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        <title>Lowyat.NET: Latest topics by esdee</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 28 Jun 2026 12:41:58 +0800</lastBuildDate>
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            <title>GREAT EASTERN Million Limit Standalon Medical Card</title>
            <link>http://forum.lowyat.net/topic/4628464</link>
            <description>[center]&lt;img src='https://greateastern3lions.com/wp-content/uploads/2017/06/gel.jpg' border='0' alt='user posted image' /&gt;[/center]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;HAVE YOU GOT YOUR MILLION RINGGIT LIMIT MEDICAL CARD YET?&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:11pt;line-height:100%'&gt;NOT YET? Fret not as &lt;b&gt;&lt;span style='color:red'&gt;Great Eastern&lt;/span&gt;&lt;/b&gt; , Malaysia&amp;#39;s &lt;u&gt;largest&lt;/u&gt; and &lt;u&gt;longest&lt;/u&gt; life insurance company, has made it possible for everyone to own it at the &lt;u&gt;&lt;span style='color:blue'&gt;lowest possible price&lt;/span&gt;&lt;/u&gt; &amp;#33;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;WHY NEED MILLION RINGGIT LIMIT MEDICAL CARD?&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:9pt;line-height:100%'&gt;Having high medical bills can cause you and your loved ones financial stress and worry when faced with an unfortunate event. Therefore, it is crucial to have enough medical protection to ensure that you and your loved ones will not be financially burdened should the unexpected happen. Please click on each spoiler below for more information on medical cost in Malaysia.&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('e5c1e7f24d4b3d2dd8a85f3c9ce22943')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;e5c1e7f24d4b3d2dd8a85f3c9ce22943&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='https://www.howtofinancemoney.com/wp-content/uploads/2016/11/medical-costs-inflation-in-malaysia-1.png' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt; &lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('618e3cfa473d9d6dc07c3661cd264e2b')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;618e3cfa473d9d6dc07c3661cd264e2b&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='https://www.imoney.my/articles/wp-content/uploads/2016/02/Mini-Infographic-Is-Your-Medical-Insurance-Plan-Sufficient-For-The-Big-C-1.png' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt; &lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('aef9db21c8ceb58ec142dcd4622bda0a')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;aef9db21c8ceb58ec142dcd4622bda0a&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='https://todaymiddleware.mims.com/resource/image/8de73515-8fc8-4b12-8335-a68e011d6f4f/OriginalThumbnail/THUMBNAIL_Untitled1.png' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt; &lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('4ce868d47597df8e18ef099cae2e0adc')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;4ce868d47597df8e18ef099cae2e0adc&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='https://lh6.googleusercontent.com/-A7RUeNMP2nI/TX9pYcVdeYI/AAAAAAAAADw/QzeQvQFmI2o/s1600/keratan-akhbar-prudential-medical-card-barah-rawar-rm300000.jpg' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt; &lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;HOW GREAT EASTERN MAKE IT AFFORDABLE FOR ALL?&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:9pt;line-height:100%'&gt;Introducing &lt;b&gt;&lt;u&gt;Great Medic Xtra + Great Extender&lt;/u&gt;&lt;/b&gt; which offers you a comprehensive medical plan with no co-insurance, providing you the protection you need against high medical cost now and future. The plan helps you to be financially protected with an Overall Annual Limit of up to RM1,760,000, depending on your selected plan, with no Overall Lifetime Limit.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;u&gt;&lt;b&gt;&lt;span style='font-size:10pt;line-height:100%'&gt;KEY BENEFITS&lt;/span&gt;&lt;/b&gt;&lt;/u&gt; &lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:10pt;line-height:100%'&gt;1) Covers Up to &lt;b&gt;&lt;span style='color:blue'&gt;&lt;span style='font-size:11pt;line-height:100%'&gt;RM1,760,000 annual limit&lt;/span&gt;&lt;/span&gt;&lt;/b&gt; (Depends on selected plan)&lt;br /&gt;2) Annual limit renewable every year up to age 99 next birthday with no life time limit &lt;br /&gt;3) &lt;b&gt;&lt;u&gt;Premium&lt;/u&gt;&lt;/b&gt; starts from as low as &lt;b&gt;&lt;span style='color:blue'&gt;&lt;span style='font-size:11pt;line-height:100%'&gt;RM800 per year&lt;/span&gt;&lt;/span&gt;&lt;/b&gt; (Depends age)&lt;br /&gt;4) No co-insurance&lt;br /&gt;5) Anyone from age 30 months to age 70 can apply for this medical card&lt;br /&gt;6) International emergency medical assistance service anywhere in the world&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;img src='https://www.greateasternlife.com/my/en/personal-insurance/find-the-right-plan/protect-myself-and-family/health-protection/great-medic-xtra-great-extender/_jcr_content/keybenefits.image4.0.0.png' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;WHO TO CONTACT?