Lowyat.NET: Latest topics by lov3boyz

UOB PERSONAL LOAN

lov3boyz — Thu, 23 Feb 2017 17:32:56 +0800

Any UOB BANK Personal loan banker here ?

WTS USED MACBOOK PRO 13 INCH RETINA Display

lov3boyz — Mon, 11 Apr 2016 10:49:58 +0800

Item(s): MACBOOK PRO 13 INCH RETINA DISPLAY (LATE 2013)

Package includes:FULL SET including box

Price: RM 2800

Warranty:-

Dealing method:COD KOTA DAMANSARA

Location of seller:KOTA DAMANSARA

Contact method/details:018-668 6296

Age of item: 2 YEAR

---

Item(s) conditions: 98% LIKE NEW

Picture:Please whatapps me for Picture... Thank you

Reason for sale:CHANGING NEW MODEL

Apply TM Unifi here...TM Unifi Authorized Reseller

lov3boyz — Wed, 16 Apr 2014 12:42:28 +0800

[attachmentid=3932977]
UNIFI IS HIGH SPEED INTERNET THAT USING FIBER OPTIC TECHNOLOGY,BRING IPTV (HYPP TV).
FREE GIFT = FREE INSTALLATION & EQUIPMENT THAT WORTH RM 1000*

For Streamyx User, also can update to Unifi for Free. Hurry up pick up your phone call us now Today Apply Today process, Within 3 - 5 days done Installation.

For Existing Unifi User, Can update to vip 10/20 to enjoy HyppTV Mega Package or HyppTV Sports Package. Immediately Update System, Today Apply Today Update

[attachmentid=3932978]

Unifi Internet register here, easy and fast confirmation. Just a simple few step. Previous Streamyx user always can apply here to update your streamyx to Unifi. Previous Unifi user that want to update the speed also can apply here ( For Unifi user only * Update speed can done in 24 hour) Faster REGISTER Service here! WHAT ARE YOU WAITING FOR ?

Cannot imaging How fast the speed of Unifi, 500mb movie just 1-3 minute only for 20mpbs…..Everyone want Ferrari, not Proton Faster Sign Up your own Ferrari (Unifi) now you can own it just From RM149 Only *Just Kidding

Unifi package : (Unlimited download for all Unifi package *)
VIP 5 ( Rm 149, 5 Mpbs download speed)
VIP 10( Rm 199, 10 Mbps download Speed)
VIP 20( Rm 249, 20 Mbps Download speed)

Free installation and equipment worth RM 1000 for limit time only! Fast sign up

The 5 reason register with us
1) 24 hour register service and system
2) We also Have Home By Home Registeration Service ( Let you know more about Unifi Fibre Optic, Term & Condition)
3) No need queue at TM point centre
4) Save your petrol and parking fee
5) Fast confirmation installation date (date can be adjust by customer)
6) Always follow up customer cases until installation is complete.
7) FOR Foreigner No Need to pay deposit
8)Service After Sales, 24 hours On Call
9) Within 3 - 5 Days Installation

Faster Service register system are provided, Just sent by Sms or Email. Some simple information for registration of Unifi Such As Full Name As NIRC , NIRC No / Passport, Full Address, Email and mobile phone No.

Please call or MSG : 013-8301612 ( Steve ) or Email me : steve.chung@velocea.biz
[attachmentid=3932970]

Apply TM Unifi here...TM Unifi Authorized Reseller

lov3boyz — Sun, 13 Apr 2014 23:50:39 +0800

UNIFI IS HIGH SPEED INTERNET THAT USING FIBER OPTIC TECHNOLOGY,BRING IPTV (HYPP TV).
FREE GIFT = FREE INSTALLATION & EQUIPMENT THAT WORTH RM 1000*

Unifi Internet register here, easy and fast confirmation. Just a simple few step. Previous Streamyx user always can apply here to update your streamyx to Unifi. Previous Unifi user that want to update the speed also can apply here ( For Unifi user only * Update speed can done in 24 hour) Faster REGISTER Service here! WHAT ARE YOU WAITING FOR ?

