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        <title>Lowyat.NET: Latest topics by I_bryan</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 08 Jun 2026 19:43:41 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Question regarding names to put at Rental Agreemen</title>
            <link>http://forum.lowyat.net/topic/4068632</link>
            <description>Hi, i have a property which the SPA got me and my mother name and loan is only my name. Currently i renting out the unit. Under the rental agreement, can i just put my mother name only?</description>
            <author>I_bryan</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Thu, 29 Sep 2016 19:01:49 +0800</pubDate>
        </item>
        <item>
            <title>Question on tenancy agreement</title>
            <link>http://forum.lowyat.net/topic/3867886</link>
            <description>Hi all, i have two question to seek advise here&lt;br /&gt;&lt;br /&gt;1) i have a joint name property with my mother but loan is only my name. My question is can i put my mother name instead of mine on tenancy agreement? &lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>I_bryan</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Sun, 14 Feb 2016 22:32:49 +0800</pubDate>
        </item>
        <item>
            <title>Affordable car tinted at Jb</title>
            <link>http://forum.lowyat.net/topic/3390107</link>
            <description>Hi all, need advise from your.&lt;br /&gt;&lt;br /&gt;My budget around 500, any tint shop provide affodable pricing and reliable quality. &lt;br /&gt;Compliance to JPJ&lt;br /&gt;heat resistant &amp;gt; 70% &lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>I_bryan</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sun, 26 Oct 2014 13:35:37 +0800</pubDate>
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        <item>
            <title>[WTB] Nikon D5200 or D5300</title>
            <link>http://forum.lowyat.net/topic/3277102</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Nikon D5200 or D5300 + 18-140mm lens&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Seller list&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; Seller Offer &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; If any&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; C.O.D&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; @ JB or Melaka&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; 016-7733225 Bryan&lt;br /&gt;---&lt;br /&gt;</description>
            <author>I_bryan</author>
            <category>Garage Sales Archive</category>
            <pubDate>Wed, 02 Jul 2014 21:29:21 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] iPad4 32G White</title>
            <link>http://forum.lowyat.net/topic/2989255</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; iPad4 32G White &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; iPad + box + charger + earphone&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; PM your best offer&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; untill Dec 2013&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD JB or Melaka&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; JB &amp;amp; Melaka&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; 016-7733225&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt; 10months&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; 99.5 % scractes free&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; change to mini</description>
            <author>I_bryan</author>
            <category>Tablets Garage Sales</category>
            <pubDate>Wed, 09 Oct 2013 22:38:11 +0800</pubDate>
        </item>
        <item>
            <title>WTR A room at melaka ( urgent )</title>
            <link>http://forum.lowyat.net/topic/2968363</link>
            <description>As work required, i need to based at melaka for some time, as my office is at Taman Malim Jaya, i wanted to rent a room nearby. The room needed to have ceiling fan, aircon and wardrobe, water heater and WIFI, Pls call me @ 016-7733225.</description>
            <author>I_bryan</author>
            <category>Property For Sale</category>
            <pubDate>Sun, 22 Sep 2013 15:57:45 +0800</pubDate>
        </item>
        <item>
            <title>Searching for Degree in business Admintration</title>
            <link>http://forum.lowyat.net/topic/2798113</link>
            <description>Dear all, &lt;br /&gt;As tittle, i beeen searching around for part time degree course in Johor bahru. Could any SIFUs here could advise me so i could make a better choice of open university or college&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>I_bryan</author>
            <category>Education Essentials</category>
            <pubDate>Fri, 03 May 2013 17:05:52 +0800</pubDate>
        </item>
        <item>
            <title>Mortgage Loan Calculation HELP</title>
            <link>http://forum.lowyat.net/topic/2233967</link>
