Lowyat.NET: Latest topics by lord_anju

stamp & legal fee

lord_anju — Thu, 14 Nov 2013 08:47:45 +0800

Morning ,

i am buying my first property, a single-storey terrace, 135k. cimb approved 90% + 5% (which covers mrta). they have appointed their panel lawyer. for the loan agreement and legal fee, they are charging me rm4070. disbursement and s&p not included. i have made my homework, checking here and there, i found that there are rules on how lawyers should charge. as per the calculation:

legal fee: rm1350.00
loan : rm675.00

can anybody advice me on this? would really appreciate if anyone can advice and calculate the total charges that will be incurred for stamp, s&p, disbursement..

should i ask for a complete quotation from the law firm?

thank you

Translation/Transcription Services

lord_anju — Thu, 21 Mar 2013 10:54:14 +0800

Good Day Everyone,

Saya menawarkan perkhidmatan penterjemahan/transkripsi (translation/trancription). Bayaran seperti berikut:

(selepas translate/transcription, menggunakan format font Times New Roman, size 12, 1.5 spacing)

1) Translation/Transcription: RM5/page
* Bayaran akan berubah bagi special request seperti: kerja yang diperlukan dalam masa singkat, proof-reading.
** Jika workload banyak, bayaran boleh dirunding. No Problem

Sila PM jika perlukan perkhidmatan saya. Terima kasih. Have a Great Day Everyone.

Translation/Transcription Services

lord_anju — Thu, 21 Mar 2013 10:48:56 +0800

Family/Marital Issue

lord_anju — Tue, 05 Feb 2013 14:30:48 +0800

good day everyone.

i need some help here. i am looking for ideas for my phd research proposal. i am focusing on family/marital issue. please share with me yiur ideas/opinions about certain problems or issues you can see in malaysian families/marriage.

a) what kind of problems arise due to that issue? if you have any specific stats, pls share.
b) should the research be focused on any specific race, gender, state or age group etc? please give reasons.

all ideas and opinions are welcomed and thanks in advance.

* i know this topic should be in education, but the traffic there is very slow. so thought of relying on the fast moving and creative kopitards.

Any Seremban Amway dealer?

lord_anju — Mon, 15 Oct 2012 11:49:55 +0800

i want to buy Amway Tropical Herbs Post Natal Care, but i want it at dealer price. Can? I know there is a Amway store in Seremban 2. so those trying to chase PV, please pm me. i can meet you at the shop, payment cash. anyone?

there are people selling online but i kind of dont trust them and want to avoid any future trouble that might come up.

PTPTN

lord_anju — Thu, 11 Oct 2012 09:03:29 +0800

Are you blacklisted by PTPTN? or they have already sent a saman mahkamah which amounts to more than RM10K? dont worry. all you have to do is prepare these:

1) wang pendahuluan RM2000 - 3000 : negotiable later
2) surat rayuan: stating how sorry you are for not paying your ptptn installments promptly. how much pendahuluan you can pay, and the monthly installment
3) 2 months' pay slip
4) epf statement

go to PTPTN office, now they have a branch in most of the states. go to the counter and tell them you want to appeal to clear your name from blacklist/saman. all you have to do is:

1) negotiate the "wang pendahuluan" and monthly installment. it is a very easy process which takes only about an hour. they will calculate how much "wang pendahuluan" you need to pay which would range only within rm1500-rm3000. REMEMBER, IT IS NEGOTIABLE.
2) choose a method of monthly installment payment: salary dedcution/auto debit (standing instruction). if auto debit, you will have to go to your respective bank and apply for it and give a copy of it to PTPTN AND WITHIN 24 HOURS YOUR NAME IS CLEARED OF BLACKLIST/SAMAN.

DO NOT BE AFRAID THAT YOU WILL HAVE TO PAY A HUGE SUM OF WANG PENDAHULUAN AS WHAT THE PTPTN HOTLINE OPERATORS WOULD TELL YOU.

Post Deleted/Moved

lord_anju — Tue, 31 Jul 2012 14:23:13 +0800

see interesting topic, click open, BOARD MESSAGE. baru jer nak baca. kenapa deleted/moved? in less than 20 mins, 3 topics already like this. can wear baju melayu or not, couple stoned to death in mali, now tak nak bayar zakat. why ar?

NeuroGainPB

lord_anju — Tue, 31 Jul 2012 09:58:48 +0800

Any mummy here taking NeuroGainPB? if yes:

1) please share where you buy it, price?
2) please share your comments, no matter good or bad.

would like to know more about it because i am taking this now since i do not eat fish. so, recommended that i take this.

i currently buy this in seremban tesco Qbiz pharmacy, price RM 49.90. the cheapest i could find in seremban actually. went to a few other pharmacies and the price like 69, 79 +++..

Attending Chinese Funeral

lord_anju — Tue, 31 Jul 2012 09:00:03 +0800

i will be attending a funeral, Chinese funeral, what to do. no idea. if Indian, i can just bring flowers/give cash to the family. scared i will do something offensive. wearing red blouse some more, is it ok? should i change? planning to go during lunch. please give some good replies before 1pm. toce.

