Lowyat.NET: Latest topics by kinfei

Missing person! (My cousin )

kinfei — Tue, 29 Nov 2016 14:52:46 +0800

Hi everyone, need your help. Please share this. She is my cousin. She was last seen yesterday morning (28/11/2016) around Puchong One (working place).

Please share this post and set it to public. Your effort is mean a lot to me and the family. Thank you.

https://m.facebook.com/photo.php?fbid=10209...t=story_reshare

All about Allianz Life Insurance

Thu, 01 Jan 1970 07:30:00 +0800

All about Allianz Life Insurance

kinfei — Thu, 13 Oct 2016 17:51:31 +0800

INTRODUCTION

Allianz is a financial services company headquartered in Munich, Germany which its core business is insurance and asset management. In 2014, it is the world's largest insurance company, the largest financial services group and the largest company according to a composite measure by Forbes magazine.
Source Link:
https://en.wikipedia.org/wiki/Allianz

In Malaysia, it started its business here after overtaking MBA life insurance in its inception in 2001. In 2001 the same year coincidently, surely most of us still remember the world occurs a massive tragedy called ‘911 crisis’ where the terrorists hijacked 2 planes and crashed into World Trade Center estimated to be RM6000 million. Back in 1912, the tragedy ‘you jump I jump’ Titanic also involves Allianz to make a huge sum pay out of RM375 million during that time

Allianz does a lot of sponsorship worldwide which include charity organization

INSURANCE

Insurance is all about covering all the 6 unfortunates in life:
Minor injuries
Major injuries
Minor sickness
Major illness
Disability
Death

To cover all the unfortunates, insurance provides 5 types of coverages to sum up as a complete protection which are life, critical illness, personal accident, medical card and premium waiver.

COVERAGE

Allianz has been offering a wide range of protection and always keep up to date with its coverage plan to ensure the risks in our life are mitigated and are suitably for the peace of mind in our client’s life. Among the most preferred plans are including:
MLTA – Allianz Premierlink
Comprehensive medical plan – Allianz Infinite/ Infinite Extra
Personal Accident – Allianz Shield
Early Payout for Critical Illness – Allianz Prime care

Of course, insurance does have many plans, but which plan is the most important? Definitely a comprehensive medical card! Why? Because medical expenses is very expensive!!
5 important benefits of a complete MEDICAL PLAN that you must know
Room and Board must be at least 200
Annual Limit must be more than 100,000
Lifetime limit must be more than 1,000,000
Cancer/Kidney Dialysis must be more than 1,000,000
Expiry age must be more than 80

Current medical cost is not cheap anymore. Appendix easily cost more than RM10, 000. Cyst operation is RM15, 000 as a guideline. Stone blasting for RM25, 000 is a norm and bypass surgery already touches RM80, 000. All these info are based on current guideline and your medical plan is to prepare for current and the next 5-10 years medical expenses down the road. Is your medical plan sufficed to pay all the bills?

ALLIANZ INFINITE MEDICAL CARD

Allianz medical plan has a very high annual limit with no more lifetime limit to combat and prepare for your medical expenses journey in case of unfortunate and requires large sum of medical bills. We are providing 90 days pre hospitalization consultation / 90 days post hospitalization treatment reimbursement and second medical opinion if client feels the need to seek alternative specialist opinion.

What it takes to have a large medical bill it seems? Cancer and kidney treatment has all this while been a painful illness that we have to face due to its excessive charges and long term treatment without specific date to know when your illness is going to be cured. But if there are one thing you will want to not worry with while fighting battle against the illness, it will be the bill as Allianz Infinite is covering all the treatments charges without co-insurance and capping on the bills.

A unique plan that could solve our problems and match our lifestyle needs..
Allianz Powerlink:
1. Choices of rooms & board from RM 200 and maximum RM 1,500
and free admission to ANY private hospitals nationwide.
2. NO annual limit & Lifetime limit up to RM 5,000,000 to cope with the increasing hospital bills yearly.
3. Cover on outpatient treatment on cancer and kidney dialysis.
4. No co-insurance on hospitalization (Free admission to ANY hospitals)
5. Don't just cover 36 critical illness, but 102 types of illness, exclusively by Allianz.
6. NO claims reward!

For more info, this is my contact : Elson Soong +6012 - 8200 966 (whatsapp is available)

Any queries that we can discuss bout it here

WTS > ZTE blade vec 4G

kinfei — Sat, 04 Jun 2016 16:25:24 +0800

Item(s): ZTE blade vec 4G

Package includes: Phone & Charger

Price: RM499 (Negotiable)

Warranty: personal 1 week warranty

Dealing method: Strictly COD (Postage Seller bears the risk)

Location of seller: Cheras

Contact method/details: 012-8200966

Age of item: Half year

---

Item(s) conditions: Near Mint

Picture: See it yourself during COD

Reason for sale: GF not using it anymore.

MAS vs HK insurance saving plan

kinfei — Tue, 02 Feb 2016 22:24:20 +0800

Hi everyone,

I was with my friend who just came back from oversea and we had a lengthy chat bout investment. When talk bout insurance saving, my friend mention bout HK insurance saving returns are much higher than ours . Just want to check with sifus here if it's true HK's insurance package are superior than ours.

Detox Beauty Slimming Solution for every ladies

kinfei — Sun, 31 May 2015 22:42:25 +0800

What is L5 Chocolate? :
L5 Chocolate is the healthy and organic product in the malaysia market today. It is produced by Germany organic advanced formula with its most unique technology formulation– L5 Technology, which allows you drink up easily for a healthy and slim figure!

