Lowyat.NET: Latest topics by misticrainbow

how long does it take for PTPTN Refund?

misticrainbow — Wed, 25 Apr 2018 15:02:26 +0800

my course is just about 56k but i ended up getting 66k for my loan. i'm graduating this year and i have applied for the refund of 10k through my college on end of January. they told me usually takes about 3 months to process. almost 3 months and no update yet.
Anyone has this experience before and if so, how long does it take? very anxious for the money to arrive

Repair SIM card reader/circuit board in Penang?

misticrainbow — Sun, 11 Feb 2018 00:13:45 +0800

Hi. So I have a machine with a built in circuit board with a Mini SIM card reader on it. However I was stupid enough to insert a micro sim inside so it’s stuck. There’s no opening big enough for me to push it out so I was wondering is there anyone I can find in Penang to fix it for me? I dare not to tweak it as I’m afraid will affect other parts on the circuit board or accidentally adjusts any cable or what.

I feel like it’s a small issue so Who Can I find to help me with this? People who repair phones or computer? Electrical technician? Must be careful not to affect other parts of the board.

SURVEY: which places are da most happening in Png?

misticrainbow — Tue, 30 Jan 2018 15:37:24 +0800

Doing a market research, where do u think are the places that has the most crowd or better customer flow in Penang except malls?

Need someone to hook me up with Capitastar mall

misticrainbow — Sat, 27 Jan 2018 09:38:51 +0800

Does anyone know anyone working in Capitastar Mall in PG. management? Need a hook up for some rental issues.

Vending Machine business in Penang, is it profita?

misticrainbow — Sat, 20 Jan 2018 16:47:21 +0800

So recently I got to know about this venture thingy. Was wondering if it’s profitable, let’s say if I managed put In busy places such as malls, uni, offices etc. Saw people said that its a scam by the vending machine supplier company, is it true? Or is it better to just buy the machine separately, get my own product supplier and refill myself? Of course, the maintenance and repair I will have to find somebody.

Also heard that there’s ice cream vending machines now. Macam rare and might attract people to buy compare to regular vending machines? And saw some people suggesting condom vending machines in clubs and hotels too (lol but it kinda makes sense).

So u guys know how much is the usual maintenance fee charged by the so called supplier?

So all in all is it a profitable business? Should I throw my money in it?

How to earn money doing psychology research?

misticrainbow — Thu, 31 Aug 2017 01:31:23 +0800

Ok so after graduating degree in Psychology is to pursue in Masters, one of the career options is to participate in research. But I don't understand is how do you start? like where do you go and say "hey I want to join a research, is there any slots for me to join?" ?? And what about the earnings? I heard my lecturer saying that the grant could be A LOT. But the money would be used as the expenses of the research, no? So how are the researchers paid?

Just exploring my options after graduating my degree so hope u guys can enlighten me! Thanks.

Prospects of counselling/educational psychology?

misticrainbow — Sun, 27 Aug 2017 14:54:13 +0800

i'm currently studying degree in Psychology and also Management (double degree). initially i was thinking about pursuing masters in clinical psychology but now i think i'm not equipped to do so plus it's quite hard to get in. so now i'm thinking about educational psychology or counselling since i'm also quite interested in helping children, especially those with special needs.
but what are the prospects of it?
how much can i earn as a counsellor?
what about educational psychologist? seem like there is not many in malaysia since clinical psychologist just cover all fields here so people go to clinical psychologist no matter what problem.

on another hand, should i pursue masters in organizational psychology? but seem like in malaysia nobody care about this. cause in the end you'll work in HR department also only.
i know its a bit late since i chose psychology as my major, but what to do hhahha

anyway i very much prefer to stay in Penang to work in the future since i have to take care of my family. but Penang psychology is rare as hell so its a problem too. haihhhh help

From selling replica sneakers to millionaire?

misticrainbow — Fri, 25 Aug 2017 20:23:12 +0800

so there's this famous personality in Malaysia, who goes from selling replica sneakers on instagram, to now being motivation or marketing speaker, going on television shows, meeting celebrities and buying bungalows and luxury cars. becoming rich from selling replicas i get it, but going on tv shows and being interviewed as a successful entrepreneur? no doubt that person is a master in online selling and marketing, but how are the tv people going to justify his success? i never watched his interviews but just his instastory and stuff. i'm wondering how do people introduce him.. "LET'S WELCOME XXX, WHO MADE TONS OF MONEY FROM SELLING FAKE SHOES!!" like that?