Cannot imaging How fast the speed of Unifi, 500mb movie just 1-3 minute only for 20mpbs…..Everyone want Ferrari, not Proton Faster Sign Up your own Ferrari (Unifi) now you can own it just From RM149 Only *Just Kidding

Unifi package : (Unlimited download for all Unifi package *)
VIP 5 ( Rm 149, 5 Mpbs download speed)
VIP 10( Rm 199, 10 Mbps download Speed)
VIP 20( Rm 249, 20 Mbps Download speed)

Free installation and equipment worth RM 1000 for limit time only! Fast sign up

The 5 reason register with us
1) 24 hour register service and system
2) We also Have Home By Home Registeration Service ( Let you know more about Unifi Fibre Optic, Term & Condition)
3) No need queue at TM point centre
4) Save your petrol and parking fee
5) Fast confirmation installation date (date can be adjust by customer)
6) Always follow up customer cases until installation is complete.
7) FOR Foreigner No Need to pay deposit
8)Service After Sales, 24 hours On Call

Faster Service register system are provided, Just sent by Sms or Email. Some simple information for registration of Unifi Such As Full Name As NIRC , NIRC No / Passport, Full Address, Email and mobile phone No.

Please call or MSG : 013-8301612 ( Steve ) or Email me : steve.chung@velocea.biz

Click here to apply online : http://form.jotform.me/form/41004368283450
Please Like our Facebook Page: http://www.facebook.com/tm.unifi96

[attachmentid=3929268]

Business Loan (SME / SMI LOAN) from Bank with High

lov3boyz — Fri, 05 Jul 2013 19:12:26 +0800

We are a Highly Professional Financial Consulting Firm from VR Group partnership with Banks. Hence, the chances of getting the loan approve is high, because we deal directly with High - Level of Bankers which is Specialized in Personal Loans or SME & SMI Loan. We also representing many bank to provide many product for you and customer

Why Business Loan important in company?
How much money do you need run in the business?
It depends on your type of business and how quickly you plan to expand. You should
sit down and write out how much your expected expenses will be for at least the next
24 months and how much you project to bring in as far as income on a monthly
basis. There are several companies that can help you get started with funding your
business. You can refer back to your business plan or start asking yourself what type
of expenses do you need the money for?
Generally, for a start up business, there will be a few costs involve:
• Cost of sales: Product inventory, raw materials, manufacturing equipment,
shipping,packaging, shipping, insurance, warehousing
• Professional fees: Setting up a legal structure for your business ,
trademarks,copyrights, patents, drafting, partnership and non-disclosure agreements,
attorney fees for ongoing consultation, retaining an accountant
• Technology costs: Computer hardware, computer software, printers, cell
phones,PDAs, website development and maintenance, high-speed internet access,
servers, security measures, IT consulting
• Administrative costs: Various types of business insurance, office supplies,
licensesand permits, express shipping and postage, product packaging, parking, rent,
utilities, phones, copier, fax machine, desks, chairs, filing cabinets – anything else
you need to have on a daily basis to operate a business
• Sales and marketing costs: Printing of stationery, marketing materials,
advertising,public relations, event or trade show attendance or sponsorship, trade
association or chamber of commerce membership fees, travel and entertainment for
client meetings, mailing or lead lists
• Wages and benefits: Employee salaries, payroll taxes, benefits,
workers compensation

No matter what your business type, take into account everything you will spend,
from the moment you dig into the start-up process, through the time you're ready to
sell a product or service. Please contact me now for your company future good

FACILITIES WITHOUT COLLATERAL
1) Working Capital Guarantee Scheme (WCGS) by Malaysia Government
• Term Loan Up to 500k
• Tenure: Max 5 Years
• No Collateral
• Interest Rate: BLR + 2.00% + Guarantee Fee of 0.75%
• Bumiputra & Non Bumiputra Loan (Currently Bumi only)
• Business Min 3 Years Required

