 Feb 2019 23:13:09 +0800</pubDate>
        </item>
        <item>
            <title>Tamil Streaming Service</title>
            <link>http://forum.lowyat.net/topic/4741108</link>
            <description>Need recommendation regards to Tamil Streaming Service. Which is recommended in term of the content (movies &amp;amp; live channels)?&lt;br /&gt;&lt;br /&gt;Many thanks in advanced.&lt;br /&gt;&lt;br /&gt;1. ErosNow&lt;br /&gt;2. YuppTV&lt;br /&gt;3. ZeeTV</description>
            <author>Nog_1985</author>
            <category>IPTV Talk</category>
            <pubDate>Wed, 20 Feb 2019 17:37:39 +0800</pubDate>
        </item>
        <item>
            <title>(WTA) Warframe</title>
            <link>http://forum.lowyat.net/topic/4702209</link>
            <description>Need help, anyone unable to login to Warframe?&lt;br /&gt;&lt;br /&gt;Just downloaded the game today but sadly never even able to play at all. Always get error prompt &amp;quot;Login failed. Check account info&amp;quot;.</description>
            <author>Nog_1985</author>
            <category>Playstation</category>
            <pubDate>Sun, 02 Dec 2018 21:43:43 +0800</pubDate>
        </item>
        <item>
            <title>[WTA] Zurich Insurance Takaful</title>
            <link>http://forum.lowyat.net/topic/4691559</link>
            <description>Good day to all K&amp;#39;tard,&lt;br /&gt;&lt;br /&gt;Seeking for input. I&amp;#39;m planning to change my medical insurance from AIA to Zurich as the coverage offered is way more than my current AIA (Formerly ING) premium.&lt;br /&gt;&lt;br /&gt;However, even though the coverage offer is way better than my current insurance, the monthly commitment remain the same. &lt;br /&gt;&lt;br /&gt;I&amp;#39;m worried if I should proceed or not as i&amp;#39;m worried on the after sales service in term of claims and admission.&lt;br /&gt;&lt;br /&gt;Anyone under Zurich here? Any experience?&lt;br /&gt;&lt;br /&gt;Many thanks in advance.&lt;br /&gt;</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 13 Nov 2018 17:34:19 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] NBK TF Engineering (Devastator)</title>
            <link>http://forum.lowyat.net/topic/4618496</link>
            <description>&lt;b&gt;Item(s): NBK TF Engineering (Devastator)&lt;br /&gt;&lt;br /&gt;[b]Package includes : As in picture&lt;br /&gt;&lt;br /&gt;[b]Price: RM200 &lt;/b&gt;  &lt;span style='color:red'&gt;(&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: Sellers are required to display the exact selling prices of their products. Failure to do so will result in the deletion of the topic)&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;[b]Warranty: None&lt;br /&gt;&lt;br /&gt;[b]Dealing method : COD in Melaka only. Too big for postage&lt;br /&gt;&lt;br /&gt;[b]Location: Melaka Town Area&lt;br /&gt;&lt;br /&gt;[b]Contact method/details: Zero16669542Two&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;[b]Item(s) conditions:NIB - Only open for inspection. Have never assemble before. &lt;br /&gt;&lt;br /&gt;[b]Picture:&lt;br /&gt;&lt;br /&gt;[attachmentid=9914589]&lt;br /&gt;[attachmentid=9914590]&lt;br /&gt;[attachmentid=9914591]&lt;br /&gt;&lt;br /&gt;[b]Reason for sale: Collecting fund to buy Nintendo Switch</description>
            <author>Nog_1985</author>
            <category>Hobbies &amp;amp; Collectibles Garage Sales</category>
            <pubDate>Sat, 14 Jul 2018 08:45:26 +0800</pubDate>
        </item>
        <item>
            <title>Pos Laju Transit Office (KLIA Hub)</title>
            <link>http://forum.lowyat.net/topic/4603373</link>
            <description>Anyone have their contact number?&lt;br /&gt;&lt;br /&gt;My parcel still showing the same status since 5th of June 2018. &lt;br /&gt;&lt;br /&gt;Call there hotline not reachable, email not reply, ecare system more bullshit not update received at all.&lt;br /&gt;&lt;br /&gt;Is there any other channel we can filed complaint other than through their stupid ecare system.</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 19 Jun 2018 09:25:37 +0800</pubDate>
        </item>
        <item>
            <title>Poslaju</title>
            <link>http://forum.lowyat.net/topic/4596360</link>
            <description>Dear K&amp;#39;tard,&lt;br /&gt;&lt;br /&gt;Seeking for advised. Anyone ever encounter below before?&lt;br /&gt;&lt;br /&gt;Have already log complaint to PosLaju but yet to received any feedback.&lt;br /&gt;&lt;br /&gt;Even call in to their Hotline but line always busy.&lt;br /&gt;&lt;br /&gt;Headache. Pity the seller from Shopee as the payment yet to be release due to this.&lt;br /&gt;&lt;br /&gt;Any other channel that I can log complaint?&lt;br /&gt;&lt;br /&gt;[attachmentid=9842377]</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 05 Jun 2018 13:50:40 +0800</pubDate>
        </item>
        <item>
            <title>Come share your monthly commitment</title>
