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        <title>Lowyat.NET: Latest topics by shahrul09</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Mon, 22 Jun 2026 18:40:28 +0800</lastBuildDate>
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            <title>Inisiatif bantuan Covid-19</title>
            <link>http://forum.lowyat.net/topic/4931296</link>
            <description>Inisiatif bantuan Covid-19 oleh Kerajaan Malaysia, kerajaan-kerajaan negeri dan majlis agama / jabatan agama / zakat negeri.  &lt;!--emo&amp;:bruce:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/bruce.gif' border='0' style='vertical-align:middle' alt='bruce.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:flex:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/flex.gif' border='0' style='vertical-align:middle' alt='flex.gif' /&gt;&lt;!--endemo--&gt;  &lt;!--emo&amp;:clap:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/rclxms.gif' border='0' style='vertical-align:middle' alt='rclxms.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998549344152&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998549784163&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998550064170&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998550624184&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998551024194&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998551384203&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998551784213&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998552504231&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998552864240&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998553344252&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998553904266&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998554384278&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998554664285&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998704668035&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998705548057&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998763789513&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998853391753&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998853871765&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220998854191773&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220999070357177&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220999444286525&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;[fb]https://www.facebook.com/photo.php?fbid=10220999825136046&amp;amp;set=pcb.10220998554904291&amp;amp;type=3&amp;amp;theater[/fb]&lt;br /&gt;</description>
            <author>shahrul09</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 26 Mar 2020 15:41:49 +0800</pubDate>
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            <title>Decentralized finance ( DeFi )</title>
            <link>http://forum.lowyat.net/topic/4902690</link>
            <description>&lt;b&gt;What is decentralized finance?&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Decentralized finance, also referred to as “DeFi” or open finance, aims to recreate traditional financial systems (such as lending, borrowing, derivatives, and exchange) with automation in place of middlemen. Once fully automated, the financial building blocks of DeFi can be composed to produce more complex capabilities.&lt;br /&gt;On the Ethereum blockchain, the most popular programmable blockchain in the world, almost all DeFi applications are built but in principle these ideas can be implemented on any smart contract platform.&lt;br /&gt;&lt;br /&gt;* Stablecoins. A building block of decentralized finance. Unlike cryptocurrencies like Bitcoin or Ethereum that are known for their price volatility, a stablecoin is engineered to remain “stable” at exactly 1.00 units of fiat. Most stablecoins are pegged to the USD, but some are in other fiat currencies like the Chinese RMB.&lt;br /&gt;* Decentralized lending. Programmatically take out a loan on the blockchain. No bank account required.&lt;br /&gt;* Decentralized exchanges. Buy and sell cryptocurrencies through a blockchain, rather than a centralized exchange like Coinbase. In principle, a machine can trade on these&amp;#33;&lt;br /&gt;* Collateralization. Provide digital assets to collateralize your decentralized loans, providing the lender some recourse in the event of default.&lt;br /&gt;&lt;br /&gt;Understanding DeFi&lt;br /&gt;* 		&lt;a href='https://medium.com/alethio/the-defi-series-an-overview-of-the-ecosystem-and-major-protocols-da27d7b11191' target='_blank'&gt;The DeFi series&lt;/a&gt;&lt;br /&gt;* 		&lt;a href='https://medium.com/dydxderivatives/decentralized-lending-an-overview-1e00fdc2d3ee' target='_blank'&gt;Decentralized Lending&lt;/a&gt;&lt;br /&gt;* 		&lt;a href='https://defiprime.com/' target='_blank'&gt;DeFiprime&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Keeping up with DeFi&lt;br /&gt;* 		&lt;a href='https://thedefiant.substack.com/' target='_blank'&gt;The Defiant newsletter&lt;/a&gt;&lt;br /&gt;* 		&lt;a href='https://compound.substack.com/' target='_blank'&gt;Compound digest newsletter&lt;/a&gt;&lt;br /&gt;* 		&lt;a href='https://defipulse.com/' target='_blank'&gt;DeFi Pulse&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='https://defipulse.com' target='_blank'&gt;https://defipulse.com&lt;/a&gt; is a good website to view complete thing about DeFi , can think it as coingecko or coinmarketcap for DeFi project.