2) Portfolio Guarantee (by CGC)
• Term Loan up to 500k
• Tenure: Max 5 Years
• No Collateral
• Interest Rate: BLR + 2.00% & Guarantee Fee of 3.15%
• Business Min 3 Years

FACILITIES WITH COLLATERAL
1) Enhancer (CGC’s FUND)
• OD / Team Loan
• Loan up to 1 Mil
• Multiple of 1:5
• With Collateral
• Fixed Deposited Equivalent to 20% of Loan Amount
• Interest Rate: BLR + 3.50% ~ 6.00% (Included CGC Guarantee Fee)

2) Fixed Deposit
• OD / Team Loan
• Margin of Finance: 200% (Multiple 1:2)
• Interest Rate: BLR + 1.50% ~ 3.25% (Bank itself Interest)
• No CGC Guarantee Fee
• Tenure: Max 5 Years (Should be 6 years)
• Monthly Sinking Fund is applicable (=Clean Portion / 72 months)
Eg: Loan Amount (RM200,000) – FD (RM100,000)
= Clean Portion RM100,000
RM100,000 / 72 months = RM1389 = Monthly Sinking Fund

SME / SMI FACILITIES
Working Capital (Fix Deposited Collateral)
• Max Loan Size: 1 Mil FD Ratios: 1:2 1:3
• 30% loan of revenue(Depending of Profile) Tenure: Max 5 Years
• Interest Rate: BLR + 3.25%(Reducing Rate) OD Commitment Fee: 1% P.A
• Team Loan. OD. Trade Line

Property Collateral (No Outstanding)
• Market Value: 1 mil Max Loan: 70%
• Max Tenure: OD Commitment Fee: 1% P.A
E.g: 1 Mil MV gets Max 70% of loan. 70% of loan pledge of FD gets Max 1 Mil of OD Facility or Team Loan Facility.

Property Collateral (With Outstanding) (**Refinancing)
• Max Loan 80% (Shop Lot)
E.g: if MV is RM 500k X 80% = RM 400k. Outstanding is RM 300k. RM 400k – RM 300k = RM 100k.

Non Collateral Facility (CGC’s Fund, Portfolio Guarantee Scheme)
• BLR + 2.2% + 3.15%(Guarantee Fee) Max 500k for Team Loan
• Tenure 5 Years
*Property refinancing is able to get together with Working Capital for 2 Loans at same time.
*Entitlement Status: 1 to 2 Days *Processing Period: 1 Week
*Disbursement: Estimate 2 Months *Legal Fee & Stamp Duty Needed
*Can Use Refer Lawyer Gearing Ratio: Max 3.5

Collateral Facilities
TIKS (Company <7 Years) Funding Rate, 3% + 1.5%= 4.5%
Team Loan + OD
BLR +1 to 2%
Max Loan: 1 Mil
Portion Ratio: 1: 3(Max)
Status: 2 Days
Disbursement: 2 Months
Max Tenure: 5 Years
(Note: The rate above is for illustration purposes only because information and rate above will change follow by Bank Negara Malaysia .)

***Subject to Bank Approval & Customer's Profile. Term & Condition Applied

**All Company must active and register more that 3 year

We also have connections with Bankers & Industry which are providing Business Loans / Housing Loan Refinancing (Mortgage) / MLTA Plans / Insurance Protection / Investment / Private Retirement Scheme

We will advise and give solution about your currently financial problem that you're facing into.

Should you require more further information, kindly CALL or SMS/Imessage or WHATSAPP or LINE or VIBER at 013-8301612 (Steve) Or PM me!!!!

