Lowyat.NET: Latest topics by frostfrench

FI/RE - Financial Independence / Retire Early

frostfrench — Thu, 07 Oct 2021 11:31:55 +0800

There was a similar discussed topic before, but the topic is closed now.

Starting here for me and others to share their experiences and their ideas about FIRE.

I am a single mum, and my only child schooling. I am in my late 40s, My plan now is going to FIRE.

I am not working already since last year because of the pandemic. And I don't plan to go back to work and will be doing my leisure things and charity works.

At the moment, my banking assets is around RM5million ( half in FD, rest in UT, KLSE). I got burn in KLSE this year because of gloves, and lesson learnt. I don't have any bank loans.

What i dunno what to do in my financials, should i look for a financial planner to help me plan?

What do ppl living in FIRE do with their money?

THanks

Trustable Agent or not?

frostfrench — Sun, 27 Dec 2020 13:37:57 +0800

I contacted this agent from Iproperty.com .my , and view a subsale kondo unit, I like it. So want to pay booking fees, he told me can bank into his company or write cheque.

I then search him in LPPEH.gov .my, and found he is not in the member section but in the negotiator section.
I saw his REN number, full name, company name, handphone number and Expiry date is 12/2020.

Is he trustable? can I go on and pay my booking fees to him or go to his office?

THanks

Spy App in child's handphone

frostfrench — Mon, 02 Mar 2020 16:47:54 +0800

I was wondering, did parent install spy app in your child's handphone?

My son (13 year old) got a phone now, and only allow to use when he is in the house and in weekend. I now thought of monitoring his phone, I know it's breach of privacy, but I like to sacrifice that for his safety and wellbeing.

Looking for Feasibility Study Serivce

frostfrench — Wed, 29 May 2019 10:51:49 +0800

At the moment, we like to provide a long term (like 2-3 weeks) local holiday travel package for retirees.

Before we really put our feet out, we like to do a feasibility Study, and like to know which company will provide this study.

Thanks

Scary incident on the road in KL

frostfrench — Thu, 22 Feb 2018 09:02:40 +0800

I was driving in KL in the evening, then i notice a motorbike follow quite close to my car.
I then slow down, hope he the motorcyclist can overtake me. He slow down and didnt overtake me.
I slowly switch lanes from middle to left and to middle again and left. The motorcyclist does the same.
Then I came to a red light traffic junction, I stopped.
he stop too, and came down from his bike, and squat down to look under my car from front and back. why?
When he was at the back, the traffic lights turn green, I drove away, and didnt notice him from the rear mirror.

I didn't open the window to ask him what is he going when car stopped. should I have?

Anyone experience that? Is that a kind of syndicate operasi going on?

Hope to alert this to road users.

thanks

5 year old sleep apnea and snoring

frostfrench — Tue, 11 Jul 2017 14:30:34 +0800

For the past few months, my 5 year old son snore and cough during the sleep, though few days it stop, it reoccur again and again.

Went to see few doctors, they said is allergy and cough.

notice his tonsils is a bit big, that might cause the snoring. Went to ask for sleep study, but most don't provide for children under 10yo

May I know how can I get to the bottom of this? any special Doc i can go to in KL/PJ?

THanks

Steps to buy a business

frostfrench — Thu, 17 Nov 2016 17:31:10 +0800

Hello guys, I found a stationary and printing shop for sale. We agreed on the price.

May I know whats the next step i should do legally in terms of transferring the business to me?

Got a lawyer that can suggest to me in KL?

Thanks

Land sale

frostfrench — Tue, 14 Jun 2016 11:43:22 +0800

Hello guys,

We are planning to sell a piece of land with a not complete condo. The land title belong to me and my father, we are in the midst of finding a buyer, and in the price negotiation part.

I was wondering what documents do I need? Do we need an income tax number?

Thanks

Is this plumber price reasonable?

frostfrench — Thu, 19 Nov 2015 16:30:39 +0800

I recently contacted a plumber near my area in ampang KL.

His quote for replacing my kitchen tap and install a spray bidet next to my toilet bowl.
Both the kitchen tap and spray bidet I saw is around RM100+ each.
That means workmanship cost around RM200. Is it reasonable?

thanks

Peg Wall

frostfrench — Wed, 18 Nov 2015 11:51:23 +0800

I was wondering do you guys have any contacts who can do peg wall for my house? Am in KL

Thanks

Where to authentic jewellery

frostfrench — Tue, 11 Aug 2015 12:04:51 +0800

Recently I was given a necklace and a ring by my grandmother. They look like diamonds necklace.

Now i like to know where can I check is it diamonds and probably the number of carats on the necklace and ring.

thanks

First job in Malaysia, what's next in "TO DO" list

frostfrench — Wed, 13 Aug 2014 16:31:19 +0800

Hello Sirs/Madams,

I am excited to start my first job in KL. Just finished my 2nd day in this company.

I like to ask what to do next in terms of government/legal matters next? for example: register my EPF, SOSCO, income tax, etc.

Where should I get it done?

THanks

FF

Teak furniture

frostfrench — Thu, 21 Nov 2013 16:10:44 +0800

Hello guys, am looking for some teak furniture for my new house. Looking for teak tv cabinet, teak coffee table and shoe cabinet.

Where is a good place for them with nice price.

thank you

Honda civic 2.0 or Peugeot 408 turbo

frostfrench — Thu, 21 Nov 2013 15:55:37 +0800

Hey guys, my story is I have been driving Mazda 3 hatchback 1.6 for 2 years now, and this car is extremely under-power, this year i decided to change a new car, either Honda civic 2.0 or Peugeot 408 turbo with my budget of RM130k.

My concern is reliability, as i cannot afford the time to go to SC all the times. I totally understand all cars got their pros and cons. I tested drove the 408T , on my, really power and spacious inside.

Hope can get advice from owners of these cars.

thanks

Tax on second property

frostfrench — Thu, 06 Jun 2013 06:19:12 +0800

At the moment am still paying the housing loan for my first property, where my mum and sister are staying now.

I like to have my second property and stay there myself, will apply for a housing loan.

Will there be any tax for me?

Thanks