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        <title>Lowyat.NET: Latest topics by inthezone</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 08 Jun 2026 13:45:59 +0800</lastBuildDate>
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            <title>Tarot Reading - Focus of The Week</title>
            <link>http://forum.lowyat.net/topic/5514061</link>
            <description>𝐅𝐨𝐜𝐮𝐬 𝐨𝐟 𝐭𝐡𝐞 𝐖𝐞𝐞𝐤: 𝐌𝐚𝐫𝐜𝐡 𝟏𝟕, 𝟐𝟎𝟐𝟓 – 𝐌𝐚𝐫𝐜𝐡 𝟐𝟑, 𝟐𝟎𝟐𝟓&lt;br /&gt;本周焦点：𝟐𝟎𝟐𝟓年𝟑月𝟏𝟕日至𝟐𝟎𝟐𝟓年𝟑月𝟐𝟑日&lt;br /&gt;&lt;br /&gt;𝐂𝐚𝐫𝐝 𝐨𝐟 𝐭𝐡𝐞 𝐖𝐞𝐞𝐤: 𝐊𝐢𝐧𝐠 𝐨𝐟 𝐂𝐮𝐩𝐬 𝐑𝐞𝐯𝐞𝐫𝐬𝐞𝐝&lt;br /&gt;本周塔罗：圣杯国王（逆位）&lt;br /&gt;&lt;br /&gt;When Did the World Start Overlooking the True Experts? 🤨&lt;br /&gt;真正的行家，何时开始被世界忽视？🤨&lt;br /&gt;Empty voices flood the space. &lt;br /&gt;Superficial confidence dominates. &lt;br /&gt;Decisions are swayed by those who simply know how to sound convincing. &lt;br /&gt;Yet, amidst all this noise, those with real depth, real skill, and real wisdom remain unseen.🫠&lt;br /&gt;&lt;br /&gt;言之无物者遍地横行，&lt;br /&gt;浮夸自信者轻易取信于人，&lt;br /&gt;人们的选择，竟然受制于那些擅长包装自己的人。&lt;br /&gt;然而，在这喧嚣之中，真正有深度、有才华、有智慧的人，却仍然不被看见。🫠&lt;br /&gt;&lt;br /&gt;𝐊𝐢𝐧𝐠 𝐨𝐟 𝐂𝐮𝐩𝐬 𝐑𝐞𝐯𝐞𝐫𝐬𝐞𝐝: 𝐖𝐡𝐚𝐭 𝐊𝐞𝐞𝐩𝐬 𝐘𝐨𝐮 𝐢𝐧 𝐭𝐡𝐞 𝐒𝐡𝐚𝐝𝐨𝐰𝐬?&lt;br /&gt;圣杯国王（逆位）：是什么让您停滞不前？&lt;br /&gt;&lt;br /&gt;This is not a matter of intelligence or capability.&lt;br /&gt;The world does not naturally reward the most competent—&lt;br /&gt;It rewards those who dare to step forward.&lt;br /&gt;Being good at what you do has never been the issue.&lt;br /&gt;The issue is: are you VISIBLE? 🔎&lt;br /&gt;&lt;br /&gt;这不是能力的问题，&lt;br /&gt;更不是才华的问题。&lt;br /&gt;世界从来不会自动优待最有实力的人——&lt;br /&gt;它优待的是那些愿意站出来的人。&lt;br /&gt;所以，真正的问题不是您是否足够优秀，&lt;br /&gt;而是，您的价值，世人可曾看见？🔎&lt;br /&gt;&lt;br /&gt;The World Needs Experts Like You.&lt;br /&gt;世界需要真正的行家——就像您。&lt;br /&gt;&lt;br /&gt;❌Not those who fabricate expertise.&lt;br /&gt;❌Not those who thrive on illusion.&lt;br /&gt;❌Not those who sell empty promises.&lt;br /&gt;But those who possess real skill, create real impact, and bring real transformation.&lt;br /&gt;&lt;br /&gt;❌不是那些虚张声势之人，&lt;br /&gt;❌不是那些靠幻象取胜之人，&lt;br /&gt;❌更不是那些说得漂亮却毫无深度之人。&lt;br /&gt;而是那些真正有能力、能带来改变，并赋予世界新价值之人。&lt;br /&gt;&lt;br /&gt;Yet, why does the world not recognize your brilliance?&lt;br /&gt;Why are your skills, wisdom, and experience still not given the space they deserve?&lt;br /&gt;&lt;br /&gt;然而，为何您的光芒依然被世界忽略？&lt;br /&gt;您的才能、智慧、经验，为何迟迟未获应有的位置？&lt;br /&gt;&lt;br /&gt;𝐓𝐡𝐢𝐬 𝐖𝐞𝐞𝐤: 𝐀𝐬𝐤 𝐘𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐓𝐡𝐞𝐬𝐞 𝐐𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬.&lt;br /&gt;本周：请问问自己。&lt;br /&gt;&lt;br /&gt;💡What is keeping you from stepping forward?&lt;br /&gt;💡If your expertise were fully recognized, how different would life be?&lt;br /&gt;💡Who benefits from your hesitation?&lt;br /&gt;&lt;br /&gt;💡是什么，让您迟迟未能走向舞台？&lt;br /&gt;💡若您的才华得以展现，人生又会是何等光景？&lt;br /&gt;💡您的犹豫，究竟成全了谁？&lt;br /&gt;&lt;br /&gt;And the most crucial question:&lt;br /&gt;💡How much longer are you willing to wait?&lt;br /&gt;&lt;br /&gt;而最值得深思的是：&lt;br /&gt;💡再等下去，代价又是什么？&lt;br /&gt;&lt;br /&gt;𝐂𝐥𝐚𝐫𝐢𝐭𝐲. 𝐂𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐜𝐞. 𝐀𝐝𝐚𝐩𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲.&lt;br /&gt;These are the keys to breaking free from stagnation, facing challenges head-on, and staying ahead in life. Yet, awareness alone won’t create change. The real question is: What’s your next move?&lt;br /&gt;🔮 A session with us isn’t just a tarot reading—it’s an awakening.&lt;br /&gt;✔ Reveal hidden obstacles and gain clear direction.&lt;br /&gt;✔ Identify the key turning points for transformation.&lt;br /&gt;✔ Connect with the right people who can truly support you.&lt;br /&gt;✔ Recognize life’s subtle signs and seize opportunities.&lt;br /&gt;✔ Turn awareness into decisive action.&lt;br /&gt;Your potential isn’t the issue. The real question is:&lt;br /&gt;Are you ready to take control of your destiny？&lt;br /&gt;&lt;br /&gt;洞察 · 自信 · 适应力&lt;br /&gt;这是打破瓶颈、迎难而上、立于不败之地的关键。 但光有觉悟还不够，真正的问题是：下一步该怎么走？&lt;br /&gt;🔮 这不仅仅是一场塔罗阅读，而是一场深度觉醒。&lt;br /&gt;✔ 拆解隐藏阻碍，让方向豁然开朗。&lt;br /&gt;✔ 找出突破现状的关键节点，助您扭转乾坤。&lt;br /&gt;✔ 指引您如何联结真正能助您一臂之力的人。&lt;br /&gt;✔ 洞悉命运暗示，把握人生转机。&lt;br /&gt;✔ 将认知转化为行动，真正改变现状。&lt;br /&gt;您的实力毋庸置疑，真正的问题是——&lt;br /&gt;您何时让世界看见您的真正价值？&lt;br /&gt;&lt;br /&gt;📌 Book a Transformational Tarot Session with us now: www.jwrtarot.com&lt;br /&gt;📌 立即预约您的专属塔罗指引： www.jwrtarot.com&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;满怀爱意,&lt;br /&gt;Just Within Reach Malaysia and Singapore &lt;br /&gt;Reaching Out, Touching Lives&lt;br /&gt;与人接触，感动生命&lt;br /&gt;www.jwrtarot.com&lt;br /&gt;#KingOfCupsReversed #FocusOfTheWeek #TarotReading #CriticalThinking #RiseAbove #RecognizeYourWorth #圣杯国王逆位 #本周塔罗 #突破现状 #展现您的价值&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=11511272]</description>
            <author>inthezone</author>
            <category>Services Noticeboard</category>
            <pubDate>Mon, 17 Mar 2025 16:01:28 +0800</pubDate>
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            <title>Lucky Draw For Tarot Reading purchased&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/5484674</link>
            <description>🎉 Celebrate Just Within Reach Malaysia and Singapore 10th Anniversary together with us&amp;#33; 🎉&lt;br /&gt;&lt;br /&gt;We are thrilled to mark 10 incredible years with you, and to celebrate, we’re hosting an exciting Lucky Draw filled with amazing prizes&amp;#33; ✨&lt;br /&gt;&lt;br /&gt;𝐇𝐨𝐰 𝐭𝐨 𝐄𝐧𝐭𝐞𝐫:&lt;br /&gt;&lt;br /&gt;1. Purchase a 10-card Tarot Reading from 25 Sept 2024 - 25 Dec 2024:&lt;br /&gt;&lt;br /&gt;Whatsapp / Telegram Remote Tarot Reading = 1 entry&lt;br /&gt;&lt;br /&gt;Video Call Tarot Reading = 2 entries&lt;br /&gt;&lt;br /&gt;In-person (Face to Face) Tarot Reading = 3 entries&lt;br /&gt;&lt;br /&gt;2. Use at least 5 cards by 31 December 2024. (Entries will not be counted if this condition is not met.)&lt;br /&gt;&lt;br /&gt;3. Leave a Google Review after your reading to earn 1 extra entry&amp;#33; Note: If you are an existing client and you have reviewed our services before, you will automatically receive 1 entry.&lt;br /&gt;&lt;br /&gt;𝐏𝐫𝐢𝐳𝐞𝐬 𝐘𝐨𝐮 𝐂𝐨𝐮𝐥𝐝 𝐖𝐢𝐧: 🏆 𝐆𝐫𝐚𝐧𝐝 𝐏𝐫𝐢𝐳𝐞: 𝟐𝟎𝟎𝐋 𝐓𝐨𝐬𝐡𝐢𝐛𝐚 𝐑𝐞𝐟𝐫𝐢𝐠𝐞𝐫𝐚𝐭𝐨𝐫 (𝟏 𝐮𝐧𝐢𝐭)&lt;br /&gt;🎧 𝟏𝐬𝐭 𝐏𝐫𝐢𝐳𝐞: 𝐋𝐞𝐚𝐠𝐮𝐞 𝐨𝐟 𝐋𝐞𝐠𝐞𝐧𝐝𝐬 𝐖𝐢𝐥𝐝 𝐑𝐢𝐟𝐭 𝐋𝐮𝐥𝐮 𝐁𝐥𝐮𝐞𝐭𝐨𝐨𝐭𝐡 𝐄𝐚𝐫𝐩𝐡𝐨𝐧𝐞𝐬 (𝟒 𝐮𝐧𝐢𝐭𝐬)&lt;br /&gt;👜 𝟐𝐧𝐝 𝐏𝐫𝐢𝐳𝐞: 𝐏𝐞𝐫𝐲𝐬𝐦𝐢𝐭𝐡 𝐓𝐫𝐚𝐯𝐞𝐥 𝐁𝐚𝐠 (𝟏 𝐮𝐧𝐢𝐭)&lt;br /&gt;💆‍♂️ 𝟑𝐫𝐝 𝐏𝐫𝐢𝐳𝐞: 𝐈𝐓𝐒𝐔 𝐍𝐞𝐜𝐤 𝐏𝐢𝐥𝐥𝐨𝐰 (𝟏 𝐮𝐧𝐢𝐭)&lt;br /&gt;🎁 𝐂𝐨𝐧𝐬𝐨𝐥𝐚𝐭𝐢𝐨𝐧 𝐏𝐫𝐢𝐳𝐞𝐬: 𝐑𝐞𝐝 𝐌𝐢𝐧𝐢 𝐆𝐥𝐚𝐬𝐬 𝐁𝐨𝐭𝐭𝐥𝐞 𝐓𝐮𝐦𝐛𝐥𝐞𝐫𝐬 (𝟑 𝐮𝐧𝐢𝐭𝐬)&lt;br /&gt;🎁 𝐌𝐢𝐧𝐢 𝐂𝐨𝐧𝐬𝐨𝐥𝐚𝐭𝐢𝐨𝐧 𝐏𝐫𝐢𝐳𝐞: 𝐘𝐚𝐬𝐞 𝐔𝐒𝐁 𝐌𝐢𝐧𝐢 𝐅𝐚𝐧 (𝟏 𝐮𝐧𝐢𝐭)&lt;br /&gt;&lt;br /&gt;🌟 Eligibility: Open to anyone residing in Malaysia — all nationalities welcome&amp;#33; 🌍&lt;br /&gt;&lt;br /&gt;💫 Join the celebration today&amp;#33; DM us to book your tarot reading and increase your chances of winning&amp;#33; &lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;𝐓𝐄𝐑𝐌𝐒 &amp;amp; 𝐂𝐎𝐍𝐃𝐈𝐓𝐈𝐎𝐍𝐒:&lt;br /&gt;&lt;br /&gt;1. The 10th Anniversary Lucky Draw will run from 25th September 2024 and close on 25th December 2024. Entries received after 25th December 2024 will be disqualified.&lt;br /&gt;&lt;br /&gt;2. This contest is open to all residents residing in Malaysia, aged 21 years and over at the time of entry.&lt;br /&gt;&lt;br /&gt;3. Incomplete, illegible, and incorrect entries, and those without proof of purchase will be disqualified.&lt;br /&gt;&lt;br /&gt;4. The decision of the lucky draw is final and conclusive, and no further correspondence, queries, or appeals shall be entertained.&lt;br /&gt;&lt;br /&gt;5. Just Within Reach Malaysia and Singapore reserves the right to omit, add, or amend these Terms &amp;amp; Conditions at any time without prior notice. These terms will prevail over any other promotional or advertising material related to this contest.&lt;br /&gt;&lt;br /&gt;6. Important Details:&lt;br /&gt;&lt;br /&gt;i) The prizes do not come with a warranty.&lt;br /&gt;&lt;br /&gt;ii) Winners are responsible for postage costs or can arrange self-collection, Lalamove, Grab or other transport.&lt;br /&gt;&lt;br /&gt;iii) Once the lucky draw is performed, the decision is final. The prizes are unexchangeable and non-transferable.&lt;br /&gt;&lt;br /&gt;7. Winners will be announced on 1 January 2025 and will be contacted directly.&lt;br /&gt;&lt;br /&gt;8. All participants in the contest agree to be bound by the above Terms &amp;amp; Conditions.&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Just Within Reach Malaysia and Singapore&lt;br /&gt;Reaching Out, Touching Lives&lt;br /&gt;与人接触，感动生命&lt;br /&gt;www.jwrtarot.com&lt;br /&gt;&lt;br /&gt;#JustWithinReachMalaysia #TarotReading #LuckyDraw #Tarot #Contest #WinBig #CelebratewithUs&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/xrbzWQ' target='_blank'&gt;&lt;img src='https://pictr.com/images/2024/09/24/xrbzWQ.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>inthezone</author>
