Lowyat.NET: Latest topics by simchi

S&P to sign before loan approved or after?

simchi — Wed, 11 Mar 2009 18:29:15 +0800

So I've placed a booking for one UC property, the problem now is to sign the S&P before or after the loan is approved? The banker which happened to be extraordinary close to the sales exec. from the developer told me the loan is approved. For some reason, I dont quite trust her.

Please enlighten me on this one. Thank you.

How would you react?

simchi — Sun, 18 Jan 2009 21:41:16 +0800

Here's the chatlog between me and his current GF via his msn contact.
I dont want to be mean so I wont call her names, so maybe I name her FUNNY.

FUNNY says:
hi thr
Claribel <3 cupcake says:
hello
FUNNY says:
qwhr r u
FUNNY says:
whr*
Claribel <3 cupcake says:
\at home now.
FUNNYsays:
hw r u
Claribel <3 cupcake says:
i am great. you?
FUNNY says:
im XXX gf
FUNNY says:
i heard you were his ex?
Claribel <3 cupcake says:
and then?
Claribel <3 cupcake says:
I have nothing to do with him now?
FUNNY says:
i noe a...
FUNNY says:
just that kinda curious about u
FUNNY says:
he is not around
Claribel <3 cupcake says:
oh okay.
Claribel <3 cupcake says:
why?
FUNNY says:
nth la
FUNNY says:
is that ur dog?
Claribel <3 cupcake says:
yeah this is my dog.
FUNNY says:
big size hor the dog
Claribel <3 cupcake says:
anyway dont you think it's funny if he found out you're talking to me? cause I am not on talking term with him now?
Claribel <3 cupcake says:
yeah kinda, i have two.
FUNNY says:
hmm
FUNNY says:
nt funny la
FUNNY says:
so u like dog lo?
FUNNY says:
u working as what
Claribel <3 cupcake says:
yes, why do you ask so much?
Claribel <3 cupcake says:
I am not even your friend?
FUNNY says:
ok fine
FUNNY says:
y ur words so harsh huh
FUNNY says:
y nt be frendly?
FUNNY says:
from ur words i can noe what type of person u r
FUNNY says:
lol
Claribel <3 cupcake says:
I am not harsh, but what is your intention>?
FUNNY says:
no intention la
FUNNY says:
aiyo
FUNNY says:
gal like to think so much
FUNNY says:
even thu im gal also
Claribel <3 cupcake says:
oh okay, so you're quite judgemental, from the conversation you already know what a person i am?
FUNNY says:
not rily la
Claribel <3 cupcake says:
now you're contradicting yourself no?
FUNNY says:
but the way u answer me make me feel uncomfortable
FUNNY says:
cant u just be frendly?
Claribel <3 cupcake says:
seriously, I am not really friendly with strangers?
FUNNY says:
oh thats good

-SOME DELETED TEXT, NOT FUNNY ONE LAH.

Claribel <3 cupcake says:
might migrate somewhere.
FUNNY says:
migrate to?
Claribel <3 cupcake says:
everything is still in a planning stage.
FUNNY says:
oversea?
Claribel <3 cupcake says:
yeah,
FUNNY says:
but good co u guy planning ald
Claribel <3 cupcake says:
been to czech but if my bf can find a job there maybe we'll move there for good
FUNNY says:
cos*
Claribel <3 cupcake says:
yes
FUNNY says:
which country?
Claribel <3 cupcake says:
czech?
FUNNY says:
?
Claribel <3 cupcake says:
czech is a country
FUNNY says:
oh

I have deleted his contact from my list and never bother to talk to him again and now the GF wants to "befriend" me? LOL, this guy left me "unnoticed", didnt bother to reply my messages and hung up on me everytime i called, and all these were 2 years ago and I am actually still on his contact list

So what do you think this girl is upto? By the way I am not going to CZECH yet I am just bullshitting her. I would be happier if she or the bf is reading this

Hmm I wanna put up the serious tag in case someone going to say tl'dr.

Body and Arm Ratio

simchi — Tue, 13 Jan 2009 21:48:45 +0800

Hello girls, anyone of you are disgusted by having too big an arm for your body? Mind to share what's the thickness of your upper arms?

Do you check on your BF/GF's bank account?

simchi — Sun, 21 Dec 2008 22:10:56 +0800

I am just wondering if this is necessary/OK? Cause one of my female friends who coupled up with a guy for less than 2 months and she already CHECKED his bank account

Please discuss.

Opinion on Funding More Money for A Property .

simchi — Thu, 23 Aug 2007 12:11:21 +0800

I & my 2 sisters contribute MYR 800 each into our joint bank account every month as we are planning to get a house @ MYR 300k once our savings have accumulated to MYR 90K which takes approximately 3 years to do so as we do not want to rush into buying a house & having trouble for repayment later should anyone of us get out of job unexpectantly .

Question is should we prolong our saving duration into 6 years then only consider buying a MYR 300K house ? Your opinions are much appreciated .

simchi's Fitness Journal

simchi — Thu, 12 Apr 2007 23:44:07 +0800

Body Stats
Weight : 46kgs - 47kgs
Height : 172cm - 173cm
BMI : 15.6 , blah underweight .
Body Fat % : no idea

used to jog/run every morning and evening , then stopped due to time constraints . and noticing my fresh is very flabby lately . I dont intend to lose any weight , but working my way to a fitter me . I WANT A FLAT ABS .

Back in a bit .

simchi — Tue, 24 Oct 2006 01:09:38 +0800

hello everyone .

i've just deleted my 24098230589058 words long post . i am livid .

that aside , back to the topic .
i want to be healthy ( food-wise ) and feel as though i am FULL of energy (of course including the long awaited toned stomach and leany calf) . yes , advice is appreciated by you fellow who are experienced and know more about exercising & eating right .

but it seems like enrolling myself in a gym is almost impossible due to my work+studies and the limitation of gyms around my place ( i work , they are open , after school , they are closed ) . i dont mind running and jogging , but is there any other exercises available ? and what's the duration for each session ?

i will come up with my food-plan in a bit . ..