Lowyat.NET: Latest topics by nyatio

private centre for jaw/maxilofacial surgery

nyatio — Fri, 03 Jul 2020 21:35:25 +0800

hi all. i have snoring/apnea problem and was suggested to do jaw advancement surgery to improve my airway and breathing. i have perfect bite, so if done under government need to wait years. i dont want to use breathing machine at night.

i was initially plan to go to india on last April for the surgery. but because of COVID, there is no way i can travel to India now, even maybe one year later. Anyone knows or have experience getting corrective jaw surgery under private doctor in Malaysia.? can i have the info please. thank you.

https://www.youtube.com/watch?v=Zl7Ra7yEpgs

best 1 month Fixed Deposit in malaysia?

nyatio — Thu, 15 Aug 2019 19:26:32 +0800

i never tried FD before and are keen to try. let say i have 50K in my saving and wanna use it for FD, which bank in malaysia offer best rate for monthly basis?

using loan agency service?

nyatio — Mon, 29 Jul 2019 18:51:56 +0800

i have financial issue, however i have bad payment history, like i always pay late 2-4weeks from due date. walk in or online application direct from bank is always rejected.

i was wondering if using loan agent can really help me get the loan. they charge about 15-20% of loan approved.
how did applying from them increase rate of success of getting loan?

Cancelling loan application?

nyatio — Wed, 24 Jul 2019 10:03:49 +0800

i have recently contacted bank agent for personal loan. i was offered for interest rate of 4.2%. she even came to my workplace to hand me the application forms and everything.

somehow, through researching, i found a better offer. interest rate 3.48%.

the first agent bank already keep messaging me when can i submit back the forms. however, my heart more interested with the second bank with lower interest

any penalty for not submitting the first bank application form? i feel bad for her that she has to come to my workplace just to give the forms, although its just a nearby from my workplace. how do i explain to her

What the best bank for debt consolidation?

nyatio — Fri, 21 Jun 2019 19:59:24 +0800

Hi. Im currently burdened with loan and credit card. Would like to consolidate it. Any financial adviser can help me? Thanks. Im surveying still.

Iphone Replacement Set is New Set?

nyatio — Fri, 26 Oct 2018 22:39:53 +0800

My iphone X suddenly had "No Service" problem so i sent it to Apple center last friday, yesterday they call me said my iphone is ready to be collected. today i went to collect my iphone X, and they give me new replacement set, still wrapped in plastic. they said its a new set and not refurbished. how do i reconfirm this?

Where to print high quality ID Card?

nyatio — Wed, 08 Aug 2018 19:10:50 +0800

hi. i just got my ID card. it is of terrible quality. faded color. strip line on my photo. and i notice most of my senior colleagues, their id card colors is faded.
so im expecting this will happen to my ID card as well.

where can i print ID card that is high quality, same quality like those credit/debit/ATM card.

Where to print high quality ID Card?

nyatio — Wed, 08 Aug 2018 19:03:42 +0800

My very first car

nyatio — Mon, 28 Nov 2016 11:00:50 +0800

hi guys.........im seriously need expert suggestion. im a fresh government employed. monthly salary around 4.5K excluding epf,tax,house rent,etc.

its time to buy my very first car. i set my budget to 65K. target monthly installment around rm700-800.

im single and only supporting my parents, no education loan and no debt. but off course i want to save money for my future wedding, buy house etc etc.

when comes to car model and specs, to be honest i dont know much, but after few researches im considering between perodua and proton.

my top 2 cars in my list is proton iriz and proton persona,both in full specs premium,metallic version.
when i look at their price, iriz 2014 model is rm62,480 while persona 2016 is rm59,800.

why iriz which is smaller, 2 years old model is expensive than persona?

i will use my car to go to work, city driving and occasional long distance driving to my kampung......

advise and suggestion please. thanks in advance.

Front + Back screen protector iphone 6 and 6s plus

nyatio — Mon, 01 Aug 2016 11:02:32 +0800

Wrong order. My iphone is 6s plus 5.5 inch but this is for 4.7 inch screen protector iphone 6 and 6s.

All together RM30 including poslaju whole malaysia.

Interested can whatsaap me +60133114466

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WTS Stethoscope Cover

nyatio — Sat, 30 Jul 2016 12:49:18 +0800

This hand-knit Stethoscope sleeve is a wonderful accessory for nurses, doctors or any medical professional. It is made of a soft and cozy yarn that won't itch when draped around your neck. The top has a wooden button and loop to keep it in place.

