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        <title>Lowyat.NET: Latest topics by cubicc</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 28 Jun 2026 21:27:32 +0800</lastBuildDate>
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            <title>Quartz or Sintered Stone anyone?</title>
            <link>http://forum.lowyat.net/topic/5097388</link>
            <description>Hi, &lt;br /&gt;&lt;br /&gt;If you are interested in getting a premium top such as quartz or high performance sintered stone, feel free to ask me here&amp;#33; Thanks&amp;#33;&lt;br /&gt;&lt;br /&gt;[attachmentid=10776394]</description>
            <author>cubicc</author>
            <category>Home Renovations and Interior Design</category>
            <pubDate>Tue, 02 Feb 2021 18:22:08 +0800</pubDate>
        </item>
        <item>
            <title>Employment Background Check</title>
            <link>http://forum.lowyat.net/topic/4601591</link>
            <description>I have come across a significant number of inquiries pertaining to employment background check by future employer and surprisingly, I found out there are more idiots who offers dumb advice like &amp;quot;why would you lie to your future employer in the first place&amp;quot; or &amp;quot;there is nothing to fear of if you were to reveal the truth&amp;quot; rather than to address the question in the most satisfying manner. &lt;br /&gt;&lt;br /&gt;I will try my best to answer all of the FAQ based on my knowledge as to address the matter above. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Q1: Will my future employer find out about my past employment without my knowledge?&lt;/b&gt;&lt;br /&gt;Ans: The answer is no as there are Personal Data Protection Act, 2010 (PDPA) to prevent your past employment information being shared. However, it can be made possible if you have signoff the PDPA release form to your future employer. Candidates are also requested by the future employer to inform the HR dept from their past few companies with regards to the employment background check excercise.  &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Q2: Who and what does the future employer usually prompted when they have come in contact with my previous employment companies? &lt;/b&gt;&lt;br /&gt;Ans: They will usually contact the Human Resource dept of your company or the director of the company (if it is a small company without HR dept) to verify your employment history as below; &lt;br /&gt;- Base salary and allowances &lt;br /&gt;- Employment period&lt;br /&gt;- Character and work ethics &lt;br /&gt;- Resignation/termination&lt;br /&gt;- Any restriction on future employment set by the previous employer &lt;br /&gt;- Will your previous company reemploy you in future? &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Q3: Can they check my past contribution to EPF via EPF Dept or my past employment via Human Resource Ministry (Jabatan Tenaga Kerja Malaysia)?&lt;/b&gt;&lt;br /&gt;Ans: Fortunately no as all information from these departments are private &amp;amp; confidential. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Q4: Can my future employer make a request to view my EPF statement? &lt;/b&gt;&lt;br /&gt;Ans: To view your EPF statement is no difference than to view your personal bank account statement or passbook. It is obvious your future employer has serious trust issue and I would strongly recommend for the candidate to abandon the job application. &lt;br /&gt;&lt;br /&gt;If any of the forumers  has questions of the above matter, feel free to drop me a line via this thread.</description>
            <author>cubicc</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Fri, 15 Jun 2018 01:42:32 +0800</pubDate>
        </item>
        <item>
            <title>Building insurance imposed by developer</title>
            <link>http://forum.lowyat.net/topic/3053792</link>
            <description>Hi everyone&amp;#33;&lt;br /&gt;&lt;br /&gt;I am new to this implementation and hoping those who have knowledge in this field can shed some light pertaining to the matter above. &lt;br /&gt;&lt;br /&gt;I am to proceed with VP recently on a high rise condominium and was instructed to pay an insurance premium by the developer. I was informed that the insurance is bought by them to protect our property. &lt;br /&gt;&lt;br /&gt;As far as property insurance is concerned, I have already purchased a fire insurance from the finance institution. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='color:blue'&gt;Questions: &lt;br /&gt;&lt;br /&gt;1. Is it a norm for developer to purchase insurance (with zero information provided to the owner on which insurance company and type of coverage) in advance on behalf of clients?&lt;br /&gt;&lt;br /&gt;2. Is it compulsory for unit holder to pay for the insurance provided by the developer?&lt;br /&gt;&lt;br /&gt;3. Which building organisation/association that I can approach to have a clearer picture on this issue?&lt;br /&gt;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;I would like to express my thanks in advance to all of those who have taken their time to read and tried to address my questions. &lt;br /&gt;&lt;br /&gt;Thank you and regards,</description>
            <author>cubicc</author>
            <category>Property Talk</category>
            <pubDate>Wed, 04 Dec 2013 12:30:37 +0800</pubDate>
        </item>
        <item>
            <title>Private Retirement Scheme (PRS)</title>
            <link>http://forum.lowyat.net/topic/2299222</link>
            <description>Excellent news&amp;#33; Malaysian are now given an option between continuously contributing salary to EPF or opt for an alternate Private Unit Trust Company to manage their retirement fund&amp;#33; Check out the latest news here&amp;#33;&lt;br /&gt;&lt;br /&gt;How many of you will stick to the existing EPF scheme and how many will migrate your retierment to a higher return privately managed fund manager?&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.theedgemalaysia.com/in-the-financial-daily/211623-sc-approves-8-private-retirement-scheme-providers.html' target='_blank'&gt;http://www.theedgemalaysia.com/in-the-fina...-providers.html&lt;/a&gt;</description>
            <author>cubicc</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 09 Apr 2012 09:42:27 +0800</pubDate>
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