Lowyat.NET: Latest topics by kokwai

Floor Tiles Pop Up - Tebrau Johor

kokwai — Thu, 22 Feb 2018 23:16:41 +0800

Dear All,

Have around 4 tiles (Area : 4feet x 4 feet) pop up in need of repair /replacement of tiles.

Location is in Tebrau, Johor Bahru..

Any contractor to recommend to fix this ?

Thanks in advance..

[WTS] Enrich Miles - Book MAS flight

kokwai — Sat, 23 Jul 2016 23:43:00 +0800

Item(s):
Enrich Miles - You can book thru me for MAS fights / Transfer to your Enrich Account
(I have approx 303K miles available now)

Package includes:
COD at Klang Valley area, we book the ticket together and you pay cash
Transfer to your Enrich account - Buyer to bear the transfer cost

Price:
RM 0.04/ mile
Price quoted is for ticket price only, taxes and surcharges excluded (You can pay via credit card).

[b]Dealing method:
COD / Online Transfer

Location:
Klang Valley

Contact method/details:
Please PM me

Reason for sale:
Not using my miles, open for sale

Contact:
PM me

You can let me know your intended travel dates & location, I can check the required points. (You can also do so if you have Enrich login).

Best for redemption on Business class (Most bang for your bucks) .

Example :

KUL - LONDON - Business class - 2-Way

Redemption --> 127,500 Enrich Points + RM2,377 (Tax) = RM5100 + RM2,377 = RM7477

Cash Booking --> RM17,632

Your savings --> 53% !! (RM10K Savings !!)

CIMB Flexi Home Financing-i

kokwai — Wed, 08 Apr 2009 01:03:57 +0800

Hi,

I am considering taking the CIMB HomeFlexi loan, however there is a Rm200 registration fees and RM10 monthly maintenance fees.

I came to know that for CIMB Home financing-I Islamic loan, it offers the similar rate as the conventional HomeFlexi but minus the registration and monthly fees.

I know the earlier generations of Islamic loan is known to have a higher interest rate and extra terms , making the actual cost of financing higher compared to conventional, but CIMB is claiming the current Islamic loan package is on par with their conventional, is there any catch here ?

Is there any disadvantage in taking an Islamic loan, or specifically CIMB home financing-I ?

Any bankers / sifu could be kind enough to shed some light on this matter would be much appreciated.

Thanks.