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        <title>Lowyat.NET: Latest topics by melvin90</title>
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        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Thu, 18 Jun 2026 05:04:16 +0800</lastBuildDate>
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            <title>Bayaran Balik Biasiswa PILN JPA</title>
            <link>http://forum.lowyat.net/topic/3735198</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;I have some questions regarding breaking bond with JPA and paying back the money that govt have spent on my education. Hope some one with experience or insights could help.  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;I&amp;#39;ve completed my A-Levels locally and Bachelor of Dental Surgery degree from India, thanks to the govt and the people for this generous scholarship. I have not begun working for the govt, still waiting for interview etc. As far as I know, I have a 10-year bond with the govt and if I were to break the bond, I have to pay back all the amount that was being spent on my education, which would be around RM450k.  &lt;!--emo&amp;:omg:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/ohmy.gif' border='0' style='vertical-align:middle' alt='ohmy.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;I&amp;#39;d like to ask how does this work? Do I have to pay back a lump sum (which I&amp;#39;m not able to) or do I have the option of paying back by monthly installments? If so, how much do I have to pay per month and for how long?  &lt;!--emo&amp;:blink:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blink.gif' border='0' style='vertical-align:middle' alt='blink.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;I hope someone could answer my queries. Any input would be much appreciated&amp;#33;  &lt;!--emo&amp;:respect:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/notworthy.gif' border='0' style='vertical-align:middle' alt='notworthy.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>melvin90</author>
            <category>Education Essentials</category>
            <pubDate>Tue, 06 Oct 2015 13:02:37 +0800</pubDate>
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