Regards,
Steve Chung
Financial Loan Advisor & Business Development Executive

Personal Loan with Easy/High Approved Rate !

lov3boyz — Thu, 20 Jun 2013 22:42:41 +0800

We are a Highly Professional Consulting Advisor from VR Group partnership and co-operate with Bank's Banker. Hence, the chances of getting the loan approve is high, because we deal directly with High - Level of Bankers which is Specialized in Personal Loans or SME Loan. We also representing many bank to provide many product for you and customer

**CCRIS problems which is less than 2 months we are able to help to get approve (For Personal Loan Only)
**CTOS Problem currently unavailable to help
**For customer that already go for Akpk, we also cannot help because it got record at bank negara malaysia
Currently many bank wont approve loan for Akpk Customer

PERSONAL LOANS :

- Ever facing any rejection from Banks for no reason and want to find out why ?

- At One Solution Marketing Consultancy Firm , we can help you to solve your financial problem and guide you to save interest.

- Interest rate starting from 0.27% per month*

- Interest P.A. < 13% for all Banks*

- Amount up to RM200,000 per Bank (No all Bank)*

- Repayment period up to five(5) / seven(7) years*

- Fast and hassle-free application*

- No Guarantor required*

- No Collateral required*

- No UPFRONT PAYMENT REQUIRED* ( Advisory Charges after Loan Approved

- Fast approval*

- We'll able to adjust your high commitment problem*

- HIGHER CHANCE APPROVAL RATE compare to walk-in self apply*

PANEL OF BANKS :

- Standard Chartered Bank
- RHB Bank
- HSBC Bank
- Hong Leong Bank
- UOB Bank
- CIMB Bank
- OCBC Bank
- MAYBANK
- Alliance Bank
- Al Rajhi Bank
- AEON Credit Service

Documents Required :
1) I/C Copy
2) Credit Card Copy - Highest Limit
3) Salary Slips latest 3 months / Commission Slips latest 6 months
4) Bank Statement latest 3 months / 6 months (commission earner)
5) EPF Statement latest
6) Personal Account Details - Passbook / Account Front Page Details
7) Utility Bill - (Astro Bill, H/P Bill, Water, Electric Bill)
8) EA Form
9) Confirmation Letter

We also have connections with Bankers & Industry which are provideing Business Loans / Housing Loan Refinancing (Mortgage) / MLTA Plans / Insurance Protection / Investment / Private Retirement Scheme

We will advise and give opinion about your financial problem that you're facing into.
Should you require more further information, kindly CALL or SMS/Imessage or WHATSAPP or LINE or VIBER at 013-8301612 (Steve) Or PM me

Regards,
Steve Chung
Loan Advisor & Business Development Executive

Business Loan (SME / SMI LOAN) from Bank

lov3boyz — Wed, 17 Apr 2013 16:40:36 +0800

We are a Highly Professional Financial Consulting Firm from VR Group partnership with Banks. Hence, the chances of getting the loan approve is high, because we deal directly with High - Level of Bankers which is Specialized in Personal Loans or SME & SMI Loan. We also representing many bank to provide many product for you and customer

Why Business Loan important in company?
How much money do you need run in the business?
It depends on your type of business and how quickly you plan to expand. You should
sit down and write out how much your expected expenses will be for at least the next
24 months and how much you project to bring in as far as income on a monthly
basis. There are several companies that can help you get started with funding your
business. You can refer back to your business plan or start asking yourself what type
of expenses do you need the money for?

Generally, for a start up business, there will be a few costs involve:
• Cost of sales: Product inventory, raw materials, manufacturing equipment,
shipping,packaging, shipping, insurance, warehousing
• Professional fees: Setting up a legal structure for your business ,
trademarks,copyrights, patents, drafting, partnership and non-disclosure agreements,
attorney fees for ongoing consultation, retaining an accountant
• Technology costs: Computer hardware, computer software, printers, cell
phones,PDAs, website development and maintenance, high-speed internet access,
servers, security measures, IT consulting
• Administrative costs: Various types of business insurance, office supplies,
licensesand permits, express shipping and postage, product packaging, parking, rent,
utilities, phones, copier, fax machine, desks, chairs, filing cabinets – anything else
you need to have on a daily basis to operate a business
• Sales and marketing costs: Printing of stationery, marketing materials,
advertising,public relations, event or trade show attendance or sponsorship, trade
association or chamber of commerce membership fees, travel and entertainment for
client meetings, mailing or lead lists
• Wages and benefits: Employee salaries, payroll taxes, benefits,
workers compensation

