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        <title>Lowyat.NET: Latest topics by shdin271</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Fri, 26 Jun 2026 05:55:07 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>i5 6400 gtx970 rig</title>
            <link>http://forum.lowyat.net/topic/5064450</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt;&lt;br /&gt;Processor : Intel i5-6400 (without Fan) - &lt;br /&gt;Motherboard : ASUS B150 Pro Gaming/Aura - &lt;br /&gt;RAM : 16GB DDR4 2400mhz (Kingston HyperX Fury 8GB, Kingston 8GB) - &lt;br /&gt;GPU : ASUS STRIX GTX 970 4GB DirectCuII - &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt;&lt;br /&gt;as above&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;  &lt;span style='color:red'&gt;(&amp;#33;&amp;#33;&amp;#33;NOTICE&amp;#33;&amp;#33;&amp;#33;: Sellers are required to display the exact selling prices of their products. Failure to do so will result in the deletion of the topic)&lt;/span&gt;&lt;br /&gt;Processor : Intel i5-6400 (without Fan) - &lt;br /&gt;Motherboard : ASUS B150 Pro Gaming/Aura - &lt;br /&gt;RAM : 16GB DDR4 2400mhz (Kingston HyperX Fury 8GB, Kingston 8GB) - &lt;br /&gt;GPU : ASUS STRIX GTX 970 4GB DirectCuII - &lt;br /&gt;&lt;br /&gt;Buy all = &lt;br /&gt;&lt;br /&gt;SOLD&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt;&lt;br /&gt;1 month by me&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;COD&lt;br /&gt;Weekdays - Cyberjaya, Putrajaya, Damansara, KL&lt;br /&gt;Weekends - Cyberjaya &amp;amp; Putrajaya&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt;&lt;br /&gt;Cyberjaya&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt;&lt;br /&gt;wasap.my/60142710314&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt;&lt;br /&gt;no damage, just dismantle from my casing&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; &lt;br /&gt;upgrade</description>
            <author>shdin271</author>
            <category>Desktop Systems Garage Sales</category>
            <pubDate>Fri, 27 Nov 2020 18:27:38 +0800</pubDate>
        </item>
        <item>
            <title>WTS IPhone 7 Plus 32 GB</title>
            <link>http://forum.lowyat.net/topic/4492274</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; IPhone 7 Plus 32 GB Bought Feb 2016 with Celcom&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Comes with everything in box with RhinoShield PlayProof &amp;amp; RhinoShield Screen protector worth RM300&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; RM2500 Negotiable&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; Feb 2018&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD Cyberjaya Putrajaya Seri Kembangan Puchong Sepang Nilai Bangi Serdang&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; Cyberjaya&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; 0142710314&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; 9/10 Perfect &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt; As Attached&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Upgrade</description>
            <author>shdin271</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Tue, 02 Jan 2018 16:30:01 +0800</pubDate>
        </item>
        <item>
            <title>Understanding rejected Credit card application</title>
            <link>http://forum.lowyat.net/topic/4485163</link>
            <description>Hi sifu,&lt;br /&gt;I would like to understand why my cc application rejected. &lt;br /&gt;I got 570+ score on ctos, which is below average. &lt;br /&gt;I dont understand how they evaluate my credit score. &lt;br /&gt;&lt;br /&gt;Bank rakyat gave me too much commitment as reason, and cimb i tried on the spot approval, they told me low credit score as reason. &lt;br /&gt;&lt;br /&gt;Currently i dont have any loans except ptptn, which i have restructed last september and paying 200 (30y), current balance 62k. &lt;br /&gt;&lt;br /&gt;Is there any ways to increase my score, because i wanted to apply for mortgage loans in near future, maybe 3rd Q 2018 And here i was thinking simple CC also cant approve, how are they gonna approve if mortgage loan 😅&lt;br /&gt;&lt;br /&gt;Hope someone can shed light on my problem.</description>
            <author>shdin271</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Fri, 22 Dec 2017 15:41:15 +0800</pubDate>
        </item>
        <item>
            <title>Long distance taxi</title>
            <link>http://forum.lowyat.net/topic/4065930</link>
            <description>Is there any? Does grab offer it?&lt;br /&gt;Example going to penang from kl this weekend</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Mon, 26 Sep 2016 20:33:24 +0800</pubDate>
        </item>
        <item>
