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        <title>Lowyat.NET: Latest topics by frossbee</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 18 Jun 2026 10:30:34 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Serviced Apartment/Hotel</title>
            <link>http://forum.lowyat.net/topic/3115689</link>
            <description>Any recommendation guys?&lt;br /&gt;&lt;br /&gt;Thx&amp;#33;</description>
            <author>frossbee</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 29 Jan 2014 08:12:37 +0800</pubDate>
        </item>
        <item>
            <title>Wise to convert CC loan to p.loan?</title>
            <link>http://forum.lowyat.net/topic/3092786</link>
            <description>Hi Guru,&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;I am earning Rm6-7k per month but&lt;br /&gt;I also have credit card loans of rm5k for whole of 2014, this is really burdenin n i Was thinking of taking up personal,loan of 3-5 years to pay of all debts n pay the cards slowly..&lt;br /&gt;&lt;br /&gt;What is,expert recommendation or sharing from the norms?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Thx</description>
            <author>frossbee</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 08 Jan 2014 08:16:08 +0800</pubDate>
        </item>
        <item>
            <title>Anyone has contract from MOh/KKM to</title>
            <link>http://forum.lowyat.net/topic/3066144</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;We are looking for contact or agen that can help us to enlighten the procedure to bring in health food products from US&lt;br /&gt;We can pay,agent fees.&lt;br /&gt;. Do PM with,thanks</description>
            <author>frossbee</author>
            <category>Services Noticeboard</category>
            <pubDate>Sun, 15 Dec 2013 00:15:25 +0800</pubDate>
        </item>
        <item>
            <title>Any company current account w/o referral needed?</title>
            <link>http://forum.lowyat.net/topic/3064633</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;Need some guidance on registering current company account that does not need referral,  anyone have recommendedation? Thx</description>
            <author>frossbee</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 13 Dec 2013 14:23:05 +0800</pubDate>
        </item>
        <item>
            <title>Got creditcard charged by f###king insurance</title>
            <link>http://forum.lowyat.net/topic/3010906</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;need help urgently.&lt;br /&gt;&lt;br /&gt;I just found out a local bank has charged me a transaction of rm3000++ for the life insurance i have signed a year ago, the agent told me will call &amp;amp; service me every year to make payment, but none and i got charged again.&lt;br /&gt;&lt;br /&gt;reason being is, this is a life insuranve and i dont need it at all&amp;#33;&lt;br /&gt;&lt;br /&gt;how can i cancel this transaction from my credit card? it is dated 23rd oct.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;please help</description>
            <author>frossbee</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 29 Oct 2013 09:13:56 +0800</pubDate>
        </item>
        <item>
            <title>Promo:Microsoft RT with free touch cover</title>
            <link>http://forum.lowyat.net/topic/2865446</link>
            <description>Hello,&lt;br /&gt;&lt;br /&gt;Can anyone enlighten me how to get this free keyboard cover when i buy microsoft RT??&lt;br /&gt;&lt;br /&gt;In the USA it is the running promotion..&lt;br /&gt;&lt;br /&gt;sigh</description>
            <author>frossbee</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Fri, 28 Jun 2013 08:43:31 +0800</pubDate>
        </item>
        <item>
            <title>Promo:Microsoft RT with free touch cover</title>
            <link>http://forum.lowyat.net/topic/2865445</link>
            <description>Hello,&lt;br /&gt;&lt;br /&gt;Can anyone enlighten me how to get this free keyboard cover when i buy microsoft RT??&lt;br /&gt;&lt;br /&gt;In the USA it is the running promotion..&lt;br /&gt;&lt;br /&gt;sigh</description>
            <author>frossbee</author>
            <category>Mobile Computing</category>
            <pubDate>Fri, 28 Jun 2013 08:43:02 +0800</pubDate>
        </item>
        <item>
            <title>WTA-which part in S&amp;amp;P states</title>
            <link>http://forum.lowyat.net/topic/2864880</link>
            <description>Which part in S&amp;amp;P states if a purchasers bankrupt or unable to pay/didnt play loan for few months:&lt;br /&gt;&lt;br /&gt;1) the property belongs to Developer&lt;br /&gt;&lt;br /&gt;or&lt;br /&gt;&lt;br /&gt;2) the property belongs to bank(financier?)&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;cant find the exact sentence that means it..&lt;br /&gt;&lt;br /&gt;can anyone advise? or is there any clue that states it?</description>
            <author>frossbee</author>
            <category>Property Talk</category>
            <pubDate>Thu, 27 Jun 2013 18:20:08 +0800</pubDate>
        </item>
        <item>
            <title>After loan and S&amp;amp;P stamped, when will</title>
