Lowyat.NET: Latest topics by latjiu

Best Performing Stock Bursa Now

latjiu — Thu, 12 Mar 2020 12:27:44 +0800

Seeing everyone post dow down down down, margin call la, virus la.. I am here to spread good news!

Pick any glove stock at bursa, 99.99% profit. No say no jio ah.

See chart, up up and away~

"Clients With Guns" Are Demanding Deposits

latjiu — Sat, 09 Nov 2019 19:47:15 +0800

Here we go as predicted: the Lebanese central bank attempts to prevent a "panic mode" scramble on the part of the public to remove all deposits, and the recently imposed (unofficial) regulations geared toward staving off capital flight are predictably failing fast, per Reuters:

“Clients with guns have entered banks and security guards have been afraid to speak to them as when people are in a state like this you don’t know how people will act.”

Lebanon's private banks reopened a week ago on Friday following a two-week closure due to massive anti-government protests which created gridlock across the country's main cities, including closure of other public institutions such as schools.

The Nov. 1 bank re-openings followed Prime Minister Saad Hariri's resignation last week, which the some one million demonstrators flooding Lebanon's streets since early last month have touted as a 'success'; however, the economy remains on the brink of collapse, given growing fears of a major run on the banks.

Since reopening banks have blocked most transfers abroad and maintained tight controls over hard-currency withdrawals, policies which have led to reports of threats against bank staff. Some of these heated encounters are being filmed and posted to the internet. Likely the situation is about to become explosive into next week after the banks close for the weekend.

"This is our money!... We can't get our money - you have money in the banks and you're not giving it to the people! You're stealing from us!" (our translation) the man in the below video shouts inside his bank.

Chaotic scenes played out from the moment the banks reopened, as Lebanon's Daily Sabah described:

Large queues starting forming outside banks from early morning and people rushed in as soon as doors opened to cash in their salaries and make transfers.

Tellers struggled to handle the flood of customers trying to cram inside bank branches, as queues spilt onto the streets.

And now with the situation getting increasingly dangerous, the crisis could be compounded given bank staff are pondering a strike amid the broader protests still underway, and which have been raging for over the past month:

Bank staff are considering going on strike, he said.

“Clients are becoming very aggressive; the situation is very critical and our colleagues cannot continue under the current circumstances,” added Hajj, whose union has around 11,000 members, just under half of the total banking staff.

“Anything that touches the liquidity of the bank is being restricted,” one Lebanese banker told Reuters.

Fights and riots have been reported both inside and outside commercial banks. Tellers and managers have reported being assaulted as exasperated customers demand their money:

The World Bank weighed in on Friday, urging leaders in Beirut to form new Cabinet within a week, citing risks to Lebanon's stability as "deeply concerning," according to the AP.

Given the country's high unemployment and extreme lack of confidence in the Lebanese Lira, citizens are understandably enraged at not accessing their dollars, and are apparently now taking matters into their own hands:

Some banks have lowered the cap on maximum withdrawals from dollar accounts this week, according to customers and bank employees. At least one bank cut credit card limits from $10,000 to $1,000 this week, customers said.

...One bank told a customer that a weekly withdrawal cap of $2,500 had been slashed to $1,500.

Vandalized ATM machine in Lebanon's northern port city of Tripoli this week, via Middle East Online.
The massive anti-government protests, focused in large part on rooting out endemic corruption, comes after Lebanon has in recent years suffered a severe slowdown in capital flows, and difficulty of importers securing dollars at the pegged exchange rate, as well as periodic collapse of public services - due to frequent strikes, work stoppages, and lack of public funding.

The tiny Middle East country currently has a crippling debt of $86 billion - roughly 150% of the gross domestic product - and some 80% of that debt is believed owed either to the central bank or to Lebanese commercial banks.

https://www.zerohedge.com/economics/clients...-lebanese-banks

syukur malaysia still can get 25k/day

Malindo No More Free Baggage Allowance

latjiu — Fri, 05 Apr 2019 16:06:53 +0800

Malindo Air recently made changes to its baggage allowance policies that are sure to be unwelcome for two reasons. First, their inclusion of checked bags in the fare actually served to differentiate them from their principal competitor in the market, AirAsia. Second, they rolled out the changes with little notice or fanfare, so many passengers could be caught by surprise when they arrive at the airport.

Here’s the deal: Affecting bookings made from March 15, 2019 onward, the across-the-board free baggage allowance for Malindo flights no longer applies. Fares booked at the Super Saver tier will not have any allowance at all, and pre-purchase prices are frightfully expensive.

We looked at a booking for a short flight to Singapore (total fare without checked baggage, RM324 return, Super Saver fare), and to add 15kg checked bag for the outbound flight was RM165. The same weight bag on the return flight was RM169, for a grand total fare of RM658, quite literally meaning it’s more expensive for your 15kg suitcase to fly to Singapore and back than it is for you.