            <description>Hi all Sifu.....I need your help.&lt;br /&gt;&lt;br /&gt;I going to take up a Flexi loan of RM292,350.00 but my parent borrow me RM200k which i will park at the current account to wavie off RM200k interest. But i will be paying them interest every mth.&lt;br /&gt;&lt;br /&gt;Loan Tenure : 30Years&lt;br /&gt;Interest Rate : -2.4%&lt;br /&gt;&lt;br /&gt;IF my parent never put the RM200k in the current a/c. I will be paying RM1430/monthly to bank.&lt;br /&gt;&lt;br /&gt;So My question will be:&lt;br /&gt;1) How much will i be paying to the bank monthly and how is it been calculate. &lt;br /&gt;2) How much interest i will be paying my parent.&lt;br /&gt;&lt;br /&gt;Hope any sifu can help me?....</description>
            <author>I_bryan</author>
            <category>Property Talk</category>
            <pubDate>Mon, 20 Feb 2012 10:06:08 +0800</pubDate>
        </item>
        <item>
            <title>Problem With Apple compass</title>
            <link>http://forum.lowyat.net/topic/1671175</link>
            <description>I could not activate my compass recently n according to the screen, i need to move away from interference n re-calibrate by waving the iphone in a figure of 8 motion. I did all but it still cant. Any one could help? Thanks</description>
            <author>I_bryan</author>
            <category>iPhone</category>
            <pubDate>Fri, 10 Dec 2010 08:23:21 +0800</pubDate>
        </item>
        <item>
            <title>Cannot Sync new apps to my iphone 3GS</title>
            <link>http://forum.lowyat.net/topic/1636003</link>
            <description>I recently reformat my computer and i does not aware that i need to de-autorized my itune 1st. now i reinstalled my itune and it prompt me that i autorized 2 computer with the same account but i tink is normal.&lt;br /&gt;&lt;br /&gt;My problem is that i cant sync my new apps to my iphone. but itunes can detect those apps i delete on my iphone. Any one could help me?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>I_bryan</author>
            <category>iPhone</category>
            <pubDate>Fri, 12 Nov 2010 10:02:34 +0800</pubDate>
        </item>
        <item>
            <title>NEED HELP REGARDING SOFTWARE</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
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        <item>
            <title>NEED HELP REGARDING SOFTWARE</title>
            <link>http://forum.lowyat.net/topic/1596168</link>
            <description>Hi LYN Members,&lt;br /&gt;&lt;br /&gt;- I need a software that can extract the whole words into excel format from a scan document. &lt;br /&gt;  (meaning to say wat i have to do is to scan this file into PDF and this software will read n extract the whole file exactly into a excel format)&lt;br /&gt;&lt;br /&gt;- I also need another software that do sorting, for example : My file are full of address that have already mix up with all location in malaysia. i need this software to sort up according to like (Johor Bahru) (Kuala Lumpur) (Penang)&lt;br /&gt;&lt;br /&gt;Hope someone could help me on this.</description>
            <author>I_bryan</author>
            <category>Software</category>
            <pubDate>Mon, 11 Oct 2010 20:24:04 +0800</pubDate>
        </item>
        <item>
            <title>Nimegen Soft Cap</title>
            <link>http://forum.lowyat.net/topic/1523531</link>
            <description>I been serving 20mg Nimegen for eight days, My pimple pop out alot on my second serving untill now. Now my full face is full of pimple. big n small.&lt;br /&gt;Quite annoying, considering now to stop or continue. Anyone here can share your past experience from the start your first serving &amp;amp; till finish the course.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>I_bryan</author>
            <category>Girl&amp;#39;s Club</category>
            <pubDate>Thu, 12 Aug 2010 19:36:42 +0800</pubDate>
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        <item>
            <title>Info Needed ON New &amp;amp; Future Launch Property in JB</title>
            <link>http://forum.lowyat.net/topic/1500837</link>
            <description>I being survey quite couple of week but i could not get the info i needed. Is there any forum which have all new &amp;amp; future launch properties in JB?</description>
            <author>I_bryan</author>
            <category>Property Talk</category>
            <pubDate>Sat, 24 Jul 2010 12:37:30 +0800</pubDate>
        </item>
        <item>
            <title>Need Advise on Property</title>
            <link>http://forum.lowyat.net/topic/1499159</link>