            <category>Services Noticeboard</category>
            <pubDate>Tue, 24 Sep 2024 22:20:38 +0800</pubDate>
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        <item>
            <title>Professional Tarot Reading in Kuala Lumpur</title>
            <link>http://forum.lowyat.net/topic/5461758</link>
            <description>Ever feel like searching for answers in a world that seems to offer none?&lt;br /&gt;&lt;br /&gt;You wake up every day with a heavy heart, yearning for a glimpse into the unknown, hoping for clarity amidst the chaos. But every tarot reading feels like a generic, cookie-cutter experience, lacking the depth and insight you desperately need. Ugh&amp;#33;&lt;br /&gt;&lt;br /&gt;Worse still, some readers lure you in with a low fee, only to frighten you with dire predictions and pressure you into buying something outrageously expensive, costing up to RM1000 - RM2000. It&amp;#39;s a manipulative trick, leaving you feeling trapped, helpless, and even more lost. Aiyo&amp;#33; So frustrating, right?&lt;br /&gt;&lt;br /&gt;Imagine a world where...&lt;br /&gt;👁️You find clarity amidst the chaos: No more sugarcoating or empty promises. Just straight-up, genuine guidance that speaks to your soul.&lt;br /&gt;🕵️‍♂️You are empowered, not just informed: A fresh perspective that challenges your assumptions and helps you break free from your comfort zone.&lt;br /&gt;🤩You hold the key to your destiny: A reading that empowers you towards the possibilities that you are capable to create, giving you the tools to take control of your life and shape your future.&lt;br /&gt;Experience a Tarot Reading Like No Other&amp;#33;&lt;br /&gt;Our unique tarot reading experience is unlike anything you’ve ever encountered. This is not just another tarot reading; it’s a transformative journey designed to empower you and bring clarity to your life.&lt;br /&gt;How does it work?&lt;br /&gt;💞 Structured Experience: Relax and let the wisdom of the Universe and our expertise guide you. No need for you to decipher vague messages; we provide clear, actionable insights through the tarot reading&lt;br /&gt;🤓Unexpected Revelations: Our approach dares to be different. We challenge your assumptions and push you out of your comfort zone, helping you see possibilities you never imagined.&lt;br /&gt;👓Empowerment Through Insight: We believe in giving you the power to change your life. Our readings provide not just predictions, but practical advice that you can use to navigate your journey.&lt;br /&gt;&lt;br /&gt;A Story of Transformation:&lt;br /&gt;Meet Renee (name changed for privacy). Like many of us, Renee was overwhelmed by life&amp;#39;s uncertainties, particularly in her relationship. She tried several tarot readers, but each session left her more confused and perplexed. One day, she stumbled upon us via Google and she decided to give it a try in 2024.&lt;br /&gt;From the first reading, Renee felt a shift. The guidance was clear, direct, and resonated deeply with her. She no longer felt like a passive participant in her own life; she was empowered, equipped with insights and actions to take control of her destiny. Today, she navigate her life with more confidence, clarity, and purpose through transformative tarot reading and she taking the action plans proposed by the Universe to work on her journey.&lt;br /&gt;&lt;br /&gt;Are you ready to transform your life and find your true path?&lt;br /&gt;&lt;br /&gt;Step into a tarot reading experience with Just Within Reach Malaysia and Singapore. The professional tarot reading session with us will not only leave you breathless but also transform your perspective and guide you towards your true destiny. Don’t just seek answers—find your purpose. In case no one has told you today, we love you.😍&lt;br /&gt;&lt;br /&gt;With Love, &lt;br /&gt;Just Within Reach Malaysia and Singapore &lt;br /&gt;Reaching Out, Touching Lives&lt;br /&gt;www.jwrtarot.com&lt;br /&gt; &lt;br /&gt;#tarotreading #tarotreader #tarot #destiny #empowerment #Daretobedifferent #purpose #clarity #Universe #transformation&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/x5eOmx' target='_blank'&gt;&lt;img src='https://pictr.com/images/2024/06/06/x5eOmx.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>inthezone</author>
            <category>Services Noticeboard</category>
            <pubDate>Thu, 06 Jun 2024 18:50:10 +0800</pubDate>
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            <title>Professional Tarot Reading in Kuala Lumpur</title>
            <link>http://forum.lowyat.net/topic/5401388</link>
            <description>&lt;b&gt;Discover Your Destiny with Just Within Reach Malaysia and Singapore Tarot Readings&lt;/b&gt;&amp;#33; We offer Professional Tarot Reading in Kuala Lumpur, Malaysia and Worldwide&amp;#33;&lt;br /&gt;&lt;br /&gt;🔮 Seeking guidance on life&amp;#39;s journey? Unveil the mysteries of your path with Just Within Reach Malaysia and Singapore. For over the enriching years, we&amp;#39;ve been dedicated to providing tarot reading with the highest level of integrity. &lt;br /&gt;&lt;br /&gt;🌟 Embark on a profound journey of self-discovery and clarity through tarot reading with us. Our intuitive tarot reader has touched hearts both locally and globally, spanning across continents and cultures.&lt;br /&gt;&lt;br /&gt;🌐 Visit our website at www.jwrtarot.com to uncover the transformative power of tarot. Whether you&amp;#39;re a curious beginner or a seasoned seeker, our doors are open to you.&lt;br /&gt;&lt;br /&gt;💬 Our convenient Whatsapp/Telegram Remote Readings (anywhere within Malaysia and Worldwide), Video Call Tarot Readings (anywhere within Malaysia and Worldwide), and Face-to-Face sessions in Kuala Lumpur bring guidance directly to your fingertips. Explore our service fees and process at &lt;a href='https://www.jwrtarot.com/online-store' target='_blank'&gt;https://www.jwrtarot.com/online-store&lt;/a&gt;.&lt;br /&gt;&lt;br /&gt;🌈 With a deck of cards and a legacy dating back to 2014, our readings are tailored to your unique journey. Feel the connection and witness the impact of our tarot insights. Join the ranks of our satisfied clients who have found clarity, comfort, and direction through our tarot readings. Access their reviews effortlessly by following these steps:&lt;br /&gt;&lt;br /&gt;Launch Google Chrome on your device.&lt;br /&gt;Search &amp;quot;Just Within Reach Malaysia and Singapore.&amp;quot;&lt;br /&gt;Click on Google Reviews to witness the impact of our readings.&lt;br /&gt;&lt;br /&gt;⏰ Secure your tarot reading appointment in advance for a seamless experience. We proudly hold the distinction of being among the top 3 professional tarot readers in Kuala Lumpur and Malaysia. Our reputation is built on trust, accuracy, and heartfelt connections.&lt;br /&gt;&lt;br /&gt;📞 Have questions or need to connect? Reach out to us - we&amp;#39;re here to guide you every step of the way.&lt;br /&gt;&lt;br /&gt;Embark on a soul-stirring adventure with us and step confidently into your destiny. Your journey of enlightenment awaits&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/EoWM56' target='_blank'&gt;&lt;img src='https://pictr.com/images/2023/08/17/EoWM56.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>inthezone</author>
            <category>Events and Gatherings</category>
            <pubDate>Thu, 17 Aug 2023 17:16:13 +0800</pubDate>
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        <item>
            <title>CrowdFunding For Metaphysics</title>
            <link>http://forum.lowyat.net/topic/4992828</link>
