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        <title>Lowyat.NET: Latest topics by [Ancient]-XinG-</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 16 Apr 2026 15:49:57 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Bantuan 500 for grade 56 ke bawah</title>
            <link>http://forum.lowyat.net/topic/4949573</link>
            <description>So for those civil servant grade below 56, they have bantuan  500 MYR.&lt;br /&gt;&lt;br /&gt;Except for the front-liners, are the other public sector are receiving full salary during MCO time?&lt;br /&gt;&lt;br /&gt;What’s the reason they are receiving the bantuan? What they actually do when WFH? Are they really working?&lt;br /&gt;&lt;br /&gt;Like all those teachers, why they got bantuan? Their salary not enough? Stay at home settle a few google classroom only. They cooking all the way and watching drama and post in Facebook group. &lt;br /&gt;&lt;br /&gt;Might as well move this bonus to those really working like mad during MCO Like front liners.&lt;br /&gt;&lt;br /&gt;I know sure got people offended, but honestly, you do think you guys deserve?&lt;br /&gt;&lt;br /&gt;Inb4 butthurt &lt;br /&gt;&lt;br /&gt;/tinfoil hat on</description>
            <author>[Ancient]-XinG-</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 25 Apr 2020 12:43:25 +0800</pubDate>
        </item>
        <item>
            <title>Does our gov justify which type of FM deserve</title>
            <link>http://forum.lowyat.net/topic/4937532</link>
            <description>I just got back from phamacy. &lt;br /&gt;&lt;br /&gt;Noted they selling China made face mask with ceiling price of course. &lt;br /&gt;&lt;br /&gt;I see all the prescription on the box and on the packaging itself. It&amp;#39;s written in chinese Mandarin. &lt;br /&gt;It&amp;#39;s written disposable face mask, not for surgical theatre and procedure.&lt;br /&gt;&lt;br /&gt;I bought one pack which consists of 10 face mask. I want to open it to see the quality of it. But the worker doesn&amp;#39;t allow unless I buy it. &lt;br /&gt;&lt;br /&gt;I open it oh my.... &lt;br /&gt;&lt;br /&gt;The quality is so bad. It&amp;#39;s thin as toilet paper. The quality is so bad as compared to Surgipro and Medicos. It doesn&amp;#39;t worth 1.50 per piece. &lt;br /&gt;&lt;br /&gt;Why does the gov never had a guidelines on which type of face mask can be imported and the price of it. &lt;br /&gt;&lt;br /&gt;I believe the ceiling price of 1.5 is applicable to surgical face mask. Not think type of non surgical disposal 3 ply mask.. I don&amp;#39;t think it serve the purpose. I believe any people are start importing this type of sub par face mask and selling it at ceiling price. &lt;br /&gt;&lt;br /&gt;Sigh.</description>
            <author>[Ancient]-XinG-</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 05 Apr 2020 16:38:06 +0800</pubDate>
        </item>
        <item>
            <title>Any Dr or nurses can clarify ar</title>
            <link>http://forum.lowyat.net/topic/4915735</link>
            <description>The stimulus package say will give 400 to front liner &lt;br /&gt;&lt;br /&gt;But not clear indication to who &lt;br /&gt;&lt;br /&gt;Because what I hear is will be given to infectious center only.. &lt;br /&gt;&lt;br /&gt;How about other state hospital? Macam unfair je. &lt;br /&gt;&lt;br /&gt;Other hospital also handle ILI. We are not exposed ke. When we screen pt before sending to sg buloh we are not exposed ke. &lt;br /&gt;&lt;br /&gt;Don&amp;#39;t like that lah. &lt;br /&gt;&lt;br /&gt;And now we all busy fight covid they busy fight for Fame and power. &lt;br /&gt;&lt;br /&gt;Wtf lah. &lt;br /&gt;&lt;br /&gt;This new gov apa name PN is it.. is not really supported by the voter. Lol. &lt;br /&gt;Really curious to see how the cabinet line up. &lt;br /&gt;</description>
            <author>[Ancient]-XinG-</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 02 Mar 2020 12:43:40 +0800</pubDate>
        </item>
        <item>
            <title>Datasonic..... regret 99 T.T.</title>
            <link>http://forum.lowyat.net/topic/4886067</link>
            <description>Entry at .48 last year....&lt;br /&gt;&lt;br /&gt;Today 1.48... &lt;br /&gt;&lt;br /&gt;TP was 1.10 only...&lt;br /&gt;&lt;br /&gt;SAD.... &lt;br /&gt;&lt;br /&gt;Only got 1000 lot. Fml.. &lt;br /&gt;&lt;br /&gt;Should have all in t.t&lt;br /&gt;&lt;br /&gt;Missed frntken also T.T&lt;br /&gt;&lt;br /&gt;You guys got miss any other counter?&lt;br /&gt;&lt;br /&gt;Bad counter I hold mahb takaful rhb ihh... Alamak</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 02 Jan 2020 13:47:46 +0800</pubDate>
        </item>
        <item>
            <title>Any tablet user here? Wish to have some suggestion</title>
            <link>http://forum.lowyat.net/topic/4874478</link>
