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        <title>Lowyat.NET: Latest topics by SmokerBamboo</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 03 Jul 2026 03:33:44 +0800</lastBuildDate>
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            <title>Monthly Installment not stated in Letter of Offer</title>
            <link>http://forum.lowyat.net/topic/3443196</link>
            <description>Hi. I recently applied Maybank loan and the banker picked the Islamic loan called Commodity Murabahah Home for me (I don&amp;#39;t favor Islamic loan coz of the terms2 and it&amp;#39;s not straightforward. But anyway it was my mistake for letting the banker to choose &amp;quot;what is best for me&amp;quot;)&lt;br /&gt;&lt;br /&gt;What really troubles me is that in the letter of offer, there&amp;#39;s no clear statement of how much I should pay for my monthly payment. I have a friend who applied for the same loan, and the monthly installment amount is clearly stated in her letter of offer. So I&amp;#39;ve requested the banker to revise or modify the letter to include my monthly installment amount. But he insisted and reassured that there&amp;#39;s nothing to worry. But I&amp;#39;m still kinda hesitate to trust coz there&amp;#39;s no black-and-white. Mana tau suddenly my monthly payment became RM10k or 20k per month.&lt;br /&gt;&lt;br /&gt;Any sifu2 here encountered the same problem? How can I tackle this if the banker don&amp;#39;t want to help?</description>
            <author>SmokerBamboo</author>
            <category>Property Talk</category>
            <pubDate>Tue, 16 Dec 2014 23:27:52 +0800</pubDate>
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            <title>[WTB] SHF / SIC Kamen Rider</title>
            <link>http://forum.lowyat.net/topic/2713676</link>
            <description>Hi, I&amp;#39;m looking for cheap (2nd hand/BIB) action figures. The items with my estimated budget is shown in the list below. &lt;br /&gt;Some (most) of the budget may looked ridiculously low, but that&amp;#39;s why I&amp;#39;m looking for them here - I know where to find those figures online, but they&amp;#39;re expensive. In other words, I wanna find some SHF with &amp;quot;harga kasih sayang&amp;quot; &lt;br /&gt;Feel free to PM or comment if you have one to let go. We can try to nego2 &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Wishlist:&lt;/b&gt;&lt;br /&gt;01. SHF Sasword (below RM100)&lt;br /&gt;02. SIC OOO Tatoba Combo (around RM150) &lt;br /&gt;03. SHF Kid Gohan SS2 2.0 (around RM170)&lt;br /&gt;04. SKC Zanki (around RM250)&lt;br /&gt;05. SHF Build Hazard (around RM250)&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Checked:&lt;/b&gt;&lt;br /&gt;01. &lt;s&gt;SHF Ryuga&lt;/s&gt; &amp;gt;&amp;gt; Bought from shop&lt;br /&gt;02. &lt;s&gt;SHF Knight&lt;/s&gt; &amp;gt;&amp;gt; Bought from non-lowyat member&lt;br /&gt;03. &lt;s&gt;SHF W FangJoker&lt;/s&gt; &amp;gt;&amp;gt; Bought from non-lowyat member&lt;br /&gt;04. &lt;s&gt;SHF Dark Kiva&lt;/s&gt; &amp;gt;&amp;gt; Bought from &lt;b&gt;kukulantao&lt;/b&gt;&lt;br /&gt;05. &lt;s&gt;SHF Fourze Double Rocket State&lt;/s&gt; &amp;gt;&amp;gt; Bought from shop&lt;br /&gt;06. &lt;s&gt;SHF Tiger&lt;/s&gt; &amp;gt;&amp;gt; Bought from &lt;b&gt;shampoo_girls&lt;/b&gt;&lt;br /&gt;07. &lt;s&gt;SHF Den-O Sword Form&lt;/s&gt; &amp;gt;&amp;gt; Bought from non-lowyat member&lt;br /&gt;08. &lt;s&gt;SHF W CycloneJoker&lt;/s&gt; &amp;gt;&amp;gt; Bought from shop&lt;br /&gt;09. &lt;s&gt;SHF Den-O Rod &amp;amp; Gun Form&lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;10. &lt;s&gt;SHF Wizard Water Dragon&lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;11. &lt;s&gt;SHF Wizard Hurricane Dragon&lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;12. &lt;s&gt;SHF Wizard Land Dragon&lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;13. &lt;s&gt;SHF Den-O Super Climax Form&lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;14. &lt;s&gt;SHF Scissors&lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;15. &lt;s&gt;SHF Autovajin + Faiz Set&lt;/s&gt; &amp;gt;&amp;gt; Bought from non-lowyat member&lt;br /&gt;16. &lt;s&gt;SHF Imperer&lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;17. &lt;s&gt;SHF Fourze Fusion-Nadeshiko States&lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;18. &lt;s&gt;SHF Psyga (around RM150)&lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;19. &lt;s&gt;SHF Den-O Ax Form (around RM150)&lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;20. &lt;s&gt;SHF Faiz Accel Form (around RM150)&lt;/s&gt; &amp;gt;&amp;gt; Bought from &lt;b&gt;degraw1993&lt;/b&gt;&lt;br /&gt;21. &lt;s&gt;SIC OOO Tajadol Combo (around RM150) &lt;/s&gt; &amp;gt;&amp;gt; Bought from non-lowyat member&lt;br /&gt;22. &lt;s&gt;SHF Hyper Kabuto (around RM120) &lt;/s&gt; &amp;gt;&amp;gt; Got myself a SKC Hyper Kabuto &lt;br /&gt;23. &lt;s&gt;SHF Kuuga Ultimate (around RM150) &lt;/s&gt; &amp;gt;&amp;gt; Got myself a SKC Kuuga Ultimate&lt;br /&gt;24. &lt;s&gt;SHF Fourze Fusion States (around RM100) &lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;25. &lt;s&gt;SHF Gridon (RM130 if BIB, RM150 if MISB) &lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;26. &lt;s&gt;SHF Kurokage (RM130 if BIB, RM150 if MISB) &lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;27. &lt;s&gt;SHF Drive type Tridoron with Kakimazeru set (around RM250) &lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;28. &lt;s&gt;SHF Naruto Senin Complete - the one with robe (around RM200) &lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;29. &lt;s&gt;SHF CrossZ Dragon (around RM200) &lt;/s&gt; &amp;gt;&amp;gt; Bought from non-lowyat member&lt;br /&gt;30. &lt;s&gt;SKC Joker (around RM200) &lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;31. &lt;s&gt;SHF Necrom (around RM140) &lt;/s&gt; &amp;gt;&amp;gt; Bought from online shop&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;&lt;br /&gt;PM me your best price &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Preferred Item Condition:&lt;/b&gt;&lt;br /&gt;MIB/MISB/BIB, as long as the figures are in good condition.&lt;br /&gt;Prefer if the boxes did not suffer too much damage.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;COD in KL&lt;br /&gt;&lt;br /&gt;Thanks ya  &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>SmokerBamboo</author>
            <category>Hobbies &amp;amp; Collectibles Garage Sales</category>
            <pubDate>Sun, 24 Feb 2013 13:15:31 +0800</pubDate>
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