&lt;br /&gt;&lt;br /&gt;Full article can be read from website below ( not mine but it have almost complete basic thing to know in DeFi )&lt;br /&gt;&lt;br /&gt;&lt;a href='https://nakamoto.com/beginners-guide-to-defi/' target='_blank'&gt;https://nakamoto.com/beginners-guide-to-defi/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Platform Risk&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Each platform is built differently, by different people, carrying a different amount of risk across several parameters.&lt;br /&gt;These risks are not always clearly visible, and are often hard to interpret for the average user.&lt;br /&gt;DeFi Score is a framework by blockchain company ConsenSys, which is designed to bridge this “information gap” in platform risk.&lt;br /&gt;They tackle this by quantifying the nuanced risks between platforms, presenting them in an easy-to-interpret way: The DeFi Score.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;LoanScan provides financial information and analytics for debt issued on the Ethereum blockchain.&lt;br /&gt;Currently support loans issued on Compound, dYdX, Dharma and Maker DAO protocols.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://loanscan.io/' target='_blank'&gt;https://loanscan.io/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;decentralized insurance platforms&lt;/b&gt; for smart contracts like Nexus Mutual.&lt;br /&gt;You can have a decentralized insurance with nexusmutual.io or others.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://www.coindesk.com/defi-insurance-firm-nexus-mutual-makes-its-first-payout-following-bzx-attacks?amp=1&amp;__twitter_impression=true' target='_blank'&gt;https://www.coindesk.com/defi-insurance-fir...impression=true&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Will add on more info soon.</description>
            <author>shahrul09</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Sat, 08 Feb 2020 09:06:01 +0800</pubDate>
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        <item>
            <title>Closed</title>
            <link>http://forum.lowyat.net/topic/4810022</link>
            <description>Closed</description>
            <author>shahrul09</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Fri, 19 Jul 2019 01:43:35 +0800</pubDate>
        </item>
        <item>
            <title>Libra Facebook</title>
            <link>http://forum.lowyat.net/topic/4795101</link>
            <description>&lt;a href='https://calibra.com/' target='_blank'&gt;https://calibra.com/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Facebook has released its website for Calibra&lt;br /&gt;&lt;br /&gt;Libra Whitepaper &lt;br /&gt;&lt;br /&gt;&lt;a href='https://libra.org/en-US/white-paper/#introduction' target='_blank'&gt;https://libra.org/en-US/white-paper/#introduction&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;From FAQ&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What is Libra?&lt;/b&gt;&lt;br /&gt;Libra is a global cryptocurrency built on the foundation of a blockchain (the Libra Blockchain). Libra is fully backed by the Libra Reserve, a collection of currencies and other assets used as collateral for every Libra that is created, building trust in its intrinsic value.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What do I need to get started?&lt;/b&gt;&lt;br /&gt;When Calibra is available, you will need a government-issued ID to sign up for an account. Identity verification is important to comply with laws and prevent fraud, so you know people are who they say they are.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Where will I be able to use Calibra?&lt;/b&gt;&lt;br /&gt;Calibra will be available as a standalone app in the App Store and Google Play. You will also be able to use Calibra directly in your WhatsApp and Messenger apps, so you can send and receive money as easily as you message friends, family, and businesses.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What can I use Calibra for?&lt;/b&gt;&lt;br /&gt;You can use Calibra to send money to anyone, anywhere in the world. Calibra is designed for Libra, a new global currency. Because the value of Libra is stable, you can also save your money in Calibra and use it to pay for everyday transactions, like buying a coffee, buying groceries, or taking public transportation.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Will Calibra charge fees?&lt;/b&gt;&lt;br /&gt;Transaction fees will be low-cost and transparent, especially if you&amp;#39;re sending money internationally. Calibra will cut fees to help people keep more of their money.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Is Calibra available in my country? What countries is Calibra available in?&lt;/b&gt;&lt;br /&gt;Our goal is to make Calibra available to everyone, anywhere in the world. We are working to bring Calibra to as many countries as possible, as soon as we can.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Can I use my local currency in Calibra?&lt;/b&gt;&lt;br /&gt;Calibra is designed for Libra, so when you send, spend, or save your money, you&amp;#39;ll be using Libra. You can convert your local currency into Libra to add money to your wallet, and convert it back when you want to withdraw. When converting your local currency to or from Libra, the app will show you the exchange rate so you know exactly what you&amp;#39;ll get.