i'm not bashing that seller, as i admire his knowledge and his ability to go from zero to hero. it takes a lot to do that. i'm just wondering why didnt anyone question his "root of success" though...
posting here and asking here because some of you may have some insight on that.

edit: i 100% understand how he got rich from selling replicas, just dunno how or why he can be so proud of it like talking about it on national tv ad giving marketing talks haha

Hypnotherapy prospects in Malaysia?

misticrainbow — Fri, 25 Aug 2017 20:17:16 +0800

Hi. Im currently studying bachelor's degree in psychology and is graduating next year. I am thinking of pursuing masters degree in clinical psychology but am afraid that the current program that i am in is not comprehensive enough to allow me to do so. Honestly i just feel i'm not equipped in skills, knowledge etc since my program didnt provide me with much of those.

However i am quite interested in hypnotherapy but am wondering what are the prospects of hypnotherapy in malaysia? .is it good enough for me to make a decent living here? I think it's a great thing since it helps people in weight loss, addiction etc but do malaysians want/trust it tho?

Thank you

HYPNOTHERAPY IN MALAYSIA

misticrainbow — Fri, 25 Aug 2017 13:17:34 +0800

HI. IM CURRENTLY STUDYING BACHELOR'S DEGREE IN PSYCHOLOGY AND IS GRADUATING NEXT YEAR. I AM THINKING OF PURSUING MASTERS DEGREE IN CLINICAL PSYCHOLOGY BUT AM AFRAID THAT THE CURRENT PROGRAM THAT I AM IN IS NOT COMPREHENSIVE ENOUGH TO ALLOW ME TO DO SO. HONESTLY I JUST FEEL I'M NOT EQUIPPED IN SKILLS, KNOWLEDGE ETC SINCE MY PROGRAM DIDNT PROVIDE ME WITH MUCH OF THOSE.

HOWEVER I AM QUITE INTERESTED IN HYPNOTHERAPY BUT AM WONDERING WHAT ARE THE PROSPECTS OF HYPNOTHERAPY IN MALAYSIA? .IS IT GOOD ENOUGH FOR ME TO MAKE A DECENT LIVING HERE? I THINK IT'S A GREAT THING SINCE IT HELPS PEOPLE IN WEIGHT LOSS, ADDICTION ETC BUT DO MALAYSIANS WANT/TRUST IT THO?

THANK YOU

custom Display racks for Funko Pop in Penang?

misticrainbow — Mon, 21 Aug 2017 14:45:56 +0800

I'm looking for custom made shelves/racks/cabinets that look like this for my Funko Pop collection

in the pic shown they're using baseball bat cases which is only sold in US and would be really expensive. so wondering if i can find some place to do a similar rack for me in Penang ?

QUESTION: REPRINTING AIR ASIA BAG TAG?

misticrainbow — Sun, 06 Aug 2017 18:21:53 +0800

I booked return ticket for PG-KL. after i checked in online, i chose to print the bag tag at home. i chose 1 bag. but it only gave me the bag tag for KL-PG but not the PG-KL one as i have purchased checked baggage for both flights. i tried reprinting but there was only option to reprint the boarding pass and not the bag tag. so can i still print the bag tag at the kiosk on the day that i travel?

Best olympus lens for travel/toy photography?

misticrainbow — Tue, 11 Jul 2017 23:50:59 +0800

Hello. I'm new to photography and have a Olympus EPL7 with the kit lens. I mainly use my camera for travelling purpose and also some toy photography. What's some lens recommendation for both those purposes?

Maybe I don't know how to utilise the kit lens but I feel it's slightly better than using phone. That's why want to upgrade. Provided that the price is affordable of course lol. Thanks!

trying to be a US daigou...?

misticrainbow — Sun, 12 Jun 2016 13:47:57 +0800

first off, how do you say "daigou" in English..? personal shopper..？ lol

ok so my friend and I were planning to like start a daigou business, mainly designer handbags from US. we have a two plans but dunno which is better.

1. go to US ourselves and buy the bags. but let's say i bought 10 luxury bags and bring back to MSIA in luggage, will the bags be charged any tax or what? what if 20, 30 bags..?

