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        <title>Lowyat.NET: Latest topics by abilong</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 07 Jun 2026 14:20:11 +0800</lastBuildDate>
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            <title>CIMB HomeFixed FACILITY/LOAN</title>
            <link>http://forum.lowyat.net/topic/2062173</link>
            <description>to all sifus, please kindly shed some lights on the following package offered by the bank.. is this consider a good rate and offer? what are the other things i need to pay attention on?&lt;br /&gt;&lt;br /&gt;&lt;u&gt;HomeFixed&lt;/u&gt;&lt;br /&gt;Type of Loan : Term Loan (TL) Facility&lt;br /&gt;Fixed Rate 4.50% p.a (3 years lock in)&lt;br /&gt;Base Lending Rate -2.2% p.a 4th years till settlement of the account&lt;br /&gt;&lt;br /&gt;Tier	Interest Rate		Effective Lending Rate&lt;br /&gt;Tier 1	Fixed Rate 4.50%		4.50%&lt;br /&gt;Last Tier	Base Lending Rate -2.2%	4.40%&lt;br /&gt;&lt;br /&gt;Early settlement penalty: 2.00% on approved HomeFixed amount&lt;br /&gt;&lt;br /&gt;</description>
            <author>abilong</author>
            <category>Property Talk</category>
            <pubDate>Fri, 07 Oct 2011 23:02:45 +0800</pubDate>
        </item>
        <item>
            <title>Need advice on lawyer service</title>
            <link>http://forum.lowyat.net/topic/2050434</link>
            <description>To all sifus, &lt;br /&gt;&lt;br /&gt;If I am buying a property from an agency, is it better to use the agency lawyer or engage my own lawyer? If find own lawyer outside, will it delay the process? Please help</description>
            <author>abilong</author>
            <category>Property Talk</category>
            <pubDate>Wed, 28 Sep 2011 17:14:05 +0800</pubDate>
        </item>
        <item>
            <title>15x55 DSL 320K Puchong Jaya... Good buy?</title>
            <link>http://forum.lowyat.net/topic/2041371</link>
            <description>15x55 DSL 320K in Puchong Jaya... Good buy for own stay? &lt;br /&gt;&lt;br /&gt;How many % I can withdraw from EPF acc 2 for first house?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>abilong</author>
            <category>Property Talk</category>
            <pubDate>Wed, 21 Sep 2011 12:58:45 +0800</pubDate>
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