Debts after someone is dead.

philiplts — Tue, 29 Mar 2011 22:13:07 +0800

Hi everyone,
Was wondering if anyone could help me with the situation below.

My girlfriend's father passed away last year due to heart attack.
Her father had a lot of credit cards and possible some loans (we are not sure hoe many debts he had).
Under her father name, there is an old car, a van and a house.

The old car probably worth a few thousand now.
The van should worth around 25k with some loan balance.
The house is worth around 90k with around 30k loan balance. It was joint name property with her mother.

Now her father passed away without any will and the asset is still under his name.
When we try to transfer the ownership through the government (a long period after submitting), it was told on the court that we need to talk to the banks about the debts before anything could be transferred.

The question is, what should we do in this situation?
What we mainly concern is the house, what the bank could do in this situation? Her mother did pay the house loan amount every month until now.

Any bit of advise could help.
I am also trying to look for a lawyer for consulting. Did anyone have any recommendation?

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Debts after someone is dead.