Choosing an unremarkable seat, meanwhile, was RM25 outbound and RM30 return, boosting the fare to an eye-popping RM713.

Clearly in this example, it would make more sense to choose the Value Fare option (RM434), which includes 15kg of luggage. Seat selection still costs the same, however (RM55 total), for a total of RM489.

It’s definitely a shame that Malindo has thrown its hat into the “unbundling” ring. Though this is a common thing for airlines these days, as ancillary revenues from such fees can (and do) soar into the billions of dollars, some airlines are showing that it’s not necessary. For example, US-based Southwest Airlines, which pioneered low-cost flying, is famous for its “bags fly free” policy, always including up to two checked bags (23kg each) at no extra cost. They also let you change your flight with no fee, or cancel a flight and use the value of the fare towards the purchase of another ticket for up to a year, all with no charge. They do all of this, and are still a large, profitable, and extremely popular airline.

Malindo Air broke into the Malaysian market six years ago and quickly gained favour with the travelling public. In short order, the airline moved to a “hybrid” business model, aiming to offer amenities and services closer to those of a full-service airline at very attractive, if not necessarily rock bottom, prices. Now, however, it seems they are getting closer and closer to becoming a plain old garden-variety budget airline. Now, with baggage allowance being reduced or discontinued, tiered fares, significant charges for seat selection and more, the only real differentiator between Malindo and AirAsia is their colour schemes. So, do you want to fly orange or do you want to fly red? Because apart from that, the two airlines are looking more and more alike with every passing year.

https://www.expatgo.com/my/2019/04/04/malin...ggage-allowance

[WTS] Ledger Nano S - Crypto Hardware Wallet

latjiu — Wed, 28 Nov 2018 11:45:54 +0800

Item(s): Ledger Nano S - 1 Unit

Package includes: 1 USB hardware wallet, 1 USB cable, everything inside box

Price: RM 275

Warranty: 1 Year by Ledger

Dealing method: COD Cheras or postage

Location: Cheras KL

Contact method/details: pm
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Item(s) conditions: Brand new sealed

Picture: [attachmentid=10124159]

Reason for sale: $$

WTS Intel G4560 + Gigabyte H110M-s2

latjiu — Tue, 29 May 2018 16:40:29 +0800

Item(s): Intel G4560 + Gigabyte H110M-s2

Package includes: Intel G4560 + Gigabyte H110M-s2 + Boxes + Photocopy Receipt

Price: SOLD to noobiedonkey

Warranty: 2 Years left by Idealtech

Dealing method: COD

Location: Cheras KL

Contact method/details: pm
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Item(s) conditions: Working fine

Picture: Upon request

Reason for sale: Upgraded to 8400

iPad mini 2 Wi-Fi 16GB Silver

latjiu — Thu, 24 May 2018 12:08:44 +0800

Item(s): iPad mini 2 Wi-Fi 16GB Silver

Package includes: device, box, receipt

Price: SOLD to boring

Warranty: nil - bought on 27/11/2015

Dealing method: COD

Location: Cheras

Contact method/details: pm
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Item(s) conditions: 9/10

Picture: request through pm

Reason for sale: disinterest in mobile gaming

WTS PowerColor RX460 2GB

latjiu — Sat, 14 Apr 2018 17:02:47 +0800

Item(s): PowerColor Red Dragon RX460 2GB GDDR5

Package includes: Graphic Card, Box, Photocopy Receipt

Price: SOLD to grandestino

Warranty: 1 Year left by Idealtech

Dealing method: COD

Location: Cheras

Contact method/details: pm

Item(s) conditions: Good, casual gaming only, no overclocking

Picture: Request through pm

Reason for sale: Upgraded to RX570

WTB RX570/580 4GB

latjiu — Wed, 11 Apr 2018 18:12:10 +0800

Item(s): RX 570 / 580 4GB

Package includes: Graphic card, receipt, box?

Price: Offer me, cheap cheap pls

Warranty: Preferable, the longer the better

Dealing method: COD

Location: Cheras

Contact method/details: pm

Item(s) conditions: Good, pref used for gaming only unless superb bargain price

Picture: pm

Reason for sale: Upgrade, can trade for my rx460 2gb+topup if you want

[WTR] 1Sty 3R2B Tmn Bukit Anggerik

latjiu — Mon, 08 May 2017 18:39:49 +0800

For Rent: Single storey house Taman Bukit Anggerik
Location: Cheras, Kuala Lumpur
Type: Terrace single storey
Price: RM800
Size: 22x75 sqft

Details:
- 3 Room 2 bathroom
- Unfurnished
- Good family neighbours
- 1 minute walking distance to bus stop and shop lots
- 650m to NSK, 800m to pasar malam, 2km to Giant, 3 km to Aeon Big, 5km to Jusco Cheras Selatan, 7km to Bandar Tasik Selatan LRT

Mr. Wong ( ) for viewing or further details.

