What tool do you use for property analysis b4 buy?

Th3Matrix — Mon, 05 Aug 2013 11:03:37 +0800

Dear property owners and investors,

Would you mind sharing what analysis tools do you use before making a decision to purchase a property for you own stay or for investment ?

Do you use :
A) Own developed spreadsheets
B) Improved spreadsheet available from the Internet
C) Purchase a software or spreadsheet
D) Smartphone applications ( free or purchased ).

For C) or D) , How much did it cost you ?

Hope you guys don't mind sharing your tools too. Feel free to paste links here.

Cheers.

Third party loan affects LTV ?

Th3Matrix — Thu, 30 May 2013 23:59:20 +0800

Hi,

I'd like to get some input from you guys.

Say..

Person A and B has 1 residential property loan respectively under each name. Then A and B would like to another property using a third party loan, so A and B's names are on the SPA but only B's name on the third party loan (only B servicing the loan).

1.Does this imply that A has only 1 loan and eligible to get 90% LTV in the next property which will be the third property under his name?

2.For the third party loan , does A's name appear to have 2 loans in CCRIS or just 1 ?

3.How does the bank determine how many properties a person is servicing to determine the LTV ?

Thanks.

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What tool do you use for property analysis b4 buy?

Third party loan affects LTV ?