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        <title>Lowyat.NET: Latest topics by satur9</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 10 Jun 2026 17:18:45 +0800</lastBuildDate>
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            <title>Ringtones via bluetooth</title>
            <link>http://forum.lowyat.net/topic/495191</link>
            <description>SE user here, trying to figure out how things work on a Nokia.&lt;br /&gt;&lt;br /&gt;When I transfer ringtones via bluetooth, the files end up in the SMS Inbox instead of the Tones folder on my memory card. How do I move these files to the Tones folder?&lt;br /&gt;&lt;br /&gt;I know I can avoid this issue by choosing the USB route but sometimes bluetooth is faster for just 1 or 2 files. Hope someone can help me.</description>
            <author>satur9</author>
            <category>Mobile Phones and Tablets</category>
            <pubDate>Sat, 28 Jul 2007 00:08:51 +0800</pubDate>
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            <title>USDollar: UP or DOWN?</title>
            <link>http://forum.lowyat.net/topic/464451</link>
            <description>This may be a dumb question but please bear with me as I am clueless when it comes to matters of finance: Will the US dollar &lt;i&gt;most likely&lt;/i&gt; keep on depreciating within the next 5 months?&lt;br /&gt;&lt;br /&gt;Backstory: Just found out that I can&amp;#39;t open up a FCA with foreign currency (told you I&amp;#39;m clueless). I&amp;#39;ve got to convert it to MYR first and then back again into USD. Current exchange rates being what they are, I stand to lose a bit (OK pocket change for you big players out there but every ringgit makes a difference to me). One option is to have the money TT&amp;#39;d in from offshore but that&amp;#39;s not practical in my case (long story). So I&amp;#39;m stuck between a rock and a hard place. Should I bite the bullet and convert to MYR now or wait it out a few more months (my USD draft is valid for another 5 months) hoping the US Dollar will appreciate?&lt;br /&gt;&lt;br /&gt;Any advice, suggestion or recommendation is appreciated.</description>
            <author>satur9</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Tue, 29 May 2007 14:36:58 +0800</pubDate>
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