Lowyat.NET: Latest topics by Titanic

Late Period and white discharge

Titanic — Fri, 14 Nov 2014 02:00:44 +0800

Hi,

The last time I had an intercourse with my husband was 3 weeks ago.

I am supposed to get my period last week Saturday ( 40 days cycle), but till now I have not got my period.

However I do feel the stomach cramps early morning sometimes and recently I started having white discharge. No spotting though.

I went to the clinic and did a pregnancy test 2 days back. Result was negative.

Lately I have been very stressed at work that sometimes I sleep only few hours per day. Could this explain the late period or is the anything wrong?

Kindly advice.

Post Malaysia Parcel

Titanic — Mon, 30 Sep 2013 22:00:21 +0800

Dear All,

I send a parcel to my friend in Pahang. Unfortunately when the delivery guy went to his place today, my friend wasn't around thus the parcel could not be delivered. My question is, will Post Malaysia send the delivery guy once more to my friends place or he needs to go and pick it up from the post Office ? Worst, will the parcel be send back to me ? Kindly advice.

CTOS

Titanic — Mon, 19 Aug 2013 22:03:26 +0800

Hi,

CTOS has this online system whereby we can register ourselves to check our status. Is it a good practice to register and check to make sure our records are updated or just leave it till it requires ? Kindly advice.

Thanks

Investment

Titanic — Sun, 18 Aug 2013 17:30:36 +0800

Hi,

I'm looking to invest my money other than in fix deposit. I have looked at plans from AIA, Allianze and Public Mutual. Can anyone please
advice me on the best investment plan out there. I'm looking for something with medium risk level and could provide with fixed dividend monthly.
It should act as my saving plan for my future as well.

Thx

Signing an Insurance form

Titanic — Tue, 16 Jul 2013 22:26:28 +0800

Hi guyz,

I know I'm going to ask a very stupid question. But I had to. I met with an insurance agent last week. He explained about his product and I told him
I'll think about it. Then later he asked me to sign some forms. I asked what is that ? He said just to gather details and record for him. That's all. Do you all think any harm in that ? any chance of him engaging me in any plan without my approval ? plz advice.

Thanks

PTPTN & MyMaster

Titanic — Sun, 19 May 2013 15:20:00 +0800

Dear All,

I'm planning to pursue my masters, thus planning to take the MyMaster scholarship. The scholarship only gives

a maximum of RM10k, but my whole Masters program requires RM28k. My question is, if I take MyMasters

scholarship, can PTPTN give me loan to pay the rest ? anyone went thought this process before ? Kindly advice.

Thanks

Bandar Tasik Puteri

Titanic — Thu, 16 May 2013 22:25:54 +0800

Dear All,

There is a development by Garden Heights in Rawang called Bandar Tasik Puteri. Double storey house starting from RM299K..1600sqf. I need your
opinion. What do you think of this project ? Is it a good buy ?

MBA in UM

Titanic — Sun, 12 May 2013 18:34:55 +0800

Dear All,

I'm thinking of taking up MBA in UM. My only concern is the timetable. I'm working throughout the weekdays from

9.30am till 7.30 pm. Thus I'm only free on weekends. Can anyone who has taken up MBA in UM please advise me on

the timetable ? Do they offer classes on weekend?

Thanks

Engr

Titanic — Sat, 04 May 2013 13:04:13 +0800

*Error*

INCOME TAX

Titanic — Mon, 15 Apr 2013 22:33:22 +0800

Dear All,

I'm working in a private company and earn RM3000 per month. Few months back I received a form called Borang BE for LHDN . Few days later, my HR gave me another form called Borang EA. I have no idea what are these forms for, what should I do with it. Kindly advise.

Thanks

Physiotherapist Post

Titanic — Thu, 21 Mar 2013 01:27:21 +0800

Dear All,

I have just graduated from a local health care college in physiotherapy. I am looking for a postion as a physiotherapist in any centers or clinics in Perak.

If you happen to know one, kindly inform me. Thanks

Deposit for buying a house

Titanic — Sun, 03 Mar 2013 20:52:49 +0800

Dear All,

M looking to buy a house for my own stay very soon. I was just wondering, is the 10% deposit for a house compulsory ? I have heard of my friends buying houses by pay very minimal deposit or even zero deposits. How is this possible ? can anyone shed some light please.