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;How will you prevent fraud?&lt;/b&gt;&lt;br /&gt;All accounts and transactions are verified, and fraud prevention is built in throughout the app. Accounts are verified with government-issued ID, so you know people are who they say they are. Facebook and WhatsApp account information are also used when available to verify identity and prevent fraud. Calibra also has in-app reporting and dedicated customer service. In the rare event of unauthorized fraud, you will receive a full refund.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Can I still use Calibra if I don&amp;#39;t have a Facebook, WhatsApp, or Messenger account?&lt;/b&gt;&lt;br /&gt;Yes, you can sign up for Calibra by verifying your identity using a government-issued ID.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What&amp;#39;s the relationship between Calibra and Facebook?&lt;/b&gt;&lt;br /&gt;The Calibra company is a subsidiary of Facebook, Inc. Calibra operates independently from Facebook.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Can businesses use Calibra?&lt;/b&gt;&lt;br /&gt;The first version of Calibra will support peer-to-peer payments and a few other ways to pay such as QR codes which small merchants can use to accept payments in Libra. Over time there will be many others including in-store payments, integrations into Point-of-Sale systems, and more.</description>
            <author>shahrul09</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Tue, 18 Jun 2019 17:00:09 +0800</pubDate>
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        <item>
            <title>New cryptocurrency from Facebook</title>
            <link>http://forum.lowyat.net/topic/4795077</link>
            <description>&lt;a href='https://calibra.com/' target='_blank'&gt;https://calibra.com/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Facebook has released its website for Calibra early. The news about Libra are coming in less than an hour.&lt;br /&gt;&lt;br /&gt;Whitepaper &lt;br /&gt;&lt;a href='https://libra.org/en-US/white-paper/#introduction' target='_blank'&gt;https://libra.org/en-US/white-paper/#introduction&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;From FAQ&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What is Libra?&lt;/b&gt;&lt;br /&gt;Libra is a global cryptocurrency built on the foundation of a blockchain (the Libra Blockchain). Libra is fully backed by the Libra Reserve, a collection of currencies and other assets used as collateral for every Libra that is created, building trust in its intrinsic value.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What do I need to get started?&lt;/b&gt;&lt;br /&gt;When Calibra is available, you will need a government-issued ID to sign up for an account. Identity verification is important to comply with laws and prevent fraud, so you know people are who they say they are.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Where will I be able to use Calibra?&lt;/b&gt;&lt;br /&gt;Calibra will be available as a standalone app in the App Store and Google Play. You will also be able to use Calibra directly in your WhatsApp and Messenger apps, so you can send and receive money as easily as you message friends, family, and businesses.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What can I use Calibra for?&lt;/b&gt;&lt;br /&gt;You can use Calibra to send money to anyone, anywhere in the world. Calibra is designed for Libra, a new global currency. Because the value of Libra is stable, you can also save your money in Calibra and use it to pay for everyday transactions, like buying a coffee, buying groceries, or taking public transportation.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Will Calibra charge fees?&lt;/b&gt;&lt;br /&gt;Transaction fees will be low-cost and transparent, especially if you&amp;#39;re sending money internationally. Calibra will cut fees to help people keep more of their money.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Is Calibra available in my country? What countries is Calibra available in?&lt;/b&gt;&lt;br /&gt;Our goal is to make Calibra available to everyone, anywhere in the world. We are working to bring Calibra to as many countries as possible, as soon as we can.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Can I use my local currency in Calibra?&lt;/b&gt;&lt;br /&gt;Calibra is designed for Libra, so when you send, spend, or save your money, you&amp;#39;ll be using Libra. You can convert your local currency into Libra to add money to your wallet, and convert it back when you want to withdraw. When converting your local currency to or from Libra, the app will show you the exchange rate so you know exactly what you&amp;#39;ll get.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;How will you prevent fraud?&lt;/b&gt;&lt;br /&gt;All accounts and transactions are verified, and fraud prevention is built in throughout the app. Accounts are verified with government-issued ID, so you know people are who they say they are. Facebook and WhatsApp account information are also used when available to verify identity and prevent fraud. Calibra also has in-app reporting and dedicated customer service. In the rare event of unauthorized fraud, you will receive a full refund.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Can I still use Calibra if I don&amp;#39;t have a Facebook, WhatsApp, or Messenger account?&lt;/b&gt;&lt;br /&gt;Yes, you can sign up for Calibra by verifying your identity using a government-issued ID.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;What&amp;#39;s the relationship between Calibra and Facebook?&lt;/b&gt;&lt;br /&gt;The Calibra company is a subsidiary of Facebook, Inc. Calibra operates independently from Facebook.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Can businesses use Calibra?&lt;/b&gt;&lt;br /&gt;The first version of Calibra will support peer-to-peer payments and a few other ways to pay such as QR codes which small merchants can use to accept payments in Libra. Over time there will be many others including in-store payments, integrations into Point-of-Sale systems, and more.</description>