            <description>&lt;br /&gt;𝐇𝐞𝐥𝐥𝐨 to you.&lt;br /&gt;&lt;br /&gt;We are currently creating a crowdfunding / fundraising campaign to aid our financial obligations. Due to COVID-19, our business has experienced impact in terms of reading request.&lt;br /&gt;&lt;br /&gt;Since 25th April 2020, there has been a series of unfortunate events taking place and that has impacted our finances resources on a great scale. Many people would think that as meta-physicians, we have the privilege to read for ourselves, therefore many situations could be avoided. In reality, that is not the case. We seldom read for ourselves unless there is a situation arising, and that is how the process of destiny is being shaped. Unfortunate events can be part of fate, although fate takes charge 30% in our lives (which is not within what we can control).&lt;br /&gt;&lt;br /&gt;Therefore, we need your help with this fundraising to help us moving and running. 𝐏𝐥𝐞𝐚𝐬𝐞 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐚 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧 𝐭𝐨𝐰𝐚𝐫𝐝𝐬 𝐭𝐡𝐢𝐬 𝐜𝐚𝐦𝐩𝐚𝐢𝐠𝐧 𝐚𝐧𝐝 𝐚𝐥𝐬𝐨 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐬𝐡𝐚𝐫𝐢𝐧𝐠 𝐭𝐡𝐢𝐬 𝐩𝐨𝐬𝐭 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐅𝐚𝐜𝐞𝐛𝐨𝐨𝐤 𝐰𝐚𝐥𝐥, 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐟𝐫𝐢𝐞𝐧𝐝𝐬. The funds raised will aid us in terms of our 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐫𝐞𝐜𝐨𝐯𝐞𝐫𝐲 and allow us to be able to 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐞 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐢𝐭 𝐭𝐨 𝐜𝐡𝐢𝐥𝐝𝐫𝐞𝐧 𝐝𝐲𝐢𝐧𝐠 𝐢𝐧 𝐡𝐮𝐧𝐠𝐞𝐫.&lt;br /&gt;&lt;br /&gt;As a gesture of gratitude, in the event you are able to contribute the following amount for this campaign, this is what we would be able to provide to you:&lt;br /&gt;&lt;br /&gt;𝐑𝐌𝟒𝟗𝟖 𝐂𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧 – We will provide you with the training via Zoom (online) for The Ancient Art of Minor Liu Ren (小六壬). This training usually costs RM588. Schedule wise we will update you, on which weekend we are able to conduct the training. Kindly note that there is no Certification of Completion issued for this fundraising campaign. This is a powerful art of divination with very high accuracy. Details of the course can be viewed here: &lt;a href='https://jwrnikko.wixsite.com/jwrtarot/tarot-reading-course' target='_blank'&gt;https://jwrnikko.wixsite.com/jwrtarot/tarot-reading-course&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;𝐑𝐌𝟒𝟏𝟖 𝐂𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧 – We will provide you with 10 cards face-to-face tarot reading (appointment needs to be scheduled), instead of you paying the price of RM480. Consultation can only be done in Kuala Lumpur City Area. You may regard this as an “advance purchase” of reading. 𝐘𝐨𝐮 𝐰𝐢𝐥𝐥 𝐡𝐚𝐯𝐞 𝐮𝐩 𝐭𝐨 𝟏𝟓 𝐦𝐨𝐧𝐭𝐡𝐬 𝐭𝐨 𝐮𝐭𝐢𝐥𝐢𝐳𝐞 𝐭𝐡𝐞 𝐫𝐞𝐚𝐝𝐢𝐧𝐠 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐝𝐚𝐭𝐞 𝐭𝐡𝐚𝐭 𝐰𝐞 𝐫𝐞𝐜𝐞𝐢𝐯𝐞𝐝 𝐲𝐨𝐮𝐫 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧. 𝐈𝐧 𝐭𝐡𝐞 𝐞𝐯𝐞𝐧𝐭 𝐲𝐨𝐮 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞 𝐚 𝐬𝐞𝐬𝐬𝐢𝐨𝐧 𝐨𝐟 𝟏𝟎 𝐜𝐚𝐫𝐝𝐬 𝐟𝐚𝐜𝐞-𝐭𝐨-𝐟𝐚𝐜𝐞 𝐫𝐞𝐚𝐝𝐢𝐧𝐠 𝐚𝐧𝐝 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐧𝐨𝐭 𝐚𝐛𝐥𝐞 𝐭𝐨 𝐮𝐭𝐢𝐥𝐢𝐳𝐞 𝐭𝐡𝐞 𝐛𝐚𝐥𝐚𝐧𝐜𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐜𝐚𝐫𝐝𝐬, 𝐭𝐡𝐞 𝐫𝐞𝐦𝐚𝐢𝐧𝐢𝐧𝐠 𝐜𝐚𝐫𝐝𝐬 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐜𝐨𝐧𝐯𝐞𝐫𝐭𝐞𝐝 𝐭𝐨 𝐖𝐡𝐚𝐭𝐬𝐚𝐩𝐩 / 𝐓𝐞𝐥𝐞𝐠𝐫𝐚𝐦 𝐫𝐞𝐦𝐨𝐭𝐞 𝐫𝐞𝐚𝐝𝐢𝐧𝐠. Multiple contributions can be made. You can view the information of our normal pricing here: &lt;a href='https://jwrnikko.wixsite.com/jwrtarot/services' target='_blank'&gt;https://jwrnikko.wixsite.com/jwrtarot/services&lt;/a&gt; and the review of our services can be viewed here: &lt;a href='https://www.facebook.com/jwrtarot/reviews/' target='_blank'&gt;https://www.facebook.com/jwrtarot/reviews/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;𝐑𝐌𝟑𝟑𝟖 𝐂𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧 – We will provide you with 10 cards tarot card remote reading (via Whatsapp / Telegram), which you may regard this as an “advance purchase” of reading, instead of paying RM400 for the reading itself. 𝐘𝐨𝐮 𝐦𝐚𝐲 𝐧𝐨𝐭 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐮𝐬𝐞 𝐚𝐥𝐥 𝟏𝟎 𝐜𝐚𝐫𝐝𝐬 𝐢𝐧 𝟏 𝐬𝐞𝐬𝐬𝐢𝐨𝐧, 𝐚𝐬 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐡𝐚𝐯𝐞 𝐮𝐩 𝐭𝐨 𝟏𝟓 𝐦𝐨𝐧𝐭𝐡𝐬 𝐭𝐨 𝐮𝐭𝐢𝐥𝐢𝐳𝐞 𝐭𝐡𝐞 𝐫𝐞𝐚𝐝𝐢𝐧𝐠 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐝𝐚𝐭𝐞 𝐭𝐡𝐚𝐭 𝐰𝐞 𝐫𝐞𝐜𝐞𝐢𝐯𝐞𝐝 𝐲𝐨𝐮𝐫 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧, 𝐫𝐞𝐠𝐚𝐫𝐝𝐥𝐞𝐬𝐬 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐢𝐧 𝐭𝐡𝐞 𝐰𝐨𝐫𝐥𝐝. 𝐌𝐮𝐥𝐭𝐢𝐩𝐥𝐞 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧𝐬 𝐜𝐚𝐧 𝐛𝐞 𝐦𝐚𝐝𝐞. You can view the information of our normal pricing here: &lt;a href='https://jwrnikko.wixsite.com/jwrtarot/services' target='_blank'&gt;https://jwrnikko.wixsite.com/jwrtarot/services&lt;/a&gt; and the review of our services can be viewed here: &lt;a href='https://www.facebook.com/jwrtarot/reviews/' target='_blank'&gt;https://www.facebook.com/jwrtarot/reviews/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;𝐑𝐌𝟏𝟑𝟖 𝐂𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧 - We will provide you with 5 cards tarot card remote reading (via Whatsapp / Telegram), which you may regard this as an “advance purchase” of reading, instead of paying RM200 for the reading itself. 𝐘𝐨𝐮 𝐦𝐚𝐲 𝐧𝐨𝐭 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐮𝐬𝐞 𝐚𝐥𝐥 𝟓 𝐜𝐚𝐫𝐝𝐬 𝐢𝐧 𝟏 𝐬𝐞𝐬𝐬𝐢𝐨𝐧, 𝐚𝐬 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐡𝐚𝐯𝐞 𝐮𝐩 𝐭𝐨 𝟏𝟐 𝐦𝐨𝐧𝐭𝐡𝐬 𝐭𝐨 𝐮𝐭𝐢𝐥𝐢𝐳𝐞 𝐭𝐡𝐞 𝐫𝐞𝐚𝐝𝐢𝐧𝐠 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐝𝐚𝐭𝐞 𝐭𝐡𝐚𝐭 𝐰𝐞 𝐫𝐞𝐜𝐞𝐢𝐯𝐞𝐝 𝐲𝐨𝐮𝐫 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧, 𝐫𝐞𝐠𝐚𝐫𝐝𝐥𝐞𝐬𝐬 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐢𝐧 𝐭𝐡𝐞 𝐰𝐨𝐫𝐥𝐝. Multiple contributions can be made. You can view the information of our normal pricing here: &lt;a href='https://jwrnikko.wixsite.com/jwrtarot/services' target='_blank'&gt;https://jwrnikko.wixsite.com/jwrtarot/services&lt;/a&gt; and the review of our services can be viewed here: &lt;a href='https://www.facebook.com/jwrtarot/reviews/' target='_blank'&gt;https://www.facebook.com/jwrtarot/reviews/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;𝐑𝐌𝟖𝟖 𝐂𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧 – We will provide you with a simplified version of tarot reading using the principle of tarot numbering based on 3 numbers that you provide to us (between number 1 to number 78) via Whatsapp/Telegram. Unlike the normal comprehensive tarot reading, this type of layout will only show you what is necessary to be done, and the prediction of actions is between 3-6 months basis. Please note that for this type of reading, unlike normal tarot readings, there is no turnaround time for you to ask further questions, unless it is on the same day which the reading is being delivered. 𝐀 𝐩𝐞𝐫𝐬𝐨𝐧 𝐜𝐚𝐧 𝐨𝐧𝐥𝐲 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐞 𝐮𝐩 𝐭𝐨 𝟐 𝐭𝐢𝐦𝐞𝐬 𝐟𝐨𝐫 𝐭𝐡𝐢𝐬 𝐭𝐲𝐩𝐞 𝐨𝐟 𝐫𝐞𝐚𝐝𝐢𝐧𝐠, 𝐚𝐬 𝐭𝐡𝐞𝐫𝐞 𝐢𝐬 𝐚 𝐯𝐚𝐥𝐢𝐝𝐢𝐭𝐲 𝐨𝐟 𝟗 𝐦𝐨𝐧𝐭𝐡𝐬 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐝𝐚𝐲 𝐭𝐡𝐚𝐭 𝐰𝐞 𝐫𝐞𝐜𝐞𝐢𝐯𝐞𝐝 𝐲𝐨𝐮𝐫 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧.&lt;br /&gt;&lt;br /&gt;𝐑𝐌𝟒𝟖 𝐂𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧 – We will provide you with The Ancient Art of Minor Liu Ren (小六壬) using Whatsapp / Telegram and this is useful if you have any upcoming decision to be made. You can ask up to 3 questions for matters related to concerns that are taking place within 7 days, therefore use it wisely.𝐘𝐨𝐮 𝐡𝐚𝐯𝐞 𝐮𝐩 𝐭𝐨 𝟐 𝐰𝐞𝐞𝐤𝐬 𝐭𝐨 𝐮𝐭𝐢𝐥𝐢𝐳𝐞 𝐭𝐡𝐞 𝐫𝐞𝐚𝐝𝐢𝐧𝐠 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐝𝐚𝐭𝐞 𝐭𝐡𝐚𝐭 𝐰𝐞 𝐫𝐞𝐜𝐞𝐢𝐯𝐞𝐝 𝐲𝐨𝐮𝐫 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧, 𝐫𝐞𝐠𝐚𝐫𝐝𝐥𝐞𝐬𝐬 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐢𝐧 𝐭𝐡𝐞 𝐰𝐨𝐫𝐥𝐝. Once the 3 questions is being used up, we will not entertain further request. Please note that Minor Liu Ren readings are simple and brief, unlike tarot readings. It is providing quick insights whether to proceed or not to proceed with decisions you wish to make within the next 7 days, therefore no follow-up questions will be entertained after the readings are being delivered.&lt;br /&gt;&lt;br /&gt;Last but not least, kindly take note that:&lt;br /&gt;𝟏. 𝐅𝐨𝐫 𝐚𝐥𝐥 𝐭𝐲𝐩𝐞𝐬 𝐨𝐟 𝐫𝐞𝐚𝐝𝐢𝐧𝐠, 𝐰𝐞 𝐝𝐨 𝐧𝐨𝐭 𝐝𝐨 𝐫𝐞𝐚𝐝𝐢𝐧𝐠𝐬 𝐟𝐨𝐫 𝐩𝐫𝐞𝐠𝐧𝐚𝐧𝐜𝐲, 𝐚𝐛𝐨𝐫𝐭𝐢𝐨𝐧, 𝐡𝐞𝐚𝐥𝐭𝐡 (𝐤𝐢𝐧𝐝𝐥𝐲 𝐫𝐞𝐟𝐞𝐫 𝐭𝐨 𝐦𝐞𝐝𝐢𝐜𝐚𝐥 𝐩𝐫𝐚𝐜𝐭𝐢𝐭𝐢𝐨𝐧𝐞𝐫𝐬) 𝐚𝐧𝐝 𝐥𝐞𝐠𝐚𝐥 𝐜𝐚𝐬𝐞𝐬 (𝐲𝐨𝐮 𝐦𝐚𝐲 𝐬𝐞𝐞𝐤 𝐟𝐨𝐫 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐚𝐝𝐯𝐢𝐜𝐞 𝐟𝐫𝐨𝐦 𝐥𝐚𝐰𝐲𝐞𝐫𝐬).&lt;br /&gt;𝟐. 𝐓𝐡𝐞 𝐜𝐫𝐨𝐰𝐝𝐟𝐮𝐧𝐝𝐢𝐧𝐠 𝐜𝐚𝐦𝐩𝐚𝐢𝐠𝐧 𝐫𝐮𝐧𝐬 𝐟𝐫𝐨𝐦 𝟒𝐭𝐡 𝐨𝐟 𝐉𝐮𝐥𝐲 𝟐𝟎𝟐𝟎 𝐮𝐧𝐭𝐢𝐥 𝟐𝟏𝐬𝐭 𝐨𝐟 𝐉𝐮𝐥𝐲 𝟐𝟎𝟐𝟎.&lt;br /&gt;𝟑. 𝐓𝐡𝐞 𝐜𝐫𝐨𝐰𝐝𝐟𝐮𝐧𝐝𝐢𝐧𝐠 𝐚𝐦𝐨𝐮𝐧𝐭 𝐜𝐚𝐧 𝐛𝐞 𝐭𝐫𝐚𝐧𝐬𝐟𝐞𝐫𝐫𝐞𝐝 𝐭𝐨 𝐭𝐡𝐞 𝐟𝐨𝐥𝐥𝐨𝐰𝐢𝐧𝐠 𝐛𝐚𝐧𝐤 𝐚𝐜𝐜𝐨𝐮𝐧𝐭 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧:&lt;br /&gt;&lt;br /&gt;𝐁𝐚𝐧𝐤: 𝐇𝐨𝐧𝐠 𝐋𝐞𝐨𝐧𝐠 𝐁𝐚𝐧𝐤&lt;br /&gt;𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐍𝐮𝐦𝐛𝐞𝐫: 𝟐𝟔𝟕𝟓𝟎𝟏𝟎𝟔𝟖𝟑𝟐&lt;br /&gt;𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐍𝐚𝐦𝐞: 𝐍𝐠 𝐌𝐢𝐧𝐠 𝐒𝐨𝐨𝐧&lt;br /&gt;𝐄𝐦𝐚𝐢𝐥: 𝐣𝐰𝐫𝐧𝐢𝐤𝐤𝐨@𝐠𝐦𝐚𝐢𝐥.𝐜𝐨𝐦&lt;br /&gt;&lt;br /&gt;𝐓𝐡𝐚𝐧𝐤 𝐲𝐨𝐮 𝐢𝐧 𝐚𝐝𝐯𝐚𝐧𝐜𝐞 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐬𝐮𝐩𝐩𝐨𝐫𝐭, 𝐰𝐞 𝐚𝐫𝐞 𝐠𝐫𝐚𝐭𝐞𝐟𝐮𝐥 𝐭𝐨 𝐲𝐨𝐮 𝐚𝐧𝐝 𝐝𝐨 𝐧𝐨𝐭 𝐦𝐢𝐬𝐬 𝐭𝐡𝐞 𝐜𝐡𝐚𝐧𝐜𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐥𝐢𝐦𝐢𝐭𝐞𝐝 𝐭𝐢𝐦𝐞 𝐨𝐟𝐟𝐞𝐫&amp;#33;&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Just Within Reach Malaysia and Singapore&lt;br /&gt;Reaching Out, Touching Lives&lt;br /&gt;与人接触，感动生命&lt;br /&gt;www.facebook.com/jwrtarot&lt;br /&gt;www.jwrnikko.wix.com/jwrtarot&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;您好。&lt;br /&gt;&lt;br /&gt;我们目前正在发起一项众筹/筹款活动，以协助履行我们的财务义务。由于COVID-19，我们的玄学阅读要求减少了，因此生意受了影响。&lt;br /&gt;&lt;br /&gt;自2020年4月25日以来，发生了一系列不幸的事件，这极大地影响了我们的财政资源。许多人会认为，作为玄学师，我们有能力幸亲自阅读，因此可以避免许多情况。实际上，情况并非如此。除非出现比较突发的情况，否则我们很少为自己阅读。这就是命运过程的形成方式。不幸的事件可能是命格的一部分，而命格占了我们生活的30％（这不在我们可以控制的范围内）。&lt;br /&gt;&lt;br /&gt;因此，在筹款活动中，我们需要您的协助，以帮助我们运转和运行。请考虑为该活动做出贡献，并考虑与朋友在Facebook墙上分享此信息。所筹集的资金将有助于我们的财务复苏，并使我们能够将其部分捐款用于饥饿的儿童。&lt;br /&gt;&lt;br /&gt;致谢，如果您能够为此活动系列贡献以下金额，我们将为您提供以下服务：&lt;br /&gt;&lt;br /&gt;RM498捐款 – 我们将通过Zoom（在线上）为您提供小六壬的古代艺术培训。 