Effective Ingredients:
Guarana extract, kidney bean extract, low fat milk powder, cocoa fiber, hot chocolate powder, oligosaccharides

Function / Effect of L5 CHOCOLATE:
- fat burning
- increase metabolic rate
- loss weight and sculpture your body
- enhance immune system
- promote gastrointestinal motility
- improve malnutrituon
- Eliminating the abdomen, waist, thigh, and buttocks very obviously.
- The consumers have good feeling of fat burning everyday.

Effective Ingredients:
Guarana extract, kidney bean extract, low fat milk powder, cocoa fiber, hot chocolate powder, oligosaccharides

Instruction / Direction of Use:
1 sachet before breakfast, mixed with 50ml water ( warm water)
For those who have gastric: 1 sachet after breakfast, mixed with 50ml warm water
- *Drink more water

What is Pro9? :
Are you experiencing constipation, irritable bowel, and bloating tummy? How many times do you actually spend on your toilet bowl? Constipation happens when the colon absorbs too much water or the muscles in the colon are contracting slowly causes the stool moves too slowly and loses more water. As a result, the time you need to spend on your toilet bowl will be longer compared to the others who do not experiences constipation or irritable bowel syndromes.

On the other hand, constipation can also be caused by elevated number of bad bacteria in our intestinal tract. This is due to the balance of the intestinal microbial is affected causes increasing number of pathogens and toxins producing bacteria. Therefore, toxins are accumulated in intestinal tract and hence induced diarrhoea or intestinal inflammatory diseases.

From the point of view of Chinese medication, different food colours symbolise different disease defence functions. Each colour brings benefit to specific organs such as green is beneficial to our liver while red is beneficial to our heart. Colourful foods are not only bringing pleasant feeling by just looking at it, but at the same time they provide nutritional values to our daily needs.

Pro9 includes at least 9 beneficial ingredients which can bring benefits and cause no harm to the users. Pro 9 aids in slimming by preventing accumulation in our intestinal tract as it helps to maintain the health and balances of the microflora in digestive system. Moreover, Pro 9 is a great remedy for slimming by reducing the absorption of fats into our body. As a result, Pro 9 not only an aid in slimming; but it also offers many nutritional values to users simultaneously.

Effective Ingredients:
Probiotic, Prebiotic (Ilulin), Weatgrass powder, Tomato Extract powder, Carrot Extract powder, Blackcurrant Extract powder, White kidney bean, Soy powder & Soy protein

Instruction / Direction of Use:
1 sachet 2 hour early before bedtime, mixed with 200ml water ( room temperature water )
For those who have gastric: 1 sachet 15 min before dinner.

Cautions:
This Product is NOT SUITABLE for people who have high blood, diabetes, asthma, kidney or any other body illness! Restrict for 18 – 60 years old healthy adults only. Keep away from children. DO NOT consume during breast-feeding and pregnancy.

There's still lot of proven consumers successful that managed to reduce their tummies and excessive fats. There is no IF in life, only result. Take this opportunity to yourself.

Price:

L5 Chocolate per Box
West =RM130 (Additional RM6 per postage)
East =RM135 (Additional RM9 per postage)

pro9 per Box
West =RM130 (Additional RM6 per postage)
East =RM135 (Additional RM9 per postage)

Dealing method:

COD in Klang Valley

Location of Seller:

Cheras KL

Contact method/details:

012-8200 966
016-246 6555
Whatsapp / SMS , PM , email: kinfeisoong@hotmail.com

Age of item: NEW

Reason of Sale:

Self business ; wish to help more people eliminating their excessive fats and slimming down their tummies.

Any product details can PM me or reply here. I will give my best replies ASAP

Set wrong password code! (nk5800)

kinfei — Wed, 07 Apr 2010 00:21:06 +0800

hey guys i need guidance here.

i have set the wrong password code with my home wifi now i couldnt online ..anyone knows how to change the password so i can set it back ??

Shutter

kinfei — Thu, 20 Mar 2008 03:11:47 +0800

a nice horror movie that makes sense with no boring parts.i'll give it 7.5/10

watch with if you wan your partner to hug you most of the time

anyone know what song it is?

kinfei — Wed, 16 Jan 2008 00:59:46 +0800

in the chorus part is something like ..don waste your time....shame shame shame , on you...sing by male singer and i think its a band song

Gazette

kinfei — Mon, 23 Apr 2007 19:08:51 +0800

anyone into Gazette band? for those who listening to J-Rock sure will never miss out this marvelous band

Owner of a boat

kinfei — Tue, 10 Oct 2006 12:05:35 +0800

Duno if this is a repost or not.well dont care lol.

There were two twins, Joe and John. Joe was the owner of a old dilapidated boat. It just so happened that John's wife died the same day Joe's boat sank. A few days later a kindly old woman saw Joe, and mistaking him for John. Said "I'm sorry to hear about your loss. You must feel terrible"

Joe, thinking she was talking about his boat, said "Fact is, I'm sort of glad to get rid of her. She was a rotten old thing from the beginning. Her bottom was all shriveled up and she smelled like an old dead fish. She was always losing her water, she had a bad crack in the back and a pretty big hole in the front, too. Every time I used her the hole got bigger and she leaked like crazy. I guess what finished her off was when I rented her to those four guys looking for a good time for the weekend. I warned them that she wasn't very good, but they wanted to use her anyhow and were willing to pay. The fools all tried to get in her at the same time and split her right down the middle."

The old woman fainted.

song's image

kinfei — Tue, 21 Mar 2006 22:14:50 +0800

may someone enlighten me on how to put an image for the song so that we can see an image besides the song title .