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        <title>Lowyat.NET: Latest topics by chooyang</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 07 Jun 2026 12:19:08 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
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            <title>Credit card cash advance Q&amp;amp;A for Travel Expenses?</title>
            <link>http://forum.lowyat.net/topic/4746840</link>
            <description>Does anybody here try Credit Card cash advance before? &lt;br /&gt;Whether is from Bank / Register Money Lender / Any Other form. &lt;br /&gt;Many people might misuse / misunderstanding the use of cash advance,&lt;br /&gt;so they run into trouble, bankrupt.   &lt;br /&gt;that why when people hear about &amp;quot;cash advance&amp;quot;, majority will reject it / or some will say is another money games,&lt;br /&gt;or some will say is Register AhLong bla bla bla ...   &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;If you know how to use the cash advance advantage, &lt;br /&gt;actually this is a very good tools to manage your on-hand cash flow, &lt;br /&gt;to help in financial planning, investment and so on.  &lt;br /&gt;&lt;br /&gt;What credit card cash advance can used for: &lt;br /&gt;1. emergency case?&lt;br /&gt;2. travelling &lt;br /&gt;3. temporally monthly turnover / expenses &lt;br /&gt;4. other &lt;br /&gt;5. share your experience</description>
            <author>chooyang</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 03 Mar 2019 19:12:42 +0800</pubDate>
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            <title>[WTH] New Startup looking for CTO</title>
            <link>http://forum.lowyat.net/topic/4195466</link>
            <description>[WTH] Full Time Worker / Full-Time Contract Freelance &lt;br /&gt;&lt;br /&gt;About Us: &lt;br /&gt;We are Construction Company. &lt;br /&gt;Currently set-up a new Software Development Section. &lt;br /&gt;Also can consider as New Startup / New Company. &lt;br /&gt;We looking Strong Talented Programming and Technology Background Candidate to join our family. &lt;br /&gt;We want to develop a Web / Mobile App application, so call &amp;quot;FINTECH&amp;quot; apps field.  &lt;br /&gt;&lt;br /&gt;Our Requirement: &lt;br /&gt;1) Are you willing to work in startup company?  &lt;br /&gt;2) work under pressure? tight timeline? &lt;br /&gt;3) able to handle whole project by yourself? &lt;br /&gt;&lt;br /&gt;** Currently our status is want to develop a PROTOTYPE apps. &lt;br /&gt;Is a FINTECH apps. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Location : Kedah (Sungai Petani) / Can Work from Home (Prefer from Penang / Kedah) &lt;br /&gt;Position : Contract Freelance + Opportunity Fulltime&lt;br /&gt;Required skillset : Not Specific&lt;br /&gt;Salary : TBC&lt;br /&gt;Email CV : hchooyang@gmail.com&lt;br /&gt;&lt;br /&gt;*** &lt;br /&gt;For Those who only interested in PROJECT-BASED Payment, &lt;br /&gt;Please do not disturb. &lt;br /&gt;I&amp;#39;m only looking for Part-Time / Full-Time in term of Monthly Payment. &lt;br /&gt;Thank for your guys help.  &lt;!--emo&amp;:thumbs:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/thumbup.gif' border='0' style='vertical-align:middle' alt='thumbup.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chooyang</author>
            <category>Codemasters</category>
            <pubDate>Sun, 12 Feb 2017 14:58:20 +0800</pubDate>
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            <title>[WTO] Total-Sub Out Residential Renovation Project</title>
            <link>http://forum.lowyat.net/topic/2952882</link>
