Lowyat.NET: Latest topics by chienta

How to cancel a property purchased?

chienta — Thu, 12 Jan 2012 16:42:27 +0800

Hi all,
I have a purchased an apartment and had signed the S&P in Jan 2010. I had benn offered loan amount I need and had sign the bank agreement as well. But i haven't start any payment yet to bank because last time I missed to do medical check up (requirement for MRTA) and therefore they cannot disburse any payment to the developer.

Now, I found out that the property have problem to get the CF and then a lot of damage and quality in the apartment. So, I am planning to cancel the purchase after i found out bank still not disburse any amount to the developer. And according to the bank I am the only customer pending payment to developer and bank cannot charge me any monthly payment for interest yet if I am not signing any letter allowing them to disburse the propertiy without MRTA.

I almost agree to sign to allow bank disburse the payment to developer, but when I heard that the house have lot of damage and the promise that we can get CF by January 2012 seems to be far away from true...

My concern if i signed, then i have to start paying my monthly installment bu if there still a lot of make-up to be done to the apartment in order to get the CF; I really couldn't afford to pay the monthly installment + the house i rent now.

So i decide to cancel the purchase and not signing the permission to disburse the payment to them. So is it possible for me to do the cancel the purchase?

TQ friend. hope to get som feddback from uols...

Long Leave

chienta — Wed, 17 Aug 2011 12:35:07 +0800

Hi All,

Salam ramadhan semua . I am actually planning to take long leave, due to personal problem, family matters and to get some rest for my mind and soul from current job. May be about 3 to 6 months at least. I am actually become boring with my job. But I dont want to quit yet as so far the company pays on time, medical benefit for family, cash insentif whenever our branch achieve target and etc. Increment also have even though not so much.

However, I am not sure wether a company will allow me to do so (my friend work at governmaent sector said can, but i work for private company). And if i am going to take leave, my position at the branch will be vacant and no one to attend all the customer (i am customer service).

I need advise from experts here . Please help me....

Expected Salary Vs Current Salary

chienta — Sat, 01 Jan 2011 17:32:24 +0800

Hi everyone,
I have almost 6 yrs working experience. I am planning to start searching a new job this year. My current salary : RM2400 (basic) + RM200 (fix allowance) + insentif rm250 (when achive target). But all this still not enough as I just bought an apartment and my son already enter Std 1.

Current company (automotive) - enter on March 2010 - customer service
Previous company (health & bty) - 5yrs experience - marketing
Education: BSc. Nutrition & Community Health

So how much should i demand in my next job search? Should i go for marketing or customer service?

I find that my curent salary underpaid but i t's hard fo me to find job that can offer 1/3 from current salary (normally only rm100-200 different). FYI, I earn the same salary for my curent and previous salary (I accept becoz more benefit eg: medical, hospitalization, dental, have bonus, mthly insentif if achieve taget, etc. plus near home).

And I'm thinking of pursuing other degree (may be business study or shud i go for MBA) because i think my current degree may be make me cant get good salary offer (I do get this response during interview.)

Hope to get advise from friends here