            <description>Dear k/ &lt;br /&gt;&lt;br /&gt;I dint use any kind of table before. &lt;br /&gt;&lt;br /&gt;So want some input from you guys. &lt;br /&gt;&lt;br /&gt;recently my work need to rely heavily on tablets &lt;br /&gt;&lt;br /&gt;was doing my survey and based on my experience lending my family member ipad pro 11 or 12 inch but not sure what gen. &lt;br /&gt;&lt;br /&gt;My criteria is &lt;br /&gt;&lt;br /&gt;- can last long in term of OS support. because I use gadget can last long lol even my Nokia 6 still last till now lol &lt;br /&gt;&lt;br /&gt;- if android, must be pure android. I check in MY market less likely to have. The best review I got is from STab6?&lt;br /&gt;&lt;br /&gt;So far what I think is on ipad. &lt;br /&gt;&lt;br /&gt;But I never use any apple product before. About their OS update and OS support duration on certain generation of devices, and the hardware. &lt;br /&gt;&lt;br /&gt;I only briefly see the latest product from them, my radar is on iPad Air. Is the A12 chip latest? Or will there any newer I pad going to release? &lt;br /&gt;&lt;br /&gt;I personally think that Ipad Pro is overkill. &lt;br /&gt;&lt;br /&gt;Thanks&amp;#33;</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 06 Dec 2019 16:43:33 +0800</pubDate>
        </item>
        <item>
            <title>First time external auditor come</title>
            <link>http://forum.lowyat.net/topic/4841890</link>
            <description>Currently department A is lacking staff&lt;br /&gt;Often ask for more staff but company no budget. &lt;br /&gt;So external auditor come, so the person in charge switch some staff from department B to make department A seems not understaff. Then next week they go back department B. &lt;br /&gt;&lt;br /&gt;Wow. Just wow.... &lt;br /&gt;&lt;br /&gt;Now I believe ad, not really 100% believe what the audit report.. &lt;br /&gt;&lt;br /&gt;Sigh. &lt;br /&gt;&lt;br /&gt;</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 24 Sep 2019 13:36:52 +0800</pubDate>
        </item>
        <item>
            <title>myTHEO MY</title>
            <link>http://forum.lowyat.net/topic/4802714</link>
            <description>&lt;img src='https://i.imgur.com/OIqcZn2.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;a href='https://mytheo.my/mytheo/' target='_blank'&gt;myTHEO MY&lt;/a&gt;&lt;br /&gt;Japanese technology, tailored for Malaysian investors. MYTHEO makes investing accessible to everyone.&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/AESiaxl.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/2ADJxYZ.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/QsE8OHw.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/i3O4QTC.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/ECPslLZ.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/SZOC6An.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/2ADJxYZ.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Fees&lt;br /&gt;&lt;img src='https://i.imgur.com/wlIdCO1.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Media Coverage &lt;br /&gt;&lt;a href='https://fintechnews.my/20967/wealthtech-malaysia/silverlake-money-design-mytheo-robo-advisor/' target='_blank'&gt;FintecNews MY&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.asiaasset.com/post/14155-mytheodigital-gte-0212' target='_blank'&gt;Asia Asset Management &lt;/a&gt;&lt;br /&gt;&lt;a href='http://www.focusmalaysia.my/Snippets/mytheo-digital-investment-management-reimagined' target='_blank'&gt;Focus MY&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Another Robo-Advisors in MY&amp;#33;&amp;#33; &lt;br /&gt;&lt;br /&gt;Welcome&amp;#33;&amp;#33; &lt;br /&gt;&lt;br /&gt;myTHEO just got its licence approve from SC Malaysia Feb19. &lt;br /&gt;I think the concept is simple. Anyone invest via SAMY before will know how exactly the robo-advisors will work. &lt;br /&gt;Before you begin, I HIGHLY recommended you to read their FAQ and the Whitepaper. &lt;br /&gt;To me, the way they prepared is so good that you will eventually fully understand and will answer every question you have in your mind. &lt;br /&gt;&lt;br /&gt;MUST READ &lt;br /&gt;&lt;a href='https://mytheo.my/mytheo/resources/learning-centre/faq' target='_blank'&gt;myTHEO FAQ&lt;/a&gt;&lt;br /&gt;&lt;a href='https://mytheo.my/mytheo/images/pdfs/whitepaper.pdf' target='_blank'&gt;myTHEO Whitepaper June 2019&lt;/a&gt;</description>
            <author>[Ancient]-XinG-</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 04 Jul 2019 14:02:44 +0800</pubDate>
        </item>
        <item>
            <title>Ultimate Discussions of ASNB Fixed Price UT</title>
            <link>http://forum.lowyat.net/topic/4801114</link>
            <description>&lt;u&gt;Company Overview&lt;/u&gt;&lt;br /&gt;&lt;br /&gt;The Manager of the Funds is ASNB, a wholly-owned subsidiary company of Permodalan Nasional Berhad (PNB). ASNB was established on 22 May 1979, to manage the Funds launched by PNB. Having been in the industry for more than 30 years, ASNB has a total of 12 Funds with total value of Funds of RM207.398 billion at the latest practicable date (LPD).&lt;br /&gt;The Investment Committees of the Funds are responsible for the following:&lt;br /&gt;•To provide broad investment policies and guidelines for effective and efficient management of the Funds, incorporating good corporate governance and best practices in managing the Funds.&lt;br /&gt;•To provide guidance in meeting the objectives of the Funds and ensure competitive returns to the Unit Holders.