&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:10pt;line-height:100%'&gt;My name is &lt;b&gt;&lt;span style='color:blue'&gt;&lt;span style='font-size:11pt;line-height:100%'&gt;STANLEY&lt;/span&gt;&lt;/span&gt;&lt;/b&gt; and I am a Life Planning Advisor. My mission is to be the most trustable and reliable life planning advisor to my client. My core value in my business is integrity and professionalism. You can call me or whatsapp me at &lt;b&gt;&lt;span style='color:blue'&gt;&lt;span style='font-size:11pt;line-height:100%'&gt;011-59211598&lt;/span&gt;&lt;/span&gt;&lt;/b&gt; for more urgent info. Alternatively you can also PM me and I will reply to you as soon as I read your message. &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Disclaimer&lt;/b&gt; &lt;br /&gt;&lt;i&gt;Great Medic Xtra is a non-participating stand-alone medical plan and Great Extender is an optional medical rider attachable to the Great Medic Xtra. Both plans may be renewed until the Life Assured reaches age 99 years old next birthday. You should satisfy yourself that the plan(s) will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the newly purchased Medical and Health Insurance product (MHI). If the policy is returned to the Company during this period, the full premium would be refunded to the policy owner. &lt;br /&gt;Upon cancellation of the policy, the policy owner is entitled for a proportionate refund (where applicable) of the last premium paid, provided no claims have been made during the policy year. If you switch your medical policy/rider from one company to another or if you exchange your current medical policy/rider with another medical policy/rider within the same company, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of policy switching or replacement. &lt;br /&gt;The above is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet, consumer education booklet on MHI and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted above are not exhaustive. Great Eastern Life reserves the right to revise the benefit structure and restrictions/limitations for this plan by giving at least 30 days&amp;#39; notice. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life.&lt;/i&gt;</description>
            <author>esdee</author>
            <category>Services Noticeboard</category>
            <pubDate>Mon, 30 Jul 2018 23:21:29 +0800</pubDate>
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        <item>
            <title>Sonata EF gearbox problem</title>
            <link>http://forum.lowyat.net/topic/3099650</link>
            <description>Hi, I own a Sonata EF 2.0 n currently is facing gearbox problem. Yesterday as i accelerate, it suddenly slip from 1st gear to 3rd gear, check engine light suddenly on n the gear stayed at 3rd gear until now. Fyi, I just change ATF oil about 5months ago n now the oil is still in good level n color. I am so worried tht I have to chsnge my whole box. Please any expert can advise. If can recommend me a good n reasonable price specialist. I stayed in Klang n my car currently cant drive far</description>
            <author>esdee</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Tue, 14 Jan 2014 11:16:31 +0800</pubDate>
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            <title>Watchout for jamebertley1980@gmail.com - SCAMMER&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/2646377</link>
            <description>Hi all,&lt;br /&gt;The purpose of this thread is actually to give a heads up to all people who is planning to sell handphone online (especially firstimer). Recently, I just posted an advert in mobile88.com to sell my rather cheap nokia phone and waited for a few days to see if anyone could have shown interest on the phone. 3days passed no one actually contacted me until the 4th day, recieve an email from jamebertley1980@gmail.com saying that he is interested to buy my phone. My first question to him is asking where is his location and to my surprise, below is his answer:&lt;br /&gt;&lt;br /&gt;&amp;quot;Hi&amp;#33; I&amp;#39;m living in the UK with my family and my mobile is +447024069817. please at what condition is the phone? i need to know the present condition and if all the accessories are intact because i am buying it for my grandson as a birthday present.&amp;quot;&lt;br /&gt;&lt;br /&gt;So I replied,&amp;quot;Wow, UK is so far away.  I am not sure if you aware that I am actually from Malaysia and in order to sell to you, postage price will need to be incurred which I think may not be worth it for you compare to purchase a new one in UK itself. Anyway, this is just my thoughts and if you still interested to go on with my phone, I can arrange and let you know the postage price. Kindly advise. Thank you&amp;quot;&lt;br /&gt;&lt;br /&gt;And he replied,&amp;quot;Okay&amp;#33; Thanks for keeping me updated, please do understand that i really want the phone for him before the due date of his birthday because he&amp;#39;s working on a project right now in West africa. let me know how much dhl express would charge for shipment. His birthday is on the 12th of next month and the shipping info is&lt;br /&gt;16 madarikan street, alake idimu&lt;br /&gt;Lagos - 23401, Nigeria&lt;br /&gt;Please inquire from dhl and let me know the cost of shipment so that i can send the money to you.&amp;quot;&lt;br /&gt;&lt;br /&gt;Anything like a scam? Seriously, he sounded kinda genuine (at least for me). The only thing is His persistence that makes me rather suspicious over him. It really doesnt make sense, why on earth will anyone want to buy a cheap phone (below RM300) from Malaysia and then ship to Nigeria for God sake. Mind you, I have actually call up DHL simply to check what is the price incur for this kind of shipment and guess what....a massive RM446 excluding insurance.&lt;br /&gt;&lt;br /&gt;That is when I start to search &amp;#39;James Bertley&amp;#39; online and true enough he is a scammer. A victim in Singapore had fall prey to this guy on Sept 2012 and wrote in a forum about it. Click &lt;a href='http://sgforums.com/forums/8/topics/458736' target='_blank'&gt;&lt;u&gt;here&lt;/u&gt;&lt;/a&gt; to go to the forum. Thanks to this victim for doing so which not only save me but also I believe to many others that search him online. That is also part of the reason why I am writing in LYN forum to make this JAMES BERTLEY famous. Now he is hidden in second page of google search. With more forum about him, hopefully he will rank front page. Let&amp;#39;s beware&amp;#33; &lt;br /&gt;&lt;br /&gt;</description>
            <author>esdee</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Fri, 28 Dec 2012 22:33:08 +0800</pubDate>
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