Lowyat.NET: Latest topics by athlon 11

life Insurance:how long you wait

athlon 11 — Sat, 22 Sep 2007 00:04:06 +0800

if you pass your application form,only after 3 weeks the insurance company tell you that now you are insured/rejected/need further medical checkout.are this company sucks?

above is the situation i facing now.

Thanks for view and reply.

note:i am refer to life insurance with critical illness coverage here.

Need advise:

athlon 11 — Sun, 15 Jul 2007 12:30:55 +0800

i am shoping for life insurance,after read a lot in lyn,i prefer a no profit return term life.howewer,i found that when my request assurance goes above RM100k,those traditional big four insurance company offer term life are not cheap and not much different to a profit return type aka invest link and bonus.

while those bank insurance aka banassurance or unit trust company's offer term life insurance are cheaper a lot compare to the big four.but,i was being warn by a lot people,buy this type of without agent service insurance is very risky!for example,the proccess of make claim are very hastel and troublesem.is that true?if posible ,i wish to have feedback from someone who realy got experience claim bank or unit trust insurance to share his story on claim.

are you guy think bank and unit trust term life worth to buy?are that realy very important to buy insurance that got agent serve even in the end every year need to pay rm200 to 300 extra?

Thankyou for viewing and replying

insurance: PPD for illness

athlon 11 — Sun, 08 Apr 2007 23:22:00 +0800

so far i only saw MAAKL mutual fund offer life insurance to his unit trust buyer have PPD protection (partial disability ).but their plan have some limitation like no aero related accident protection,and i would like to have more choice to compare.

is it other insurance company offer PPD protection to non accident like sick and illness too?

Please feel free to advice.Thankyou!