Over RM20-25k Owed, what do I do?

tanlouis — Tue, 31 Jan 2012 21:08:34 +0800

Hey everyone, just wanted to get some insight on what to do about my predicament.

Basically, between 2006-2008, I lent my ex-girlfriend around 7000 USD (actually, more. I TTed her money, but I lost those records). After we broke up in 2007, she asked me to lend her 5k ringgit to help her with her school. At which, we had this conversation:

/4/2008 6:39:24 AM K Louis can u transfer money online?
3/4/2008 6:39:29 AM K Louis to my bank account?
3/4/2008 6:39:33 AM Louis K no
3/4/2008 6:39:38 AM K Louis really?
3/4/2008 6:39:39 AM Louis K hold on
3/4/2008 6:39:41 AM Louis K let me do my assignment
3/4/2008 6:39:42 AM K Louis wire?
3/4/2008 6:39:43 AM Louis K we'll talk about this
3/4/2008 6:39:44 AM K Louis ok
3/4/2008 6:39:50 AM Louis K your fees
3/4/2008 6:39:55 AM Louis K is that settled?
3/4/2008 6:39:59 AM K Louis i told my dad about it today...
3/4/2008 6:40:04 AM K Louis but he didnt say anything...
3/4/2008 6:40:13 AM K Louis he just said huh what happened to the loan
3/4/2008 6:40:19 AM K Louis then my sis said my dad has no money
3/4/2008 6:40:27 AM Louis K i can't lend you anymore money after this
3/4/2008 6:40:34 AM K Louis today the councellor wasnt around
3/4/2008 6:40:39 AM K Louis im going to see her tomorrow
3/4/2008 6:40:46 AM K Louis okay
3/4/2008 6:40:53 AM K Louis u dont have enough?
3/4/2008 6:41:00 AM K Louis if u dont then its okay..
3/4/2008 6:41:06 AM Louis K i mean, i have extra money
3/4/2008 6:41:17 AM Louis K but i need to be saving
3/4/2008 6:41:21 AM Louis K for after i graduate
3/4/2008 6:41:28 AM Louis K i'll need to get a car, a place to live, furniture
3/4/2008 6:41:31 AM K Louis okay....
3/4/2008 6:41:32 AM Louis K and my traveling expenses
3/4/2008 6:41:52 AM Louis K and i will need to pay the rest of my ihouse housing at the end of may
3/4/2008 6:42:02 AM Louis K do you know how much you owe me now?
3/4/2008 6:42:03 AM K Louis your parents not paying for you?
3/4/2008 6:42:06 AM K Louis nope
3/4/2008 6:42:10 AM K Louis over 20k?
3/4/2008 6:42:14 AM Louis K yeah
3/4/2008 6:42:22 AM Louis K it was roughly 21 the last time
3/4/2008 6:42:23 AM Louis K funny
3/4/2008 6:42:23 AM Louis K ha ha
3/4/2008 6:42:35 AM K Louis so how do u want me to pay all that back?
3/4/2008 6:42:39 AM K Louis installments?
3/4/2008 6:42:39 AM Louis K i don't know
3/4/2008 6:42:47 AM Louis K when you start working i suppose
3/4/2008 6:42:51 AM K Louis okay
3/4/2008 6:43:18 AM K Louis u settled my credit card for 7k?
3/4/2008 6:54:39 AM Louis K and i'm not trying to con you about how much money you owe me
3/4/2008 6:55:00 AM Louis K if you'd like, i can give you the transactions
3/4/2008 6:55:10 AM Louis K anyway
3/4/2008 6:55:12 AM Louis K i have to do this
3/4/2008 6:55:16 AM K Louis im not saying that you are...
3/4/2008 6:55:30 AM K Louis im just thinking how long its going to take me to pay u back
3/4/2008 6:55:32 AM K Louis im dead

At which she acknowledges she owes me a whole boatload of money and asks how I would like it back, and that she would take forever to pay it back.

I've contacted her and she claims I don't have any right over that money because I lent it to her when we were going out so it doesn't mean anything anymore. She now even refuses to give back the 5k I lent to her after we broke up.

Here are my issues:
1) My dad's a lawyer. I can't tell him about this until i'm ready to actually go forward.
2) All my chat evidence are in chat logs from msn. The good thing about this is that I backed this up from years ago, but its still all electronic. Will this be a problem?
3) I gave her an ATM card in Malaysia when I was in the U.S. I have proof of all the withdrawals (withdrawals from my account while I was overseas), as well as all the electronic transfers I made to her.
4) She is currently residing in Australia (her family is still here, and she still wants to come back)

I'd appreciate if anyone can give me any advice.

Thanks

MvC3/Fighting Gaming Tournament Ideas

tanlouis — Fri, 04 Mar 2011 20:55:05 +0800

MvC3 is turning heads all around the world, and competitive console gaming has been given another breath of life in Japan and the US, who are now having competitions every week.

I've had experience with the fighting gaming community in the US, and I plan to bring it here.

I want to start it localized, Kuala Lumpur with bi-weekly tournaments of 5-10 ringgit entrance fees. The prize money goes as:

1st Place - 65% of pot
2nd Place - 15% of pot
3rd Place - 5% of pot

As such, if there were 100 entrants ($1000), the prize money would be:

1st Place - $650
2nd Place - $150
3rd Place - $50

The remainder of the $150 will be held for either rental of venue, or kept for a nationwide tournament to increase the size of that pot. More money can be raised via selling merchandise, snacks, sponsorship, and it will go back into the "community," which I intend to keep transparent. I will develop a website that keeps the community up-to-date with events, as well as the expenditure of the funds.

Please note that I don't intend to build this idea to make money for myself or as a business, rather I want to build a community of gamers that will allow us to one day compete with the levels they have in the U.S/Japan. With the mediums available to us today (Internet/Facebook/Twitter/Forums), getting word out about competitive console gaming and getting people involved is not going to be as difficult as it once was.

I want to hear any kind of criticisms or ideas you people may have, so long as they are constructive. Lets make this happen.

Lowyat.NET: Latest topics by tanlouis

Over RM20-25k Owed, what do I do?

MvC3/Fighting Gaming Tournament Ideas