这项培训的费用通常为RM588。 我们收到了捐款过后会联系您，让您知道开课的日期。 这是一种非常精确的占卜术。 准确度是差不多100%。可以在这里查看课程的详细信息：https://jwrnikko.wixsite.com/jwrtarot/tarot-reading-course 还有请注意，因为这一个是筹款活动，因此完成了这一个课程，我们无法提供课程毕业证书。&lt;br /&gt;&lt;br /&gt;RM418捐款–我们将为您提供10张面对面的塔罗牌阅读（需要预约），而您无需支付RM480的价格。 只能在吉隆坡市区进行咨询。 您可以将其视为阅读的“预购”。 从我们收到您捐款的日期起，您最多有15个月的时间可以使用塔罗牌阅读。 如果您购买了10张面对面塔罗阅读，但无法使用所有的牌，则将使用Whatsapp / Telegram将卡中的余额转换为远程塔罗牌阅读。 您可以做出多种贡献。 同时， 您可以在这里查看我们正常定价：https://jwrnikko.wixsite.com/jwrtarot/services，我们的服务评论可以在这里查看：https://www.facebook.com/jwrtarot/reviews/&lt;br /&gt;&lt;br /&gt;RM338捐款–我们将为您提供10张塔罗牌远程阅读（通过Whatsapp / Telegram），您可以将其视为阅读的“预购”，而不是为阅读本身支付RM400。 您不一定需要在一次过使用全部10张卡，因为您有一共15个月的时间来使用张塔罗牌远程阅读（我们从收到捐款之日起的读数）。您 可以做出多种贡献。同时， 您可以在这里查看我们正常定价：https://jwrnikko.wixsite.com/jwrtarot/services，我们的服务评论可以在这里查看：https://www.facebook.com/jwrtarot/reviews/&lt;br /&gt;&lt;br /&gt;RM138捐款–我们将为您提供5 张塔罗牌远程阅读（通过Whatsapp / Telegram），您可以将其视为阅读的“预购”，而不是为阅读本身支付RM200。 您不一定需要在一次过使用全部5张卡，因为您有一共12个月的时间来使用张塔罗牌远程阅读（我们从收到捐款之日起的读数）。您 可以做出多种贡献。 同时， 您可以在这里查看我们正常定价：https://jwrnikko.wixsite.com/jwrtarot/services，我们的服务评论可以在这里查看：https://www.facebook.com/jwrtarot/reviews/&lt;br /&gt;&lt;br /&gt;RM88贡献–我们将使用塔罗牌编号原理为您提供塔罗牌读取的简化版本，该原理基于您通过Whatsapp / Telegram向我们提供的3个数字（从1号到78号）。 与正常的塔罗牌阅读不同，这种类型的布局一些基本当下您能改变命运做的事情，并且占卜接下来3到6个月状况，而不是看大格局的事情。 请注意，对于这种类型的阅读，您是需要在当天发文问题，否则我们无法记得和您分享的塔罗数字解读的内涵。每个人最多可以为这种类型的阅读贡献2倍，因为从我们收到您的贡献之日起有效期为9个月。&lt;br /&gt;&lt;br /&gt;RM48捐款–我们将使用Whatsapp / Telegram为您提供小六壬的古代艺术占卜。对于在7天内发生的问题，您最多可以问3个问题，因此请明智地使用它。 请注意，与塔罗牌读物不同，刘仁小读物简单而简短。 它提供了快速的见解，供您在接下来的7天内是否继续进行您希望做出的决定，因此，在阅读材料交付后，不会再提出后续问题。那三个问题需要在两个星期内用完。&lt;br /&gt;&lt;br /&gt;最后，请注意：&lt;br /&gt;1.对于所有类型的阅读，我们均无法预测怀孕，流产，健康状况（请咨询专业医生）和法律案件（请寻求专业律师）。&lt;br /&gt;2.众筹开始于2020年7月4日，结束于2020年7月21日。&lt;br /&gt;3.可以将众筹金额存入以下银行明细中：&lt;br /&gt;&lt;br /&gt;银行：丰隆银行 （Hong Leong Bank）&lt;br /&gt;帐号：26750106832&lt;br /&gt;帐户名称：Ng Ming Soon&lt;br /&gt;电子邮件：jwrnikko@gmail.com&lt;br /&gt;感谢您的支持，我们感谢您。 不要错过此限时优惠的机会&lt;br /&gt;&lt;br /&gt;万分感谢。在此我们祝您生活愉快！&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Just Within Reach Malaysia and Singapore&lt;br /&gt;Reaching Out, Touching Lives&lt;br /&gt;与人接触，感动生命&lt;br /&gt;www.facebook.com/jwrtarot&lt;br /&gt;www.jwrnikko.wix.com/jwrtarot&lt;br /&gt;&lt;br /&gt;[attachmentid=10531571]&lt;br /&gt;</description>
            <author>inthezone</author>
            <category>Services Noticeboard</category>
            <pubDate>Wed, 08 Jul 2020 12:16:55 +0800</pubDate>
        </item>
        <item>
            <title>Digital World Summit - Not to Be Missed</title>
            <link>http://forum.lowyat.net/topic/4960493</link>
            <description>COVID-19 has impacted many lives, including us in tarot reading.&lt;br /&gt;&lt;br /&gt;Have you been experiencing in your business whereby the digital marketing barrier is for you, just like us? Here is a once-in-a-lifetime unbelievable opportunity to learn from 16 world&amp;#39;s top digital marketers, where they get together to help people who are in need of Digital Marketing Skill to fight this crisis&amp;#33;&lt;br /&gt;&lt;br /&gt;In case you wonder, this is suitable for both business owners &amp;amp; individuals.&lt;br /&gt;&lt;br /&gt;There&amp;#39;s no better time than now to build a digital business for yourself to help you and your family regardless of crisis or not. Whether you are either a business owner or a freelancer right now, it&amp;#39;s time to add a digital business into your company to grow much much more&amp;#33;&lt;br /&gt;&lt;br /&gt;Vince Tan &amp;amp; his fellow speakers are hosting an OVERDELIVER ONLINE TRAINING to share some of the best digital business strategies and how you can get access to the world&amp;#39;s top digital experts and win your freedom for the next 12 months.&lt;br /&gt;&lt;br /&gt;This is your chance to take this opportunity to join our overdeliver, power pack, and super-duper online training with actionable steps so that you can take action together to generate the result.&lt;br /&gt;&lt;br /&gt;The public price for this rare opportunity is usually RM299. You can take the opportunity to register via this link: &lt;a href='https://digitalworldsummit.com/pages/_go_?flyingspaghettimonster=2722:18398' target='_blank'&gt;https://digitalworldsummit.com/pages/_go_?flyingspaghettimonster=2722:18398&lt;/a&gt; before 16 May 2020 to unlock the incredible price for just RM199&amp;#33;&lt;br /&gt;&lt;br /&gt;Seats are limited and this would be the last time such Digital Summit is going to be held&amp;#33;&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Just Within Reach Malaysia and Singapore&lt;br /&gt;Reaching Out, Touching Lives&lt;br /&gt;与人接触，感动生命&lt;br /&gt;www.facebook.com/jwrtarot&lt;br /&gt;www.jwrnikko.wix.com/jwrtarot&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5s35sl' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/05/12/5s35sl.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>inthezone</author>
            <category>Men&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Tue, 12 May 2020 22:40:42 +0800</pubDate>
        </item>
        <item>
            <title>Digital World Summit - Not to Be Missed</title>
            <link>http://forum.lowyat.net/topic/4960492</link>
            <description>COVID-19 has impacted many lives, including us in tarot reading.&lt;br /&gt;&lt;br /&gt;Have you been experiencing in your business whereby the digital marketing barrier is for you, just like us? Here is a once-in-a-lifetime unbelievable opportunity to learn from 16 world&amp;#39;s top digital marketers, where they get together to help people who are in need of Digital Marketing Skill to fight this crisis&amp;#33;&lt;br /&gt;&lt;br /&gt;In case you wonder, this is suitable for both business owners &amp;amp; individuals.&lt;br /&gt;&lt;br /&gt;There&amp;#39;s no better time than now to build a digital business for yourself to help you and your family regardless of crisis or not. Whether you are either a business owner or a freelancer right now, it&amp;#39;s time to add a digital business into your company to grow much much more&amp;#33;&lt;br /&gt;&lt;br /&gt;Vince Tan &amp;amp; his fellow speakers are hosting an OVERDELIVER ONLINE TRAINING to share some of the best digital business strategies and how you can get access to the world&amp;#39;s top digital experts and win your freedom for the next 12 months.&lt;br /&gt;&lt;br /&gt;This is your chance to take this opportunity to join our overdeliver, power pack, and super-duper online training with actionable steps so that you can take action together to generate the result.&lt;br /&gt;&lt;br /&gt;The public price for this rare opportunity is usually RM299. You can take the opportunity to register via this link: &lt;a href='https://digitalworldsummit.com/pages/_go_?flyingspaghettimonster=2722:18398' target='_blank'&gt;https://digitalworldsummit.com/pages/_go_?flyingspaghettimonster=2722:18398&lt;/a&gt; before 16 May 2020 to unlock the incredible price for just RM199&amp;#33;&lt;br /&gt;&lt;br /&gt;Seats are limited and this would be the last time such Digital Summit is going to be held&amp;#33;&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Just Within Reach Malaysia and Singapore&lt;br /&gt;Reaching Out, Touching Lives&lt;br /&gt;与人接触，感动生命&lt;br /&gt;www.facebook.com/jwrtarot&lt;br /&gt;www.jwrnikko.wix.com/jwrtarot&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/5s22YB' target='_blank'&gt;&lt;img src='https://pictr.com/images/2020/05/12/5s22YB.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>inthezone</author>
            <category>Services Noticeboard</category>
            <pubDate>Tue, 12 May 2020 22:38:43 +0800</pubDate>
        </item>
        <item>
            <title>Tarot Reading Kuala Lumpur</title>
            <link>http://forum.lowyat.net/topic/4769247</link>