The sleeves are approximately 21'' long (with some additional stretch to them) and fit a standard 27'' stethoscope, which has roughly a 19'' tubing (the portion covered by the sleeve).

I odered this from Canada. It is 100% new and unused as it is still on its way to Malaysia. I decided to sell it because of the color. As a guy, i think the color is too bright. Wrong color choice.

Im selling this with the price exactly i paid for the handknitter. You paid what i paid. I do not take any profit at all.

RM110 including poslaju to whole Malaysia. COD only in Keningau, Sabah.

Interested can PM or Whatsapp me +60133114466

Thank you.[attachmentid=7205161][attachmentid=7205163]

WTS Ipod Touch 4th Gen 64GB

nyatio — Sat, 11 Jun 2016 05:33:03 +0800

Item(s): Ipod Touch 4th Generation 64GB

Package includes: Ipod and Charger only

Price: RM450 nego

Warranty: none

Dealing method: COD or Poslaju

Location of seller: Keningau, Sabah

Contact method/details: Pm or better whatsapp me for fast reply +60133114466

Age of item: not sure, 3 years +

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Item(s) conditions: 100% working condition. Minor scratch on the body. There is a "line" scratch on the screen but almost invisible when the screen is on. Touch screen is not affected and in perfect responsive.

Reason for sale: upgrading

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wts apple lightning cable 2METER length

nyatio — Tue, 17 May 2016 19:10:25 +0800

Item(s): original apple lightning cable made by Foxconn (Apple Manufacture)

Package includes: 2 metre apple lightning cable. Very suitable if your bed is far from the wall socket.

Price: RM90 include poslaju

Warranty: none

Dealing method: cod but better poslaju as i am sabahan

Location: keningau, sabah

Contact method/details: pm or whatsaap +60133114466
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Item(s) conditions: new, just open from the parcel

Reason for sale: this is pre-order item. Waited like a few weeks but cant wait so buy new one.
I have 2 units, plan to sell only one, but if u want to buy both,, i will be more than happy

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If buy phone from china got tax or not?

nyatio — Sat, 02 Apr 2016 21:46:59 +0800

Im a big fan of online shopping from aliexpress.com

But never bought a phone before. So i wonder if buying phone from china will got tax when it reach malaysia....???

Buying phones: refurbished VS used?

nyatio — Fri, 01 Apr 2016 10:57:34 +0800

Need to buy phone. I set my budget so that i dont overspending my money.

Between refurbished and used, which one better? Both almost have similar price range, only which one will be the better choice. Help!!

WTS Zerolemon Extended Battery 7500mAh samsung s4

nyatio — Thu, 31 Mar 2016 18:27:58 +0800

Item(s): ORIGINAL ZEROLEMON EXTENDED BATTERY FOR SAMSUNG GALAXY S4

Package includes: Everything inside the box

Price: sold sold sold

Warranty: still have 4 months from Zerolemon Malaysia

Dealing method: Cod keningau sabah / poslaju

Location: sabah

Contact method/details: pm / whatsaap +60133114466
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Item(s) conditions: 9.9/10

Reason for sale: upgrading phone

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How to upload images on MESSAGES?

nyatio — Mon, 28 Mar 2016 15:50:12 +0800

I know how to post photos in "New Topic"

But i dont know how to upload photos in "Messages"

I want to upload screenshot of my payment details to seller, make more details descriptions of the item im interested to buy/sell......etc etc.....but in "Messages"

Help!

Upgrading my streamyx to 4MB?

nyatio — Sun, 27 Mar 2016 20:43:38 +0800

I studied outside malaysia and used to have 2Mbps internet speed.

At my home, we have 1Mbps streamyx. Its too slow......feels like not even 1Mbps.

Asked my mom to upgrade to 4Mbps and she agree.

Im not an expert in internet settings, so if i upgrade my internet speed, should i also upgrade the router. We have the router given by streamyx, the "silver box"

Streamyx is the only option for home internet at my area.

Expert out there, help me!

Wtb compatible earphone for iphone/ipod

nyatio — Sat, 26 Mar 2016 23:58:39 +0800

Bought ibeats by dr dre, but the remote is not functioning with apple. Cannot next prev music

Suggest me other option available. Tq.

Want to take stpm persendirian?

nyatio — Thu, 24 Mar 2016 01:20:34 +0800

My lil cousin would like to take stpm persendirian so i did a little research about stpm. But i dont understand the flow of stpm exam. What is penggal 1, penggal 2, penggal 3? Stpm is different from spm? I thought stpm is just like spm, one time exam in november? Somebody please explain to me. Tq.