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        <lastBuildDate>Fri, 19 Jun 2026 08:07:01 +0800</lastBuildDate>
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            <title>Silversmith for custom ring</title>
            <link>http://forum.lowyat.net/topic/4675101</link>
            <description>Hi all,&lt;br /&gt;&lt;br /&gt;Any contacts or shops/outlets who can do a custom silver ring? Nothing fancy but need to change a setting ring from brass to silver.&lt;br /&gt;&lt;br /&gt;Thanks.&lt;br /&gt;</description>
            <author>zoomzz</author>
            <category>Timepieces &amp;amp; Jewelleries</category>
            <pubDate>Tue, 16 Oct 2018 12:12:40 +0800</pubDate>
        </item>
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            <title>Windscreen protection films - exterior</title>
            <link>http://forum.lowyat.net/topic/3358882</link>
            <description>Anybody have done or selling windscreen protection films? Those installed on exterior of car..&lt;br /&gt;&lt;br /&gt;Am driving NKVE everyday and already kena change windscreen 4 times, 3 different cars.. &lt;br /&gt;Getting worse and worse condition. 3 times kena at NKVE, 1 time at USJ ELITE.&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>zoomzz</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Wed, 24 Sep 2014 14:47:39 +0800</pubDate>
        </item>
        <item>
            <title>House Sold - how to cancel TNB, Syabas, IndahWater</title>
            <link>http://forum.lowyat.net/topic/1934979</link>
            <description>Appreciate some help on what to do&lt;br /&gt;&lt;br /&gt;1. What is the documents to be presented - copy of SPA?&lt;br /&gt;2. Where can we do this - any of their branch or the house areas specific branch?&lt;br /&gt;3. Any way to do online and claim refund of deposit?&lt;br /&gt;&lt;br /&gt;Thanks</description>
            <author>zoomzz</author>
            <category>Property Talk</category>
            <pubDate>Mon, 27 Jun 2011 19:56:41 +0800</pubDate>
        </item>
        <item>
            <title>Waiver for Housing Loan penalty</title>
            <link>http://forum.lowyat.net/topic/1845395</link>
            <description>hi folks,&lt;br /&gt;&lt;br /&gt;i&amp;#39;ve seen this topic put up b4 but no solution.&lt;br /&gt;&lt;br /&gt;i&amp;#39;m currently settling my housing loan left only 1 year (out of 5 lock-in years) bcoz i&amp;#39;m selling my unit.&lt;br /&gt;&lt;br /&gt;i will take up a new loan with the same bank but they offer me only 20% reduction which is crazy. even before nego, i have seen 50% reduction.&lt;br /&gt;&lt;br /&gt;my penalty also abnormally high because they charge 3% on outstanding PLUS a fixed amount of rm8k. normal practice is only 3%.&lt;br /&gt;i took the loan in 2007&lt;br /&gt;&lt;br /&gt;i heard from a property agent that it is possible to write a letter to bank negara and complain about the penalty and hopefully the bank will reduce the penalty. he said it&amp;#39;s quite common and he has done b4.&lt;br /&gt;&lt;br /&gt;any ideas about this and how to make it happen?&lt;br /&gt;&lt;br /&gt;thanks&lt;br /&gt;</description>
            <author>zoomzz</author>
            <category>Property Talk</category>
            <pubDate>Thu, 21 Apr 2011 16:48:24 +0800</pubDate>
        </item>
        <item>
            <title>Cova Suites Block C for sale or rental</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Property Talk</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
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