            <description>Hi Contractor .. &lt;br /&gt;&lt;br /&gt;our company currently have a green light residential renovation project on-hand.&lt;br /&gt;We want to total sub-out the project. &lt;br /&gt;Timeline: 1 month  &lt;br /&gt;&lt;br /&gt;Reason: We lack of worker and monitoring due to several big development project currently on-hand. &lt;br /&gt;&lt;br /&gt;Payment Term: &lt;br /&gt;40% Deposit, 40% after done 50% work, and balance payment within 2 week if no complaint from customer site. &lt;br /&gt;&lt;br /&gt;Black and White agreement to protect both parties. &lt;br /&gt;&lt;br /&gt;-----------------------------------------------------------------------------------------------------&lt;br /&gt;&lt;br /&gt;Any interested contractor, &lt;br /&gt;Please quote according to BQ below: &lt;br /&gt;P/S: Extra work or dimension (according to site inspection) can issue claim after work done. &lt;br /&gt;&lt;br /&gt;1) 12mm Tempered Glass Door 5&amp;#39;(L) - 2 set &lt;br /&gt;2) 12mm Tempered Glass Frameless 10&amp;#39;(L) x 9&amp;#39; (H) - 3set &lt;br /&gt;3) Folding Powdercoat Grill Main Gate Door - 60&amp;#39; (L) x 6&amp;#39;(H) &lt;br /&gt;    Vertical flat bar design only. (without autogate motor) &lt;br /&gt;4) Hacking original carporch tiles floor - 1200 SQF &lt;br /&gt;5) 6&amp;quot; Concrete with BRC carporch area - 1200 SQF&lt;br /&gt;6) Bomanite flooring carporch area - 1200 SQF &lt;br /&gt;7) Precast v-drain outdoor - 60&amp;#39;(L)  &lt;br /&gt;8) Painting 60&amp;#39; x 50&amp;#39; double storey bangalow house - indoor and outdoor &lt;br /&gt;    Exclude paint &lt;br /&gt;9) Construct indoor new brick wall partition - 10&amp;#39;(L) x 12&amp;#39;(H) - (Total 5unit partition) &lt;br /&gt;10) 1&amp;#39;x2&amp;#39; white marble flooring - 500 SQF&lt;br /&gt;&lt;br /&gt;any one interested, you may email me the quote or PM me. &lt;br /&gt;&lt;br /&gt;TQ ....    &lt;br /&gt;&lt;br /&gt;</description>
            <author>chooyang</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Mon, 09 Sep 2013 11:37:59 +0800</pubDate>
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            <title>[WTS] Sans Dynamic Whitening Series Product</title>
            <link>http://forum.lowyat.net/topic/2807272</link>
            <description>&lt;img src='http://chooyang.my/ibeautygarden/wp-content/uploads/2013/04/20130507_225025-1024x768.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Whitening Lotion 美白精华液&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;A unique non-greasy formulation provdes a conserving moisture to skin. It’s a concept proven to be a safe and simple, focus both on performance and effectiveness, even up skin tone and leaving skin soft and supple.&lt;br /&gt;&lt;br /&gt;不油腻的美白精华液，是以独特效方特制而成。使肌肤能取之自如，能够促进和修补皮肤，使肤泽湿的均匀透彻，柔滑柔嫩和健康。&lt;br /&gt;&lt;br /&gt;&lt;i&gt;Direction:&lt;br /&gt;Gently smooth a small amount a cleansed face in the night. &lt;br /&gt;For sensitive skin, advice to use Balancing Essense before apply Whitening Lotion. &lt;br /&gt;&lt;/i&gt;&lt;br /&gt;&lt;i&gt;使用方法：&lt;br /&gt;脸清洗之后，用平衡水保湿皮肤，再将美白精华液涂上脸部。　&lt;br /&gt;注意：敏感皮肤者先用美容舒定精华素，然后再涂上美白精华液。&lt;/i&gt;&lt;br /&gt;&lt;br /&gt;Ingredients:&lt;br /&gt;Water, Glycerin, Propylene Glycol, 1-3 Butylene Glycol, Allantoin, Nicotinic Acid, Fragrance, Triethanolamine, Carbomer, Disodium EDTA, Vitamin C, Apply Polyphenols, Seaweed Polysaccharide.&lt;br /&gt;&lt;br /&gt;&lt;span style='color:blue'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Whitening Cream II 亮丽美白霜&lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Lightening Scars, Freckles, Pigmentation, Skin discoloration, Reduces the visible signs of ageing Skin, Smooths away fine lines and wrinkles.