&lt;br /&gt;•To approve investment plans and strategies for the short-term, Medium-term and Long-term horizons so as to enhance and maximise the value of the investment portfolio.&lt;br /&gt;•To consider all matters deemed appropriate.&lt;br /&gt;•On average, the respective Investment Committee meets once a month but may meet more frequently if necessary.&lt;br /&gt;&lt;br /&gt;&lt;u&gt;The Bosses &lt;/u&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/WjqLSVf.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Important Links - Kindly take a look&amp;#33; &lt;/u&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.asnb.com.my/asnbv2_5faq_EN.php' target='_blank'&gt;ASNB FAQ&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.asnb.com.my/asnbv2_2funds_EN.php#hargatetap' target='_blank'&gt;ASNB Fixed Price Products&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;For those who are interested in their products, kindly download their yearly financial report and master prospectus for further information on investment area and long term prospect of the funds. &lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.asnb.com.my/asnbv2_0index-promogoogle-stepsMyASNB_EN.php' target='_blank'&gt;Step by Step guidance on how to use MyASNB online protal by Offical ASNB home page&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Fixed Price Funds&lt;/u&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/LCB8Soo.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;u&gt;SKIM AMANAH SAHAM BUMIPUTERA&lt;/u&gt;&lt;br /&gt;Objektif &lt;br /&gt;Untuk menjana pulangan jangka panjang yang kompetitif dan konsisten kepada pemegang-pemegang unit di samping memastikan pengekalan modal pada tahap toleransi risiko yang minimum.&lt;br /&gt;&lt;br /&gt;Pelabur Sasaran &lt;br /&gt;Pelabur yang memahami risiko dan pulangan pelaburan serta menjangkakan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.&lt;br /&gt;&lt;br /&gt;Kelayakan &lt;br /&gt;Bumiputera.&lt;br /&gt;- Akaun Dewasa (18 tahun ke atas).&lt;br /&gt;- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).&lt;br /&gt;&lt;br /&gt;Financial Year End: December 31 &lt;br /&gt;Historical Amanah Saham Bumiputera (ASB) Dividend Rate &lt;br /&gt;Net Distribution per unit (sen)&lt;br /&gt;2008 - 7.00 + 1.75&lt;br /&gt;2009 - 7.30 + 1.25&lt;br /&gt;2010 - 7.50 + 1.25&lt;br /&gt;2011 - 7.65 + 1.15&lt;br /&gt;2012 - 7.75 + 1.15&lt;br /&gt;2013 - 7.70 + 1.00 &lt;br /&gt;2014 - 7.50 + 1.00&lt;br /&gt;2015 - 7.25 + 0.50&lt;br /&gt;2016 - 6.75 + 0.50&lt;br /&gt;2017 - 7.00 + 0.25 + 1.00 (special bonus)&lt;br /&gt;(Dividend) + (Bonus)&lt;br /&gt;&lt;br /&gt;&lt;u&gt;AMANAH SAHAM WAWASAN 2020 @ AMANAH SAHAM MALAYSIA 2 - WAWASAN&lt;/u&gt;&lt;br /&gt;Objektif &lt;br /&gt;Untuk memberi kadar pulangan yang berpatutan kepada pemegang-pemegang unit menerusi pelaburan dalam portfolio terpilih yang terdiri daripada pelaburan yang dibenarkan. &lt;br /&gt;&lt;br /&gt;Pelabur Sasaran &lt;br /&gt;Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka. &lt;br /&gt;&lt;br /&gt;Kelayakan &lt;br /&gt;Warganegara.&lt;br /&gt;- Akaun Dewasa (18 tahun ke atas).&lt;br /&gt;- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).&lt;br /&gt;&lt;br /&gt;Financial Year End: August 31 &lt;br /&gt;Historical Amanah Saham Wawasan 2020 (ASW2020) Dividend Rate &lt;br /&gt;Net Distribution per unit (sen)&lt;br /&gt;2009 - 7.00&lt;br /&gt;2010 - 6.30&lt;br /&gt;2011 - 6.50&lt;br /&gt;2012 - 6.60&lt;br /&gt;2013 - 6.70&lt;br /&gt;2014 - 6.60&lt;br /&gt;2015 - 6.40&lt;br /&gt;2016 - 6.30&lt;br /&gt;2017 - 6.00 &lt;br /&gt;2018 - 6.00 &lt;br /&gt;&lt;br /&gt;&lt;u&gt;AMANAH SAHAM MALAYSIA&lt;/u&gt;&lt;br /&gt;Objektif &lt;br /&gt;Untuk memberi peluang kepada pemegang-pemegang unit membuat pelaburan jangka panjang yang menjana pulangan yang kompetitif dan berterusan menerusi pelaburan dalam portfolio yang dipelbagaikan. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Pelabur Sasaran &lt;br /&gt;Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka. &lt;br /&gt;&lt;br /&gt;Kelayakan &lt;br /&gt;Warganegara.&lt;br /&gt;- Akaun Dewasa (18 tahun ke atas).&lt;br /&gt;- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).&lt;br /&gt;&lt;br /&gt;Financial Year End: March 31&lt;br /&gt;Historical Amanah Saham Malaysia (ASM) Dividend Rate &lt;br /&gt;Net Distribution per unit (sen)&lt;br /&gt;2009 - 6.25&lt;br /&gt;2010 - 6.30&lt;br /&gt;2011 - 6.38&lt;br /&gt;2012 - 6.80&lt;br /&gt;2013 - 6.50&lt;br /&gt;2014 - 6.60&lt;br /&gt;2015 - 6.60&lt;br /&gt;2016 - 6.30 &lt;br /&gt;2017 - 6.00&lt;br /&gt;2018 - 6.25 &lt;br /&gt;&lt;br /&gt;&lt;u&gt;AMANAH SAHAM DIDIK @ AMANAH SAHAM BUMIPUTERA 3&lt;/u&gt;&lt;br /&gt;Objektif &lt;br /&gt;Untuk memberi peluang pelaburan yang dapat menjana pulangan dan pertumbuhan pelaburan jangka panjang yang berpatutan kepada pemegang-pemegang unit &lt;br /&gt;&lt;br /&gt;Pelabur Sasaran &lt;br /&gt;Pelabur yang memahami risiko dan pulangan pelaburan dan mengharapkan pertumbuhan modal bagi jangka masa panjang dari pelaburan semula pengagihan pendapatan (sekiranya ada), sebagai persediaan keperluan kewangan bagi tujuan perbelanjaan pendidikan pelabur dan ahli keluarga pada masa hadapan. &lt;br /&gt;&lt;br /&gt;Kelayakan &lt;br /&gt;Bumiputera.