            <link>http://forum.lowyat.net/topic/2769984</link>
            <description>Brothers,&lt;br /&gt;&lt;br /&gt;Does anyone know how many days will loan be released to developer right after the S&amp;amp;P and Loan Agreement has been stamped?&lt;br /&gt;&lt;br /&gt;Thank you yea &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>frossbee</author>
            <category>Property Talk</category>
            <pubDate>Thu, 11 Apr 2013 09:32:28 +0800</pubDate>
        </item>
        <item>
            <title>Loan failed, but got offer from other owner</title>
            <link>http://forum.lowyat.net/topic/2764915</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;I booked a unit 6 months ago with RM3,000 as booking fee, however, my loan failed and from then on i&amp;#39;m waiting for booking fee refunded.&lt;br /&gt;&lt;br /&gt;However, yesterday, one agent from showroom called me and said someone is interested in my unit, they pay me the original amount of RM3000 instead of RM2400(-RM600 for admin fee) with new owner cheque.&lt;br /&gt;&lt;br /&gt;But new owner can only give me when the transaction of unit is agreed and approved by management.&lt;br /&gt;&lt;br /&gt;I agreed&lt;br /&gt;&lt;br /&gt;My question is, can this be done? will i receive my cheque and will there be no trouble?? scam/cheat??</description>
            <author>frossbee</author>
            <category>Property Talk</category>
            <pubDate>Sun, 07 Apr 2013 10:26:50 +0800</pubDate>
        </item>
        <item>
            <title>WTA- Gotten a bank loan</title>
            <link>http://forum.lowyat.net/topic/2640459</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;I&amp;#39;ve received a bank loan offer for RM468k 80%, and this is a residential commercial project thats why 80% and my 2nd property , &lt;br /&gt;can i change project so that i get 90% from it? assume my next project is around 400k??&lt;br /&gt;&lt;br /&gt;Thans</description>
            <author>frossbee</author>
            <category>Property Talk</category>
            <pubDate>Mon, 24 Dec 2012 11:28:31 +0800</pubDate>
        </item>
        <item>
            <title>Very pissed</title>
            <link>http://forum.lowyat.net/topic/2584572</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;I really need your help to advise here.. &lt;!--emo&amp;:(--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sad.gif' border='0' style='vertical-align:middle' alt='sad.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;My first property.&lt;br /&gt;&lt;br /&gt;I placed a booking on a property at July,2012 and right after applied my loan and receive a successful notification on early Sept,2012...&lt;br /&gt;&lt;br /&gt;Right after that, I went to sales office to sign S&amp;amp;P and that is on end Sept..&lt;br /&gt;&lt;br /&gt;My frustration is, I waited for the stamping for 1.5months(dont know normal or not?) can i cancel the purchase of this property? Even when they inform me this S&amp;amp;P has been stamped?? I&amp;#39;ve called and follow up and those legal people always tell me to wait and wait..i really lost patience already and dream of my property every morning.&lt;br /&gt;&lt;br /&gt;Thank you</description>
            <author>frossbee</author>
            <category>Property Talk</category>
            <pubDate>Sun, 11 Nov 2012 09:52:54 +0800</pubDate>
        </item>
        <item>
            <title>What do u do with University books/notes</title>
            <link>http://forum.lowyat.net/topic/2477695</link>
            <description>One big stack, dont know what to do with it..&lt;br /&gt;&lt;br /&gt;feel like recycling but dont know future got use or not..&lt;br /&gt;&lt;br /&gt;how ar</description>
            <author>frossbee</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 21 Aug 2012 20:47:58 +0800</pubDate>
        </item>
        <item>
            <title>WTA- Confused on selling a property</title>
            <link>http://forum.lowyat.net/topic/2470240</link>
            <description>Dear experts,&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Lets just say&lt;br /&gt;&lt;br /&gt;I bought House A for RM300k today, i took loan RM250k for 30 years, after 5 years I have people interested in my House A for RM350k,&lt;br /&gt;&lt;br /&gt;How do i count what profits am I getting? because Im confused with the outstanding loans and those S&amp;amp;P stuffs..&lt;br /&gt;&lt;br /&gt;Please advise</description>
            <author>frossbee</author>
            <category>Property Talk</category>
            <pubDate>Tue, 14 Aug 2012 22:24:20 +0800</pubDate>
        </item>
        <item>
            <title>Part-Time Nutrtition course in Malaysia..</title>
            <link>http://forum.lowyat.net/topic/2380012</link>
            <description>Dear all,&lt;br /&gt;&lt;br /&gt;As topic, I am looking for Part-Time Nutrtition course in Malaysia, anyone can assist?</description>
            <author>frossbee</author>
            <category>Education Essentials</category>
            <pubDate>Sat, 09 Jun 2012 12:43:31 +0800</pubDate>
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