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        <title>Lowyat.NET: Latest topics by kelvinfixx</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 16 Apr 2026 15:49:56 +0800</lastBuildDate>
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        <item>
            <title>Car no insurance</title>
            <link>http://forum.lowyat.net/topic/5458073</link>
            <description>What happen if you have no car insurance and knock other car?&lt;br /&gt;&lt;br /&gt;Person knock a car and he doesn&amp;#39;t have road tax hence insurance.&lt;br /&gt;&lt;br /&gt;Now have to burn victim NCB.&lt;br /&gt;&lt;br /&gt;What happen to the person? That person said he doesn&amp;#39;t have money, because working in Masjid?</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 17 May 2024 14:12:15 +0800</pubDate>
        </item>
        <item>
            <title>Fireworks after midnight to be fine RM 10,000</title>
            <link>http://forum.lowyat.net/topic/5439668</link>
            <description>Please tell you father mother, relatives, childrens and friends, fireworks after midnight to be fine RM 10,000.&lt;br /&gt;&lt;br /&gt;Just pray Ti Kong enough, Ti Kong will help you, no need fireworks.&lt;br /&gt;&lt;br /&gt;Anyway I will record down my neighbors behavior tonight with date and time to make to police report.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Police also reminded the public not to play fireworks past midnight, which may cause disturbance or danger to the public.</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 17 Feb 2024 09:17:53 +0800</pubDate>
        </item>
        <item>
            <title>Company ESOS scheme</title>
            <link>http://forum.lowyat.net/topic/5437698</link>
            <description>Does your company offer esos?&lt;br /&gt;&lt;br /&gt;What does the below information mean?&lt;br /&gt;&lt;br /&gt;Offer Date&lt;br /&gt;&lt;br /&gt;1/2/2024&lt;br /&gt;&lt;br /&gt;ESOS Offer Price&lt;br /&gt;&lt;br /&gt;RM0.92&lt;br /&gt;&lt;br /&gt;ESOS Cost&lt;br /&gt;&lt;br /&gt;RM0.38&lt;br /&gt;&lt;br /&gt;If company is not profit, will you take up the offer?</description>
            <author>kelvinfixx</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 06 Feb 2024 16:19:52 +0800</pubDate>
        </item>
        <item>
            <title>Friend&amp;#39;s friend 50K ringgit Japan trip</title>
            <link>http://forum.lowyat.net/topic/5430418</link>
            <description>I have a friend&amp;#39; friend who spend 50k vacation to Japan family trip, 4 people, but he is just a salary man + freelance electrician or full electrician getting some small projects. &lt;br /&gt;&lt;br /&gt;Will you spend that kind of money? or he is spending money that he can&amp;#39;t put into bank?</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 02 Jan 2024 09:52:10 +0800</pubDate>
        </item>
        <item>
            <title>Who is more like PAUS?</title>
            <link>http://forum.lowyat.net/topic/5413766</link>
            <description>If you look at Zionist, they are more like nationalist party that is hiding behind religion, so that they can influence their people for their agenda to have state of Isreal.&lt;br /&gt;&lt;br /&gt;While Hamas is using also religion to influence people to use jihad to fight for their land violently.&lt;br /&gt;&lt;br /&gt;Our homegrown PAUS has very similar agenda from these 2 parties, which is based on religion and nationalism agenda to get vote.</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 14 Oct 2023 11:02:18 +0800</pubDate>
        </item>
        <item>
            <title>I am concern</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Kopitiam</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Tesla Giga factory</title>
            <link>http://forum.lowyat.net/topic/5393394</link>
            <description>Malaysia is the first to help elon musk to give businesses to spacex.&lt;br /&gt;&lt;br /&gt;If Tesla Giga factory coming to Malaysia, Where is it going to be?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Malaysia need to be very corruption free, report all corruption  and ESG don&amp;#39;t simple do mining and cut tree, to attract FDI. Now PH Governance is very important, forget about auto pilot do nothing PN government.&lt;br /&gt;&lt;br /&gt;China, USA. EURO is coming.&lt;br /&gt;Middle east is coming soon.&lt;br /&gt;&lt;br /&gt;Govenment must help all local businesses also, make glove company. chip company to make them export faster now.</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 14 Jul 2023 21:49:24 +0800</pubDate>
        </item>
        <item>
            <title>Have a million ringgit bounty to fight corruption</title>
            <link>http://forum.lowyat.net/topic/5390968</link>
            <description>I would like to suggest this method to encourage more whistle blower to help fight corruption, but does it work, will it backfire.</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 04 Jul 2023 21:42:25 +0800</pubDate>
        </item>
        <item>
            <title>Will PH win in Kedah</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Kopitiam</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Help you to fight inflation.</title>
            <link>http://forum.lowyat.net/topic/5381163</link>
            <description>Hi all today want to teach you and your friend and family to fight inflation that work, but all Malaysian need to do it.&lt;br /&gt;&lt;br /&gt;Now everyone say money not enough, no amount is enough. so I suggest below to help to reduce the inflation:&lt;br /&gt;&lt;br /&gt;1. Eat less outside, cook at home.&lt;br /&gt;2. Boycott expensive shop, stall and restaurant and which also charge 16%.&lt;br /&gt;3. Don&amp;#39;t switch on aircon.  (Good to remove subsidized)&lt;br /&gt;4. Don&amp;#39;t buy expensive car.&lt;br /&gt;5. Don&amp;#39;t buy expensive phone.&lt;br /&gt;6. Don&amp;#39;t drive Jalan Jalan. (Good to remove subsidized)&lt;br /&gt;7. Don&amp;#39;t buy Rm 20 ice cream, slide of cake, and yogurt.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Car like x70, x50, MPV, BMW, Mercedes all drinking petrol like water == subsidized. Full thank already equal 40 motorcycle.</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 22 May 2023 19:38:55 +0800</pubDate>