&lt;br /&gt;- Akaun Dewasa (18 tahun ke atas).&lt;br /&gt;- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).&lt;br /&gt;&lt;br /&gt;Financial Year End: June 30&lt;br /&gt;Historical Amanah Saham Didik (ASD) Dividend Rate &lt;br /&gt;Net Distribution per unit (sen)&lt;br /&gt;2009 - 6.30&lt;br /&gt;2010 - 6.35&lt;br /&gt;2011 - 6.50&lt;br /&gt;2012 - 6.60&lt;br /&gt;2013 - 6.80&lt;br /&gt;2014 - 6.60&lt;br /&gt;2015 - 6.60 &lt;br /&gt;2016 - 6.30&lt;br /&gt;2017 - 6.00 &lt;br /&gt;2018 - 6.25 &lt;br /&gt;&lt;br /&gt;&lt;u&gt;AMANAH SAHAM 1MALAYSIA @ AMANAH SAHAM MALAYSIA 3&lt;/u&gt;&lt;br /&gt;Objektif &lt;br /&gt;Objektif pelaburan AS 1Malaysia adalah untuk mendapatkan peluang pelaburan yang menjana pendapatan yang konsisten dan berterusan di samping mengekalkan modal pelaburan para pemegang unit di dalam tempoh jangka panjang melalui portfolio pelaburan yang dipelbagaikan. &lt;br /&gt;&lt;br /&gt;Pelabur Sasaran &lt;br /&gt;- Pelabur jangka masa sederhana dan jangka masa panjang.&lt;br /&gt; - Pelabur yang memahami pulangan dan risiko.&lt;br /&gt; - Pelabur yang ingin mendapatkan pulangan dari pengagihan  pendapatan, sekiranya ada. &lt;br /&gt;&lt;br /&gt;Kelayakan &lt;br /&gt;Warganegara.&lt;br /&gt;- Akaun Dewasa (18 tahun ke atas).&lt;br /&gt;- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).&lt;br /&gt;&lt;br /&gt;Financial Year End: September 30&lt;br /&gt;Historical Amanah Saham 1Malaysia (AS1M) Dividend Rate &lt;br /&gt;Net Distribution per unit (sen)&lt;br /&gt;2010 - 6.38&lt;br /&gt;2011 - 6.50&lt;br /&gt;2012 - 6.60&lt;br /&gt;2013 - 6.80&lt;br /&gt;2014 - 6.60&lt;br /&gt;2015 - 6.40&lt;br /&gt;2016 - 6.10&lt;br /&gt;2017 - 6.00 &lt;br /&gt;2018 - 6.00&lt;br /&gt;&lt;br /&gt;&lt;u&gt;AMANAH SAHAM BUMIPUTERA 2&lt;/u&gt;&lt;br /&gt;Objektif &lt;br /&gt;Menjana pulangan jangka panjang yang konsisten di samping memastikan pengekalan modal pemegang unit dengan menyertai pelaburan di dalam portfolio aset campuran. &lt;br /&gt;&lt;br /&gt;Pelabur Sasaran &lt;br /&gt;Dana ini sesuai untuk pelabur yang mempunyai profil yang berikut:&lt;br /&gt;&lt;br /&gt;- Memahami risiko dan pulangan pelaburan. &lt;br /&gt; - Mencari instrumen pelaburan jangka panjang yang berpotensi untuk menjana pulangan&lt;br /&gt; tahunan yang lebih baik daripada kadar&lt;br /&gt; pulangan purata Sekuriti Kerajaan Malaysia&lt;br /&gt; (Malaysia Government Securities, MGS)&lt;br /&gt; 5-Tahun.&lt;br /&gt; &lt;br /&gt;Kelayakan &lt;br /&gt;Bumiputera.&lt;br /&gt;- Akaun Dewasa (18 tahun ke atas).&lt;br /&gt;- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).&lt;br /&gt;&lt;br /&gt;Financial Year End: March 31&lt;br /&gt;Historical Amanah Saham Bumiputera 2 (ASB2) Dividend Rate for past 1 years &lt;br /&gt;Net Distribution per unit (sen)&lt;br /&gt;2015 - 7.50 + 0.25&lt;br /&gt;2016 - 7.05 + 0.00&lt;br /&gt;2017 - 6.50 + 0.00&lt;br /&gt;(Dividend + Bonus)&lt;br /&gt;&lt;br /&gt;Some history books  &lt;!--emo&amp;:wub:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/wub.gif' border='0' style='vertical-align:middle' alt='wub.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:wub:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/wub.gif' border='0' style='vertical-align:middle' alt='wub.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/TPzzUFQ.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/5bHiQbn.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/Oorqtn6.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/WFCBNHz.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/x7wy9cD.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/uZlAuMZ.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='http://i.imgur.com/tDhQvPJ.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Frequently Ask Question [READ ME]&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Updated 2018 OCT, will keep up to date on latest information. &lt;br /&gt;&lt;span style='color:orange'&gt;&lt;br /&gt;1 - I am a non-bumiputera. And I am totally new to this. Which fund should I go?&lt;/span&gt; &lt;br /&gt;ASM, ASM2, ASM3. &lt;br /&gt;&lt;span style='color:orange'&gt;2 - I am a bumiputera. And I am totally new to this. Which fund should I go? &lt;/span&gt;&lt;br /&gt;Maximize your ASB1, ASB2, first then only proceed to ASB3, ASM, ASM2, and ASM3. But highly recommend not having your portfolio being too concentrated on Malaysia market. You can actually consider to have some UT that covering other region equity too&amp;#33;  &lt;br /&gt;&lt;span style='color:orange'&gt;3 - Any online transection allow? &lt;/span&gt;&lt;br /&gt;ASNB have their own portal and buying units is totally FOC, no service charge&lt;br /&gt;&lt;span style='color:orange'&gt;4 - EPF?&lt;/span&gt;&lt;br /&gt;Yes. But details need an expert to explain it.&lt;br /&gt;&lt;span style='color:orange'&gt;5 - Where can I buy the unit?