            <title>Washing machine</title>
            <link>http://forum.lowyat.net/topic/4051356</link>
            <description>Mana mau beli? What shop got cheap cheap. &lt;br /&gt;If smartphone directd, if washing machine what?</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 09 Sep 2016 17:34:50 +0800</pubDate>
        </item>
        <item>
            <title>buying property with more than 10% dep</title>
            <link>http://forum.lowyat.net/topic/4005095</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I am planning to buy a property.&lt;br /&gt;i want to know the steps.. yes i have looked around and saw a few topics discussed about this.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;so what if i want to put &amp;gt;10% dp, when &amp;amp; to whom do i pay that?&lt;br /&gt;the 3% &amp;amp; 7% to whom am i paying? to owner or to bank?&lt;br /&gt;&amp;gt;10% means i am looking at +-40% cash dp&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;is it trustable and advisable to 100% rely on agent?&lt;br /&gt;agent told me he can arrange for lawyer &amp;amp; banker so that both seller &amp;amp; buyer go thru same person&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;the duration from 1st step to getting keys, how long will it take best case &amp;amp; worst case&lt;br /&gt;3 to 6 months?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;please enlighten me, and thank you.</description>
            <author>shdin271</author>
            <category>Property Q&amp;amp;A</category>
            <pubDate>Sat, 16 Jul 2016 12:34:45 +0800</pubDate>
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        <item>
            <title>bazar ramadan putrajaya</title>
            <link>http://forum.lowyat.net/topic/3968552</link>
            <description>any ktard going to putra&amp;#39;s bazar.. which kedai is the best.&lt;br /&gt;any recommendation?  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 07 Jun 2016 15:10:38 +0800</pubDate>
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        <item>
            <title>ayam happy</title>
            <link>http://forum.lowyat.net/topic/3964230</link>
            <description>ayam got job now&lt;br /&gt;ayam veli happy&lt;br /&gt;all those 3 months of job begging paid off&lt;br /&gt;now sape salesman godcar sini come pm&lt;br /&gt;and mana mau cari ipong6s+++&lt;br /&gt;which starbak got most pretty amoi</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 02 Jun 2016 16:23:02 +0800</pubDate>
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        <item>
            <title>talent acquisition</title>
            <link>http://forum.lowyat.net/topic/3950369</link>
            <description>i got exam later today for software engineer @ manulife.&lt;br /&gt;what usually they will be asking for the exam.&lt;br /&gt;IQ question or programming Q?&lt;br /&gt;anyone been to this kinda exam before?&lt;br /&gt; &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 18 May 2016 10:10:25 +0800</pubDate>
        </item>
        <item>
            <title>4 saja</title>
            <link>http://forum.lowyat.net/topic/3933791</link>
            <description>4/10 captain amerika i giff rating.&lt;br /&gt;dogshit graphics with dogshit story&lt;br /&gt;kru studio can do better..&lt;br /&gt;lanjiao la</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 28 Apr 2016 09:29:27 +0800</pubDate>
        </item>
        <item>
            <title>need advice</title>
            <link>http://forum.lowyat.net/topic/3932247</link>
            <description>dudes&lt;br /&gt;i need ur help&lt;br /&gt;can suggest any watch?&lt;br /&gt;i want minimalist watch&lt;br /&gt;and i like those gear thing that we can see. idk la what they called.&lt;br /&gt;1st time buyer pls advice.&lt;br /&gt;thanks /k</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 26 Apr 2016 12:18:31 +0800</pubDate>
        </item>
        <item>
            <title>need advice</title>
            <link>http://forum.lowyat.net/topic/3919596</link>
            <description>Hi all. Need some advises from sifus here.&lt;br /&gt;&lt;br /&gt;here&amp;#39;s my situation - i want to buy my 1st home. im fresh grad (well actually doing internship now, probably will be joining full time in June)&lt;br /&gt;My plan is to buy a home by end of this year (if possible). currently living&amp;amp;working @ cyberjaya.&lt;br /&gt;so let say my salary after minus minus let say i can save 1k per month.&lt;br /&gt;&lt;br /&gt;im looking at near puchong/dengkil area. lots of leasehold there&lt;br /&gt;my question is it worth to buy lease hold?&lt;br /&gt;my plan for now is to buy some cheap house (possible if below 400k) and thinking of upgrade in future after marriage.&lt;br /&gt;and how good is resale value/market for leasehold? scared if buy then hard to sell back.&lt;br /&gt;how much my salary should be to afford such house? current(upcoming) commitment only ptptn (around rm500 permonth). got a normal old proton, not planning to buy a car.&lt;br /&gt;&lt;br /&gt;please do advice. im set my target by end of this year must buy a house.</description>
