Lowyat.NET: Latest topics by ...PS...

Does CF very important for subsale house?

...PS... — Wed, 04 Jun 2008 23:12:56 +0800

i'm in the process of waiting for the lawyer to prepare the SPA...
but then the lawyer call and said the owner lost his CF, coz it is a very od house d... then the lawyer asked whether i'm very particular about it?

what is the importance of having a CF for second hand house? so is it an option to have a CF for sub-sale house? what will be the problem i might face if not having the CF before signing the SPA?

sifu-sifu here, can help me explain on this matter? thank alot

Below 100K loan

...PS... — Wed, 14 May 2008 23:01:51 +0800

i'm scouting for a loan below 100K, say 80K, tenure around 12-15yr.
tried to look for some of the bank website, found out not many of them offering good rate, and one of them sound like dont offer anyting around this figure one...

below are my finding:

maybank: BLR++ or never update their website

rhb: cant find the link, or broken link

citibank: didnt say the min loan amount

cimb: seem like offering a few good rate, but it says: "available for expatriates from 29th September 2007 to 31st December 2007", so for local ppl, the offer still valid ha?....anybody got any comment on this loan?

standard charterd: got few good package, but didnt specify the min loan amount, didnt specify the rate

hsbc: nothing in the website is useful at all

hong leong: saw 3 types, 1 need >100K, another need >200K, another one <60K... so seems like they don do for something 60-100K one...

currently i'm trying to get a basic idea of which bank giving wat kind of loan, before i actually take a day off visiting them... But i was so sad when i found out all the website cannot be reliable at all...

Anybody know any updated website where they put all the bank latest rate altogether?? coz i've been reading most of the topic here, and the piece was here and there... some were outdated... or anybody can recommend any good one? thank you all sifu-sifu here...

Mihaja Apartment

...PS... — Mon, 05 May 2008 23:50:06 +0800

i came across the Miharja Apartment, the one beside the Maluri LRT Station, and wondering whether it is a good place for property investment?

The good part:
- Low price (around RM 100K++)
- Stategic place (near Maluri Jusco, PGRM, not far from KL Center..)
- Easy access to public transportation
- Crowded area
- Rental around RM 650 - 700

Bad one:
- Traffic jam area if taking own transportation
- enviroment might not be very pleasant
- quite an old building, lack of maintenance
- lift might breakdown any time

I'm thinking whether this place is suitable for property investment? Went to see 1 property, high floor, renovated, price RM 100K+. Do you all think it is worth for investment ha?

In my opinion it should be very easy to rent out the property, coz i looked around the area, not many houses for rental. Mostly are room to let only, and <5 properties for sales. I tried to call to most of the room to let notices, 4 out of 5 already rented out, yet their notice seems like just been posted a few days back... But judging by long term, will the lift breakdown and nobody want to repair it? will this ever happen?

Anyone of you can give some opinions ha? or any better suggestion nearby good for property investment? I'm trying to start a small investment here...

Best language for Online Booking System

...PS... — Thu, 09 Feb 2006 14:14:50 +0800

i looking forward to develop an online booking system, such as ticketing booking system, car rental system or hotel booking system...

i have a bit of XHTML, XML, asp.net, vb.net, java, ColfFusion, etc experience... i'm looking toward to write a stable and easy maintainable web site for this... i saw a few websites using PHP... do PHP give better support for database, plus hiding the code from users, and can easily automate all the modification (add, delete, change the current record) so that the layout can be as expected?

I have no experience in PHP before, but i'm willing to learn anything to have a good website. any ideas which one is better? Hope somebody can give more explanation on this or maybe further breakdown the points... many thanks