&lt;/span&gt;&lt;br /&gt;Agents. Pos MY, MBB, RHB, CIMB. And ASNB office as well. Newly added will be Affin Banks, BSN, Alliance Banks. But the service provided will be varies. &lt;br /&gt;&lt;span style='color:orange'&gt;6 - Best time to buy?&lt;/span&gt; &lt;br /&gt;No specific time. But the best shall remain the first few day of post-dividend-day.&lt;br /&gt;&lt;span style='color:orange'&gt;7. Places to try opening new Fixed Price Fund for the Non-Bumipuitera.&lt;/span&gt; &lt;br /&gt;Maybank &lt;br /&gt;KLIA2, Bdr Bkt Tinggi 1, Klang Town, D&amp;#39;sara Uptown, KL Sentral, Cyberjaya, Cheng &amp;amp; Graha Peladang (Melaka), &lt;br /&gt;Rampai Biz Park, Karak, KLCC, Desa Jaya (Kepong), Taman Pelangi (JB), Kompleks Bandar (OUG), Mid Valley Mall, Kuchai Lama&lt;br /&gt;ASNB branches across Malaysia &lt;br /&gt;PosMalaysia &lt;br /&gt;HQ KL, Shah Alam, Triang, Klang Utara (near Mydin) &lt;br /&gt;CIMB&lt;br /&gt;Bangi, Jalan Parry Miri, Taman Putra Ampang, D&amp;#39;sara Uptown&lt;br /&gt;RHB&lt;br /&gt;Padungan, KLCC, Simpang 3 Kuching, Jalan Stesen Klang, Bandar Utama&lt;br /&gt;Affin Bank&lt;br /&gt;Cyberjaya&lt;br /&gt;Places above are based on user experiences. And they managed to open the precious account on the mentioned location.&lt;br /&gt;&lt;span style='color:orange'&gt;8. How much can I top up per day?(CASH) &lt;/span&gt;&lt;br /&gt;50000 MYR per day for all types of products. Meaning, the limit will impose on an account number. But FPX only allow you to transfer 30000 MYR per bank account. Thus, for the remaining 20000 MYR, use other banks. &lt;br /&gt;&lt;span style='color:orange'&gt;9. Having difficulties on opening up account in agents banks or ASNB branch&amp;#33;&amp;#33;&amp;#33; Its driving me nuts&amp;#33;&amp;#33;&amp;#33; &lt;/span&gt;&lt;br /&gt;No worry. You can go to nearest agent bank to open up a variable price unit account with the minimum amount. Kindly neglect what bankers said about the VP, you just need around 100 MYR to open up a VP account. And with that account, you will have 1 universe account number, meaning all other FP account will be using the same account number. &lt;br /&gt;Next, register yourself in the online portal; keep trying to open FP account through online portal. Now the chance to open new FP account is in your hand instead of others. Keep trying and you will got it for sure&amp;#33; Best time to open up an account still the same as best time to top up. &lt;br /&gt;&lt;br /&gt;&lt;u&gt;Flash Facts &lt;/u&gt;&lt;br /&gt;- If there is no units available, you will never ever able to purchase new units or opening up a new account. &lt;br /&gt;&lt;br /&gt;- To open up an account, you need 10 MYR, depend on the minimum initial amount. Some still 100 MYR&lt;br /&gt;&lt;br /&gt;- To top up, minimum value shall at 1.00 MYR.&lt;br /&gt;&lt;br /&gt;- When opening up an account, can choose any of the three FP, they actually act the same just subject to availability. &lt;br /&gt;&lt;br /&gt;- Regarding the date to top up, its up to you. I don&amp;#39;t wish to explain this further.&lt;br /&gt;&lt;br /&gt;- Transferring of unit from one holder to another holder is now available. &lt;br /&gt;&lt;br /&gt;- Transferring of unit of different FP fund of a same holder is available. &lt;br /&gt;&lt;br /&gt;- Transferring of units can be done in ANSB branch with a processing fees of 15.00 MYR. All subject to availability for different fund.&lt;br /&gt;&lt;br /&gt;&lt;u&gt;All about dividend, the most important part of all&lt;/u&gt;&lt;br /&gt;- Pro-rated &lt;br /&gt;- Once a year, according to the financial year end date. &lt;br /&gt;- Any amount you purchase on the first day of the month, that amount will be eligible for dividend calculation for that particular month. &lt;br /&gt;- The amount that eligible for the divided calculation will be the lowest amount of units available in that particular month. &lt;br /&gt;- Its compounding&amp;#33;</description>
            <author>[Ancient]-XinG-</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 01 Jul 2019 11:36:30 +0800</pubDate>
        </item>
        <item>
            <title>Ultimate Discussions of ASNB Fixed Price UT</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Honda Civic X review</title>
            <link>http://forum.lowyat.net/topic/4756169</link>
            <description>[YOUTUBE]4USE-5tyXvM[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;Sorry buy in lolyat.cn only. no subtitle. &lt;br /&gt;&lt;br /&gt;TLDW: &lt;br /&gt;2 years ownership &lt;br /&gt;Ac problem. No cold and become warm in long distance &lt;br /&gt;NVH quite ok. But in C seg its not so outstanding &lt;br /&gt;Side mirror problem with tilting &lt;br /&gt;Good acceleration &lt;br /&gt;Nice dash &lt;br /&gt;Floor design flaw (??) will always hit bumper (??) even for normal size &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Is it true?</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sat, 23 Mar 2019 21:24:20 +0800</pubDate>
        </item>
        <item>
            <title>StashAway Malaysia</title>
            <link>http://forum.lowyat.net/topic/4750563</link>
