http://forum.lowyat.net/ Sat, 13 Jun 2026 03:10:04 +0800 FeedCreator 1.7.2 http://forum.lowyat.net/topic/4734722 Now in order to use online banking, most banks require us to have an ATM card/Debit card to register online banking.<br />Most banks charge RM8 - RM12 for an ATM/Debit card.<br />If we use 3 banks&#39;s online banking, we will be charged at least RM 24 per year.<br /><br />Can anybody share how to use online banking for no charge?<br /><br />Affin Bank:<br />I know Affin bank provides free internet banking that does not require to have an ATM/Debit card.<br />Request a free virtual card (paper quality) from Affin counter will do it. Very simple<br /><br />May Bank:<br />Saving account<br />No annual fee for ATM/Debit card<br />Can use CIMBClick internet banking<br />Max 4 withdrawals per month<br /><br />CIMB Bank<br />Saving account<br />So far no annual fee for ATM/Debit card<br />Can use internet banking<br />Max 8 ATM withdrawals, 9th withdrawal will charge RM 0.50<br />Max 6 OTC withdrawals, 7th withdrawal will charge RM 5.00<br /><br />AM Bank<br />Saving account<br />Charge RM 8 per year for ATM/Debit card<br /><br />Bank Rakyat<br />Saving account<br />Charge RM 8 per year for ATM/Debit card<br /><br />RHB Bank <br />Saving account<br />Charge RM 8 per year for ATM/Debit card<br /><br />Bank Muamalat<br />Saving account<br />Charge RM 12 per year for ATM/Debit card<br /><br />Bank Islam<br />Saving account<br />Charge RM 8 per year for ATM/Debit card<br /><br />I heard Public bank provides internet banking without ATM/Debit card..? BoomChaCha Finance, Business and Investment House Thu, 07 Feb 2019 20:58:52 +0800 http://forum.lowyat.net/topic/2496394 I just get to know one man who is a Tengku, how should I call him?<br />Should I call him Tengku?<br /><br />By already knowing that he is a Tengku, if I don&#39;t call him Tengku, but call<br />him Encik Fuad, is it no manners?<br /><br />What is the proper and polite way to address a Tengku?<br />Is it a necessary to call him Tengku?<br /><br />A Tengku is a relative from a royal family, right?<br /><br />Anybody know what kind of royal relationship will be called Tengku? BoomChaCha Cupid&#39;s Corner Wed, 05 Sep 2012 03:50:59 +0800 http://forum.lowyat.net/topic/2024147 Can somebody recommend Malaysian made good, reliable and cheap toilet bowl?<br /><br />What do you think of Cerasan or Sama toilet bowl?<br /><br />Are they good? Are they easy to find spare parts?<br /><br />Thank you BoomChaCha Home Renovations and Interior Design Wed, 07 Sep 2011 02:05:08 +0800