No matter what your business type, take into account everything you will spend,
from the moment you dig into the start-up process, through the time you're ready to
sell a product or service. Please contact me now for your company future good

FACILITIES WITHOUT COLLATERAL
1) Working Capital Guarantee Scheme (WCGS) by Malaysia Government
• Term Loan Up to 500k
• Tenure: Max 5 Years
• No Collateral
• Interest Rate: BLR + 2.00% + Guarantee Fee of 0.75%
• Bumiputra & Non Bumiputra Loan (Currently Bumi only)
• Business Min 3 Years Required

2) Portfolio Guarantee (by CGC)
• Term Loan up to 500k
• Tenure: Max 5 Years
• No Collateral
• Interest Rate: BLR + 2.00% & Guarantee Fee of 3.15%
• Business Min 3 Years

FACILITIES WITH COLLATERAL
1) Enhancer (CGC’s FUND)
• OD / Team Loan
• Loan up to 1 Mil
• Multiple of 1:5
• With Collateral
• Fixed Deposited Equivalent to 20% of Loan Amount
• Interest Rate: BLR + 3.50% ~ 6.00% (Included CGC Guarantee Fee)

2) Fixed Deposit
• OD / Team Loan
• Margin of Finance: 200% (Multiple 1:2)
• Interest Rate: BLR + 1.50% ~ 3.25% (Bank itself Interest)
• No CGC Guarantee Fee
• Tenure: Max 5 Years (Should be 6 years)
• Monthly Sinking Fund is applicable (=Clean Portion / 72 months)
Eg: Loan Amount (RM200,000) – FD (RM100,000)
= Clean Portion RM100,000
RM100,000 / 72 months = RM1389 = Monthly Sinking Fund

SME / SMI FACILITIES
Working Capital (Fix Deposited Collateral)
• Max Loan Size: 1 Mil FD Ratios: 1:2 1:3
• 30% loan of revenue(Depending of Profile) Tenure: Max 5 Years
• Interest Rate: BLR + 3.25%(Reducing Rate) OD Commitment Fee: 1% P.A
• Team Loan. OD. Trade Line

Property Collateral (No Outstanding)
• Market Value: 1 mil Max Loan: 70%
• Max Tenure: OD Commitment Fee: 1% P.A
E.g: 1 Mil MV gets Max 70% of loan. 70% of loan pledge of FD gets Max 1 Mil of OD Facility or Team Loan Facility.

Property Collateral (With Outstanding) (**Refinancing)
• Max Loan 80% (Shop Lot)
E.g: if MV is RM 500k X 80% = RM 400k. Outstanding is RM 300k. RM 400k – RM 300k = RM 100k.

Non Collateral Facility (CGC’s Fund, Portfolio Guarantee Scheme)
• BLR + 2.2% + 3.15%(Guarantee Fee) Max 500k for Team Loan
• Tenure 5 Years
*Property refinancing is able to get together with Working Capital for 2 Loans at same time.
*Entitlement Status: 1 to 2 Days *Processing Period: 1 Week
*Disbursement: Estimate 2 Months *Legal Fee & Stamp Duty Needed
*Can Use Refer Lawyer Gearing Ratio: Max 3.5

Collateral Facilities
TIKS (Company <7 Years) Funding Rate, 3% + 1.5%= 4.5%
Team Loan + OD
BLR +1 to 2%
Max Loan: 1 Mil
Portion Ratio: 1: 3(Max)
Status: 2 Days
Disbursement: 2 Months
Max Tenure: 5 Years
(Note: The rate above is for illustration purposes only because information and rate above will change follow by Bank Negara Malaysia .)