            <description>&lt;img src='https://i.imgur.com/PFNeO1i.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;StashAway is an online investment management company headquartered in Singapore. The company was founded in Singapore in 2016 and was the first robo-advisor to obtain a full capital-markets services license (CMS) from the Monetary Authority of Singapore. It uses economic-regime based asset allocation techniques to reduce risk for retail investors.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.stashaway.my/' target='_blank'&gt;StashAway Official Site&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/sfBTXH4.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Investing should be straightforward&lt;br /&gt;Investing should be personal&lt;br /&gt;Investing should be intelligent&lt;br /&gt;Investing should be cost-effective&lt;br /&gt;Investing should be secure&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/DF6LDv4.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Features&lt;br /&gt;&lt;br /&gt;&lt;b&gt;It’s time you don’t lose sleep when the markets are down&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;Our investment framework maintains your preferred risk level no matter what happens in the markets.&lt;br /&gt;How? Economic data indicate when a new economic regime (think: recession) starts. When that happens, we’ll protect your assets by adjusting your portfolio to the upcoming economic regime, which usually lasts several years, not several hours or days.&lt;br /&gt;This way, you’re prepared for new economic conditions before market conditions even change.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Portfolios specifically designed to help you achieve that dream&lt;/b&gt;&lt;br /&gt;Want to retire early? Want to start a business? Want to do both? You can have as many portfolios as you want.&lt;br /&gt;And we’ll build you a realistic investment plan that gets you there.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Flexible deposit and withdrawal options&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;Invest when you want&lt;br /&gt;Transfer any investment amount into your portfolios whenever you’d like. You can also set up standing instructions. Or, do both&amp;#33;&lt;br /&gt;Withdraw when you want&lt;br /&gt;You can withdraw some or all of your investments at anytime free of charge. Learn how unlimited free withdrawals work.&lt;br /&gt;RM0 Minimum Balance&lt;br /&gt;Start investing with RM0 minimum balance, and no minimum deposit amount for subsequent deposits.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/9VEp9hw.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Fees &lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/ogyOXxZ.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/DkvVx7i.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;Media Coverage&lt;br /&gt;&lt;a href='https://www.theedgemarkets.com/article/stashaway-launches-roboadvisor-services-malaysia' target='_blank'&gt;The Edge Malaysia&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.thestar.com.my/business/business-news/2018/11/10/let-the-roboadviser-plan-for-you/' target='_blank'&gt;The Star&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.thestar.com.my/business/business-news/2018/12/13/former-khazanah-ed-joins-robo-advisory-startup-stashaway/' target='_blank'&gt;The Star&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.thestar.com.my/business/business-news/2019/02/04/we-are-not-yet-in-recession-territory/' target='_blank'&gt;The Star&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.bfm.my/rns-freddy-lim-stashaway-roboadvisors-a-good-way-to-stash-away-for-your-future' target='_blank'&gt;BFM 89.9&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.bfm.my/bg-wong-wai-ken-stashaway-wealth-management-the-robots-are-here' target='_blank'&gt;BFM 89.9&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Reviews &lt;br /&gt;&lt;a href='https://seedly.sg/reviews/robo-advisors/stashaway' target='_blank'&gt;Seedly SG&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/8dsPOm4.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://i.imgur.com/bbRwDGi.png' border='0' alt='user posted image' /&gt;</description>
            <author>[Ancient]-XinG-</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 11 Mar 2019 13:01:38 +0800</pubDate>
        </item>
        <item>
            <title>NOC - How well do you know Anime</title>
            <link>http://forum.lowyat.net/topic/4750298</link>
            <description>[YOUTUBE]k7qUTFnbsyE[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;&lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt; the 1st guy, wait. Don&amp;#39;t know la &lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 10 Mar 2019 20:37:53 +0800</pubDate>
        </item>
        <item>
            <title>MAZDA. Game changer?</title>
            <link>http://forum.lowyat.net/topic/4726334</link>
