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        <title>Lowyat.NET: Latest topics by wl7817</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 10 Jun 2026 16:06:41 +0800</lastBuildDate>
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        <item>
            <title>Lab Diamond vs Mined (Natural) Diamond</title>
            <link>http://forum.lowyat.net/topic/5206726</link>
            <description>Hey sifus, Im planning to propose to my gf soon. And am looking for a proposal ring, I came across Love &amp;amp; Co lab grown diamond certified by IAG. The price is relatively cheap compared to natural mined diamond. Appreciate your views on the pros and cons of a lab diamond vs natural diamond. If you were to propose, would you buy a lab diamond?&lt;br /&gt;&lt;br /&gt; Thanks in advance mates</description>
            <author>wl7817</author>
            <category>Brides &amp;amp; Grooms</category>
            <pubDate>Sun, 17 Oct 2021 13:54:17 +0800</pubDate>
        </item>
        <item>
            <title>What need to look out for/pay attention to in SPA</title>
            <link>http://forum.lowyat.net/topic/4476256</link>
            <description>Hi sifu sifu, would like to ask what we need to pay attention to in a SPA agreement before we sign on it? What should be in and what shldnt be in? Important one i mean</description>
            <author>wl7817</author>
            <category>Property Talk</category>
            <pubDate>Sun, 10 Dec 2017 10:43:59 +0800</pubDate>
        </item>
        <item>
            <title>Sign SPA before Loan Agreement is ready?</title>
            <link>http://forum.lowyat.net/topic/4473266</link>
            <description>Hi sifu-sifu, would like to ask if its okay if we sign SPA before Loan Agreement? But I had signed the Letter Of Offer (Loan) with the Bank. Now pending loan agreement</description>
            <author>wl7817</author>
            <category>Property Talk</category>
            <pubDate>Wed, 06 Dec 2017 11:27:00 +0800</pubDate>
        </item>
        <item>
            <title>Investment bank client coverage vs audit associate</title>
            <link>http://forum.lowyat.net/topic/3613747</link>
            <description>Hi handsome pretty sekalian,&lt;br /&gt;&lt;br /&gt;I got the offer from both Companies, which are Analyst (One of the top Investment Bank Client Coverage) and Audit Associate (one of the big four). I would like to know more about the career advancement in both industry particularly learning process, skillset needed, job scope, salary increment etc.&lt;br /&gt;&lt;br /&gt;My ultimate goal is to join the back office of Investment Banking (trading, hedge fund, corporate finance etc). I would like to know which position is more relevant to my goal.&lt;br /&gt;&lt;br /&gt;I have 3 days to make the decision. As this is my very first job, this is a very difficult decision for me to make. I knew the job scope and the future career development of an audit associate but not Client Coverage Analyst. I would be grateful if you can provide me some insights of the career advancement of Client coverage analyst.&lt;br /&gt;&lt;br /&gt;Your help/opinion/advise is much appreciated.  &lt;!--emo&amp;:unsure:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/unsure.gif' border='0' style='vertical-align:middle' alt='unsure.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:help:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/icon_question.gif' border='0' style='vertical-align:middle' alt='icon_question.gif' /&gt;&lt;!--endemo--&gt;</description>
            <author>wl7817</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Sat, 20 Jun 2015 01:03:04 +0800</pubDate>
        </item>
        <item>
            <title>Client coverage at Maybank</title>
            <link>http://forum.lowyat.net/topic/3594700</link>
            <description>Hi there, &lt;br /&gt;&lt;br /&gt;I would like to ask about the job scope of a graduate postion in client coverage at Maybank?&lt;br /&gt;&lt;br /&gt;Has anyone worked in that department?&lt;br /&gt;&lt;br /&gt;</description>
            <author>wl7817</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Mon, 01 Jun 2015 00:14:07 +0800</pubDate>
        </item>
        <item>
            <title>POLICE TRACFFIC ASK ME TO COURT ON THE GROUND OF C</title>
            <link>http://forum.lowyat.net/topic/3114347</link>