2. buy from official website and ship to a US address (we have relatives there) and have them ship the bags to Msia.

which is more strategic...? we both dunno much about daigou so would like some opinions and suggestions.. thanks

SCAMMED CREDIT EUROPE BANK

misticrainbow — Sun, 05 Jun 2016 15:31:41 +0800

ok i think most of you heard this scam before already. so i admit that i'm really stupid

anyway, i'm selling a phone case for RM55 on carousell and this guy came message me said he's interested. we turned to whatsapp to communicate. his number is foreign (that time i dunno which country) and he say he's not in malaysia. he transferred to me using Credit Europe Bank via western union the amount of RM600 cause the rm55 is too low. then i received an email from the bank saying i need to pay back rm545 back to him before they can release the rm600 to me. i dunno what happened to me that time i was like "weird but okayyyyy" and i just transfereed to his Hong Leong Bank via IBG (CIMB)

after that he said okay he'll confirm with his bank mana tau i got another email from the bank saying the guy has transferred to me RM550 extra because the original amount is not sufficient to go through. now i have to transfer back to him again RM600 only will release the money to me. then only i feel what the hell and started questioning him. he reassured me he's legit but i dont trust him anymore. searched the net and realize i've been scammed big time. STUPID STUPID STUPID. anyway i threatened him that if he dont give me back the money i will report. then he say tomorrow settle as it is sunday now.

all in all, i called both Hong Leong and CIMB and say they cant cancel the transfer. i will need to report to the police and feedback to them.
i have reported.
just wanna ask what's the chance of me getting my money back? or at least let them catch the freaking scammer???

or is there anyway i can try to make the IBG transfer unsuccessful? so that the money wont go through. i still have some time i hope.

please please

what to invest with just RM1K-2K?

misticrainbow — Sat, 20 Feb 2016 22:34:17 +0800

hey guys. so i'm still a college student and am doing some online business. i do get by each month, without asking money from my parents (i stay with them), i use my own money to pay for my monthly college resource fee, my petrol, and stuff that i wanna buy (essentials and non-essentials) but i wanna earn more. my online business is just moderate so i want extra income.
i know NOTHING about finance, nor do i have the interest to learn, so you guys can forget about FOREX or whatever.. i just want some safe investment, i dont mind that its slow (not too slow though), i just want return. i already have fd..
i only have 1k or at most 2k to spare. so is there any funds or what out there that i can just give money to and they'll invest for me? i heard my friend say Affin Hwang but im not sure what is it about? whats mutual fund anyway? sorry i really have no clue about this sort of things.
so thanks ya.

Corn on my hand

misticrainbow — Wed, 24 Jun 2015 10:40:09 +0800

Ok so I've been having this "thing" on hand for like at least 2 years ady. It looks like a corn but usually corns don't grow on hands right....? I dunno... I tried using the corn plaster and the liquid drop thing.. But didn't work.. I tried to dig it out by myself but it's so hard and I almost passed out lol.
and if I go to the doctor to get it remove, anyone know how much is the cost?
Thank you

Medical insurance for Downs Syndrome

misticrainbow — Thu, 28 May 2015 17:53:58 +0800

Hey guys. I'm not even sure I'm in the right category but imma just shoot,
So my little brother (15 yo) has Down's syndrome. He was covered by AIA last time and last year my mum decided to upgrade his insurance. But suddenly somehow the insurance people just disapprove the upgrade and now my bro can't even purchase the old insurance plan, which means now he's not covered by any insurance at all.
So I'm just asking whether anyone knows any tips and tricks for us to be able to purchase any medical insurance that covers Downs Syndrome?
Thanks

where to get tamil movies in Penang

misticrainbow — Thu, 29 Jan 2015 21:44:41 +0800

hello guys. just watched the tamil movie I.. it was awesome!!! want to recommend my family to go watch but they dont have the time and its going off screen ady.
so im wondering if u guys where i can download free tamil movies with subtitles?
if not where got dvd shop (pirated or tulen also ok,thats how much i love the movie!) got sell tamil movies in Penang island ? i want this movie I la... rarely see anywhere selling tamil dvd's..
thanks

Kiel James Patrick anchor bracelets

misticrainbow — Mon, 25 Aug 2014 15:28:28 +0800

Item(s): anchor bracelets

Package includes:

Price: RM40 each excluding postage. buy 3 or more free postage

Warranty:

Dealing method: bank in/transfer

Location of seller: penang

Contact method/details: 0124038831/ instagram profile fabshack_

Age of item:

--- NEW

Item(s) conditions: awesome

Picture:

Reason for sale: cause they're cheap compared to the original ones and theyre in perfect condition