**reach office only colleagues told me, so we planned to go during lunch time. the red blouse is purely coincidental. editing this post just to make it clear to some racist morons out there who is ever ready to give trash comments rather than giving helpful replies.

Heartburn

lord_anju — Mon, 30 Jul 2012 10:23:40 +0800

im in my second trimester and having heartburn which often lasts whole day. sometimes leads to painful vomitting. i have cut down on spicy food altogether. sometimes i even take magnesium liquid. but it is not really working. what are the other preggy mothers are doing? please share..

Advice: Company wants him to join back

lord_anju — Wed, 04 Apr 2012 11:12:58 +0800

My husband resigned last week. he worked in a teaching courseware company, joined as sales exec and then was promoted as sales manager. however, at the end of last year, the company did not pay the commission as promised and changed its terms (as the employment agreement was not clear on the payment of commission and the company could change the terms anytime). the commission given was only 25% and all the expenses incurred (salary, claims, epf, socso, even the employers contribution, bonus) al were deducted from that 25%. we expected a commission of about 70k but end up got only 11k.

and this year, my husband was put in commission base where you only take advance and no epf, socso, no shell card. all the salesman must bear the expenses on their own. the advance will be deducted from the commission. therefore, my husbands salary was totally reserved for his work.

demotivated by this, we set up a small business and my husband resigned. THE FIRST THREE ATTEMPTS failed. the bos pujuk my husband kau2 and asked him not to resign. my husband is quite a submissive person and could not say no much. but after a few discussions, the bos only gave rm 2000 as advance. my husband got pissed and prepared all the things, went to office nex day and returned everything and told the boss that he dont have the passion to work here anymore, and he came back.

just now, my husband got a call from his bos, he asked my husband to come back to work. he said my husband is an asset to company and dont want to lose him. my husband asked my opinion. we both decided will discuss about it tonight.

my husband is seriously thinking now. i just got pregnant and my husband thinks it would be better if there is a fixed income. how should i help my husband to decide?

if my husband wants to take the job again, what are the conditions we should lay out? please give me your valuable advice and opinion

What is happening to old Malay word?

lord_anju — Sat, 17 Mar 2012 10:11:23 +0800

i am translating a research paper from English to BM and found that humor in eng is humor in BM. now, what happened to terms such as "jenaka, lucu, lawak".. aish..

dewan bahasa pustaka setting new standards but i still prefer the old and friendly malay words...hm..

for formal writing such as research paper, the word "humor (BM)" should be used.

MQA or JPA

lord_anju — Wed, 14 Mar 2012 16:48:18 +0800

Hai,

my friend is planning to continue her studies. i suggested UUM executive MBA since she fulfills all the requrements. when she called up Angkasa Training Centre (sub of UUM providing executive dip and MBA), she got to know that UUM MBA is JPA recognised but no MQA recognition. As far as i now, JPA recognition is more important since it will make you elligible to apply for gov jobs. please give me your opinions..thank you..

Celcom Faulty Registration

lord_anju — Tue, 13 Mar 2012 11:44:35 +0800

Last year aug, i registered for celcom broadband at one of the celcom kiosk in tesco seremban. paid the money all, but cos system down couldnt do much,. the 'ah boy' told us to wait 2 days for activation. so we went home. but after a week, we still could not use the bb so i called celcom and found that no bb registered under my name. i checked the kiosk and the 'ah boy' was fired cos created lots of trouble and our money burn. just now got a call from debt collecters that i have pending bb bill of rm157.. i called celcom and checked, oni got one bill under my name, later wen i told that i got a call for a bb bill (number 013-xxxxxx) the girl checked again and said yes it was registered under my name. HOW ON EARTH THIS CAN HAPPEN?

I CHECKED LAST YEAR SEPTEMBER, NOT REGISTERED. NOW GOT ANOTHER NUMBER REGISTERED UNDER MY NAME. i marah kau2 cos the celcom customer service not doing a good job in providing information. now have to go to celcom centre, fill up faulty reg form, and then lodge a police report. SUSAH LA!

what a great week for me!

Pissed off with Astro

lord_anju — Tue, 13 Mar 2012 10:32:25 +0800

We installed Astro at our new place 2 months ago. Astro beyond. and now the volume control of remote control is not functioning. we found this strange since all the other buttons are working fine. so, we called the agent and guess what she told us? the volume contol will only function if we subscribe beyond HD. DAMN!

* we were not informed of this during the installation!

expenses deducted from commission

lord_anju — Tue, 01 Nov 2011 11:07:03 +0800

hai everyone, need opinion about this issue cause we are in great dilema now..

my husband is a sales manager, workin under basic+commision.. commision is 25%. my husband already achieve 200k sales. it was stated in the job agreement that all d expenses incurred by my husband will be deducted before calculating the comision. but now the company dropped the bomb saying that d expenses will be deducted from the commision. which means, the commison is 50k and they are goin to deduct ll d expenses from that 50k. the expenses are his monthly salary, car allowance, epf, socso, phone, hotel, petrol, stamps for letters etc. now, his expenses is more than the 50k, and the company claims that my husband owes the company because his commision cnt reimburse the money that the company spent on him.

i have asked opinion of a fren, an accountant, he told me that the commision should be deducted form the total sales which is 200k. the commision should be calculated from the net profit.

please give some opinion friends.