<?xml version="1.0" encoding="utf-8"?>
<!-- generator="FeedCreator 1.7.2" -->
<rss version="2.0">
    <channel>
        <title>Lowyat.NET: Latest topics by Ren Mihashi</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 14 Jul 2026 23:17:18 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Car Loan for Second Hand Car</title>
            <link>http://forum.lowyat.net/topic/4957639</link>
            <description>Hi Guys&lt;br /&gt;&lt;br /&gt;I am not sure if there is any other topic on this but if yes, please guide me to there&lt;br /&gt;&lt;br /&gt;This is the first time i involved in the second hand car purchase.&lt;br /&gt;&lt;br /&gt;I am in the midst of the process and the loan was approved before MCO at interest rate of 3.3% for the 2018 car.&lt;br /&gt;&lt;br /&gt;I received the letter of  undertaking but I didn&amp;#39;t agree or sign any document for this Hire Purchase.&lt;br /&gt;&lt;br /&gt;My question is &lt;br /&gt;&lt;br /&gt;- is 3.3% consider high for second hand loan? My friend got 2.3% for a new car but tak kan the diff is so big&lt;br /&gt;- can i negotiate with the bank in view of the current OPR Cut? Tried to call the Manager but the Manager i say waiting for HQ instruction and cant commit anything</description>
            <author>Ren Mihashi</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 08 May 2020 10:51:20 +0800</pubDate>
        </item>
    </channel>
</rss>