            <author>shahrul09</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 18 Jun 2019 16:13:32 +0800</pubDate>
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        <item>
            <title>S’pore Go-Jek driver kidnap passenger. Not</title>
            <link>http://forum.lowyat.net/topic/4731977</link>
            <description>S’pore Go-Jek driver records video of passenger accusing him of kidnap when he clearly didn’t&lt;br /&gt;&lt;br /&gt;[twt]https://twitter.com/mothershipsg/status/1091002519700918274?s=21[/twt]&lt;br /&gt;[fb]https://www.facebook.com/592308557475467/posts/2271102746262698/[/fb]&lt;br /&gt;&lt;br /&gt;Tldw&lt;br /&gt;In summary, this was what the video showed:&lt;br /&gt;&lt;br /&gt;– Driver was bringing the solo passenger to the police station after she kept saying the driver was out to cheat her money&lt;br /&gt;– She insisted that the route she takes “every morning” does not encounter any ERP gantries&lt;br /&gt;– The driver asked her for her way to the destination but she could not provide it&lt;br /&gt;– She then said the driver knows the way and she doesn’t, which was why he was taking a route she was not familiar with&lt;br /&gt;– The driver said he would not take a single cent from the passenger and the passenger insisted on not paying as well&lt;br /&gt;– The driver said she can make a claim from Go-Jek for a refund&lt;br /&gt;– The driver then said: “You should take bus, cheaper.”&lt;br /&gt;– The driver said he would report the incident to the police and the Land Transport Authority, and asked the woman to do likewise&lt;br /&gt;– The woman then moved away from the video recording device to avoid getting captured on camera&lt;br /&gt;– The woman then got on the phone and accused the driver of being “dangerous”&lt;br /&gt;– It is unclear who was the woman talking to on the phone&lt;br /&gt;– The woman on the phone sounded like it was the kin of the passenger&lt;br /&gt;– The person on the phone told the driver she had the passenger’s GPS location noted down&lt;br /&gt;– The driver repeated that he was going to the police station in Toa Payoh&lt;br /&gt;– The woman on the phone then said the driver “have no right to take her hostage”&lt;br /&gt;– Upon reaching a location the driver thought was the police station, the woman started shouting for help and saying she had been kidnapped&lt;br /&gt;– The driver also sought to speak to the police officer who was out of the camera’s view&lt;br /&gt;– The police then told the driver he was not at the police station and directed him there&lt;br /&gt;– The woman then tried to exit the vehicle but the door was locked&lt;br /&gt;– Shen then started to shout, “He lock the door&amp;#33;”&lt;br /&gt;– The driver and the police then tried to explain to her the door locks automatically&lt;br /&gt;– The woman then ended up shouting: “Is it because I am Chinese?”</description>
            <author>shahrul09</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 01 Feb 2019 02:07:39 +0800</pubDate>
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            <title>Bincangkan, orang asli</title>
            <link>http://forum.lowyat.net/topic/4727296</link>
            <description>Orang asli bukan warganegara ke?&lt;br /&gt;Serious question, I seriously don’t know, firrst time dengar ni.&lt;br /&gt;&lt;br /&gt;Good for them if they can get citizenship.&lt;br /&gt;&lt;br /&gt;&lt;a href='https://twitter.com/limkitsiang/status/1087889433079083008?s=21' target='_blank'&gt;https://twitter.com/limkitsiang/status/1087...3079083008?s=21&lt;/a&gt;</description>
            <author>shahrul09</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 23 Jan 2019 13:41:24 +0800</pubDate>
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            <title>Malaysia Crypto Exchanges &amp;amp; card</title>
            <link>http://forum.lowyat.net/topic/4715106</link>
            <description>It as mentioned above, &lt;br /&gt;Let discuss and list up the current working (withdrawal/deposit) Crypto Exchanges in malaysia.&lt;br /&gt;I will list up few that I know.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Malaysia SC registered exchanges&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;-Luno &lt;br /&gt;-Sinergy&lt;br /&gt;-Tokenize&lt;br /&gt;&lt;br /&gt;&lt;b&gt;P2P exchanges&lt;/b&gt;&lt;br /&gt;- binance P2P&lt;br /&gt;-Remitano &lt;br /&gt;-Localbitcoins &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Crypto Exchanges&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;-Luno ( available for deposit/withdraw fiat)&lt;br /&gt;-tokenize&lt;br /&gt;-sinergy&lt;br /&gt;-xbitasia ( checking)&lt;br /&gt;-pink exchanges (checking)&lt;br /&gt;-numoney (low liquidity )&lt;br /&gt;-bittrex (working)&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Here the &lt;b&gt;Crypto Debit Card&lt;/b&gt; list. AFAIK there are no working debit card yet in Malaysia&lt;br /&gt;- TenX (they stop the order and shipping to Malaysia now)&lt;br /&gt;- Monaco ( Crypto.com), &lt;br /&gt;anyone want referrals code can PM. You and I will get some rewards.