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        <title>Lowyat.NET: Latest topics by hlyh1230</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sat, 06 Jun 2026 13:12:56 +0800</lastBuildDate>
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        <item>
            <title>P2P Platform: Moneysave.com.my</title>
            <link>http://forum.lowyat.net/topic/5014887</link>
            <description>Hi, I don&amp;#39;t see anyone&amp;#39;s posted this P2P platform Moneysave, so I&amp;#39;d like to hear more from you if you&amp;#39;ve dealt with it:&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.theedgemarkets.com/article/cover-storynew-p2p-platform-offers-different-approach' target='_blank'&gt;https://www.theedgemarkets.com/article/cove...ferent-approach&lt;/a&gt;</description>
            <author>hlyh1230</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 21 Aug 2020 23:43:41 +0800</pubDate>
        </item>
        <item>
            <title>Villa Mas Ewani</title>
            <link>http://forum.lowyat.net/topic/4886910</link>
            <description>Hi, wanna ask if anyone here knows the history of block 123? All Google search results only show block 121...</description>
            <author>hlyh1230</author>
            <category>Property Talk</category>
            <pubDate>Sat, 04 Jan 2020 11:32:09 +0800</pubDate>
        </item>
        <item>
            <title>Bruker Penang Review</title>
            <link>http://forum.lowyat.net/topic/4753000</link>
            <description>Hi, is anyone here working at Bruker Penang? would like to know the benefits over there. Thanks&amp;#33;</description>
            <author>hlyh1230</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sat, 16 Mar 2019 12:38:52 +0800</pubDate>
        </item>
        <item>
            <title>Eligibility of Pr1ma House</title>
            <link>http://forum.lowyat.net/topic/4705440</link>
            <description>Hi folks,&lt;br /&gt;&lt;br /&gt;just a quick check with you all, I&amp;#39;ve been planning to purchase my first house with Pr1ma scheme. However my mom has transferred her house ownership to me &amp;amp; my sister. so am i still eligible to apply for Pr1ma?&lt;br /&gt;&lt;br /&gt;*note: i&amp;#39;m aware that pr1ma applicant must not own more than 2 properties to apply.</description>
            <author>hlyh1230</author>
            <category>Property Talk</category>
            <pubDate>Sun, 09 Dec 2018 18:24:59 +0800</pubDate>
        </item>
        <item>
            <title>Company CNY Angpow</title>
            <link>http://forum.lowyat.net/topic/4517376</link>
            <description>Hello, does your company give you angpow for the CNY? If so how much did you receive?</description>
            <author>hlyh1230</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 04 Feb 2018 11:07:28 +0800</pubDate>
        </item>
        <item>
            <title>Freelance Job Advice</title>
            <link>http://forum.lowyat.net/topic/4361644</link>
            <description>Hi, I have signed up a few online freelance sites such as Upwork. But till now I have yet to secure any assignment. Is there any sifu that can guide me here?&lt;br /&gt;I&amp;#39;d like to build up my portfolio here. Thanks&amp;#33;&lt;br /&gt;</description>
            <author>hlyh1230</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sun, 16 Jul 2017 17:47:45 +0800</pubDate>
        </item>
        <item>
            <title>Salary Increment Rate for New Job</title>
            <link>http://forum.lowyat.net/topic/4248470</link>
            <description>hi, how much increment normally would you consider when looking out for new job?&lt;br /&gt;in my case, design engineering...&lt;br /&gt;&lt;br /&gt;</description>
            <author>hlyh1230</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Wed, 05 Apr 2017 00:28:39 +0800</pubDate>
        </item>
        <item>
            <title>Site Engineer Salary?</title>
            <link>http://forum.lowyat.net/topic/4225305</link>
