Lowyat.NET: Latest topics by tatagal

LG Full HD LED TV playing .rmvb file

tatagal — Mon, 04 Mar 2013 20:20:02 +0800

I have a LG 3d smart tv model: lw6500. Any taikor here know is it possible to play .rmvb file with it? I tried but it doesnt work.

PTPTN 20% discount

tatagal — Thu, 08 Nov 2012 13:12:52 +0800

I found that some people said that it is not a good deal.

Example the blogger for following link:
http://hongwei85.blogspot.com.au/2012/09/a...how-why-we.html

However, I feel it is a good deal. My explanation is as follows:

Lets make a simple assumption:
1) You currently still own PTPTN for amount of RM28,000.
2) Your loan tenure still left 15 years.
3) PTPTN interest is 3%

Choices Available:
Option A) Pay the PTPTN according to the schedule which is RM193.36/mth for 180 months (15 years)
Option B) Get the 20% discount and settle your PTPTN by paying RM22,400!
Option C) Not paying at all - Some of my friends being blacklisted, they only know when they reach the airport.

So which is a wiser choice? Paying RM22,400 the finish off the loan or paying RM193.36 for 150 months.

The answer to me is Option B) - The reason is if you need to pay RM193.36/mth for 150 months for amount of RM22,400, it interpretes to interest rate of 6.35%/annum!

What you guys think?

Loan for Property

tatagal — Wed, 17 Oct 2012 10:52:39 +0800

I saw somewhere that personal loan by some banks are charging interest less than 4%.

Since housing loan is more than 4%, any sifu here did take up the personal loan to settle their housing loan?

purchase a property for investment

tatagal — Tue, 02 Oct 2012 17:19:13 +0800

If let say i am planning to buy a prop for rm500k under con prop. and i hv cash at the same time.is it better to pay by cash and finance the prop upon completion or get loan for this prop straight awsy.

the reason is prop under con has only a few panel bank.but once completed most banks accept refinancing

Australian Property Purchase/Investment

tatagal — Fri, 28 Sep 2012 09:18:09 +0800

Anyone has experience about Australian Property Investment?

Planning to put my money there.

Shell/Petronas

tatagal — Mon, 24 Sep 2012 12:32:37 +0800

Who knows salary for an engineer (mech/rotating equip.) with 6 years of experience Shell/Petronas?

Questions regarding Home Loan

tatagal — Mon, 03 Sep 2012 12:23:30 +0800

I have a property with few years lock-in period. During the lock in period, there is penalty for full settlement. Let say the loan is RM400k, and the lock-in period is 3 years, what is the maximum I can pay to avoid the penalty? RM399k!????

Note: Actually I am not going to settle the repayment, just that this question suddenly pop up in my mind, and hope sifu here can enlightment me

Property development with a few phases

tatagal — Sun, 06 May 2012 17:22:26 +0800

If let say the first phase of a property development is launched now,but then later property prices drop/under correction,will the coming up phases be launched at lower price by the developer? If yes, how will the developer justify about that to the earlier phase purchaser?