            <description>Brand New Opportunity for YOU, yes you, if you happen to follow Just Within Reach Malaysia and Singapore by clicking &amp;quot;Like&amp;quot; and follow our page.&lt;br /&gt;&lt;br /&gt;This is an exclusive offer in the event you are planning to take up a reading with us and yet you have yet to engage the service with us.&lt;br /&gt;&lt;br /&gt;Interested to find out more on how you can engage metaphysics reading to its full potential?&lt;br /&gt;&lt;br /&gt;From 1 May 2019 to 10 May 2019, in the event you purchase 2 units of 10 cards remote tarot reading (you can use the reading within 1 year time from the date of purchase), you would unlock a copy of a comprehensive, detailed personal numerology personality profile report worth USD88.00 (for one person). &lt;br /&gt;&lt;br /&gt;More information can be found of the numerology report can be found via: &lt;a href='https://jwrnikko.wixsite.com/jwrtarot/numerology-personality-profile-read' target='_blank'&gt;https://jwrnikko.wixsite.com/jwrtarot/numer...ty-profile-read&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Meanwhile, pricing of the 10 cards remote reading can be found via this site: &lt;a href='https://jwrnikko.wixsite.com/jwrtarot/services' target='_blank'&gt;https://jwrnikko.wixsite.com/jwrtarot/services&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Please note that the numerology report is only available in English.&lt;br /&gt;&lt;br /&gt;This one will go fast, as it will be a first come first served basis (10 slots). As of now at 1726hrs on 1st May 2019, we have only 8 slots left.&lt;br /&gt;&lt;br /&gt;We have a proven track record of happy customers regarding our tarot reading: www.facebook.com/jwrtarot/reviews and we want you to be able to gauge your fate ( via numerology) and your destiny (via tarot reading) for you to be able to understand yourself systematically and be able to understand the full potential you have with regards to your life.&lt;br /&gt;&lt;br /&gt;Together, we work through your tarot reading to enhance the fullest potential within you.&lt;br /&gt;&lt;br /&gt;If this resonates with you, hit us up.&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Just Within Reach Malaysia and Singapore&lt;br /&gt;Reaching Out, Touching Lives&lt;br /&gt;www.facebook.com/jwrtarot&lt;br /&gt;www.jwrnikko.wix.com/jwrtarot&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/0tLyRl' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/05/01/0tLyRl.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>inthezone</author>
            <category>Hobbies &amp;amp; Collectibles Garage Sales</category>
            <pubDate>Sun, 21 Apr 2019 22:36:12 +0800</pubDate>
        </item>
        <item>
            <title>Tarot Reading Kuala Lumpur</title>
            <link>http://forum.lowyat.net/topic/4769246</link>
            <description>Hello&amp;#33;&lt;br /&gt;&lt;br /&gt;In conjunction to the following occasions:&lt;br /&gt;&lt;br /&gt;1. My birthday month&lt;br /&gt;2. 5th year anniversary of Just Within Reach Malaysia and Singapore&lt;br /&gt;4. The closure of Aries season and moving towards Taurus season&lt;br /&gt;5. 1% of the reading fee will be accumulated to donate Vitameal to 善的力量 Force For Good, to save children dying from hunger.&lt;br /&gt;&lt;br /&gt;I am offering 15% discount for remote tarot reading from 19 April 2019 to 30 April 2019. Remote tarot reading will be delivered within 24 hours via whatsapp voice recording after payment is being received.&lt;br /&gt;&lt;br /&gt;For more information about tarot reading service, please visit www.jwrnikko.wix.com/jwrtarot and review of my tarot reading service can be found via &lt;a href='http://www.facebook.com/jwrtarot/reviews' target='_blank'&gt;http://www.facebook.com/jwrtarot/reviews&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Pricing wise would be RM144 for 5 cards reading (usual price is RM170) and RM255 for 10 cards reading (usual price is RM300). Please note that the pricing mentioned is only for Remote Tarot Reading Service. No changes in Face-to-Face sessions.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/0q5Jzx' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/04/21/0q5Jzx.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Thank you for reading this and I would appreciate your kind support.&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Nikalaos Ng&lt;br /&gt;Just Within Reach Malaysia and Singapore&lt;br /&gt;Reaching Out, Touching Lives&lt;br /&gt;&lt;a href='http://www.facebook.com/jwrtarot' target='_blank'&gt;http://www.facebook.com/jwrtarot&lt;/a&gt;&lt;br /&gt;www.jwrnikko.wix.com/jwrtarot&lt;br /&gt;&lt;br /&gt;</description>
            <author>inthezone</author>
            <category>Services Noticeboard</category>
            <pubDate>Sun, 21 Apr 2019 22:34:24 +0800</pubDate>
        </item>
        <item>
            <title>Tarot Reading Event in Setia Ecoglades Cyberjaya</title>
            <link>http://forum.lowyat.net/topic/4735560</link>
            <description>&lt;a href='https://pictr.com/image/0vnt0U' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/02/09/0vnt0U.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href='https://pictr.com/image/0vn2z9' target='_blank'&gt;&lt;img src='https://pictr.com/images/2019/02/09/0vn2z9.md.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Hello everyone&amp;#33; Happy Chor 5. 初五快乐. We will be doing tarot reading event on 16 February 2019 for Sp Setia at S P Setia, from 1800hrs to 2200hrs.&lt;br /&gt;&lt;br /&gt;The event is open for public.&lt;br /&gt;&lt;br /&gt;More information can be found via the event link: &lt;a href='https://www.facebook.com/events/2186060264787943/?ti=cl' target='_blank'&gt;https://www.facebook.com/events/2186060264787943/?ti=cl&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Alternatively, you may view the event information via SP Setia website: &lt;a href='https://seg.pgtb.me/xkt2T5?fbclid=IwAR2AYIW4FjJ0L2T59pYFbgUvoEXubwEA8aZ9lPyvmSExdRJywANNsiFpS8Y' target='_blank'&gt;https://seg.pgtb.me/xkt2T5?fbclid=IwAR2AYIW...dRJywANNsiFpS8Y&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Thank you and see you there&amp;#33; 恭喜发财！&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Just Within Reach Malaysia and Singapore&lt;br /&gt;Reaching Out, Touching Lives&lt;br /&gt;www.facebook.com/jwrtarot&lt;br /&gt;www.jwrnikko.wix.com/jwrtarot</description>
            <author>inthezone</author>
            <category>Services Noticeboard</category>
            <pubDate>Sat, 09 Feb 2019 17:55:45 +0800</pubDate>
        </item>
        <item>
            <title>Tarot Reading Event at ECurve Bazaar</title>
            <link>http://forum.lowyat.net/topic/4079377</link>
            <description>Hello everyone&amp;#33; This upcoming Saturday, 15 October 2016, Just Within Reach Malaysia will be doing a joint reading event with The Stars Whisperer 星辰密語 at the E-Curve (near to the Curve) in Petaling Jaya, Selangor. The event will be held from 10:30am to 10:30pm.&lt;br /&gt;&lt;br /&gt;On that day, in the event you come for reading, you are given the special price of RM75.00 for 5 cards reading (approximately 30 minutes session per person) for one question. This is usually priced at RM100.00.&lt;br /&gt;&lt;br /&gt;Or you may RM150.00 for 10 cards reading (approximately 60 minutes session per person) one in-depth question. This is usually priced at RM185.00&lt;br /&gt;&lt;br /&gt;The good news is, for every reading you do with us, 5% of of the reading fees will be contributed to Nourish The Children by Nu Skin. Therefore you see, apart from helping yourself gaining clarity in terms of direction in life, you are also saving children from hunger. Isn&amp;#39;t that a wonderful act? This is only a 1-day-event and we see if the response is good, we may consider running this whenever possible. The special reading rates given are only applicable for 15 October 2016, for face-to-face session at E-Curve.&lt;br /&gt;&lt;br /&gt;[attachmentid=7738319]&lt;br /&gt;&lt;br /&gt;Should you need more information for this event, please contact:&lt;br /&gt;&lt;br /&gt;Nikalaos Ng @ +60173000307&lt;br /&gt;Azure Lim TW @ +60126785318&lt;br /&gt;&lt;br /&gt;Thank you and have a wonderful week.&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Just Within Reach Malaysia&lt;br /&gt;Reaching Out, Touching Lives</description>
            <author>inthezone</author>
            <category>Garage Sales</category>
            <pubDate>Tue, 11 Oct 2016 14:40:23 +0800</pubDate>
        </item>
        <item>
            <title>Tarot Reading Event at ECurve Bazaar</title>
            <link>http://forum.lowyat.net/topic/4079370</link>
            <description>Hello everyone&amp;#33; This upcoming Saturday, 15 October 2016, Just Within Reach Malaysia will be doing a joint reading event with The Stars Whisperer 星辰密語 at the E-Curve (near to the Curve) in Petaling Jaya, Selangor. The event will be held from 10:30am to 10:30pm.&lt;br /&gt;&lt;br /&gt;On that day, in the event you come for reading, you are given the special price of RM75.00 for 5 cards reading (approximately 30 minutes session per person) for one question. This is usually priced at RM100.00.&lt;br /&gt;&lt;br /&gt;Or you may RM150.00 for 10 cards reading (approximately 60 minutes session per person) one in-depth question. This is usually priced at RM185.00&lt;br /&gt;&lt;br /&gt;The good news is, for every reading you do with us, 5% of of the reading fees will be contributed to Nourish The Children by Nu Skin, Therefore you see, apart from helping yourself gaining clarity in terms of direction in life, you are also saving children from hunger. Isn&amp;#39;t that a wonderful act? This is only a 1-day-event and we see if the response is good, we may consider running this whenever possible. The special reading rates given are only applicable for 15 October 2016, for face-to-face session at E-Curve.&lt;br /&gt;&lt;br /&gt;[attachmentid=7738274]&lt;br /&gt;&lt;br /&gt;Should you need more information for this event, please contact:&lt;br /&gt;&lt;br /&gt;Nikalaos Ng @ +60173000307&lt;br /&gt;Azure Lim TW @ +60126785318&lt;br /&gt;&lt;br /&gt;Thank you and have a wonderful week.&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Just Within Reach Malaysia&lt;br /&gt;Reaching Out, Touching Lives</description>