&lt;br /&gt;- Tokencard ( Token.com) Live in London and EU, use TKN for payment to get lesser charging fees&lt;br /&gt;- Fuzex (no progress yet)&lt;br /&gt;- BitPay (USA only)&lt;br /&gt;- wirex (USA)&lt;br /&gt;- shift card from coinbase ( US only, will discontinues on April 2019)&lt;br /&gt;-Groestlcoin Card by PolisPay ( abit expensive, &amp;#036;25 yearly fee, &amp;#036;55 shipping fee to Asia)&lt;br /&gt;- swipe ( provide card for Binance and FTX , but not available in malaysia yet )&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Defi product.&lt;br /&gt;1) Monolith (tokencard) - a decentralised wallet with a crypto debitcard attach to it. &lt;br /&gt;&lt;br /&gt;2) Crypto.com - A really a great wallet to earn interest and get loan and use your crypto debit card with alot of perks. (Personally using this wallet to collect interest, can PM me to receive the Referral code for you to earn &amp;#036;50 in mco when you start using it) &lt;br /&gt;&lt;br /&gt;3) Celcius.com&lt;br /&gt;&lt;br /&gt;4) Nexo&lt;br /&gt;&lt;br /&gt;Feel free to add on more if there are some working exchanges and card product  and I will update the list.</description>
            <author>shahrul09</author>
            <category>Bitcoin &amp;amp; Cryptocurrencies</category>
            <pubDate>Sat, 29 Dec 2018 11:43:54 +0800</pubDate>
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        <item>
            <title>Pokémon. Ryan Reynolds. Wait—What?</title>
            <link>http://forum.lowyat.net/topic/4691194</link>
            <description>[fb]https://www.facebook.com/230809307041021/posts/1839302182858384/[/fb]&lt;br /&gt;&lt;br /&gt;FB: Humans. Pokémon. Ryan Reynolds.&lt;br /&gt;Wait—Ryan Reynolds?&amp;#33; &lt;br /&gt;Get ready for a Pokémon adventure like you’ve never seen before, Trainers—POKÉMON Detective Pikachu hits theaters in Summer 2019&amp;#33; 🎬🔍⚡️ &lt;a href='http://detectivepikachu.com' target='_blank'&gt;http://detectivepikachu.com&lt;/a&gt;&lt;br /&gt;&lt;a href='https://www.facebook.com/230809307041021/posts/1839302182858384/' target='_blank'&gt;https://www.facebook.com/230809307041021/po...39302182858384/&lt;/a&gt;</description>
            <author>shahrul09</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Tue, 13 Nov 2018 01:23:51 +0800</pubDate>
        </item>
        <item>
            <title>WTS GoPro smart Remote</title>
            <link>http://forum.lowyat.net/topic/4687681</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; GoPro Smart Remote&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; everything in the box&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt;  Rm300&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; post/cod KL(if available)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt; KL/putrajaya/KK&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM&lt;br /&gt;---&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Good, use twice only&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Picture:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; not using it anymore</description>
            <author>shahrul09</author>
            <category>Photography Accessories Garage Sales</category>
            <pubDate>Tue, 06 Nov 2018 18:58:00 +0800</pubDate>
        </item>
        <item>
            <title>Closed</title>
            <link>http://forum.lowyat.net/topic/4550809</link>
            <description>Closed</description>
            <author>shahrul09</author>
            <category>Mobile Phones Garage Sales</category>
            <pubDate>Sat, 24 Mar 2018 13:25:53 +0800</pubDate>
        </item>
        <item>
            <title>Maybank IBAN no.</title>
            <link>http://forum.lowyat.net/topic/4444654</link>
            <description>What will be Maybank IBAN(International Banking Account Number)? It is same as account number?&lt;br /&gt;&lt;br /&gt;Asked Maybank Rep, they keep repeating the same scripted answer.&lt;br /&gt;&lt;br /&gt;&amp;#39;Kindly be informed that we do not use IBAN Code. For international transfer we only use SWIFT Code which is MBBEMYKL.&amp;#39;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;I know this but when you want to transfer money from EU outside they still ask for this no.&lt;br /&gt;&lt;br /&gt;Should I put my account number or just put 0000?</description>
            <author>shahrul09</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 01 Nov 2017 01:10:47 +0800</pubDate>
        </item>
        <item>
            <title>Need help with company and dividends stuff</title>
            <link>http://forum.lowyat.net/topic/4427057</link>
            <description>This is the scenario that might happen or what I plan to do.&lt;br /&gt;*very noob* not from business field at all&lt;br /&gt;&lt;br /&gt; &lt;br /&gt;I will Involves in some foreign online PR and marketing company setup as cofounder.( Company A)&lt;br /&gt;In the same time I&amp;#39;m working and receive salary from the company A.&lt;br /&gt;&lt;br /&gt;Now what is the best solution to receive the salary and dividends as shareholder of the company&lt;br /&gt;What I plan to do&lt;br /&gt;1) setup my local sole prop company B  to invoices the Company A for the monthly salary.&lt;br /&gt;2) for the dividends and as shareholder i dont know whether to use the same company B or just use personal name and account.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Any input and idea guys? From tax perspective and legal wise.</description>
