<?xml version="1.0" encoding="utf-8"?>
<!-- generator="FeedCreator 1.7.2" -->
<rss version="2.0">
    <channel>
        <title>Lowyat.NET: Latest topics by roy azloy</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Sun, 12 Jul 2026 05:39:46 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Debt Service Ratio for Overdraft Facility</title>
            <link>http://forum.lowyat.net/topic/3570557</link>
            <description>I want to ask what percentage of DSR for overdraft facility&lt;br /&gt;&lt;br /&gt;for example, we have a 100k in overdraft facility, what percentage of DSR for that amount&lt;br /&gt;&lt;br /&gt;I read the link below&lt;br /&gt;&lt;br /&gt;&lt;a href='http://loanstreet.com.my/ms/pusat-pe...af-di-malaysia' target='_blank'&gt;http://loanstreet.com.my/ms/pusat-pe...af-di-malaysia&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;it say that overdraft will effect the DSR although we dont spend the money in overdraft account</description>
            <author>roy azloy</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Wed, 06 May 2015 09:46:45 +0800</pubDate>
        </item>
        <item>
            <title>Symptom of Gerard</title>
            <link>http://forum.lowyat.net/topic/3565001</link>
            <description>Is real that aliianz arena very slippy or maybe from gerard symptom, how can be&lt;br /&gt;&lt;br /&gt;&lt;a href='http://s1064.photobucket.com/user/royazloy/media/download%201_zpsao0wnocg.jpg.html' target='_blank'&gt;&lt;img src='http://i1064.photobucket.com/albums/u365/royazloy/download%201_zpsao0wnocg.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://s1064.photobucket.com/user/royazloy/media/bayern-muenchen-philipp-lahm-slips_3296458_zpsx9wrly0p.jpg.html' target='_blank'&gt;&lt;img src='http://i1064.photobucket.com/albums/u365/royazloy/bayern-muenchen-philipp-lahm-slips_3296458_zpsx9wrly0p.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>roy azloy</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Wed, 29 Apr 2015 10:17:32 +0800</pubDate>
        </item>
        <item>
            <title>Why so hard to apply CC?</title>
            <link>http://forum.lowyat.net/topic/3561115</link>
            <description>Hi,&lt;br /&gt;&lt;br /&gt;I want asking, i change to new workplace and i had already work for 1 month just now, and i try apply cc from local bank. and they rejected me because lack of point credit, something like that. Last 2 month i work at another place. and also i apply for car loan. My car loan was approved because i am fresh graduate and i got the car easily in just 1 week. My question why cc is hard approved than loan car, i am very confius right now&lt;br /&gt;&lt;br /&gt;Also forget to tell, i make the car loan when my salary is below 2k and now i got new salary more than 2k, is that i must wait 3 month or much more than that to apply new CC</description>
            <author>roy azloy</author>
            <category>The Museum Of Kopitiam</category>
            <pubDate>Fri, 24 Apr 2015 19:47:19 +0800</pubDate>
        </item>
        <item>
            <title>COACH ORI OR FAKE</title>
            <link>http://forum.lowyat.net/topic/3537923</link>
            <description>&lt;br /&gt;Hi,&lt;br /&gt;&lt;br /&gt;Can help me i am confius if  this handbag coach is ori or not by her outside,  some one can help me, &lt;br /&gt;&lt;br /&gt;&lt;a href='http://s1064.photobucket.com/user/royazloy/media/unnamed_zpsht9ih5ic.jpg.html' target='_blank'&gt;&lt;img src='http://i1064.photobucket.com/albums/u365/royazloy/unnamed_zpsht9ih5ic.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;</description>
            <author>roy azloy</author>
            <category>Trends + Fashion</category>
            <pubDate>Mon, 30 Mar 2015 22:32:04 +0800</pubDate>
        </item>
    </channel>
</rss>