            <author>inthezone</author>
            <category>Women&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Tue, 11 Oct 2016 14:36:10 +0800</pubDate>
        </item>
        <item>
            <title>Tarot Reading Event at ECurve Bazaar</title>
            <link>http://forum.lowyat.net/topic/4079366</link>
            <description>Hello everyone&amp;#33; This upcoming Saturday, 15 October 2016, Just Within Reach Malaysia will be doing a joint reading event with The Stars Whisperer 星辰密語 at the E-Curve (near to the Curve) in Petaling Jaya, Selangor. The event will be held from 10:30am to 10:30pm.&lt;br /&gt;&lt;br /&gt;On that day, in the event you come for reading, you are given the special price of RM75.00 for 5 cards reading (approximately 30 minutes session per person) for one question. This is usually priced at RM100.00.&lt;br /&gt;&lt;br /&gt;Or you may RM150.00 for 10 cards reading (approximately 60 minutes session per person) one in-depth question. This is usually priced at RM185.00&lt;br /&gt;&lt;br /&gt;The good news is, for every reading you do with us, 5% of of the reading fees will be contributed to Nourish The Children by Nu Skin. Therefore you see, apart from helping yourself gaining clarity in terms of direction in life, you are also saving children from hunger. Isn&amp;#39;t that a wonderful act? This is only a 1-day-event and we see if the response is good, we may consider running this whenever possible. The special reading rates given are only applicable for 15 October 2016, for face-to-face session at E-Curve.&lt;br /&gt;&lt;br /&gt;[attachmentid=7738213]&lt;br /&gt;&lt;br /&gt;Should you need more information for this event, please contact:&lt;br /&gt;&lt;br /&gt;Nikalaos Ng @ +60173000307&lt;br /&gt;Azure Lim TW @ +60126785318&lt;br /&gt;&lt;br /&gt;Thank you and have a wonderful week.&lt;br /&gt;&lt;br /&gt;With Love,&lt;br /&gt;Just Within Reach Malaysia&lt;br /&gt;Reaching Out, Touching Lives</description>
            <author>inthezone</author>
            <category>Services Noticeboard</category>
            <pubDate>Tue, 11 Oct 2016 14:30:43 +0800</pubDate>
        </item>
        <item>
            <title>HSBC - the worst local bank</title>
            <link>http://forum.lowyat.net/topic/3867548</link>
            <description>Allow me to share you a story about HSBC (Hopelessly Sickening Bank Corporation) and they deserve this tagline: &amp;quot;The Worst Local Bank&amp;quot;. I had many unpleasant encounter with this bank before, however this is definitely an awful one. To those whom still have accounts/credit cards with HSBC, stay vigilant and alert towards your account. They are good in denying what they have published in their website, which is disadvantageous for us as clients/customers. Never ever be afraid to exercise your rights when needed. This is what I wrote to Bank Negara today on my recent experience. Take a couple of minutes to read this.&lt;br /&gt;&lt;br /&gt;&amp;quot;Dear Bank Negara and the Complaint Team of HSBC,&lt;br /&gt;&lt;br /&gt;Good day to you. My name Nik, the credit card holder of HSBC. I would like to file an official complaint towards HSBC Bank (M) Berhad call centre, for breach of integrity and false information provided.&lt;br /&gt;&lt;br /&gt;This is how the story went. On 30 January 2016, I made a payment through my HSBC Savings Account to my HSBC credit card worth of RM200.00 as there is an urgent purchase required of RMxxxx, which my credit limit available was only RMxxxx&lt;br /&gt;&lt;br /&gt;In my humble experience in banking with banks in Malaysia, to my understanding, when I make instant transfer from my Savings account to my credit card account, the funds are updated immediately, and so is the credit limit.&lt;br /&gt;&lt;br /&gt;To my horror, on 31 January 2016, I realized that the credit limit was not updated, which HSBC system did not update the payment on time. Having that said, on 31 January 2016, I called HSBC customer service at about 3:00pm and had spoken with Akmal.&lt;br /&gt;&lt;br /&gt;I explained my situation to him and requested help to increase the credit limit temporarily in the event the funds are still not captured by their system. Akmal was hilarious and absurd - he told me that there is no such thing as temporary increase of credit limit in HSBC in emergency cases, only permanent increase can take place with the need to submit in my income documents.&lt;br /&gt;&lt;br /&gt;That said, until I requested to speak to a supervisor, only he tells me there is such a thing such as temporary increase of credit limit without even uttering a word of apology towards the mistake he made. Having that said, he said someone will call me back from the authorization department however that did not take place at all.&lt;br /&gt;&lt;br /&gt;To add on towards the horror, at about 4:30pm, I made a call to HSBC again. I basically waited for 30 minutes to be able to speak with someone, by the name of Azril from HSBC hotline.&lt;br /&gt;&lt;br /&gt;This officer is even far more ridiculous. He gave me wrong information that in the event I transfer funds from my HSBC Savings account to my HSBC credit card, the turnaround time for the funds to be reflected and made available to my credit card takes 3-4 working days.&lt;br /&gt;&lt;br /&gt;I have requested then to speak with a supervisor and after much hesitation, finally my call got transferred to Kavitha, the supervisor on duty.&lt;br /&gt;&lt;br /&gt;Having to speak with Kavitha was a nightmare - she was completely useless and hopeless. She guided me to go to the Internet Banking and wanted to educate me on the Cut Off Time by HSBC where in the website, it is clearly stated as:&lt;br /&gt;&lt;br /&gt;Payment Initiated by Customers&lt;br /&gt;Business Days (Mon-Fri), Non-Business Days (Saturday, Sunday and Federal Territory Public Holidays)&lt;br /&gt;&lt;br /&gt;Funds Received by Beneficiaries&lt;br /&gt;Immediate&lt;br /&gt;&lt;br /&gt;Kindly refer to the file attached in this email, which is published in HSBC website. Therefore I requested Kavitha to listen to the call and provide me the resolution and compensation, reason being the funds were deducted from my Savings and yet, the funds were not available. I have also requested her to draft a letter in details, acknowledging the false information that her 2 staffs have given me and the breach of integrity that HSBC has done, giving false information on the website when that is not the actual case which has caused misery towards my purchase.&lt;br /&gt;&lt;br /&gt;[attachmentid=5989818]&lt;br /&gt;&lt;br /&gt;On 1st of February 2016, Kavitha returned me a call, telling me that her staffs did not make any error in providing wrong information to me, it was me being at fault. To add on, she said there will be no compensation can be provided (which I am fine with it since this is subjected to the management approval) and there will be no apology letter except she can draft a letter telling me that the fund transfer from Savings Account to Credit Card takes 1 working day, and there will be no error that came from her staffs and herself. She even challenged me that there is no error on HSBC website.&lt;br /&gt;&lt;br /&gt;To me, this is a serious breach of integrity where HSBC is not aligned with its policy and victimize their customers when they do not have a solution towards issues addressed.&lt;br /&gt;&lt;br /&gt;I have since called HSBC hotline and spoken with another supervisor, to notify him that I am writing this email, and I demand this to be settled professionally where I expect stern actions to be taken against Kavitha, Azril and Akmal.&lt;br /&gt;&lt;br /&gt;To MalaysiaKini and Malaymail Hotline, please take note of these matter and in the event this needs to be published, please do not hesitate to do so.&lt;br /&gt;&lt;br /&gt;Thank you.&lt;br /&gt;&lt;br /&gt;Regards, an awfully disappointed and ill-treated customer by HSBC,&lt;br /&gt;Nik&lt;br /&gt;&lt;br /&gt;‪#‎hsbc‬ ‪#‎hsbcisawful‬</description>