&lt;br /&gt;&lt;br /&gt;含生化维他命群，能快速分解黑色素及斑点，并能去除老化角质层，让皮肤更加美白细致。&lt;br /&gt;&lt;br /&gt;&lt;i&gt;Direction:&lt;br /&gt;Gently smooth a small amount over a cleansed face in the night, then Balancing Lotion, then Whitening Lotion, at the end with Whitening Cream&lt;br /&gt;&lt;br /&gt;使用方法：&lt;br /&gt;脸部清洗后，先用平衡水，然后美白精华液，再涂上美白霜。　&lt;br /&gt;黑斑或全脸在短期内可以看出从粗黑到白暂。&lt;/i&gt;&lt;br /&gt;&lt;br /&gt;Ingredients: &lt;br /&gt;Water, Glycerin, Propylene Glycol, 1,3-Butylene Glycol, Glyceryl Monostearate, Polyoxyethylene (60) sorbitan monostearate, Allantoin, Titanium Dioxide, Arbutin, Apple Polyphenols, Gingko Extract, Nicotinic Acid, Stearyl Fatty Alcohol, Capryic / Capric Triglyceride, Dimethicone, Propyl 4-Hydroxybenzoate, D-Panthenol, Vitaman E, Fragrance, Methyl Paraben, Disodium EDTa.&lt;br /&gt;&lt;br /&gt;&lt;img src='http://chooyang.my/ibeautygarden/wp-content/uploads/2013/04/20130507_225049-1024x768.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://chooyang.my/ibeautygarden/wp-content/uploads/2013/04/20130507_225109-1024x768.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://chooyang.my/ibeautygarden/wp-content/uploads/2013/04/20130507_225348-1024x768.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Please contact us at : 012-5591809 (Only SMS inquiry) &lt;br /&gt;&lt;br /&gt;You may check our product and payment method through &amp;quot;Lelong&amp;quot; website ... &lt;br /&gt;&lt;br /&gt;Selling Price : RM 269.00 (1set) ~~~ FREE DELIVERY within West Malaysia&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>chooyang</author>
            <category>Garage Sales Archive</category>
            <pubDate>Fri, 10 May 2013 19:35:44 +0800</pubDate>
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            <title>[WTF] Looking Sub-con for Renovation in Perlis</title>
            <link>http://forum.lowyat.net/topic/2698430</link>
            <description>&lt;br /&gt;Hi, &lt;br /&gt;&lt;br /&gt;I have shop lot renovation project based in Perlis, Kangar, &lt;br /&gt;&lt;br /&gt;Looking for below subcon: &lt;br /&gt;&lt;br /&gt;Is urgent project, wanted to start work on 14-02-2013 ..&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;1) electric subcon&lt;br /&gt;2) plaster ceiling &lt;br /&gt;3) partition &lt;br /&gt;4) cctv &lt;br /&gt;5) stainless steel accessories &lt;br /&gt;6) floorboard &lt;br /&gt;7) tilies &lt;br /&gt;8) waveboard partition &lt;br /&gt;9) tempered glass &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Please do let me know which field are you expertise and provide me your email ..&lt;br /&gt;I will send the drawing for quotation or direct meet. &lt;br /&gt;&lt;br /&gt;once confirmation, deposit 10% for subcon ... &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;TQ</description>
            <author>chooyang</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Fri, 08 Feb 2013 17:58:19 +0800</pubDate>
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            <title>Looking for Sauna Room Contractor (Northern Area)</title>
            <link>http://forum.lowyat.net/topic/2665221</link>
            <description>I am main contractor for my current customer house. &lt;br /&gt;my customer intend to build a private sauna room in the master bedroom toilet .. &lt;br /&gt;&lt;br /&gt;I only want the contractor who can supply and install the sauna room wood ... &lt;br /&gt;mean the wood use for the sauna room. &lt;br /&gt;can tahan lama in wet condition .. &lt;br /&gt;we just want to build the sauna room only, &lt;br /&gt;the other accessories like temperature, the batu for sauna room all don&amp;#39;t need. &lt;br /&gt;&lt;br /&gt;Simple word to understand, &lt;br /&gt;&lt;br /&gt;We only need the wood to build the wall of the sauna room, the sauna room floor and ceiling only. &lt;br /&gt;That all. &lt;br /&gt;the other item all don&amp;#39;t need. &lt;br /&gt;&lt;br /&gt;Who got contact or who have do it ... &lt;br /&gt;please contact me at 012-5591809.......... &lt;br /&gt;&lt;br /&gt;TQ for your kind of help ....  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chooyang</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Sat, 12 Jan 2013 16:08:30 +0800</pubDate>