            <author>shahrul09</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 10 Oct 2017 03:56:47 +0800</pubDate>
        </item>
        <item>
            <title>(WTB) mobile wifi modem</title>
            <link>http://forum.lowyat.net/topic/4302339</link>
            <description>&lt;b&gt;Item(s):&lt;/b&gt; wtb mobile wifi modem&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; can use by any sim&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; offer me&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;cod &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Location:&lt;/b&gt;Kuala lumpur&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method/details:&lt;/b&gt; PM&lt;br /&gt;---&lt;br /&gt;</description>
            <author>shahrul09</author>
            <category>Mobile Phones &amp;amp; Tablets Garage Sales</category>
            <pubDate>Fri, 26 May 2017 20:14:01 +0800</pubDate>
        </item>
        <item>
            <title>India Govt Scraps Rs 500 and Rs 1,000 Currency</title>
            <link>http://forum.lowyat.net/topic/4106309</link>
            <description>The prime minister announced demonetization of Rs 500 and 1000 currency notes with effect from midnight, making these notes invalid in a major assault on black money, fake currency and corruption.  The move was aimed to clamp down on rampant corruption, PM Modi said. In his televised address to the nation, PM Modi said people holding notes of Rs 500 and Rs 1000 can deposit the same in their bank and post office accounts from November 10 till December 30. Those who are unable to exchange their notes by December 30 will be allowed to declare them with the Reserve Bank of India till March 31.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;A number of exceptions have been made at places of particular importance, where the Rs 500 and Rs 1,000 notes will be accepted for an additional 72 hours, that is till midnight on November 11. This includes hospitals, railway ticket booking counters, government bus stands, and airports.&lt;br /&gt;&lt;br /&gt;New notes of Rs 2,000 and Rs 500 will be circulated soon, PM Modi said, though these will have limited circulation.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;*rs500= rm30&lt;br /&gt;*rs1000=rm60 &lt;br /&gt;&lt;a href='http://indianexpress.com/article/india/india-news-india/narendra-modi-prime-minister-address-to-the-nation4364609/' target='_blank'&gt;Source&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Tldr-&lt;br /&gt;India PM anoounce to discontinue rs500 and rs1000 tonight 8/11/16&lt;br /&gt;And will take effect after midnight. &lt;br /&gt;-tomorrow all bank gonna close. 9/11/16&lt;br /&gt;-only smaller notes will be valid from tomorrow onwards.&lt;br /&gt;-ppl with old notes can change in bank on 10/11/16 till end of year.&lt;br /&gt;A small step to fight black money.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;New notes</description>
            <author>shahrul09</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 09 Nov 2016 01:29:51 +0800</pubDate>
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        <item>
            <title>(WTS) Marks &amp;amp; Spencer Autograph Jacket uk12</title>
            <link>http://forum.lowyat.net/topic/3992958</link>
            <description>&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;Marks and Spencer Autograph Leather Jacket Black UK 12&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Size&lt;/b&gt; : UK 12(s)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: bought for rm 300+ ,selling for rm 100(free postage)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason&lt;/b&gt;: too small,old item 5year+&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Condition&lt;/b&gt;: 9.0/10 nice and good. &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty&lt;/b&gt;: not available.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD area KL or PJ or postage&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method &lt;/b&gt;: PM</description>
            <author>shahrul09</author>
            <category>Men&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Sun, 03 Jul 2016 14:29:31 +0800</pubDate>
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        <item>
            <title>(WTS) QUECHUA HIKING BAG 60L</title>
            <link>http://forum.lowyat.net/topic/3992641</link>