[attachmentid=8798929]

[WTS] HP Compaq DC7900

latjiu — Thu, 23 Jan 2014 13:16:08 +0800

Item(s): HP Compaq DC7900

Package includes: Desktop excluding monitor + power cable

+ 2.4GHz Intel Core2 Quad Q8200 processor
+ 160 GB HDD
+ 4 GB RAM
+ Windows Vista Business OEM sticker

Price: SOLD ( 2 units )

Warranty: nil

Dealing method: COD Jusco Cheras Selatan or Aeon Big Hussein Onn

Location of seller: Cheras KL

Contact method/details: pm

Age of item: few years

Item(s) conditions: Newly formatted, working normally.

Picture:

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Reason for sale: Clearance sale

Also selling 1 unit ( Custom rig (used) )
+ 2.5GHz Intel Core2 Quad Q8300 processor
+ 320 GB HDD
+ 4 GB RAM
+ No OS installed
+ SOLD

[WTS] Motorola Xoom

latjiu — Tue, 21 Jan 2014 13:47:18 +0800

Item(s): Motorola Xoom 32 GB WiFi

Package includes: Motorola Xoom Tablet + Charger

Price: SOLD

Warranty: nil

Dealing method: COD Jusco Cheras Selatan / Aeon Big

Location of seller: Cheras KL

Contact method/details: pm

Age of item: Forgot

Item(s) conditions: Minor/Normal wear and tear

Picture:

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Reason for sale: Funding for iPad

[WTB] iPad 2nd Gen

latjiu — Tue, 21 Jan 2014 13:15:37 +0800

Item(s): iPad 2nd Generation 16GB WiFi

Package includes: iPad + Charger + Cable

Price: Offer

Dealing method: COD Jusco Cheras Selatan / Aeon Big Tun Hussein Onn

Location of seller: Cheras KL

Contact method/details: pm

Age of item: Any

Item(s) conditions: Working

Picture: pm

Only looking for 1 unit.

iPad must be usable, minor scratch and bumps are acceptable.

Most important factor is the price. So please let me know the lowest price you are willing to let go.

Thank you!

[WTS] Mac Mini (Mid 2011)

latjiu — Mon, 20 Jan 2014 22:51:43 +0800

Item(s): Mac Mini Mid 2011

Package includes: Everything in the box - Mac mini , hdmi converter, power cable

2.3 GHz Intel Core i5
8 GB 1333 MHz DDR3
500 GB HDD
Intel HD Graphics 3000

Price: SOLD

Warranty: nil

Dealing method: COD at Old Klang Road

Location of seller: Kuala Lumpur

Contact method/details: pm

Age of item: Around 1.5 year

Item(s) conditions: 99% as new, bottom not as perfect as usual

Picture:
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Reason for sale: Helping friend to sell - Funding for iPad Air

I have been scammed or what?

latjiu — Fri, 06 Sep 2013 14:11:01 +0800

Story :

» Click to show Spoiler - click again to hide... «

Process : He/She online transferred money to me, then i withdraw the money from atm and gave him/her.

Any possibilities of scam?

[WTS] Dell Optiplex 330 E8400 @ 3.0Ghz

latjiu — Sun, 02 Jun 2013 23:29:39 +0800

Item(s): Dell Optiplex 330 E8400 @ 3.0Ghz

Package includes: CPU only - Now with monitor - 17 inch DELL Flat Panel LCD Monitor

Price: SOLD

Warranty: 1 week

Dealing method: COD Cheras KL

Location of seller: KL

Contact method/details: PM

Age of item: Few years old

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Item(s) conditions: Used - Working fine.

Picture:

Reason for sale: Item was reserved by relatives but now back for sale

- 160GB HDD
- 2GB DDR2 RAM

[WTS] Laptop Dell Latitude D630

latjiu — Mon, 27 May 2013 13:59:34 +0800

Item(s): Laptop Dell Latitude D630

Package includes: Laptop and charger

Price: SOLD

Warranty: Nil - Check during COD

Dealing method: COD - Cheras KL

Location of seller: KL

Contact method/details: PM/Whatsapp

Age of item: Few years old

Item(s) conditions: Used - weak battery - working fine

Reason for sale: $

[WTS] RT-N16 WiFi VPN Router

latjiu — Wed, 03 Apr 2013 23:25:24 +0800

Item(s): RT-N16 WiFi VPN Router from Sabai Technology

Package includes: Router + Power adapter

Price: SOLD

Warranty: -

Dealing method: COD preferred / postage

Location of seller: Cheras Kuala Lumpur

Contact method/details: PM for more details

Age of item: 1 year

Item(s) conditions: working/used

Picture:

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Reason for sale: Finance for router without VPN

More information: Sabai VPN Router Link

- Plug and play
- Supports multiple devices via 1 VPN session
- Simple and powerful