Thanks

Masters Course

Titanic — Sat, 02 Feb 2013 09:24:45 +0800

Dear All,

I have a friend, he did Bachelors in Aerospace Engineering. Currently, he is looking to do Masters to widen his job scope and he plans to do Masters in Mechanical Engineering. Now his worries are :

1.He might be wasting his time doing in mechanical as he might learn back everything that he went through during his bachelors as the most common way is to do bachelor in mechanical and narrow down to masters in aerospace.

2.Second, he is wondering if Masters in Mechanical Engineering is in demand ?

3. Finally is it a good practice to widen up your Masters program instead of narrowing it down and majoring in a certain field.

Thanks

Medical Card

Titanic — Thu, 13 Dec 2012 00:15:10 +0800

Dear All,

I need an advice on which Medical Card best suits me based on the below criteria :

1. Should be accepted by almost all private hospitals

2. Lifetime coverage

3. I have been warded in government hospital before due to ovarian cyst . Can it cover this per-existing illness ?

4. Should cover almost all female related illness and accidents

kindly advise.

Ovarian Cyst

Titanic — Sun, 09 Dec 2012 23:32:18 +0800

Hi,

My friend today had a excruciating pain around her abdominal area. She wasn't even able to walk. So we went to the hospital and they said that she is having an ovarian cyst about the size of 4x5cm. Well, I don't really understand what is that, but from what I saw it must be so painful. thus there are few questions that I would like to ask so that I can have a clearer picture on this.

1. What is ovarian cyst ? People said if you have a cyst bigger than 5cm then it is dangerous. My friend's one is 4x5cm. Is that dangerous ?

2. She is now warded in the hospital for observation. According to the doctors, if the pain is gone, then they can discharge her. If not, she would need to go for a surgery. How could the cyst just disappear like that ? Since we did not do anything to it, won't it re-occur ? And does surgery means 100% safe ?

3. They took her blood sample for tumor test. Why is that so ? Are the doctors suspecting anything ? If she has a tumor, could it be removed safely ?

I really hope someone can answer all my questions. I can't see her in pain anymore.

Thanks

IP Address

Titanic — Mon, 03 Dec 2012 02:23:45 +0800

Dear All,

One stupid question, but was just wondering. ok, now we have a router. lets say u streamyx router and we are sharing it with more than 2 desktops by connecting each of these computers through LAN cable to the router. Will each of these computers have unique ip address or the same ip address ?

Tenancy Agreement

Titanic — Sun, 02 Dec 2012 14:55:44 +0800

Dear All ,

I have a issue with my owner regarding the the tenancy agreement. I rented a room in his house last May. He said he will prepare a legal tenancy agreement and pass to me. My main mistake was I did not ask about the contents of the agreement before I agreed to rent. Now, after almost 6 months I still have not got any agreement. When asked about this to him, he asked sorry and will prepare immediately. Out of curiosity, I asked him , whats the duration of notification that I must give him in case I want to leave. He said 3 months notification if I want to leave ! I paid 2 months of advance deposit before coming in. He said this is the standard law. Is is true that we must give 3 months notification ?? can anyone advice ? Thx

Amanah Saham

Titanic — Fri, 14 Sep 2012 13:26:49 +0800

Hi,

I am quite interested with the Amanah Saham shares. Would like to know the following details , can anyone help me out with it ?

1. Can non-bumi buy the shares ?
2. Where to buy and is it still being offered ?
3. How much is the profit we can earn from it ?
4. Is it better than FD and any other investment sches out there ?
5. How long is the mature period before we can enjoy the yield ?

Thanks

Any ways to increase our income?

Titanic — Thu, 13 Sep 2012 23:27:35 +0800

Hi,

Being a normal 8am to 5pm employee earning a mere RM 4K per month and hoping for an increment every yer is a terrible life. I am looking for
any ideas or ways out there where we can increase our income. Please don't ask me to sell drugs or become a gigolo !!! . Some solid and legal ideas anyone ?

Credit Card Debt

Titanic — Mon, 10 Sep 2012 20:13:57 +0800

HI,

I have a friend who got his first and last credit card 3 years back when he was just 23 years old. Feeling excited , he went around swiping his card. Now, he has around RM5000 debt with his bank. His card been terminated and he has made a verbal agreement with the bank to pay RM350 every month for 2 years starting this year. He has been making the payment without fail since then. Now he plans to buy a house. His worry is, will his credit card record impact his loan application ? Please bear in mind that he has a car loan as well , which he has been paying the installments without fail since the first day. Kindly advice. Thx