            <description>WTS FORCLAZ 60 HIKING BACKPACK RED FOR SEVERAL DAYS&amp;#39; HIKING&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: bought at rm270 in march in decathlon india.&lt;br /&gt;Selling at rm 200.&lt;br /&gt;&lt;a href='https://www.decathlon.my/hiking-sports/gear-services/hiking-backpacks-and-poles/50l-to-hiking-backpacks/5532/forclaz-60-hiking-backpack-red-0000000000000.html' target='_blank'&gt;Decathlon Malaysia Price&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason&lt;/b&gt;: upgrading new bag&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Condition&lt;/b&gt;: 9.8/10 nice and good. No koyak.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty&lt;/b&gt;: not available.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method&lt;/b&gt;: COD area KL or PJ&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Description:&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;Forclaz 60 Blue Hiking Backpack for several days&amp;#39; hiking:&lt;br /&gt;&lt;br /&gt;CAPACITY&lt;br /&gt;Volume 61 litres / Weight 1.8 kg / Use Dimensions: H 69 x W 33 x D 27&lt;br /&gt;&lt;br /&gt;CARRYING COMFORT&lt;br /&gt;Compression straps. Chest strap. Load adjuster straps. Thumb loops.&lt;br /&gt;&lt;br /&gt;MULTIPLE COMPARTMENTS&lt;br /&gt;Pockets: 3 ext., 1 int., 1 belt. Pole-loop. bottom access and compartments.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;VENTILATION&lt;br /&gt;Single back and straps without ventilation systems</description>
            <author>shahrul09</author>
            <category>Men&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Sun, 03 Jul 2016 02:48:45 +0800</pubDate>
        </item>
        <item>
            <title>(WTS) ARPENAZ 300 3-IN-1 MEN&amp;#39;S HIKING RAIN JACKET</title>
            <link>http://forum.lowyat.net/topic/3992418</link>
            <description>&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;ARPENAZ 300 3-IN-1 MEN&amp;#39;S HIKING RAIN JACKET - RED (L)&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Size&lt;/b&gt; : L&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: bought for rm 300, selling for rm 200&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason&lt;/b&gt;: upgrading&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Condition&lt;/b&gt;: 9.9/10 nice and good. use once only trip to Nepal&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty&lt;/b&gt;: not available.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt; COD area KL or PJ or postage&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method &lt;/b&gt;: PM&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Description:&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;TECHNICAL INFORMATION&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;1	&lt;br /&gt;SIZING INFORMATION&lt;br /&gt;Standard cut. Sized so that it can be worn over a warm second layer such as a pullover or microfleece when desired.&lt;br /&gt;&lt;br /&gt;2	&lt;br /&gt;HOOD&lt;br /&gt;Removable using press studs. Height can be adjusted using an elastic drawcord and toggles. Adjustable depth using a rip-tab positioned at the back of the head. Shape memory visor provides good face protection.&lt;br /&gt;&lt;br /&gt;3	&lt;br /&gt;OUTSIDE JACKET POCKETS&lt;br /&gt;2 warm hand pockets with zips + 1 outer chest pocket with zip + 1 secure Napoleon-style pocket hidden under the main flap.&lt;br /&gt;&lt;br /&gt;4	&lt;br /&gt;JACKET HEM DRAWCORD&lt;br /&gt;Elastic drawcords and toggles.&lt;br /&gt;&lt;br /&gt;5	&lt;br /&gt;SLEEVE ADJUSTMENT&lt;br /&gt;With rip-tabs.&lt;br /&gt;&lt;br /&gt;6	&lt;br /&gt;REMOVABLE INNER JACKET&lt;br /&gt;Made of fleece fibres. With 2 zipped hand pockets. Sleeves lined with polyamide to make them easier to pull on.&lt;br /&gt;&lt;br /&gt;7	&lt;br /&gt;ADDITIONAL RECOMMENDED PRODUCTS&lt;br /&gt;Care products: spray or liquid water repellent treatment in the washing machine. To renew the fabric&amp;#39;s water repellent properties and optimise performance throughout the lifespan of your garment. We recommend using these products with each wash.&lt;br /&gt;&lt;br /&gt;8	&lt;br /&gt;WATERPROOF COMPONENT&lt;br /&gt;We measure a fabric&amp;#39;s resistance to a column of water in mm (based on the ISO 811 standard). The higher the water pressure withstood, the more waterproof the fabric. Components scoring 2000 mm can resist the pressure from 2000 mm of water (which is equivalent to a rain shower lasting about one hour).&lt;br /&gt;&lt;br /&gt;9	&lt;br /&gt;WATERPROOF GARMENT&lt;br /&gt;NOVADRY® technology: this garment has been subjected to a shower test using 60 litres of water/sqm/hour for 2 hours. This test reproduces the average conditions of a rain shower in the mountains. Please visit Novadry.com for more information.&lt;br /&gt;&lt;br /&gt;10	&lt;br /&gt;COMPONENT BREATHABILITY&lt;br /&gt;To find out whether a fabric is breathable, we test its evaporative resistance or RET (based on the ISO 11092 standard). The lower the fabric&amp;#39;s resistance, the more water vapour generated by the body during physical activity evaporates, and the higher the fabric&amp;#39;s breathability. For example: RET &amp;lt; 9 = extremely breathable fabric / 9&lt;br /&gt;&lt;br /&gt;11	&lt;br /&gt;WATER REPELLENT COMPONENT&lt;br /&gt;A fabric is water repellent when it allows water slide over its surface without seeping in. This prevents the fabric from swelling, and keeps it lightweight, breathable and warm. This is achieved through a treatment applied to the fabric&amp;#39;s exterior. This treatment must be renewed throughout the garment&amp;#39;s lifetime (recommended with each wash). Water repellent treatment products are available in our stores. All Quechua waterproof jackets have received a water-repellent treatment</description>
            <author>shahrul09</author>
            <category>Men&amp;#39;s Fashion Garage Sales</category>
            <pubDate>Sat, 02 Jul 2016 22:23:48 +0800</pubDate>
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        <item>
            <title>(WTS) Quechua 60L hiking bag</title>