            <description>what is the typical starting salary for site engineer?&lt;br /&gt;i received an offer from marine construction company, which now is having land reclamation project.&lt;br /&gt;i&amp;#39;m working in marine engineering firm now, but i have no direct experience in this field before. &lt;br /&gt;hence would like to get opinion from you guys. &lt;!--emo&amp;:)--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/smile.gif' border='0' style='vertical-align:middle' alt='smile.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>hlyh1230</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 16 Mar 2017 23:23:29 +0800</pubDate>
        </item>
        <item>
            <title>Does Medical Card Have Guaranteed Surrender Value?</title>
            <link>http://forum.lowyat.net/topic/4224189</link>
            <description>Hi, i&amp;#39;m very new in this insurance thingy. would like to know if there is guaranteed surrender value for standalone medical card?&lt;br /&gt;&lt;br /&gt;how about investment-linked insurance with medical rider?&lt;br /&gt;&lt;br /&gt;need your guidance on this, thanks&amp;#33;</description>
            <author>hlyh1230</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 15 Mar 2017 22:05:26 +0800</pubDate>
        </item>
        <item>
            <title>Enplas Semiconductor Peripherals</title>
            <link>http://forum.lowyat.net/topic/4220213</link>
            <description>hi, has anyone heard of this company at Penang?&lt;br /&gt;wants to know the working culture n benefits there...</description>
            <author>hlyh1230</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sat, 11 Mar 2017 17:20:04 +0800</pubDate>
        </item>
        <item>
            <title>Career Path in Marine/Offshore Engineering</title>
            <link>http://forum.lowyat.net/topic/3811199</link>
            <description>Hi everyone, i have posted this topic when I was just graduated. I have worked for 1 year ++ in an marine/offshore engineering firm (subsidiary of Singaporean shipyard company) at Penang. So far everything&amp;#39;s okay, with different job scopes during my work time. &lt;br /&gt;&lt;br /&gt;Now that I realize there is only so much I could learn at this company, I do not foresee further career opportunity if I were to work for next 2 years. Since there is no other similar company in northern area, I guess my options are only available at southern area/Singapore?&lt;br /&gt;&lt;br /&gt;Anyone from similar field can give advice to this junior here?</description>
            <author>hlyh1230</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 21 Dec 2015 03:27:49 +0800</pubDate>
        </item>
        <item>
            <title>Unclaimed Money Registrar</title>
            <link>http://forum.lowyat.net/topic/3741795</link>
            <description>hi, i need to claim my late father&amp;#39;s unclaimed cheques. inside checklist of uma-7 there&amp;#39;s one certified bank statement.&lt;br /&gt;&lt;br /&gt;currently i have monthly bank statement, can it be considered as certified?</description>
            <author>hlyh1230</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 12 Oct 2015 22:54:37 +0800</pubDate>
        </item>
        <item>
            <title>EM ME SIM LOCK</title>
            <link>http://forum.lowyat.net/topic/3479716</link>
            <description>hi,can i uninstall this from my phone? will it affect anything in my phone function?</description>
            <author>hlyh1230</author>
            <category>Android</category>
            <pubDate>Sat, 24 Jan 2015 17:25:49 +0800</pubDate>
        </item>
        <item>
            <title>Difference between Unit Trust &amp;amp; Mutual Fund</title>
            <link>http://forum.lowyat.net/topic/3459724</link>
            <description>recently, I searched online regarding difference between these 2 financial instruments. because I saw a video of that in youtube.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;can anyone enlighten me of their difference?</description>
            <author>hlyh1230</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 04 Jan 2015 15:13:17 +0800</pubDate>
        </item>
        <item>
            <title>ATM Withdrawal Charges</title>
            <link>http://forum.lowyat.net/topic/3389071</link>
            <description>I received am email from OCBC, stating that their MEPS ATM free withdrawal limit will be reduced to 2 times per month.&lt;br /&gt;Every subsequent withdrawal will cost RM1.&lt;br /&gt;&lt;br /&gt;By this statement, if I go to OCBC ATM to withdraw money for the 3rd time, I will be charged RM1 already?&lt;br /&gt;&lt;br /&gt;What is the structure of ATM charges for other banks?&lt;br /&gt;e.g.:Maybank, CIMB,Public Bank,etc..&lt;br /&gt;&lt;br /&gt;</description>