            <author>inthezone</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Sun, 14 Feb 2016 13:06:52 +0800</pubDate>
        </item>
        <item>
            <title>HSBC - the worst local bank</title>
            <link>http://forum.lowyat.net/topic/3867541</link>
            <description>Allow me to share you a story about HSBC (Hopelessly Sickening Bank Corporation) and they deserve this tagline: &amp;quot;The Worst Local Bank&amp;quot;. I had many unpleasant encounter with this bank before, however this is definitely an awful one. To those whom still have accounts/credit cards with HSBC, stay vigilant and alert towards your account. They are good in denying what they have published in their website, which is disadvantageous for us as clients/customers. Never ever be afraid to exercise your rights when needed. This is what I wrote to Bank Negara today on my recent experience. Take a couple of minutes to read this.&lt;br /&gt;&lt;br /&gt;&amp;quot;Dear Bank Negara and the Complaint Team of HSBC,&lt;br /&gt;&lt;br /&gt;Good day to you. My name Nik, the credit card holder of HSBC. I would like to file an official complaint towards HSBC Bank (M) Berhad call centre, for breach of integrity and false information provided.&lt;br /&gt;&lt;br /&gt;This is how the story went. On 30 January 2016, I made a payment through my HSBC Savings Account to my HSBC credit card worth of RM200.00 as there is an urgent purchase required of RMxxxx, which my credit limit available was only RMxxxx&lt;br /&gt;&lt;br /&gt;In my humble experience in banking with banks in Malaysia, to my understanding, when I make instant transfer from my Savings account to my credit card account, the funds are updated immediately, and so is the credit limit.&lt;br /&gt;&lt;br /&gt;To my horror, on 31 January 2016, I realized that the credit limit was not updated, which HSBC system did not update the payment on time. Having that said, on 31 January 2016, I called HSBC customer service at about 3:00pm and had spoken with Akmal.&lt;br /&gt;&lt;br /&gt;I explained my situation to him and requested help to increase the credit limit temporarily in the event the funds are still not captured by their system. Akmal was hilarious and absurd - he told me that there is no such thing as temporary increase of credit limit in HSBC in emergency cases, only permanent increase can take place with the need to submit in my income documents.&lt;br /&gt;&lt;br /&gt;That said, until I requested to speak to a supervisor, only he tells me there is such a thing such as temporary increase of credit limit without even uttering a word of apology towards the mistake he made. Having that said, he said someone will call me back from the authorization department however that did not take place at all.&lt;br /&gt;&lt;br /&gt;To add on towards the horror, at about 4:30pm, I made a call to HSBC again. I basically waited for 30 minutes to be able to speak with someone, by the name of Azril from HSBC hotline.&lt;br /&gt;&lt;br /&gt;This officer is even far more ridiculous. He gave me wrong information that in the event I transfer funds from my HSBC Savings account to my HSBC credit card, the turnaround time for the funds to be reflected and made available to my credit card takes 3-4 working days.&lt;br /&gt;&lt;br /&gt;I have requested then to speak with a supervisor and after much hesitation, finally my call got transferred to Kavitha, the supervisor on duty.&lt;br /&gt;&lt;br /&gt;Having to speak with Kavitha was a nightmare - she was completely useless and hopeless. She guided me to go to the Internet Banking and wanted to educate me on the Cut Off Time by HSBC where in the website, it is clearly stated as:&lt;br /&gt;&lt;br /&gt;Payment Initiated by Customers&lt;br /&gt;Business Days (Mon-Fri), Non-Business Days (Saturday, Sunday and Federal Territory Public Holidays)&lt;br /&gt;&lt;br /&gt;Funds Received by Beneficiaries&lt;br /&gt;Immediate&lt;br /&gt;&lt;br /&gt;Kindly refer to the file attached in this email, which is published in HSBC website. Therefore I requested Kavitha to listen to the call and provide me the resolution and compensation, reason being the funds were deducted from my Savings and yet, the funds were not available. I have also requested her to draft a letter in details, acknowledging the false information that her 2 staffs have given me and the breach of integrity that HSBC has done, giving false information on the website when that is not the actual case which has caused misery towards my purchase.&lt;br /&gt;&lt;br /&gt;[attachmentid=5989814]&lt;br /&gt;&lt;br /&gt;On 1st of February 2016, Kavitha returned me a call, telling me that her staffs did not make any error in providing wrong information to me, it was me being at fault. To add on, she said there will be no compensation can be provided (which I am fine with it since this is subjected to the management approval) and there will be no apology letter except she can draft a letter telling me that the fund transfer from Savings Account to Credit Card takes 1 working day, and there will be no error that came from her staffs and herself. She even challenged me that there is no error on HSBC website.&lt;br /&gt;&lt;br /&gt;To me, this is a serious breach of integrity where HSBC is not aligned with its policy and victimize their customers when they do not have a solution towards issues addressed.&lt;br /&gt;&lt;br /&gt;I have since called HSBC hotline and spoken with another supervisor, to notify him that I am writing this email, and I demand this to be settled professionally where I expect stern actions to be taken against Kavitha, Azril and Akmal.&lt;br /&gt;&lt;br /&gt;To MalaysiaKini and Malaymail Hotline, please take note of these matter and in the event this needs to be published, please do not hesitate to do so.&lt;br /&gt;&lt;br /&gt;Thank you.&lt;br /&gt;&lt;br /&gt;Regards, an awfully disappointed and ill-treated customer by HSBC,&lt;br /&gt;Nik&lt;br /&gt;&lt;br /&gt;‪#‎hsbc‬ ‪#‎hsbcisawful‬</description>
            <author>inthezone</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 14 Feb 2016 12:57:34 +0800</pubDate>
        </item>
        <item>
            <title>HSBC - the worst local bank</title>
            <link>http://forum.lowyat.net/topic/3867539</link>
            <description>Allow me to share you a story about HSBC (Hopelessly Sickening Bank Corporation) and they deserve this tagline: &amp;quot;The Worst Local Bank&amp;quot;. I had many unpleasant encounter with this bank before, however this is definitely an awful one. To those whom still have accounts/credit cards with HSBC, stay vigilant and alert towards your account. They are good in denying what they have published in their website, which is disadvantageous for us as clients/customers. Never ever be afraid to exercise your rights when needed. This is what I wrote to Bank Negara today on my recent experience. Take a couple of minutes to read this.&lt;br /&gt;&lt;br /&gt;&amp;quot;Dear Bank Negara and the Complaint Team of HSBC,&lt;br /&gt;&lt;br /&gt;Good day to you. My name Nik, the credit card holder of HSBC. I would like to file an official complaint towards HSBC Bank (M) Berhad call centre, for breach of integrity and false information provided.&lt;br /&gt;&lt;br /&gt;This is how the story went. On 30 January 2016, I made a payment through my HSBC Savings Account to my HSBC credit card worth of RM200.00 as there is an urgent purchase required of RMxxxx, which my credit limit available was only RMxxxx&lt;br /&gt;&lt;br /&gt;In my humble experience in banking with banks in Malaysia, to my understanding, when I make instant transfer from my Savings account to my credit card account, the funds are updated immediately, and so is the credit limit.&lt;br /&gt;&lt;br /&gt;To my horror, on 31 January 2016, I realized that the credit limit was not updated, which HSBC system did not update the payment on time. Having that said, on 31 January 2016, I called HSBC customer service at about 3:00pm and had spoken with Akmal.&lt;br /&gt;&lt;br /&gt;I explained my situation to him and requested help to increase the credit limit temporarily in the event the funds are still not captured by their system. Akmal was hilarious and absurd - he told me that there is no such thing as temporary increase of credit limit in HSBC in emergency cases, only permanent increase can take place with the need to submit in my income documents.&lt;br /&gt;&lt;br /&gt;That said, until I requested to speak to a supervisor, only he tells me there is such a thing such as temporary increase of credit limit without even uttering a word of apology towards the mistake he made. Having that said, he said someone will call me back from the authorization department however that did not take place at all.