            <description>&lt;u&gt;2019 Mazda Vehicles Gain Extended Free Maintenance Package, Prices Adjusted&lt;/u&gt;&lt;br /&gt;&lt;br /&gt;Bermaz Motor is also increasing the free maintenance package for vehicles (except BT-50 pick-up) &lt;b&gt;from the production year 2019&lt;/b&gt;, now covering an &lt;b&gt;additional 24 months &lt;/b&gt;to provide owners with convenience for the first five years of ownership.&lt;br /&gt;&lt;br /&gt;The coverage for &lt;b&gt;mileage&lt;/b&gt; is meanwhile extended to&lt;b&gt; 100,000 kilometres &lt;/b&gt;from 60,000 kilometres. As such, the &lt;b&gt;free maintenance package now matches the warranty coverage.&lt;br /&gt;&lt;/b&gt;The free maintenance package offered to Mazda vehicles is &lt;b&gt;inclusive of labour, parts, and lubricants in accordance &lt;/b&gt;with the vehicle’s &lt;b&gt;scheduled maintenance program.&lt;br /&gt;&lt;br /&gt;&lt;/b&gt;Additional value-added aftersales services available to Mazda owners include 24-Hour Mazda Roadside Assistance for vehicle breakdowns as well as a Mazda Mobile Service in Klang Valley and Penang which provides door-to-door vehicle servicing with no additional charges.&lt;br /&gt;&lt;br /&gt;The Mazda Privilege Card meanwhile provides discounts on labour cost and official merchandise while at the same time contribute to the Mazda Medicare Fund. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Toyota and Honda. Your move. Stop with all those 5 times free labour etc etc vouchers and BS.&lt;br /&gt;&lt;br /&gt;sos from carlist.my</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 21 Jan 2019 17:32:07 +0800</pubDate>
        </item>
        <item>
            <title>[HELP] Is my new brake rotor still ok?</title>
            <link>http://forum.lowyat.net/topic/4722524</link>
            <description>I just service my car 200k km (Vios NCP42) and change all 4 brake rotor for the 1st time at SC. On previous old rotor, brake got noise, sometimes felt vibration at the end of braking. Brake pad changed for front (pair) but rear remain useable. &lt;br /&gt;&lt;br /&gt;Now clocking 3000km for the 4 rotors. During the 1st few days, I noticed the rotors get rusted super fast, is it normal for a new rotor to rust that fast? I remember my family new car isn&amp;#39;t rust for months also...  &lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('2a18586c153e7c8366a50adb83e70392')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;2a18586c153e7c8366a50adb83e70392&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;[attachmentid=10159611][attachmentid=10159612]&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;Here is the Front Right &lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('28d6dbed04da09768f763646c5ded6ae')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;28d6dbed04da09768f763646c5ded6ae&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;[attachmentid=10159605][attachmentid=10159606]&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;Here is the Rear Right &lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('85adca941faaf2d9446d51feb8f45d76')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;85adca941faaf2d9446d51feb8f45d76&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;[attachmentid=10159609][attachmentid=10159610]&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;I noticed there is a clear streak. Why is it happening? &lt;br /&gt;&lt;br /&gt;Here is the Rear Left &lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('a2d05ff155492c6e9853e5d9c5629612')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;a2d05ff155492c6e9853e5d9c5629612&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;[attachmentid=10159607][attachmentid=10159608]&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;Here is the Front Left &lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('0b8ba67412ca2114bc458ab4c3c68722')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;0b8ba67412ca2114bc458ab4c3c68722&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;[attachmentid=10159604]&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;I am getting worried because brake is one of the very important component. Should I go back to SC and make a query on it? &lt;br /&gt;&lt;br /&gt; &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;Thanks.</description>
            <author>[Ancient]-XinG-</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Mon, 14 Jan 2019 14:10:08 +0800</pubDate>
        </item>
        <item>
            <title>New Tik tok Song</title>
            <link>http://forum.lowyat.net/topic/4721045</link>
            <description>[YOUTUBE]WMKHMRnPBoM[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;This lyrics even I as a Chinese also don&amp;#39;t know 90% of it. &lt;br /&gt;&lt;br /&gt;And this type of word we wont even use in daily life and cant even see the usage in daily life. Those who can pronounce it fluently really impressive.</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 11 Jan 2019 09:47:12 +0800</pubDate>
        </item>
        <item>
            <title>Dragon Ball Super. BROLY</title>
            <link>http://forum.lowyat.net/topic/4720839</link>