***Subject to Bank Approval & Customer's Profile. Term & Condition Applied

**All Company must active and register more that 3 year

We also have connections with Bankers & Industry which are providing Business Loans / Housing Loan Refinancing (Mortgage) / MLTA Plans / Insurance Protection / Investment / Private Retirement Scheme

We will advise and give solution about your currently financial problem that you're facing into.

Should you require more further information, kindly CALL or SMS/ Imessage or WHATSAPP or LINE or VIBER at 013-8301612 (Steve) Or PM Me

Regards,
Steve Chung
Financial Loan Advisor & Business Development Executive

[WTS] DeSkye Condominium,Freehold, 87% Sold Out !

lov3boyz — Fri, 28 Dec 2012 00:48:36 +0800

No Buy Will Regret. ACT NOW !!!
Good Package & Good Location,Good View & Good Return,Good for Life,Hurry up to booking it. Limited Unit Only!Any house have 5 good ?It is condominium but just more than a condominium.

New Freehold Condominium @ Right Next to Heart Of The City, JALAN Ipoh Off

Name : DeSkye Condominium

Project Details
-FREEHOLD
-Build Up: from 958sf - 2,347sf
-Location - Lot 2408, Batu 41/2, Mukim Batu, Off Jalan Ipoh, Wilayah Persekutuan.
-Luxury Residences
-Land Area : 2.84 acres / 123,535 Sq Ft
-Low Density ( 284 units only)
-Price - Average RM500,000 ( RM500psf )

Package :
-5% early bird discount ( low downpayment )
-Selling Price RM 615 Psf
-DIBS ( no interest during construction )
-RM5000 booking only
-FREE SPA & Legal fee
-FREE One Parking

Floor Plan Detail :
1) Type A : 1,031 sf (Few Unit Only)
2) Type B : 961 sf (Finish Sold Out)
3) Type B1 : 919 sf + 365sf (Garden)
4) Type C : 1,265 sf (Few Unit Only)
5) Type D : ( Lower : 1,031 sf ) ( Upper : 833 sf ) : ( Duplex )
6) Type E : ( Lower : 1,282 sf ) ( Upper : 1,065 sf ) : ( Duplex )
7) Type F : 2,025 sf : ( Penthouse )
8) Type G : 1,911 sf : ( Penthouse )

Future :
ROI ( Return On Investment) 5%-7%

Easy Access :
- Jalan Ipoh, Jalan Kuching, Jalan Sentul,
- Jalan Tun Razak, MRR2, Jalan Duta-Sungai Buloh - Expressway, Sentul Link, Sprint,
- Karak and Mahameru highways.

Public transport :
- Buses, Taxi (walking distance)
- nearby Batu KTM

Shopping centres and Hypermarkets :
- The Store, Kompleks Sungai Mas, Brem Mall,
- Tesco Extra, Giant (Batu Caves)
- Carrefour and Jaya Jusco (Kepong).

Location :

More clearly to See

Project Detail :

Connectivity:

Floor Plan :

OPEN FOR REGISTRATION!!!
PM Me for the Detail or Call 013-8301612(Steve)
Note: If you are interested, please make an appointment with me to view the scale unit.

Chatime Franchise ?

lov3boyz — Sat, 24 Nov 2012 23:29:15 +0800

I'm interesting for Chatime Franchise, how much you for the Franchise?
If need 400k above, can we just deal by bank loan?

which one is the Best Forex system use ?

lov3boyz — Thu, 18 Oct 2012 19:23:11 +0800

Hi all Lowyat forex Trader, i m beginner on forex. can i know which one is the best forex system or trusted forex company that you guys use before?
Faster withdraw and deposit?

I trade Stock Game cannot play & view any stock

lov3boyz — Tue, 22 May 2012 22:58:45 +0800

Anyone know why I can view the system but cannot view any stock price and Play at CIMB ITRADE STOCK GAME. Game only not real, cannot view Any stock price and it empty.

New Invester noob question?

lov3boyz — Fri, 18 May 2012 22:30:37 +0800

I m student and 22 year old, can i open cds account ? Does it need any latest payslip or bank statement ?