            <link>http://forum.lowyat.net/topic/4497941</link>
            <description>My monthly commitment... Damn headache...&lt;br /&gt;Monthly earning RM4500. &lt;br /&gt;&lt;br /&gt;1. House installment - RM630&lt;br /&gt;2. Car installment - RM570&lt;br /&gt;3. Internet (Unifi) - RM190&lt;br /&gt;4. Insurance (Family) - RM420&lt;br /&gt;5. Postpaid (Husband and wife) - RM106&lt;br /&gt;6. Grocery - RM500&lt;br /&gt;7. Utilities - RM350&lt;br /&gt;8. Baby Item (Milk Powder, Pampers and etc) - RM500&lt;br /&gt;7. Misc (Office Car Parking and fuel) - RM300 &lt;br /&gt;&lt;br /&gt;Very sad to see my bank balance 1 week after salary  &lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;</description>
            <author>Nog_1985</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 10 Jan 2018 14:01:01 +0800</pubDate>
        </item>
        <item>
            <title>Recommend me a good milk powder for toddler</title>
            <link>http://forum.lowyat.net/topic/4477218</link>
            <description>Dear All,&lt;br /&gt;&lt;br /&gt;As what we have heard recently, there&amp;#39;s a few cases of fake milk powder for Enfalac found in the market. &lt;br /&gt;&lt;br /&gt;Not sure either enfagrow is also affected, but as what I can see the FB page of enfagrow have been swarming question from parents that have concern but there&amp;#39;s seem to be very less reply from enfagrow end.&lt;br /&gt;How to identify either the milk powder that we have bought is fake or original? No update have been provided by enfagrow end.&lt;br /&gt;&lt;br /&gt;As a concern parents, i&amp;#39;m also worried as 2 of my kid have been on enfagrow for quite some time. Normally will bought at sensei shop selling 6kg for RM350 but they will peel off the top packaging.&lt;br /&gt;&lt;br /&gt;Now i&amp;#39;m planning to change milk powder but not sure which should I tried.&lt;br /&gt;&lt;br /&gt;Was thinking to change to 1 of below :&lt;br /&gt;&lt;br /&gt;1. S26&lt;br /&gt;2. Friso&lt;br /&gt;3. Dugro&lt;br /&gt;4. Dutch Lady &lt;br /&gt;&lt;br /&gt;Any recommendation?</description>
            <author>Nog_1985</author>
            <category>Pregnancy &amp;amp; Parenting</category>
            <pubDate>Mon, 11 Dec 2017 19:40:31 +0800</pubDate>
        </item>
        <item>
            <title>[WTA] TENDA F3</title>
            <link>http://forum.lowyat.net/topic/4468895</link>
            <description>Dear All,&lt;br /&gt;&lt;br /&gt;Seeking for an advised. &lt;br /&gt;&lt;br /&gt;I&amp;#39;m currently under Unifi 50Mbps after the free upgrade under the &amp;quot;Surprise me&amp;quot; promo.&lt;br /&gt;&lt;br /&gt;Unfortunately, after the upgrade I cant seem to received full speed of the 50Mbps on Wifi or Lan connection. &lt;br /&gt;&lt;br /&gt;Even my speed test showing max 30Mbps ~ 35Mbps.&lt;br /&gt;&lt;br /&gt;The modem I&amp;#39;m using now is the one provided by TM when I subscribe for Unifi 5M ages ago.&lt;br /&gt;&lt;br /&gt;Is this due to the modem does not support 50Mbps? &lt;br /&gt;&lt;br /&gt;Any recommendation for modem that can support 50M and at the same time is affordable?&lt;br /&gt;&lt;br /&gt;I have check in Shopee and come through this modem. Anyone have experience using this modem?&lt;br /&gt;&lt;br /&gt;&lt;a href='https://shopee.com.my/TENDA-F3-300Mbps-3x5dBi-WiFi-3in1-Router-AP-for-UniFi-i.180984.61780842' target='_blank'&gt;https://shopee.com.my/TENDA-F3-300Mbps-3x5d...180984.61780842&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Thanks for the feedback.</description>
            <author>Nog_1985</author>
            <category>Networks and Broadband</category>
            <pubDate>Wed, 29 Nov 2017 15:56:10 +0800</pubDate>
        </item>
        <item>
            <title>Investment for child</title>
            <link>http://forum.lowyat.net/topic/4438415</link>
            <description>Dear k,&lt;br /&gt;&lt;br /&gt;Would like to seek for advised, i&amp;#39;m planning to do some investment for my kid.&lt;br /&gt;&lt;br /&gt;Which among below 3 is recommended?&lt;br /&gt;&lt;br /&gt;1. SSPN-i&lt;br /&gt;2. SSPN-i Plus&lt;br /&gt;3. Amanah Saham Wawasan 2020&lt;br /&gt;&lt;br /&gt;TQ in advance.</description>
            <author>Nog_1985</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 24 Oct 2017 19:31:56 +0800</pubDate>
        </item>
        <item>
            <title>How to cut carrot like a chef</title>
            <link>http://forum.lowyat.net/topic/4411494</link>
            <description>Now only I know how to cut carrot the correct way...  &lt;!--emo&amp;:hehe:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/brows.gif' border='0' style='vertical-align:middle' alt='brows.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;[YOUTUBE]Ju9FQ59KYIU[/YOUTUBE]</description>
            <author>Nog_1985</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 18 Sep 2017 08:27:20 +0800</pubDate>
        </item>
    </channel>
</rss>