&lt;br /&gt;&lt;br /&gt;To add on towards the horror, at about 4:30pm, I made a call to HSBC again. I basically waited for 30 minutes to be able to speak with someone, by the name of Azril from HSBC hotline.&lt;br /&gt;&lt;br /&gt;This officer is even far more ridiculous. He gave me wrong information that in the event I transfer funds from my HSBC Savings account to my HSBC credit card, the turnaround time for the funds to be reflected and made available to my credit card takes 3-4 working days.&lt;br /&gt;&lt;br /&gt;I have requested then to speak with a supervisor and after much hesitation, finally my call got transferred to Kavitha, the supervisor on duty.&lt;br /&gt;&lt;br /&gt;Having to speak with Kavitha was a nightmare - she was completely useless and hopeless. She guided me to go to the Internet Banking and wanted to educate me on the Cut Off Time by HSBC where in the website, it is clearly stated as:&lt;br /&gt;&lt;br /&gt;Payment Initiated by Customers&lt;br /&gt;Business Days (Mon-Fri), Non-Business Days (Saturday, Sunday and Federal Territory Public Holidays)&lt;br /&gt;&lt;br /&gt;Funds Received by Beneficiaries&lt;br /&gt;Immediate&lt;br /&gt;&lt;br /&gt;Kindly refer to the file attached in this email, which is published in HSBC website. Therefore I requested Kavitha to listen to the call and provide me the resolution and compensation, reason being the funds were deducted from my Savings and yet, the funds were not available. I have also requested her to draft a letter in details, acknowledging the false information that her 2 staffs have given me and the breach of integrity that HSBC has done, giving false information on the website when that is not the actual case which has caused misery towards my purchase.&lt;br /&gt;&lt;br /&gt;[attachmentid=5989814]&lt;br /&gt;&lt;br /&gt;On 1st of February 2016, Kavitha returned me a call, telling me that her staffs did not make any error in providing wrong information to me, it was me being at fault. To add on, she said there will be no compensation can be provided (which I am fine with it since this is subjected to the management approval) and there will be no apology letter except she can draft a letter telling me that the fund transfer from Savings Account to Credit Card takes 1 working day, and there will be no error that came from her staffs and herself. She even challenged me that there is no error on HSBC website.&lt;br /&gt;&lt;br /&gt;To me, this is a serious breach of integrity where HSBC is not aligned with its policy and victimize their customers when they do not have a solution towards issues addressed.&lt;br /&gt;&lt;br /&gt;I have since called HSBC hotline and spoken with another supervisor, to notify him that I am writing this email, and I demand this to be settled professionally where I expect stern actions to be taken against Kavitha, Azril and Akmal.&lt;br /&gt;&lt;br /&gt;To MalaysiaKini and Malaymail Hotline, please take note of these matter and in the event this needs to be published, please do not hesitate to do so.&lt;br /&gt;&lt;br /&gt;Thank you.&lt;br /&gt;&lt;br /&gt;Regards, an awfully disappointed and ill-treated customer by HSBC,&lt;br /&gt;Nik&lt;br /&gt;&lt;br /&gt;‪#‎hsbc‬ ‪#‎hsbcisawful‬</description>
            <author>inthezone</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sun, 14 Feb 2016 12:54:32 +0800</pubDate>
        </item>
        <item>
            <title>Tarot Reading Contest - Just Within Reach Malaysia</title>
            <link>http://forum.lowyat.net/topic/3821356</link>
            <description>- Contest Ended -</description>
            <author>inthezone</author>
            <category>Services Noticeboard</category>
            <pubDate>Wed, 30 Dec 2015 19:17:03 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Unopened Samsung Galaxy V Plus</title>
            <link>http://forum.lowyat.net/topic/3785892</link>
            <description>Item(s): Brand New Samsung Galaxy V Plus - Black Colour - Sealed - Unopened&lt;br /&gt;&lt;br /&gt;[attachmentid=5366532]&lt;br /&gt;&lt;br /&gt;Package includes: As per original packaging by Samsung - &lt;a href='http://www.samsung.com/my/consumer/mobile-devices/smartphones/others/SM-G318HZKZMYM' target='_blank'&gt;http://www.samsung.com/my/consumer/mobile-.../SM-G318HZKZMYM&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;[attachmentid=5366543]&lt;br /&gt;&lt;br /&gt;Price: RM240.00&lt;br /&gt;&lt;br /&gt;Warranty: It says original warranty by Samsung - please check with Samsung on how to register for warranty&lt;br /&gt;&lt;br /&gt;Reason for sale: Got it as a gift and not using. Therefore am letting it go at a very reasonable price. First come first basis. Thank you.&lt;br /&gt;&lt;br /&gt;Dealing method: Cash on Delivery in Kuala Lumpur town area - Viva Home, Mid Valley, Bukit Bintang, KLCC or Nu Sentral. &lt;br /&gt;&lt;br /&gt;Location of seller: Kuala Lumpur Town Area&lt;br /&gt;&lt;br /&gt;Age of item: Brand New, Sealed, Unopened&lt;br /&gt;&lt;br /&gt;Item(s) conditions: Brand New, Sealed, Unopened</description>
            <author>inthezone</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Wed, 25 Nov 2015 10:15:10 +0800</pubDate>
        </item>
        <item>
            <title>[WTS] Brand New Samsung Galaxy V Plus</title>
            <link>http://forum.lowyat.net/topic/3760524</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Brand New Samsung Galaxy V Plus - Black Colour - Sealed - Unopened&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; As per original packaging by Samsung - &lt;a href='http://www.samsung.com/my/consumer/mobile-devices/smartphones/others/SM-G318HZKZMYM' target='_blank'&gt;http://www.samsung.com/my/consumer/mobile-.../SM-G318HZKZMYM&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM240.00 (SOLD)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; It says original warranty by Samsung - please check with Samsung on how to register for warranty&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; Cash on Delivery in Kuala Lumpur town area - Viva Home, Mid Valley, Bukit Bintang, KLCC or Nu Sentral. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; Kuala Lumpur Town Area&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt; Brand New, Sealed, Unopened&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Brand New, Sealed, Unopened&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; [attachmentid=5216292]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Got it as a gift and not using. Therefore am letting it go at a very reasonable price. First come first basis.  Thank you.</description>
            <author>inthezone</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Fri, 30 Oct 2015 23:55:22 +0800</pubDate>
        </item>
        <item>
            <title>[SOLD] Mythic Oracle Deck</title>
            <link>http://forum.lowyat.net/topic/3746325</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; Mythic Oracle Deck&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; A brand new Oracle Deck (unopened) that unleash Wisdom of the Ancient Greek Pantheon. The deck comes along with 45 Cards and a 160-Page-Guidebook and the card images are spectacularly amazing. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; Kinokuniya Malaysia is selling this at about RM86 and RM77 after discount (provided you&amp;#39;re a member), am letting go this extra unit for the price of RM50. Cash on Delivery in Kuala Lumpur Town area otherwise it is RM60 for Pos Laju Delivery. Contact me if interested. Thank you.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; Cash on Delivery in Kuala Lumpur Town area otherwise it is RM60 for Pos Laju Delivery.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location of seller:&lt;/b&gt; Kuala Lumpur City Centre&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM me here otherwise can email me at jwrnikko@gmail.com. Item can also be viewed via this link: &lt;a href='https://carousell.com/p/31587008/' target='_blank'&gt;https://carousell.com/p/31587008/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Age of item:&lt;/b&gt; Brand New&lt;br /&gt;&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Brand New 10/10&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;[attachmentid=5135535] [attachmentid=5135536]&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Extra Unit to fund myself for other decks as I am a full time tarot reader. My website: www.jwrnikko.wix.com/jwrtarot  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>inthezone</author>
            <category>Hobbies &amp;amp; Collectibles Garage Sales</category>
            <pubDate>Fri, 16 Oct 2015 22:18:49 +0800</pubDate>
        </item>
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