        </item>
        <item>
            <title>Fuel subsidize based on car if based on income</title>
            <link>http://forum.lowyat.net/topic/5380702</link>
            <description>if  based on income there is a loophole&lt;br /&gt;&lt;br /&gt;if based on car laso got loophole but T20 have to buy second hand Kancil.</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 20 May 2023 14:13:31 +0800</pubDate>
        </item>
        <item>
            <title>Malaysian very rich</title>
            <link>http://forum.lowyat.net/topic/5371080</link>
            <description>Today I saw the mall is full of people, Malay friends are having good time buying a lot of stuffs for Raya, and eating buffet and in restaurant is full during buka puasa.&lt;br /&gt;&lt;br /&gt;Chinese and India is also buying Rm20 ice cream and drinks.&lt;br /&gt;&lt;br /&gt;I saw the car they drive is all big and expensive car BMW Merc Porche .&lt;br /&gt;&lt;br /&gt;So I am not sure why opposition say the current government treated Malay badly.</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 08 Apr 2023 21:41:51 +0800</pubDate>
        </item>
        <item>
            <title>Cancel letter of demand after certain time</title>
            <link>http://forum.lowyat.net/topic/5363297</link>
            <description>Let say a company receive a Letter of Demand.&lt;br /&gt;The company has replied not paying with solid reason in the time given.&lt;br /&gt;Now the demand party has not reply after 1 month, and the company has send a letter after 1 month to ask for the status and is ready for discussion.&lt;br /&gt;&lt;br /&gt;Question is:&lt;br /&gt;&lt;br /&gt;Can the company ask to cease the demand if no reply from the demand party or demand lawyer firm after a time is given? or just leave it alone since no more reply from the demand party?</description>
            <author>kelvinfixx</author>
            <category>Serious Kopitiam</category>
            <pubDate>Sat, 11 Mar 2023 08:27:21 +0800</pubDate>
        </item>
        <item>
            <title>Which you choose?</title>
            <link>http://forum.lowyat.net/topic/5329723</link>
            <description>I hope that we can corrected what youngster has made.&lt;br /&gt;&lt;br /&gt;The above combination is very different, the outcome is very different.&lt;br /&gt;&lt;br /&gt;We want moderate coalition.</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 20 Nov 2022 13:42:23 +0800</pubDate>
        </item>
        <item>
            <title>BN is the kingmaker not GPS</title>
            <link>http://forum.lowyat.net/topic/5329573</link>
            <description>BN is the king maker, Zahid and Najib will be free&lt;br /&gt;&lt;br /&gt;so it&amp;#39;s BN + PN + GPS&lt;br /&gt;&lt;br /&gt;so basically BN win&lt;br /&gt;&lt;br /&gt;Malaysia will be in more extremist country, Malaysian lost.</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 20 Nov 2022 10:08:52 +0800</pubDate>
        </item>
        <item>
            <title>Look like Assmin can win at Gombak</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Kopitiam</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
        </item>
        <item>
            <title>Huawei laptop</title>
            <link>http://forum.lowyat.net/topic/5312829</link>
            <description>Using the Huawei laptop and phone, there is this function called smart charge, is it going to stop charging until a threshold/percentage even the power supply is on? or how does it work?</description>
            <author>kelvinfixx</author>
            <category>Notebook Specific Discussion</category>
            <pubDate>Mon, 26 Sep 2022 20:48:08 +0800</pubDate>
        </item>
        <item>
            <title>Is Assmin involve in corruption case</title>
            <link>http://forum.lowyat.net/topic/5308001</link>
            <description>I just watch Anwar speech, according to him during PH administration, MACC called him up to tell some of his party members are involved in corruption, and he told them to go ahead with investigation but do not harm them if they are innocent. Is that the reason why assmin and gang go against their party leader?</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 09 Sep 2022 16:11:27 +0800</pubDate>
        </item>
        <item>
            <title>How to add extra bid</title>
            <link>http://forum.lowyat.net/topic/5296653</link>
            <description>I have bid a car number for 300, now there is one guy outbid me for 350.&lt;br /&gt;&lt;br /&gt;So now I have to add more 50 for example to increase to 400.&lt;br /&gt;&lt;br /&gt;Should I insert RM 100 to add to existing bid or 400 when adding bid?</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 03 Aug 2022 09:33:31 +0800</pubDate>
        </item>
        <item>
            <title>Make Police Report</title>
            <link>http://forum.lowyat.net/topic/5291754</link>
            <description>‘Buatlah laporan polis beramai-ramai, saya tak takut,’ Najib beritahu Rafizi&lt;br /&gt;&lt;br /&gt;We should make police report for each lie Najis made.&lt;br /&gt;&lt;br /&gt;We know Najis is not afraid because he is protected, but it&amp;#39;s time for Rakyat to force him to keep quiet once and for all.</description>
            <author>kelvinfixx</author>
            <category>Kopitiam</category>
            <pubDate>Sun, 17 Jul 2022 22:24:26 +0800</pubDate>
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