            <description>I need some legal advise. I was stopped by a police officer at a road block. The police told me that my car tint was dark. But i replied that my car tinted shop has guarenteed that my car tint is according to the law(front and rear 70 side 50). He then ask for a JPJ approved notice. I dont have the notice. Then he threaten to saman me(i think he is expecting some kopi money). &lt;br /&gt;&lt;br /&gt;I further argue that u havent even check the percentage how can u issue a saman like this? He said that rule is only meant for JPJ and they as police traffic are not going to follow that. Then I refuse to accept the saman. He then issue a court notice demand me to attend for the court for the reason &amp;quot;car tints too dark&amp;quot;. &lt;br /&gt;&lt;br /&gt;I would like to know whether is it the percentage rule only meant for JPJ and police traffic can saman without inspecting the percentage? And do i need to attend to the court? &lt;br /&gt;&lt;br /&gt;P/s: the police was very rude and even shout at me. I just seeking for reason why he dont want to inspect the percentage first before issue the saman during the incident. And my car wasnt that dark seriously. &lt;br /&gt;</description>
            <author>wl7817</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Mon, 27 Jan 2014 22:43:55 +0800</pubDate>
        </item>
        <item>
            <title>Certified Accounting Technician (CAT) scholarship</title>
            <link>http://forum.lowyat.net/topic/1807714</link>
            <description>Hi,&lt;br /&gt;Anyone know that any organisation have offer scholarship for Certified Accounting Technician (CAT) course?&lt;br /&gt;I decided to study CAT at PTPL penang. This college got offer scholarship for CAT or not?&lt;br /&gt;URGENT&amp;#33;&amp;#33;&lt;br /&gt;&lt;br /&gt;[addedon]March 26, 2011, 1:09 pm[/addedon]I obtain 4A+,1A,3A-,2B+ in my SPM. I want to apply scholarship. Anyone can give me some suggestion?</description>
            <author>wl7817</author>
            <category>Education Essentials</category>
            <pubDate>Sat, 26 Mar 2011 13:06:22 +0800</pubDate>
        </item>
        <item>
            <title>ACCA Salary?</title>
            <link>http://forum.lowyat.net/topic/1795918</link>
            <description>Fresh and junior ACCA holder salary roughly how much?</description>
            <author>wl7817</author>
            <category>Jobs &amp;amp; Careers</category>
            <pubDate>Thu, 17 Mar 2011 19:44:38 +0800</pubDate>
        </item>
        <item>
            <title>ACCA HOLDER SALARY</title>
            <link>http://forum.lowyat.net/topic/1795825</link>
            <description>Junior ACCA holder basic holder roughly how much?</description>
            <author>wl7817</author>
            <category>Education Essentials</category>
            <pubDate>Thu, 17 Mar 2011 18:20:34 +0800</pubDate>
        </item>
        <item>
            <title>CAT to degreE?</title>
            <link>http://forum.lowyat.net/topic/1794953</link>
            <description>Hi,&lt;br /&gt;I want ask that if I finish CAT and I feel that is freaking hard for me can I go to degree of accounting?&lt;br /&gt;Please help me. URGENT&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;</description>
            <author>wl7817</author>
            <category>Education Essentials</category>
            <pubDate>Thu, 17 Mar 2011 00:51:52 +0800</pubDate>
        </item>
        <item>
            <title>ACCOUNTING PATHWAY</title>
            <link>http://forum.lowyat.net/topic/1789994</link>
            <description>Hi, I need help here ==&lt;br /&gt;I just complete my SPM and decided to take accounting course. &lt;br /&gt;I want ask that if I take diploma at TARC can continue degree at UTAR or not? UTAR accounting degree has exemption in ACCA paper anot?&lt;br /&gt;If can is it has exemption of 1 year in that degree course?&lt;br /&gt;And if want go to degree in accounting which pathway is better? Foundation or diploma?&lt;br /&gt;Is it foundation just recognized by that college itself?&lt;br /&gt;&lt;br /&gt;Anyone study at PTPL college(PENANG)? Is it good in accounting course? &lt;br /&gt;CAT can go to degree in accounting or not?</description>
            <author>wl7817</author>
            <category>Education Essentials</category>
            <pubDate>Sun, 13 Mar 2011 17:03:18 +0800</pubDate>
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