            <link>http://forum.lowyat.net/topic/3992374</link>
            <description>WTS FORCLAZ 60 HIKING BACKPACK RED FOR SEVERAL DAYS&amp;#39; HIKING&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: bought at rm270 on march in decathlon india.&lt;br /&gt;Selling at rm 200.&lt;br /&gt;&lt;a href='https://www.decathlon.my/hiking-sports/gear-services/hiking-backpacks-and-poles/50l-to-hiking-backpacks/5532/forclaz-60-hiking-backpack-red-0000000000000.html' target='_blank'&gt;Decathlon Malaysia Price&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason&lt;/b&gt;: upgrading new bag&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Condition&lt;/b&gt;: 9.8/10 nice and good. No koyak.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty&lt;/b&gt;: not available.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method&lt;/b&gt;: COD area KL or PJ&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Description:&lt;br /&gt;&lt;/b&gt;&lt;br /&gt;Forclaz 60 Blue Hiking Backpack for several days&amp;#39; hiking:&lt;br /&gt;&lt;br /&gt;CAPACITY&lt;br /&gt;Volume 61 litres / Weight 1.8 kg / Use Dimensions: H 69 x W 33 x D 27&lt;br /&gt;&lt;br /&gt;CARRYING COMFORT&lt;br /&gt;Compression straps. Chest strap. Load adjuster straps. Thumb loops.&lt;br /&gt;&lt;br /&gt;MULTIPLE COMPARTMENTS&lt;br /&gt;Pockets: 3 ext., 1 int., 1 belt. Pole-loop. bottom access and compartments.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;VENTILATION&lt;br /&gt;Single back and straps without ventilation systems&lt;br /&gt;&lt;br /&gt;</description>
            <author>shahrul09</author>
            <category>Sports Garage Sales</category>
            <pubDate>Sat, 02 Jul 2016 21:13:19 +0800</pubDate>
        </item>
        <item>
            <title>(WTS) Room clearance</title>
            <link>http://forum.lowyat.net/topic/3991718</link>
            <description>&lt;span style='font-size:14pt;line-height:100%'&gt;&lt;b&gt;Want To Sell/Trade&lt;/b&gt;:&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item1&lt;/b&gt;: WTS Sony Nex 3N&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: RM600&lt;br /&gt;&lt;b&gt;More Info&lt;/b&gt;: &lt;a href='https://forum.lowyat.net/index.php?showtopic=3985931&amp;hl=' target='_blank'&gt;https://forum.lowyat.net/index.php?showtopic=3985931&amp;hl=&lt;/a&gt;&lt;br /&gt;&lt;b&gt;Reason for sale &lt;/b&gt;: not using it anymore&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item&lt;/b&gt;: WTS Lenovo P780&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: Rm 300&lt;br /&gt;&lt;b&gt;More Info&lt;/b&gt;: &lt;a href='https://forum.lowyat.net/index.php?showtopic=3985938&amp;hl=' target='_blank'&gt;https://forum.lowyat.net/index.php?showtopic=3985938&amp;hl=&lt;/a&gt;&lt;br /&gt;&lt;b&gt;Reason for sale&lt;/b&gt; : using iphone now&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item&lt;/b&gt;: WTS Lifeproof nuud iphone 6&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: RM200&lt;br /&gt;&lt;b&gt;More Info&lt;/b&gt;: &lt;a href='https://forum.lowyat.net/index.php?showtopic=3982821&amp;hl=' target='_blank'&gt;https://forum.lowyat.net/index.php?showtopic=3982821&amp;hl=&lt;/a&gt;&lt;br /&gt;&lt;b&gt;Reason for sale &lt;/b&gt;: not using anymore&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item&lt;/b&gt;: WTS Nike football padded winter jacket&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: RM 300&lt;br /&gt;&lt;b&gt;More Info&lt;/b&gt;:&lt;br /&gt;&lt;a href='https://forum.lowyat.net/index.php?showtopic=3985966&amp;hl=' target='_blank'&gt;https://forum.lowyat.net/index.php?showtopic=3985966&amp;hl=&lt;/a&gt;&lt;br /&gt;&lt;b&gt;Reason for sale&lt;/b&gt;: extra&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item&lt;/b&gt;: WTS Quechua Forclaz 60L hiking bag&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: Rm 200&lt;br /&gt;&lt;b&gt;More Info&lt;/b&gt;: &lt;a href='https://forum.lowyat.net/index.php?act=ST&amp;f=268&amp;t=3992374&amp;st=0#entry80636811' target='_blank'&gt;https://forum.lowyat.net/index.php?act=ST&amp;f...0#entry80636811&lt;/a&gt;&lt;br /&gt;&lt;b&gt;Reason for sale&lt;/b&gt; : upgrading&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item&lt;/b&gt;: ARPENAZ 300 3-IN-1 MEN&amp;#39;S HIKING RAIN JACKET - RED (L)&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: RM 200&lt;br /&gt;&lt;b&gt;More Info&lt;/b&gt;: &lt;a href='https://forum.lowyat.net/index.php?showtopic=3992418' target='_blank'&gt;https://forum.lowyat.net/index.php?showtopic=3992418&lt;/a&gt;&lt;br /&gt;&lt;b&gt;Reason for sale &lt;/b&gt;: upgrading&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item&lt;/b&gt;: Marks and Spencer Autograph Leather Jacket Black UK 12&lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;: RM 100&lt;br /&gt;&lt;b&gt;More Info&lt;/b&gt;: &lt;a href='https://forum.lowyat.net/index.php?showtopic=3992958&amp;hl=' target='_blank'&gt;https://forum.lowyat.net/index.php?showtopic=3992958&amp;hl=&lt;/a&gt;&lt;br /&gt;&lt;b&gt;Reason for sale&lt;/b&gt; old and too small&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item&lt;/b&gt;: &lt;br /&gt;&lt;b&gt;Price&lt;/b&gt;:&lt;br /&gt;&lt;b&gt;More Info&lt;/b&gt;: &lt;br /&gt;&lt;b&gt;Reason for sale&lt;/b&gt;</description>
            <author>shahrul09</author>
            <category>Garage Sales</category>
            <pubDate>Fri, 01 Jul 2016 23:11:29 +0800</pubDate>
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