            <description>Currently i been studying JB property. My purpose is for investment. I have no property on hand now. I park my money at susuk &amp;amp; ASM. I hope property cam aim me more them ASM interest.&lt;br /&gt;&lt;br /&gt;But i need tai kor here to advise me if i in wrong direction. Thanks in advance 1st &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Below are two property i interested.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Investment A (Service Apartment, Studio) Fully Furnish&lt;br /&gt;&lt;br /&gt;Purchase Price - RM140,000&lt;br /&gt;Rental - RM1000/Mth&lt;br /&gt;ROI - 9% (Which is higher then ASM interest)&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;I going to take loan from bank.....maybe 85% loan. for maybe 15-20 years. As long as the unit is rent out. i does not have to pay installment.&lt;br /&gt;Is this method safe ?&lt;br /&gt;Does i left out any calculation? Does this investment workable?</description>
            <author>I_bryan</author>
            <category>Property Talk</category>
            <pubDate>Thu, 22 Jul 2010 19:49:53 +0800</pubDate>
        </item>
        <item>
            <title>Car Settlement (Maybank)</title>
            <link>http://forum.lowyat.net/topic/1402201</link>
            <description>I intend to make full settlement for my car loan. Loan for 84mths, now left 35mths to run. but bank only deduct ard 13.8 mths interest. Is that the practise?&lt;br /&gt;&lt;br /&gt;Take up Loan from maybank - RM80,000&lt;br /&gt;Interest - 2.75%&lt;br /&gt;Installment mths - 84mths&lt;br /&gt;No of installment to run - 35mths &lt;br /&gt;Current balance - RM39,121.10&lt;br /&gt;Rebate todate - RM2,534.58&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;If i going to make full settlement now, i need to take up RM39,121.10 - RM2534.58 =RM36,586.52 to settle. &lt;br /&gt;&lt;br /&gt;But how come they only rebate 13mth n not close to 35mths interest? then should i make full settlement or use the money to put at bank for interest?&lt;br /&gt; &lt;br /&gt;Kindly advise. Thanks&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>I_bryan</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 25 Apr 2010 11:55:45 +0800</pubDate>
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        <item>
            <title>Which Email can sent bulk email?</title>
            <link>http://forum.lowyat.net/topic/1124521</link>
            <description>Dear All,&lt;br /&gt;&lt;br /&gt;Which email can sent out bulk email, I using hotmail now and it only can send 50 email at a time. can yahoo or gmail send more then 50 mail at one time? I have to send out quite a number of email at one time. &lt;br /&gt;&lt;br /&gt;</description>
            <author>I_bryan</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 09 Aug 2009 22:11:33 +0800</pubDate>
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        <item>
            <title>Neutrogena oil-free Moisture (Combination Skin)</title>
            <link>http://forum.lowyat.net/topic/1106574</link>
            <description>Does any one experince bad smell from this product?&lt;br /&gt;&lt;br /&gt;I use this product quite often. Last mth i purchase at one of JB watson dept. When i open and use, the smell is damm terrible. I throw away the bottle and purchase another bottle from guardian. the smell is alrite as the last time i bought. and this month i bought a new bottle again...its smell terrible again...and today i bought another bottle at gaurdian...the same bad smell&lt;br /&gt;&lt;br /&gt;I have email compliant to Neutrogena, Watson, and johnson &amp;amp; Johnson(importer) about the matter i face.....&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Does any one experience this also?</description>
            <author>I_bryan</author>
            <category>Girl&amp;#39;s Club</category>
            <pubDate>Thu, 23 Jul 2009 21:05:29 +0800</pubDate>
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        <item>
            <title>Enquiry on Plastic/Metal License</title>
            <link>http://forum.lowyat.net/topic/903858</link>
            <description>How to apply plastic and metal scrap license ? &lt;br /&gt;&lt;br /&gt;If i import / export scrap , does i need to apply import and export license too?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>I_bryan</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 11 Jan 2009 22:35:09 +0800</pubDate>
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        <item>
            <title>Kempas Utama Semi-D factories</title>
            <link>http://forum.lowyat.net/topic/862232</link>
            <description>Would like to seek advise from sifu here...&lt;br /&gt;&lt;br /&gt;IOI going to build Semi-D factories (60 x 141sf) and (60 x 120sf) beside tiong nam....&lt;br /&gt;the price haven come out yet ...&lt;br /&gt;&lt;br /&gt;Is there demand for this kind of medium factories?... my main purpose is to invest...i check from the sales girl...the rental can only fetch ard 3k.&lt;br /&gt;&lt;br /&gt;</description>
            <author>I_bryan</author>
            <category>Property Talk</category>
            <pubDate>Mon, 01 Dec 2008 17:00:27 +0800</pubDate>
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