Lowyat.NET: Latest topics by shih

[WTS] Used Garmin Forerunner 910XT

shih — Mon, 29 Aug 2016 10:20:52 +0800

Item(s): Garmin Forerunner 910XT Multisports GPS Watch

Package includes: Garmin Forerunner 910XT Multisports GPS Watch with box, ANT+ USB dongle, Charging Adapter, Expanding Strap, user manuals. + 1 authentic Garmin Forerunner 910XT replacement straps (worth RM80++)

Price: RM800 inclusive of shipping

Warranty: None

Dealing method: Pos Laju to Peninsular Malaysia or COD in Penang

Location of seller: Penang

Contact method/details: PM or Whatsapp 0124710686

Age of item: 13 months

Product Specs: Garmin Forerunner 910XT

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Item(s) conditions: 9.5/10 (Carefully taken care of since day 1)

Reason of selling: Upgrading to Fenix 3HR

Photos:

[attachmentid=7416664]

[attachmentid=7416665][attachmentid=7416666][attachmentid=7416667]

[WTS] Used Garmin Forerunner 405CX - Urgent Sale

shih — Tue, 26 Jul 2016 11:41:01 +0800

Item(s): Garmin Forerunner 405CX GPS Watch

Package includes: GPS watch with new watch strap (RM80 for new strap), ANT+ USB dongle, Charging Adapter, USB Cable, user manuals

Price: RM210 inclusive of shipping

Warranty: None

Dealing method: Pos Laju to Peninsular Malaysia or COD in Penang

Location of seller: Penang

Contact method/details: PM or Whatsapp 0124710686

Age of item: N/A

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Item(s) conditions: 7/10 (Apart from cosmetic defect from wear and tear on the bezel, it is a good entrance model for beginner runners targeting fun run to half marathon. It is a reliable GPS watch with reasonable battery life after full charge (~6 hours).

Picture:[attachmentid=7174997][attachmentid=7174998][attachmentid=7174999][attachmentid=7175026][attachmentid=7175027]

Reason for sale: Already own a Garmin Forerunner 910XT

[WTS] Used Xiaomi Mi3 for sale

shih — Tue, 26 Jul 2016 09:39:43 +0800

Item(s): Xiaomi Mi3

Package includes: Handset with tempered glass screen protector, charger, used bumper casing

Price: RM330 inclusive of shipping SOLD

Warranty: None

Dealing method: Pos Laju to Peninsular Malaysia or COD in Penang

Location of seller: Penang

Contact method/details: PM or Whatsapp 0124710686

Age of item: >1 year

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Item(s) conditions: 9/10 (Always in bumper casing since day 1)

Picture:[attachmentid=7174094][attachmentid=7174107][attachmentid=7174109][attachmentid=7174111]

Reason for sale: Extra handset, owning a Mi Note 3 now.

[WTA] Nokia N8

shih — Mon, 18 Apr 2011 23:13:19 +0800

Hi, my brother just bought an Nokia N8 with a very low price from anonymous but he, and I also do not know how to use the phone. I'm still using old Nokia 6233.

Please help...

1. What is the 'lock' sign at the indicator area mean?
2. Is that possible that I can 'format' the phone to Malaysia version?
3. Cannot find anywhere to do the wireless setting, seems like no where to be done. Any idea?

Thank you very much for your help.

[attachmentid=2164576][attachmentid=2164578][attachmentid=2164579]

What do you learn from stock market?

shih — Thu, 09 Aug 2007 16:56:25 +0800

What do you learn from stock market?

From the recent KLCI plunging from record high, stocks price suffered more than we expected. I got my finger burned, but this is a good lesson for me. Not to say how much I lose, but the lesson from this experience is far more important, since I have a long way to go in my life yet.

1. Buy stocks to hold for months, years but not days. Don't expect you could earn quick money from contra, unless the price is very attractive to let go.

2. Don't be greedy. When you see the price keep increasing , don't go after it, you might buy at higher price because you already missed the chance at the beginning.

3. Do homework for the stocks that you want to buy. We cannot simply buy anything that people are buying, who you want to listen to? It is better to study the fundamental of the stocks.

4. Grab or sell in seconds, OR leave it alone . After you study about the stocks and bullish about it, but the price is high than you expect, grab it if the difference is less than 1%, need to trust your instinct. When you want to sell, sell it immediately if you think the market is going another way.

5. Decision making. Make decision when you have all the requirements to do so. When you have a single doubt, just forget about it.

6. Emotion control. This can seriously affect your decision making and judgement. Jump out from the box and think about it again. Have a cold shower if necessary.

Hope to learn something from your experince. Thank you!