            <author>shdin271</author>
            <category>Property Talk</category>
            <pubDate>Mon, 11 Apr 2016 19:54:45 +0800</pubDate>
        </item>
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            <title>Kingsman 2</title>
            <link>http://forum.lowyat.net/topic/3916969</link>
            <description>&lt;img src='http://i.imgur.com/Kgu0zekg.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;br /&gt;is he returning?  &lt;!--emo&amp;:hyper:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxm9.gif' border='0' style='vertical-align:middle' alt='rclxm9.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 08 Apr 2016 15:07:09 +0800</pubDate>
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        <item>
            <title>insurance proof</title>
            <link>http://forum.lowyat.net/topic/3908914</link>
            <description>hi, wanted to apply for uber.&lt;br /&gt;they asked about insurance policy letter.&lt;br /&gt;where to get? can i print online?</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 30 Mar 2016 12:31:23 +0800</pubDate>
        </item>
        <item>
            <title>flashing</title>
            <link>http://forum.lowyat.net/topic/3904926</link>
            <description>[YOUTUBE]T5s43y3GBL0[/YOUTUBE]&lt;br /&gt;&lt;br /&gt;why the light flashes? always saw in videos the light flashes. but irl no flash. care to explain?</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 25 Mar 2016 15:02:03 +0800</pubDate>
        </item>
        <item>
            <title>berak</title>
            <link>http://forum.lowyat.net/topic/3904631</link>
            <description>guys why ah every single morning my stomach hurt very bad. fckin body.&lt;br /&gt;lepak home toilet 15mins oso come out sikit.&lt;br /&gt;go office come out like volcano. damn malu sia kolik heard.&lt;br /&gt;any tips how to clear perut in home. drink many water oso same je</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 25 Mar 2016 09:19:27 +0800</pubDate>
        </item>
        <item>
            <title>question about batman</title>
            <link>http://forum.lowyat.net/topic/3903632</link>
            <description>guys wanna ask la&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('ef3a69d2ce922ced8017948c448d6361')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;ef3a69d2ce922ced8017948c448d6361&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;who is the dude that came in batman&amp;#39;s dream, the scene where he fall asleep while decrypting&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 24 Mar 2016 08:50:35 +0800</pubDate>
        </item>
        <item>
            <title>2nd day intern</title>
            <link>http://forum.lowyat.net/topic/3890494</link>
            <description>Gais. What to do. Today my second day. Dunno what to do. Laptop oso havent got yet. Ppl passing by looks at me like im a stupid fark. My manager still mc, team lead dunno what shes doing, looks like very busy duwan disturb her</description>
            <author>shdin271</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Thu, 10 Mar 2016 09:54:22 +0800</pubDate>
        </item>
        <item>
            <title>bringing cigarette</title>
            <link>http://forum.lowyat.net/topic/3888722</link>
            <description>Hi want to ask. how many packs of cigarettes that i can bring? im travelling FROM kl TO langkawi. my friend there asked me to bring some cigarettes.</description>
            <author>shdin271</author>
            <category>Serious Kopitiam</category>
            <pubDate>Tue, 08 Mar 2016 12:58:45 +0800</pubDate>
        </item>
        <item>
            <title>business/financial analyst at IBM GDC cyberjaya</title>
            <link>http://forum.lowyat.net/topic/3883468</link>
            <description>got an intern opportunity at ibm gdc cyberjaya. as an business analyst/financial analyst (it based).&lt;br /&gt;any idea how the company is? read in glassdoor, not much but ppl complaining about salary etc.&lt;br /&gt;and btw what does a business/financial analyst do? maybe can prepare myself before joining next week.</description>
            <author>shdin271</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 03 Mar 2016 00:20:27 +0800</pubDate>
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