            <description>just watch it. &lt;br /&gt;&lt;br /&gt;overall. 3.5/5&lt;br /&gt;&lt;br /&gt;the movie let me feel that this is entirely introduction to just broly and another topic to begin with.&lt;br /&gt;&lt;br /&gt;the BGM during the fight have some cringe moment &lt;br /&gt;&lt;br /&gt;the fighting scene is going to be 3D  effect and this have deviated the original production of DB... why need to make it like 3D? and all the effect just like how we see in the game lol. &lt;br /&gt;&lt;br /&gt;IMO, once weekly better than this movie.</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 10 Jan 2019 18:58:56 +0800</pubDate>
        </item>
        <item>
            <title>Following the mart issue. Now this racist</title>
            <link>http://forum.lowyat.net/topic/4720143</link>
            <description>&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('ecf946fde495555861290583858ee413')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;ecf946fde495555861290583858ee413&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;[attachmentid=10156305]&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('0520c30b7dbab9c1326e5dc4bf37bdb1')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;0520c30b7dbab9c1326e5dc4bf37bdb1&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;[attachmentid=10156306]&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;So, this place yea, Bijan punya tempat lahir. &lt;br /&gt;&lt;br /&gt;The competitor mentioned is TF-Value Mart. The business model is the like of AEON Big in urban places but this TF is mainly focus on non KV area. They have everything from condom to potatoes. The workers are 90% of Malays. The pricing is around NSK tradecity. ** Milo 2kg at 28.00 MYR, 1kg at 16.00 MYR, just for comparison. &lt;br /&gt;&lt;br /&gt;The PDM mart is small, things aren&amp;#39;t cheap. &lt;br /&gt;&lt;br /&gt;The other mart, or kedai runcit, they have around 1 big, few small in town. All operated by local Chinese. They not falling because they are neighbourhood type of kedai runcit. and the price are competitive too. &lt;br /&gt;&lt;br /&gt;I cant believe that this small small place also they can play racial sentiments. &lt;br /&gt;&lt;br /&gt;Aduh..... Sad situation. And TF is the only place that local folks can enjoy cheap price of everything you need in such a small kampung area.</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 09 Jan 2019 11:46:32 +0800</pubDate>
        </item>
        <item>
            <title>Proton X70. That cringe feel already gone.</title>
            <link>http://forum.lowyat.net/topic/4717297</link>
            <description>So today Proton having roadshow at nearby mall. &lt;br /&gt;&lt;br /&gt;2 cars ready to deploy into the mall. 1 er3, 1 X70. &lt;br /&gt;&lt;br /&gt;for the 1st time ever, looking at the proton car (yea, its geely) the cringe feeling is gone. But infact, I go and take a look. &lt;br /&gt;&lt;br /&gt;upon observation, given the size of X trail, CRV, CX5. &amp;quot;Pretty&amp;quot; can be used on this model. Just the marketing dpmt somehow f up the hype. &lt;br /&gt;&lt;br /&gt;unlike other proton model &lt;br /&gt;&lt;br /&gt;- New persona, the proportion is off. the tyre too small even its the suitable size for a b seg. tall and like alien car. &lt;br /&gt;- New saga, the back. 1st look is good, but the more I see the more I think something is not right. Just like some amoi can tengok few days but few months like meh &lt;br /&gt;- New Perdana, honestly, its was good at 1st until the fake exhaust and 8th gen accord. &lt;br /&gt;- New Suprima, they fixed the back of preve but the front still remain the same. &lt;br /&gt;- New Iriz, said to be the game changer. LOL. All of us know how its fated. The back is bad. &lt;br /&gt;&lt;br /&gt;The x70 I saw having r19, UC6. Is it the top spec? &lt;br /&gt;&lt;br /&gt;Compare to current market (peasent level like me) the best looking to bad looking &lt;br /&gt;&lt;br /&gt;New CX5 -&amp;gt; x70 -&amp;gt; New CRV -&amp;gt; X-Trail  &lt;br /&gt;&lt;br /&gt;Yet to dig out the spec and pricing comparison. But I think given its CBU and its FL of Boyue, meaning less problems, the price of x70 shall have some advantages. &lt;br /&gt;&lt;br /&gt;But this is the first time proton gave me a good first impression of their car.</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 03 Jan 2019 13:52:03 +0800</pubDate>
        </item>
        <item>
            <title>Mazda 6 2.0 NA base spec</title>
            <link>http://forum.lowyat.net/topic/4690471</link>
            <description>[YOUTUBE]PFEY_vF39YE[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;Better than accord? Its a yes&amp;#33;&amp;#33;&amp;#33; &lt;br /&gt;&lt;br /&gt;Hnnnggghhhh 6AT</description>
            <author>[Ancient]-XinG-</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 11 Nov 2018 20:29:37 +0800</pubDate>
        </item>
        <item>
            <title>Fundmyhome.com</title>
            <link>http://forum.lowyat.net/topic/4686596</link>
            <description>Today the edgeprops.com just launch the fundmyhome.com with the present of pm and fm. &lt;br /&gt;&lt;br /&gt;Any thoughts in this? how is it benefited the investor?</description>
            <author>[Ancient]-XinG-</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 04 Nov 2018 20:19:12 +0800</pubDate>
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