            <author>hlyh1230</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 25 Oct 2014 10:34:55 +0800</pubDate>
        </item>
        <item>
            <title>Design Engineering</title>
            <link>http://forum.lowyat.net/topic/3389057</link>
            <description>anyone here is familiar with design engineering? here i&amp;#39;m specifying mechanical design engineering.&lt;br /&gt;&lt;br /&gt;after working for more than 3 months, i think i wanna change my career path to this.&lt;br /&gt;&lt;br /&gt;just share your thoughts here, thanks&amp;#33;</description>
            <author>hlyh1230</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sat, 25 Oct 2014 10:15:59 +0800</pubDate>
        </item>
        <item>
            <title>Marine/ OnG Career in Msia</title>
            <link>http://forum.lowyat.net/topic/3358261</link>
            <description>Currently I work in a design firm that provides engineering layout design for oil rig/ship. Just wondering is there any career prospect in marine,or better still OnG field in Msia( if possible in Penisular )?&lt;br /&gt;&lt;br /&gt;Currently my position is 100% office work,though given the title of Engineer &lt;!--emo&amp;:omg:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/ohmy.gif' border='0' style='vertical-align:middle' alt='ohmy.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;My dilemma is,  my parent company is based in Singapore( shipyard company). I might hop to there after some time in future la, just want to know whether in Msia still hv other company i could think of..&lt;br /&gt;&lt;br /&gt;Appreciate yr advices, thx ya~</description>
            <author>hlyh1230</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Tue, 23 Sep 2014 21:51:55 +0800</pubDate>
        </item>
        <item>
            <title>Engineering Design related jobs</title>
            <link>http://forum.lowyat.net/topic/3252148</link>
            <description>i&amp;#39;m from mechanical engineering background. wanna join in design related engineering field.&lt;br /&gt;&lt;br /&gt;but i&amp;#39;m unsure where can i get this opportunity in northern region.&lt;br /&gt;&lt;br /&gt;any opinion?</description>
            <author>hlyh1230</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 09 Jun 2014 15:12:59 +0800</pubDate>
        </item>
        <item>
            <title>Means of Investment for Beginner</title>
            <link>http://forum.lowyat.net/topic/3251557</link>
            <description>hi, i&amp;#39;d like to ask what are the available investment tools with a saving of few thousand ringgit?&lt;br /&gt;(besides FD)&lt;br /&gt;bcoz i feel like dun wanna put all my savings just in FD, so any thoughts?&lt;br /&gt;&lt;br /&gt;thank you~</description>
            <author>hlyh1230</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Mon, 09 Jun 2014 00:57:42 +0800</pubDate>
        </item>
        <item>
            <title>Buy 2nd Hand Car</title>
            <link>http://forum.lowyat.net/topic/3250807</link>
            <description>hi, i&amp;#39;m living at the northern region, where i need a transportation .&lt;br /&gt;so my initial plan as a fresh grad is to get a cheap, reliable car for daily work usage.&lt;br /&gt;&lt;br /&gt;my allocated budget is around rm8k, so i need to get opinions from you guys which car is usually less problematic/easy to get spare parts.&lt;br /&gt;&lt;br /&gt;car age is not my primary consideration; and from the simple search at mudah.my , &lt;br /&gt;the cars that fall under rm8k budget :&lt;br /&gt;1.proton saga/iswara&lt;br /&gt;2.toyota corolla le&lt;br /&gt;3.kancil (although petrol saving, not opting it coz too small)&lt;br /&gt;4.nissan sunny&lt;br /&gt;5.hyundai/inokom atos&lt;br /&gt;6.proton savvy&lt;br /&gt;7.naza sutera&lt;br /&gt;8.proton wira&lt;br /&gt;&lt;br /&gt;so guys, which car is easy to maintain?  &lt;!--emo&amp;:hmm:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/hmm.gif' border='0' style='vertical-align:middle' alt='hmm.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>hlyh1230</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Sun, 08 Jun 2014 09:59:38 +0800</pubDate>
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