When will the local market collapse or recess?

shih — Fri, 03 Aug 2007 23:47:31 +0800

Recently the global stock markets are hauntd by the subprime mortgage issue in US. Due to this, KLCI has been tumbling after the news spread. Is this going to be the beginning of the bearish local stock market? Or this is just some market correction?

When do you think the stock market will collapse or go into RECESSION?
Please specify the reasons if you have. Thank you.

Personally, I think it will slow down after the GE, because from history, stock market rise before GE and collapse after that.
vs

(editted)

Kernel Error & Disk Cleanup

shih — Mon, 30 Jul 2007 12:14:03 +0800

When I was browsing some page in LYN that contains the Vote Polling, there is ERROR windows pop up and ask me to restart the PC if the IE still experince the same problem. I tried a few times, and I am not be able to settle it. It is always error when I suft to such threads.

Besides, I cannot perform Disk Cleanup. The process bar proceeded to about 5% and then stop there for few hours. If there any other way that I can clean up my drive?

Thank you very much for help

[addedon]July 31, 2007, 1:54 pm[/addedon]Can anyone help, please...?

[addedon]July 31, 2007, 1:55 pm[/addedon]Help me...please...

Tiffani by I-ZEN|Mont Kiara

shih — Mon, 30 Jul 2007 01:00:13 +0800

What do you all think about the location and future prospect for Tiffani I-ZEN, Radiant type D, 815sq ft on Mont Kiara.
Is it a property that worth for investment? Unit will be ready in late 2009.

If I can get the unit at RM400k, which is way cheaper than currently offered price RM498k, the price increased earlier in 2007 from Rm450k. Do I have advantage for that? coz this is for investment purpose.

I need to pay 10% down payment around 40k. Legal fees and interest during construction period borne by developer. If I sell the unit within the construction period or within 5 years, I need to pay 2% of total loan amount to the bank. I only start paying back the loan when the unit is done at the end of 2009. What do you think?

Homepage: Tiffani I-ZEN

Thank you very much!

Stocks Investment Timeframe

shih — Wed, 11 Jul 2007 17:22:50 +0800

Since local market started to bullish since last year, I would like to know your investment strategy for stocks, either blue chips, penny or growth stocks. For your investment timeframe, you would prefer....

1. short term investment, which means you set a shorter period between a few months to 1 year. You sell after you made some profit.

2. medium term investment, which mostly focus on the potential of the particular stock. Example, you bought construction stock that potentially can make extra profit after completing 2-3 years projects in the future.

3. long term/super long term investment, more than 5 years, maybe up to 20 years. Just like some may opt to put the money in high dividend yield/income and let it generate money for you.

Personally, I am going for short and medium term, maybe I am young, and a risk taker. . I believe economy is growing upwards with many cycles within it, so I choose to make some money from the cycles.

* You can also share about the reasons you prefer any of the above. Any advantage or disadvantage? Thank you!

Down payment to finance a new car...

shih — Sun, 08 Jul 2007 21:11:58 +0800

Dear forumers, if I want to buy a new car now which cost around 80k, and I have the ability to pay the down payment up to 20k, but I am not sure that which way will work the best for my money because I have to withdraw my current unit trust investment to make up that 30k. (Assumed monthly income 2.2k)
1. Should I pay the minimum down payment required or maximize it?
2. Assumed the interest rate is 3%p.a., it is better settle the loan in shorter time or longer time? (Take inflation rate into the account.)
3. Is it wise to withdraw my unit trust investment to finance it? (Portfolio consists of equity,balanced & bond fund.)

Please share your opinion. Thank you for your constructive suggestions.

Single Pricing for Unit Trusts

shih — Wed, 27 Jun 2007 00:55:28 +0800

Seems like the single pricing of the unit trusts is going to be announced soon. Only the NAV will pe posted in daily newspapers or websites, and the initial service charge will not be included in the price value. This means that when there is an investor wants to invest 10k, they need to pay RM600 more(assumed 6%) . Although it is the same case before single pricing, which the investment value is actually 9.4k (after -6% from 10k).

As an investor, will you become more focus on the initial service charge? and take more time to consider? or hesitate?

Any short/part time course to recommend?

shih — Sun, 24 Jun 2007 23:33:51 +0800

I am looking for a part time/short course that could help me in my working life later. Looking for an enginering job now. Need some advice or recommendation on this topic that would help my career development later.
Please share what type of courses, objectives, fees and some brief explanations. Thank you very much!

Laptop speaker problem

shih — Fri, 22 Jun 2007 01:03:03 +0800

Laptop model: Toshiba A50
My laptop left channel speaker cannot produce any sound at all but the right side is OK. Anyone know what can I do to rectify or repair it?
I've tried to change the Sound Balance to left side and NO SOUND at all.
If it cannot be repaired, where can I get the same pair of speakers? Can other laptop speakers fits as well for this Toshiba A50 laptop?
Thank you for helping.