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            <title>Looking for Conman&amp;#33; Trace DIGI number</title>
            <link>http://forum.lowyat.net/topic/2389540</link>
            <description>I am also looking for my customer, &lt;br /&gt;he owe me the money, the phone still ringing, but he dont want to pick up. &lt;br /&gt;I have log the police report, I got proof that this customer is buying thing from me, got deposit receipt, signature on quotation and other people can be a vitness as well. &lt;br /&gt;&lt;br /&gt;But sadly that Police in Malaysia actually is ...haizzzz .... no comment. &lt;br /&gt;The Telco DIGI is also useless, even I have request Police to write on the report that ask DIGI help to provide customer address ONLY, but DIIGI also refuse to do that.&lt;br /&gt;Police also cannot take any action. Because this is normal civil case as the police told me.  &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='color:red'&gt;&lt;b&gt;The person detail : &lt;br /&gt;&lt;br /&gt;Name : Lai Jing Li &lt;br /&gt;HP : 0164880749 (Confirm is Digi Network) &lt;br /&gt;Age : 20-26&lt;br /&gt;Height : 170-176cm &lt;br /&gt;Tall, Thin, Chinese Man, Wear Spec.&lt;br /&gt;&lt;br /&gt;I am willing to give bountry to anyone who can help me to trace this person DIGI number, I just want a home phone only. &lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;So that i can talk to his parent and see what can do.. &lt;br /&gt;&lt;br /&gt;Anyone can help ????  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>chooyang</author>
            <category>Resource Centre</category>
            <pubDate>Sat, 16 Jun 2012 15:45:59 +0800</pubDate>
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            <title>Furniture Works Sharing ... ^_^</title>
            <link>http://forum.lowyat.net/topic/2388666</link>
            <description>&lt;span style='color:red'&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;April 2012 &lt;/b&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Build-in Wardrobe with Sliding Door + Partition with Sliding Door &lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www.chooyang.my/renovation/wp-content/gallery/renovation/wardrobemay/wardrobe1.jpg' border='0' alt='user posted image' /&gt; &lt;br /&gt;&lt;br /&gt;&lt;img src='http://www.chooyang.my/renovation/wp-content/gallery/renovation/wardrobemay/wardrobe2.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www.chooyang.my/renovation/wp-content/gallery/renovation/wardrobemay/wardrobe3.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www.chooyang.my/renovation/wp-content/gallery/renovation/wardrobemay/wardrobe4.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www.chooyang.my/renovation/wp-content/gallery/renovation/wardrobemay/wardrobe5.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='http://www.chooyang.my/renovation/wp-content/gallery/renovation/wardrobemay/wardrobe6.jpg' border='0' alt='user posted image' /&gt;</description>
            <author>chooyang</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Fri, 15 Jun 2012 20:32:42 +0800</pubDate>
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