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        <title>Lowyat.NET: Latest topics by juniorkeat</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Tue, 30 Jun 2026 17:18:44 +0800</lastBuildDate>
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            <title>OPR raise but my housing loan reduce</title>
            <link>http://forum.lowyat.net/topic/5281971</link>
            <description>Hi all finance expert,&lt;br /&gt;&lt;br /&gt;I would like to ask why BNM raise OPR recently but my monthly housing loan was reduce from 1.7k to 1.55k?&lt;br /&gt;&lt;br /&gt;I have email to respective bank.&lt;br /&gt;Their reply say that  based on my principal, so even OPR raise, my housing loan still reduce... &lt;!--emo&amp;:blink:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blink.gif' border='0' style='vertical-align:middle' alt='blink.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;It does not answer my questions...&lt;br /&gt;&lt;br /&gt;Actually I am using full flexible loan, and I put small money in this loan.&lt;br /&gt;Is that the money i put in flexible loan, cause the principal reduce, hence my monthly installment reduce???&lt;br /&gt;&lt;br /&gt;Is that correct????</description>
            <author>juniorkeat</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Thu, 16 Jun 2022 11:49:47 +0800</pubDate>
        </item>
        <item>
            <title>dslr n laptop beg</title>
            <link>http://forum.lowyat.net/topic/2039724</link>
            <description>hey, all friends...... i wish to buy a beg which can fill my laptop n dslr.... but which brand is better?</description>
            <author>juniorkeat</author>
            <category>Photography, Digital Imaging &amp;amp; Video</category>
            <pubDate>Tue, 20 Sep 2011 00:14:45 +0800</pubDate>
        </item>
        <item>
            <title>nikon d3100</title>
            <link>http://forum.lowyat.net/topic/1858454</link>
            <description>hai, all friends..... i found nikon d3100 with the price RM 1950..... The free gift is tripod stand, 8GB memory card, nikon beg and 1 year warranty.... izzit the price ok?&lt;br /&gt;please give some comment.... thank.....</description>
            <author>juniorkeat</author>
            <category>Photography, Digital Imaging &amp;amp; Video</category>
            <pubDate>Sat, 30 Apr 2011 22:56:58 +0800</pubDate>
        </item>
        <item>
            <title>where can i get best price for camera in peneng</title>
            <link>http://forum.lowyat.net/topic/1839454</link>
            <description>i wish to buy nikon d3100 in butterworth, penang... but where should i get the lowest price in butterworth,penang??? &lt;br /&gt;can u all give some comment..... thank..... appreciate......</description>
            <author>juniorkeat</author>
            <category>Photography, Digital Imaging &amp;amp; Video</category>
            <pubDate>Sun, 17 Apr 2011 16:47:37 +0800</pubDate>
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